| Sector |
Banking
|
Compare with Sector peers |
| Industry |
Bank - Private
|
Compare with Industry peers |
| Website | http://www.finobank.com | |
| Market Cap | 1,945.97 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | 5.14 | Trailing Twelve Months Ending 2022-03 |
| Price-Earning Ratio (PE) | 45.53 | Trailing Twelve Months Ending 2022-03 |
| Industry PE | 19.91 | Trailing Twelve Months Ending 2022-03 |
| Book Value / Share | 57.28 | Trailing Twelve Months Ending 2022-03 |
| Price to Book Value | 4.08 | Calculated using Price: 233.85 |
| Dividend Yield | 0.00 | Period Ending 2021-03 |
| No. of Shares Subscribed | 8.32 Cr. | 83,214,302 Shares |
| FaceValue | 10 | |
| Company Profile | ||
| Fino Payments Bank is a growing fintech company offering a diverse range of financial products and services that are primarily digital and have a payments focus. It offers such products and services to its target market via a pan-India distribution network and proprietary technologies. The bank's products and services include various current accounts and savings accounts (CASA), issuance of debit card and related transactions, facilitating domestic remittances, open banking functionality (via its Application Programming Interface (API)), withdrawing and depositing cash (via micro-ATM or Aadhaar Enabled Payment System AePS) and cash management services (CMS). Its merchants also leverage the customer relationships within their respective communities to facilitate it cross-selling other financial products and services such as third party gold loans, insurance, bill payments and recharges. It also manages a large BC network on behalf of other banks. | ||
| 1 Day |
|
+0.73% |
| 1 Week |
|
-4.96% |
| 1 Month |
|
-3.73% |
| 3 Month |
|
-17.89% |
| 6 Month |
|
-39.92% |
| 1 Year |
|
|
| 2 Year |
|
|
| 5 Year |
|
|
| 10 Year |
|
| 3 years | 2019-03 | 2020-03 | 2021-03 | |
| Return on Equity (%) | -38.48 | -21.93 | 14.59 | |
| Return on Assets (%) | -9.12 | -4.90 | 2.51 | |
| Net Interest Margin | 2.95 | 1.92 | 1.38 | |
| Interest Spread (%) | ||||
| Yield on Advances (%) |
| Particulars | 4 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03* Rs. Cr. |
| Shh. Funds | 162 | 130 | 151 | 480 | |
| Minority Int. | |||||
| Deposits | 48 | 118 | 243 | 501 | |
| Borrowings | 83 | 111 | 181 | 250 | |
| Other Liab. | 392 | 266 | 436 | 450 | |
| Total Liab. | 684 | 624 | 1,010 | 1,680 | |
| Fixed Assets | 42 | 49 | 64 | 93 | |
| Investments | 73 | 128 | 504 | 631 | |
| Advances | 0 | 0 | 0 | 0 | |
| Cash & Bank | 388 | 302 | 271 | 766 | |
| Other Assets | 180 | 144 | 172 | 189 | |
| Total Assets | 684 | 624 | 1,010 | 1,680 |
| Particulars | 3 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Interest Earned | 19 | 18 | 20 | |
| Other Income | 352 | 673 | 771 | |
| Total Income | 371 | 691 | 791 | |
| Operating Exp. | -427 | -713 | -757 | |
| Provisions | -1 | -1 | -4 | |
| PBIT | -57 | -22 | 30 | |
| Interest | -6 | -10 | -10 | |
| Tax | ||||
| PAT | -62 | -32 | 20 | |
| Adjusted EPS | -14 | -7 | 5 |
| Particulars | 3 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Cash Fr. Operatn. | 29 | -84 | -32 | |
| Cash Fr. Inv. | -14 | -31 | -69 | |
| Cash Fr. Finan. | 35 | 28 | 70 | |
| Net Change | 50 | -86 | -31 | |
| Cash & Cash Eqvt | 388 | 302 | 271 |
|
Fri, 17 Jun 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Pursuant to applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we wish to inform you that the representatives of Fino Payments Bank Limited had one to one investors/analysts interactions/meetings with the following investors on June 17 2022:1. Kotak Mutual Fund2. Nippon Mutual FundOnly information available in public domain was given to the investors/analysts. |
|
Thu, 16 Jun 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Pursuant to applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we wish to inform you that the representatives of Fino Payments Bank Limited had an investor/analyst interaction/meeting on June 16 2022 with Motilal Oswal Asset Management. |
|
Thu, 09 Jun 2022
Announcement under Regulation 30 (LODR)-Press Release / Media Release Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 read with SEBI Circular no. CIR/CFD/CMD/4/2015 dated September 9 2015 we enclose herewith the press release on the Product Launch of Shop Insurance Policy to small and medium business owners in association with Go Digit General Insurance Limited. |
| Fri, 24 Jun 2022 |
Close Within 52 Week Low Zone
|
High Decrease 3 Months
|
High Decrease 6 Months
|
CCI Oversold Zone
|
| Thu, 23 Jun 2022 |
Opening at Low
|
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