AU Small Finance Bank Ltd.
Snapshot View

594.55 +12.30 ▲2.1%

29 September 2022, 02:30:59 PM
Volume: 2,102,333

Overview View Details >>

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.aubank.in
Market Cap 39,352.07 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 17.95 Trailing Twelve Months Ending 2022-06
Price-Earning Ratio (PE) 32.94 Trailing Twelve Months Ending 2022-06
Industry PE 19.75 Trailing Twelve Months Ending 2022-06
Book Value / Share 151.11 Trailing Twelve Months Ending 2022-06
Price to Book Value 3.91 Calculated using Price: 591.30
Dividend Yield 0.08 Period Ending 2022-03
No. of Shares Subscribed 66.55 Cr. 665,517,844 Shares
FaceValue 10
Company Profile
The company is a small finance bank (SFB) that has recently transitioned from a prominent, retail focused non-banking finance company (NBFC), which primarily served low and middle-income individuals and businesses that have limited or no access to formal banking and finance channels.As an NBFC, the company operated in three business lines: vehicle finance; micro, small and medium enterprises (MSMEs) loans; and small and medium enterprises (SMEs) loans. As it commenced the SFB operations, it has expanded and strengthened its business model to offer a diverse suite of banking products and services by leveraging its asset-based lending strengths, NBFC customer base and cost efficient, technology driven hub-and spoke branch operating model to successfully operate the SFB. In addition to its vehicle finance, MSME and SME offerings, its asset product offerings include working capital facilities, gold loans, agriculture related term loans, Kisan credit cards for farmers and loans against securities. Its liability product offerings include current accounts, savings accounts, term deposits, recurring deposits and collections and payments solutions for MSME and SME customers. Transitioning to an SFB has offered it significant growth potential and it aims to be a retail focused, preferred trusted SFB offering integrated and tailored solutions to customers.

Delivery View Details >>

Delivered Qty
Traded Qty

Performance View Details >>

1 Day
+2.11%
1 Week
-10.38%
1 Month
-6.19%
3 Month
-0.25%
6 Month
-2.18%
1 Year
+2.61%
2 Year
+81.17%
5 Year
+109.13%
10 Year
6 years 2017-03 2018-03 2019-03 2020-03 2021-03 2022-03
Return on Equity (%) 41.48 13.76 14.66 18.56 22.31 16.56
Return on Assets (%) 8.40 2.04 1.48 1.81 2.50 1.87
Net Interest Margin 8.40 5.19 4.23 4.65 4.71 4.80
Interest Spread (%) 12.57 7.96 7.19 9.37 8.29 8.26
Yield on Advances (%) 19.54 13.28 12.92 15.88 14.30 12.85

Balance Sheet View Details >>

Particulars 6 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr.
Shh. Funds 1,988 2,281 3,163 4,377 6,275 7,514
Minority Int.
Deposits 7,923 19,422 26,164 35,979 52,585
Borrowings 7,120 7,639 8,613 10,335 7,030 5,991
Other Liab. 674 989 1,424 1,267 2,307 2,988
Total Liab. 9,781 18,833 32,623 42,143 51,591 69,078
Fixed Assets 276 386 447 448 482 623
Investments 2,150 3,051 7,162 10,668 10,815 15,307
Advances 6,551 13,312 22,819 26,992 34,609 46,095
Cash & Bank 625 1,761 1,740 3,370 4,781 5,929
Other Assets 179 323 455 665 903 1,125
Total Assets 9,781 18,833 32,623 42,143 51,591 69,078

Profit Loss View Details >>

Particulars 7 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2022-06 Rs. Cr. TTM
Interest Earned 1,280 1,767 2,949 4,286 4,950 5,922 6,388
Other Income 810 388 462 706 1,421 994 937
Total Income 2,090 2,155 3,411 4,992 6,371 6,915 7,326
Operating Exp. -353 -753 -1,083 -1,418 -1,658 -2,413 -2,697
Provisions -97 -133 -142 -283 -669 -361 -191
PBIT 1,640 1,270 2,187 3,291 4,043 4,142 4,437
Interest -496 -827 -1,607 -2,377 -2,585 -2,688 -2,902
Tax -321 -151 -198 -239 -288 -324 -341
PAT 822 292 382 675 1,171 1,130 1,195
Adjusted EPS 14 5 7 11 19 18 19

Cash Flow View Details >>

Particulars 6 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr.
Cash Fr. Operatn. -2,405 2,505 848 660 5,056 6,849
Cash Fr. Inv. 552 -1,890 -2,305 -1,267 -990 -4,753
Cash Fr. Finan. 2,448 521 1,436 2,237 -2,655 -948
Net Change 596 1,136 -21 1,629 1,412 1,147
Cash & Cash Eqvt 625 1,761 1,740 3,370 4,781 5,929

Shareholding Pattern View Details >>

9 Qtrs 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%) 2021-09 (%) 2021-12 (%) 2022-03 (%) 2022-06 (%)
Promoter 29.01 29.00 28.98 28.47 28.41 28.39 28.33 28.23 28.21
Public 70.99 71.00 71.02 71.53 71.59 71.61 71.67 71.77 71.79
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details >>

Thu, 22 Sep 2022
Schedule of Analysts/Institutional Investor Meet/Con. Call
AU Small Finance Bank Limited has informed the Exchange about Schedule of Analysts/Institutional Investor Meet/Con. Call
Wed, 21 Sep 2022
Schedule of Analysts/Institutional Investor Meet/Con. Call
AU Small Finance Bank Limited has informed the Exchange about Schedule of Analysts/Institutional Investor Meet/Con. Call
Wed, 14 Sep 2022
Schedule of Analysts/Institutional Investor Meet/Con. Call
AU Small Finance Bank Limited has informed the Exchange about Schedule of Analysts/Institutional Investor Meet/Con. Call

Technical Scans View Details >>

Wed, 28 Sep 2022
Close Crossing Last Month Low Close Crossing Last Month Low
Closing Below Previous Low Closing Below Previous Low
High Decrease 1 Month High Decrease 1 Month
High Increase 2 Years High Increase 2 Years
High Increase 5 Years High Increase 5 Years

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