| Sector |
Finance
|
Compare with Sector peers |
| Industry |
Finance - NBFC
|
Compare with Industry peers |
| Website | http://www.armanindia.com | |
| Financial Indicators | ||
|---|---|---|
| Market Cap | 575.68 Cr. | |
| Earnings per share (EPS) | 12.51 | Trailing Twelve Months Ending 2021-03 |
| Price-Earning Ratio (PE) | 54.23 | Trailing Twelve Months Ending 2021-03 |
| Industry PE | 89.07 | Trailing Twelve Months Ending 2021-03 |
| Book Value / Share | 220.02 | Trailing Twelve Months Ending 2021-03 |
| Price to Book Value | 3.08 | Calculated using Price: 678.20 |
| Dividend Yield | 0.00 | Period Ending 2020-03 |
| No. of Shares Subscribed | 0.85 Cr. | 8,488,384 Shares |
| FaceValue | 10 | |
| Company Profile | ||
|
Arman Financial Services is a category A non-banking finance company was originally incorporated on 26th November, 1992 as an erstwhile Arman Lease & Finance Ltd. The company is a public limited listed company. The registered office of the company is located 502-503, Sakar III, Opposite Old High Court, Ahmedabad-380014, Gujarat. The main objects of the company consist of providing a wide spectrum of financial services both Fund based and Non Fund Based activities which includes term loans, collateral free credit, other forms of credits, thrift and savings and insurance. Arman also plans to render financial services to people by acting as intermediary for banks and financial institutions in the cities, towns, villages of India. The company provides loans for two wheelers, used cars, rickshaws and personal loans. It provides a wide spectrum of financial services like lease/hire purchase, hypothecation, bill discounting, investment in primary and secondary market, merchant banking, portfolio management, loan syndication and loans for education, marriage, travel, and other services. Arman has rich experience in two and three wheeler segment with all it’s clientele based in Ahmedabad. The company has a database of 20,000 clients with proven credit worthiness which is advantageous for a personal loan or a repeat vehicle loan. The Company was originally rated by ICRA, the noted rating agency and it was assigned credit rating of `7’ which was indicative of safe borrowing from the Bank. The company has been rated 4 different times by noted rating agency called M-Cril and company has each time received Alpha Minus which is an investment grade. The last time in March 2009 the company received even Alpha for its financial performance. |
||
Company Profile
Arman Financial Services is a category A non-banking finance company was originally incorporated on 26th November, 1992 as an erstwhile Arman Lease & Finance Ltd. The company is a public limited listed company. The registered office of the company is located 502-503, Sakar III, Opposite Old High Court, Ahmedabad-380014, Gujarat.
The main objects of the company consist of providing a wide spectrum of financial services both Fund based and Non Fund Based activities which includes term loans, collateral free credit, other forms of credits, thrift and savings and insurance. Arman also plans to render financial services to people by acting as intermediary for banks and financial institutions in the cities, towns, villages of India. The company provides loans for two wheelers, used cars, rickshaws and personal loans. It provides a wide spectrum of financial services like lease/hire purchase, hypothecation, bill discounting, investment in primary and secondary market, merchant banking, portfolio management, loan syndication and loans for education, marriage, travel, and other services.
Arman has rich experience in two and three wheeler segment with all it’s clientele based in Ahmedabad. The company has a database of 20,000 clients with proven credit worthiness which is advantageous for a personal loan or a repeat vehicle loan. The Company was originally rated by ICRA, the noted rating agency and it was assigned credit rating of `7’ which was indicative of safe borrowing from the Bank.
