| Sector |
Banking
|
Compare with Sector peers |
| Industry |
Bank - Private
|
Compare with Industry peers |
| Website | http://www.aubank.in | |
| Market Cap | 45,233.40 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | 20.66 | Trailing Twelve Months Ending 2024-03 |
| Price-Earning Ratio (PE) | 29.47 | Trailing Twelve Months Ending 2024-03 |
| Industry PE | 16.83 | Trailing Twelve Months Ending 2024-03 |
| Book Value / Share | 170.10 | Trailing Twelve Months Ending 2024-03 |
| Price to Book Value | 3.58 | Calculated using Price: 609.05 |
| Dividend Yield | 0.16 | Period Ending 2023-03 |
| No. of Shares Subscribed | 74.27 Cr. | 742,687,803 Shares |
| FaceValue | 10 | |
| About AU Small Finance Bank Ltd. | ||
| The company is a small finance bank (SFB) that has recently transitioned from a prominent, retail focused non-banking finance company (NBFC), which primarily served low and middle-income individuals and businesses that have limited or no access to formal banking and finance channels.As an NBFC, the company operated in three business lines: vehicle finance; micro, small and medium enterprises (MSMEs) loans; and small and medium enterprises (SMEs) loans. As it commenced the SFB operations, it has expanded and strengthened its business model to offer a diverse suite of banking products and services by leveraging its asset-based lending strengths, NBFC customer base and cost efficient, technology driven hub-and spoke branch operating model to successfully operate the SFB. In addition to its vehicle finance, MSME and SME offerings, its asset product offerings include working capital facilities, gold loans, agriculture related term loans, Kisan credit cards for farmers and loans against securities. Its liability product offerings include current accounts, savings accounts, term deposits, recurring deposits and collections and payments solutions for MSME and SME customers. Transitioning to an SFB has offered it significant growth potential and it aims to be a retail focused, preferred trusted SFB offering integrated and tailored solutions to customers. | ||
| 1 Day |
|
-1.63% |
| 1 Week |
|
-0.74% |
| 1 Month |
|
+7.90% |
| 3 Month |
|
-17.42% |
| 6 Month |
|
-12.45% |
| 1 Year |
|
-8.29% |
| 2 Year |
|
-11.23% |
| 5 Year |
|
+99.35% |
| 10 Year |
|
| 7 years | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
| Return on Equity (%) | 41.48 | 13.76 | 14.66 | 18.56 | 22.31 | 16.56 | 15.52 | |
| Return on Assets (%) | 8.4 | 2.04 | 1.48 | 1.81 | 2.5 | 1.87 | 1.79 | |
| Net Interest Margin | 8.4 | 5.19 | 4.23 | 4.65 | 4.71 | 4.8 | 5.03 | |
| Interest Spread (%) | 12.57 | 7.96 | 7.19 | 9.37 | 8.29 | 8.26 | 9.05 | |
| Yield on Advances (%) | 19.54 | 13.28 | 12.92 | 15.88 | 14.3 | 12.85 | 14.05 |
| Particulars | 8 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2024-03* Rs. Cr. |
| Shh. Funds | 1,988 | 2,281 | 3,163 | 4,377 | 6,275 | 7,514 | 10,977 | 12,560 | |
| Minority Int. | |||||||||
| Deposits | 7,923 | 19,422 | 26,164 | 35,979 | 52,585 | 69,365 | 87,182 | ||
| Borrowings | 7,120 | 7,639 | 8,613 | 10,335 | 7,030 | 5,991 | 6,299 | 5,479 | |
| Other Liab. | 674 | 989 | 1,424 | 1,267 | 2,307 | 2,988 | 3,575 | 4,205 | |
| Total Liab. | 9,781 | 18,833 | 32,623 | 42,143 | 51,591 | 69,078 | 90,216 | 109,426 | |
| Fixed Assets | 276 | 386 | 447 | 448 | 482 | 623 | 740 | 852 | |
| Investments | 2,150 | 3,051 | 7,162 | 10,668 | 10,815 | 15,307 | 20,072 | 27,133 | |
| Advances | 6,551 | 13,312 | 22,819 | 26,992 | 34,609 | 46,095 | 58,422 | 73,163 | |
| Cash & Bank | 625 | 1,761 | 1,740 | 3,370 | 4,781 | 5,929 | 9,425 | 6,376 | |
| Other Assets | 179 | 323 | 455 | 665 | 903 | 1,125 | 1,557 | 1,902 | |
| Total Assets | 9,781 | 18,833 | 32,623 | 42,143 | 51,591 | 69,078 | 90,216 | 109,426 |
| Particulars | 8 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2024-03 Rs. Cr. TTM |
| Interest Earned | 1,280 | 1,767 | 2,949 | 4,286 | 4,950 | 5,922 | 8,205 | 10,555 | |
| Other Income | 810 | 388 | 462 | 706 | 1,421 | 994 | 1,034 | 1,669 | |
| Total Income | 2,090 | 2,155 | 3,411 | 4,992 | 6,371 | 6,915 | 9,240 | 12,224 | |
| Operating Exp. | -353 | -753 | -1,083 | -1,418 | -1,658 | -2,413 | -3,440 | -4,388 | |
| Provisions | -97 | -133 | -142 | -283 | -669 | -361 | -155 | -439 | |
| PBIT | 1,640 | 1,270 | 2,187 | 3,291 | 4,043 | 4,142 | 5,645 | 7,397 | |
| Interest | -496 | -827 | -1,607 | -2,377 | -2,585 | -2,688 | -3,780 | -5,398 | |
| Tax | -321 | -151 | -198 | -239 | -288 | -324 | -437 | -465 | |
| PAT | 822 | 292 | 382 | 675 | 1,171 | 1,130 | 1,428 | 1,535 | |
| Adjusted EPS | 14 | 5 | 7 | 11 | 19 | 18 | 21 | 23 |
| Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
| Cash Fr. Operatn. | -2,405 | 2,505 | 848 | 660 | 5,056 | 6,849 | 5,494 | |
| Cash Fr. Inv. | 552 | -1,890 | -2,305 | -1,267 | -990 | -4,753 | -4,320 | |
| Cash Fr. Finan. | 2,448 | 521 | 1,436 | 2,237 | -2,655 | -948 | 2,323 | |
| Net Change | 596 | 1,136 | -21 | 1,629 | 1,412 | 1,147 | 3,497 | |
| Cash & Cash Eqvt | 625 | 1,761 | 1,740 | 3,370 | 4,781 | 5,929 | 9,425 |
|
Thu, 25 Apr 2024
Copy of Newspaper Publication AU Small Finance Bank Limited has informed the Exchange about Copy of Newspaper Publication |
|
Wed, 24 Apr 2024
Dividend AU Small Finance Bank Limited has informed the Exchange that Board of Directors at its meeting held on April 24, 2024, recommended Final Dividend of Re. 1 per equity share. |
|
Wed, 24 Apr 2024
Outcome of Board Meeting AU Small Finance Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on April 24, 2024. |
| Thu, 25 Apr 2024 |
Higher Delivery Quantity
|
Higher Trade Quantity
|
Higher Trade and Delivery Quantity
|
Close Within 52 Week Low Zone
|
Making Higher Highs for 2 Days
|
