Fino Payments Bank Ltd.
Snapshot View

234.80 +1.70 ▲0.7%

24 June 2022, 04:01:00 PM
Volume: 1,411

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.finobank.com
Market Cap 1,945.97 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 5.14 Trailing Twelve Months Ending 2022-03
Price-Earning Ratio (PE) 45.53 Trailing Twelve Months Ending 2022-03
Industry PE 19.91 Trailing Twelve Months Ending 2022-03
Book Value / Share 57.28 Trailing Twelve Months Ending 2022-03
Price to Book Value 4.08 Calculated using Price: 233.85
Dividend Yield 0.00 Period Ending 2021-03
No. of Shares Subscribed 8.32 Cr. 83,214,302 Shares
FaceValue 10
Company Profile
Fino Payments Bank is a growing fintech company offering a diverse range of financial products and services that are primarily digital and have a payments focus. It offers such products and services to its target market via a pan-India distribution network and proprietary technologies. The bank's products and services include various current accounts and savings accounts (CASA), issuance of debit card and related transactions, facilitating domestic remittances, open banking functionality (via its Application Programming Interface (API)), withdrawing and depositing cash (via micro-ATM or Aadhaar Enabled Payment System AePS) and cash management services (CMS). Its merchants also leverage the customer relationships within their respective communities to facilitate it cross-selling other financial products and services such as third party gold loans, insurance, bill payments and recharges. It also manages a large BC network on behalf of other banks.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+0.73%
1 Week
-4.96%
1 Month
-3.73%
3 Month
-17.89%
6 Month
-39.92%
1 Year
2 Year
5 Year
10 Year
3 years 2019-03 2020-03 2021-03
Return on Equity (%) -38.48 -21.93 14.59
Return on Assets (%) -9.12 -4.90 2.51
Net Interest Margin 2.95 1.92 1.38
Interest Spread (%)
Yield on Advances (%)

Balance Sheet View Details

Particulars 4 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03* Rs. Cr.
Shh. Funds 162 130 151 480
Minority Int.
Deposits 48 118 243 501
Borrowings 83 111 181 250
Other Liab. 392 266 436 450
Total Liab. 684 624 1,010 1,680
Fixed Assets 42 49 64 93
Investments 73 128 504 631
Advances 0 0 0 0
Cash & Bank 388 302 271 766
Other Assets 180 144 172 189
Total Assets 684 624 1,010 1,680

Profit Loss View Details

Particulars 3 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Interest Earned 19 18 20
Other Income 352 673 771
Total Income 371 691 791
Operating Exp. -427 -713 -757
Provisions -1 -1 -4
PBIT -57 -22 30
Interest -6 -10 -10
Tax
PAT -62 -32 20
Adjusted EPS -14 -7 5

Cash Flow View Details

Particulars 3 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. 29 -84 -32
Cash Fr. Inv. -14 -31 -69
Cash Fr. Finan. 35 28 70
Net Change 50 -86 -31
Cash & Cash Eqvt 388 302 271

Shareholding Pattern View Details

2 Qtrs 2021-12 (%) 2022-03 (%)
Promoter 75.00 75.00
Public 25.00 25.00
Depository Receipts 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00

Announcements View Details

Fri, 17 Jun 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Pursuant to applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we wish to inform you that the representatives of Fino Payments Bank Limited had one to one investors/analysts interactions/meetings with the following investors on June 17 2022:1. Kotak Mutual Fund2. Nippon Mutual FundOnly information available in public domain was given to the investors/analysts.
Thu, 16 Jun 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Pursuant to applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we wish to inform you that the representatives of Fino Payments Bank Limited had an investor/analyst interaction/meeting on June 16 2022 with Motilal Oswal Asset Management.
Thu, 09 Jun 2022
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 read with SEBI Circular no. CIR/CFD/CMD/4/2015 dated September 9 2015 we enclose herewith the press release on the Product Launch of Shop Insurance Policy to small and medium business owners in association with Go Digit General Insurance Limited.

Technical Scans View Details

Fri, 24 Jun 2022
Close Within 52 Week Low Zone Close Within 52 Week Low Zone
High Decrease 3 Months High Decrease 3 Months
High Decrease 6 Months High Decrease 6 Months
CCI Oversold Zone CCI Oversold Zone
Thu, 23 Jun 2022
Opening at Low Opening at Low

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