The company has been rated 4 different times by noted rating agency called M-Cril and company has each time received Alpha Minus which is an investment grade. The last time in March 2009 the company received even Alpha for its financial performance.
| 1 Day |
|
-1.53% |
| 1 Week |
|
-3.05% |
| 1 Month |
|
+0.71% |
| 3 Month |
|
+19.50% |
| 6 Month |
|
-3.39% |
| 1 Year |
|
+43.45% |
| 2 Year |
|
+74.46% |
| 5 Year |
|
+147.19% |
| 9 years | 2012-03 | 2013-03 | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | |
| Return on Equity (%) | 25.62 | 19.36 | 16.09 | 16.98 | 18.98 | 13.11 | 13.52 | 29.49 | 28.25 | |
| Return on Capital Employed (%) | 18.21 | 15.38 | 16.71 | 16.63 | 17.16 | 16.34 | 13.34 | 16.04 | 17.71 | |
| Return on Assets (%) | 4.56 | 4.36 | 4.45 | 4.68 | 4.52 | 2.88 | 2.06 | 4.24 | 4.93 |
| Particulars | 9 years | 2012-03 Rs. Cr. | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. |
| Shh. Funds | 20 | 23 | 34 | 39 | 50 | 56 | 57 | 123 | 172 | |
| Non Curr. Liab. | 4 | 6 | 10 | 22 | 46 | 48 | 222 | 570 | 670 | |
| Curr. Liab. | 43 | 57 | 73 | 84 | 112 | 127 | 200 | 73 | 75 | |
| Minority Int. | ||||||||||
| Equity & Liab. | 67 | 86 | 117 | 146 | 208 | 231 | 478 | 767 | 918 | |
| Non Curr. Assets | 13 | 17 | 15 | 18 | 36 | 38 | 93 | 7 | 8 | |
| Curr. Assets | 54 | 69 | 102 | 128 | 172 | 194 | 385 | 760 | 910 | |
| Misc. Exp. not W/O | ||||||||||
| Total Assets | 67 | 86 | 117 | 146 | 208 | 231 | 478 | 767 | 918 |
| Particulars | 9 years | 2012-03 Rs. Cr. | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. |
| Net Sales | 16 | 17 | 24 | 30 | 41 | 54 | 78 | 139 | 212 | |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 4 | |
| Total Income | 16 | 17 | 25 | 30 | 41 | 54 | 79 | 140 | 215 | |
| Total Expenditure | -5 | -6 | -9 | -10 | -13 | -21 | -35 | -44 | -72 | |
| PBIDT | 10 | 11 | 16 | 20 | 28 | 33 | 44 | 96 | 143 | |
| Interest | -6 | -6 | -9 | -11 | -15 | -23 | -34 | -59 | -88 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1 | |
| Taxation | -1 | -1 | -2 | -3 | -4 | -4 | -3 | -10 | -12 | |
| Exceptional Items | ||||||||||
| PAT | 3 | 3 | 5 | 6 | 8 | 6 | 7 | 26 | 42 |
| Particulars | 9 years | 2012-03 Rs. Cr. | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. |
| Cash Fr. Operatn. | 4 | -24 | -6 | 7 | -1 | 21 | -203 | -221 | -75 | |
| Cash Fr. Inv. | 0 | 0 | -2 | -1 | -7 | -2 | -12 | -1 | 2 | |
| Cash Fr. Finan. | 4 | 22 | 16 | -5 | 1 | -9 | 205 | 252 | 94 | |
| Net Change | 7 | -2 | 8 | 1 | -7 | 10 | -9 | 30 | 20 | |
| Cash & Cash Eqvt | 8 | 6 | 13 | 14 | 7 | 18 | 8 | 38 | 58 |
|
Fri, 23 Jul 2021
Announcement under Regulation 30 (LODR)-Newspaper Publication Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 we enclose herewith a copy of notice w.r.t. transfer of Equity Shares of the Company to Investor Education and Protection Fund (IEPF) published in English and vernacular language (Gujarati) newspapers on July 23 2021 in Indian Express and Financial Express. |
|
Thu, 22 Jul 2021
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation under Regulation 39 (3) of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 |
|
Wed, 14 Jul 2021
Shareholding for the Period Ended June 30 2021 Arman Financial Services Ltd has submitted to BSE the Shareholding Pattern for the Period Ended June 30 2021. For more details kindly Click here |
| Fri, 23 Jul 2021 |
Strongly Outperforming Benchmark Index
|
Strongly Outperforming Sectoral Index
|
Both SRS And ARS Below Zero
|
Close Crossing 20 EMA From Above
|
ADX Crossing 25 From Above
|
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