| Sector |
Banking
|
Compare with Sector peers |
| Industry |
Bank - Private
|
Compare with Industry peers |
| Website | http://www.suryodaybank.com | |
| Market Cap | 856.70 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | -8.76 | Trailing Twelve Months Ending 2022-03 |
| Price-Earning Ratio (PE) | - | Trailing Twelve Months Ending 2022-03 |
| Industry PE | 19.98 | Trailing Twelve Months Ending 2022-03 |
| Book Value / Share | 141.78 | Trailing Twelve Months Ending 2022-03 |
| Price to Book Value | 0.57 | Calculated using Price: 80.70 |
| Dividend Yield | 0.00 | Period Ending 2021-03 |
| No. of Shares Subscribed | 10.62 Cr. | 106,158,749 Shares |
| FaceValue | 10 | |
| Company Profile | ||
| The bank was among the leading Small Finance Banks (SFBs) in India in terms of net interest margins, return on assets, yields and deposit growth. It has for over a decade been serving customers in the unbanked and underbanked segments in India and promoting financial inclusion. The bank commenced its microfinance operations in 2009 and has since expanded its operations across several states and union territories. Its delivery platform also includes partnering with business correspondents (BCs) for sourcing both asset and liability business and has expanded its network and presence through their reach to promote financial inclusion. It has arrangements with various payment banks in India and has been able to leverage its relationship with such payment banks to grow its deposit base. Its distribution network also comprises its ATMs, phone banking, mobile banking, tablet banking, unified payment interface, CSPs, and internet banking services. | ||
| 1 Day |
|
-1.64% |
| 1 Week |
|
-10.20% |
| 1 Month |
|
-20.24% |
| 3 Month |
|
-20.43% |
| 6 Month |
|
-44.52% |
| 1 Year |
|
-63.35% |
| 2 Year |
|
|
| 5 Year |
|
|
| 10 Year |
|
| 8 years | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | |
| Return on Equity (%) | 10.11 | 15.42 | 16.73 | 4.34 | 1.95 | 12.26 | 11.47 | 0.90 | |
| Return on Assets (%) | 2.21 | 2.91 | 2.82 | 1.08 | 0.54 | 2.92 | 2.43 | 0.20 | |
| Net Interest Margin | 7.68 | 7.79 | 9.00 | 8.95 | 7.82 | 9.36 | 9.47 | 6.36 | |
| Interest Spread (%) | -6.40 | 1.84 | 10.32 | 19.91 | 9.82 | 12.74 | 14.99 | 12.06 | |
| Yield on Advances (%) | 18.97 | 20.34 | 20.23 | 30.95 | 18.22 | 19.78 | 21.71 | 19.49 |
| Particulars | 3 years | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03* Rs. Cr. |
| Shh. Funds | 1,066 | 1,597 | 1,505 | |
| Minority Int. | ||||
| Deposits | 2,849 | 3,256 | 3,850 | |
| Borrowings | 1,265 | 1,667 | 2,551 | |
| Other Liab. | 185 | 193 | 274 | |
| Total Liab. | 5,365 | 6,712 | 8,180 | |
| Fixed Assets | 39 | 43 | 115 | |
| Investments | 808 | 1,874 | 2,058 | |
| Advances | 3,532 | 3,983 | 4,751 | |
| Cash & Bank | 838 | 597 | 978 | |
| Other Assets | 148 | 216 | 279 | |
| Total Assets | 5,365 | 6,712 | 8,180 |
| Particulars | 3 years | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. TTM |
| Interest Earned | 767 | 776 | 942 | |
| Other Income | 87 | 99 | 94 | |
| Total Income | 854 | 876 | 1,036 | |
| Operating Exp. | -272 | -329 | -413 | |
| Provisions | -152 | -169 | -393 | |
| PBIT | 430 | 378 | 230 | |
| Interest | -276 | -366 | -357 | |
| Tax | -43 | 0 | 34 | |
| PAT | 111 | 12 | -93 | |
| Adjusted EPS | 13 | 1 | -9 |
| Particulars | 2 years | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Cash Fr. Operatn. | 526 | -876 | |
| Cash Fr. Inv. | -167 | -280 | |
| Cash Fr. Finan. | 210 | 915 | |
| Net Change | 569 | -241 | |
| Cash & Cash Eqvt | 835 | 593 |
|
Mon, 06 Jun 2022
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011 The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations 2011 for Sheela Pai Cole |
|
Mon, 06 Jun 2022
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011 The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations 2011 for Sunaina Pai Ocalan |
|
Mon, 06 Jun 2022
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011 The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations 2011 for Savita Surendra Pai |
| Mon, 27 Jun 2022 |
Closing Below Previous Low
|
Close Within 52 Week Low Zone
|
High Decrease 1 Month
|
High Decrease 3 Months
|
High Decrease 6 Months
|
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