Bajaj Finserv Ltd.
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16839.10 +108.30 ▲0.7%

17 September 2021, 04:00:00 P.M.
Volume: 24,536

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - Investment Compare with Industry peers
Website http://www.bajajfinserv.in
Financial Indicators
Market Cap 267,973.13 Cr.
Earnings per share (EPS) 256.89 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) 65.55 Trailing Twelve Months Ending 2021-06
Industry PE 36.58 Trailing Twelve Months Ending 2021-06
Book Value / Share 2,341.55 Trailing Twelve Months Ending 2021-06
Price to Book Value 7.19 Calculated using Price: 16,839.10
Dividend Yield 0.02 Period Ending 2021-03
No. of Shares Subscribed 15.91 Cr. 159,137,444 Shares
FaceValue 5
Company Profile

Bajaj Finserv (BFS) is the holding company under which there are three key financial sector businesses: (i) lending through Bajaj Finance (BFL), which is itself a listed company; (ii) general insurance, under Bajaj Allianz General Insurance Company (BAGIC); and (iii) life insurance, under Bajaj Allianz Life Insurance Company (BALIC). It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance and retirement and savings solutions. The insurance businesses are unlisted. In addition, there are wind farm assets in Maharashtra.

The company is a Core Investment Company (CIC) under the regulations of the Reserve Bank of India (RBI), not requiring registration with RBI. BFS and BFL adopted the Indian Accounting Standards (Ind AS) from 1 April 2018. Hence, the standalone and consolidated results of BFS for FY2019 are compliant with Ind AS. The financials for FY2018 have been restated to be Ind AS compliant and are, therefore, comparable.

Business area of the company

The company deals with financial services of the Bajaj Group. Its core businesses are spread across Lending, Insurance and Wealth Advisory.

Awards and Recognition

Sanjiv Bajaj, Managing Director & CEO, received the following awards:

  • Business World - India's Most Valuable CEOs in 2015 and 2016. 
  • Bombay Management Association (BMA) - Entrepreneur of the Year Award 2015-16.
  • Ernst & Young - EY Entrepreneur of the Year Award 2017. 
  • India Today- Top 50 Power List 2017-18.
  • Financial Express Best Banks Award 2019: Banker of the Year for 2017-18.
  • Asia Centre’s Leadership, Corporate Governance, Sustainability and CSR Awards: Transformation Leader Award (Large Cap Category) in 2018.
  • Entrepreneur of the Year India 2018 by AIMA.
  • Entrepreneur of the Year India 2018 by ET Awards, the most prestigious business awards in India.
  • Economic Times - ET Business Leader of the Year Award 2018.
  • Financial Express Best Banks Award: Banker of the Year 2019.
  • Entrepreneur of the Year India 2019 by All India Management Association (AIMA).

Key events:

  • FY09: Bajaj Finserv and Allianz Global investors sign shareholders agreement to set up an asset management joint venture company in India.
  • FY10: Bajaj Finserv (BFL) announces new brand identity and new businesses.
  • FY10: Bajaj Finserv forays into infrastructure Finance.
  • FY15: Bajaj Finserv is classified as a ‘core investment company’ as it does not have any public funds including deposits or borrowings.
  • FY15: Bajaj Allianz General Insurance Company Funds Maharashtra’s first dedicated multi-specialty Centre for Epilepsy care as part of its CSR.
  • FY15: Bajaj Finserv partners with SSBF as part of its CSR initiative.
  • FY20: Bajaj Group commits Rs 100 crore for the fight against covid-19.
  • FY20: Bajaj Finserv ties up with Narayana Nethralaya.
  • FY20: Bajaj Finserv offers honeymoon holiday cover.
  • FY20: Bajaj Finserv offers attractive discounts, coupon deals on Vivo Smartphones.
  • FY21: Bajaj Finserv launches a new health-tech venture - Bajaj Finserv Health.
  • FY21: Bajaj Finserv partners with Reliance Digital.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+0.65%
1 Week
+0.57%
1 Month
+14.18%
3 Month
+42.49%
6 Month
+76.42%
1 Year
+180.34%
2 Year
+135.52%
5 Year
+478.79%

Ratios View Details

9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 33.29 25.08 23.41 22.49 23.21 22.80 24.30 21.78 21.95
Return on Capital Employed (%) 21.44 17.87 16.49 15.35 15.15 14.11 14.13 12.65 11.90
Return on Assets (%) 3.55 3.14 2.97 2.90 2.98 2.89 2.92 2.62 2.78

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 7,976 9,495 11,089 13,599 16,150 20,483 23,740 31,301 35,830
Non Curr. Liab. 17,165 23,071 34,556 44,003 55,026 52,870 45,642 59,706 64,502
Curr. Liab. 37,208 38,112 38,111 40,140 49,812 76,619 125,553 139,931 156,422
Minority Int. 2,899 3,542 4,226 5,877 7,201 10,774 12,808 19,560 22,464
Equity & Liab. 65,248 74,220 87,982 103,618 128,190 160,746 207,743 250,499 279,218
Non Curr. Assets 32,553 41,015 49,125 59,336 70,540 145,982 186,746 218,875 247,597
Curr. Assets 32,695 33,205 38,857 44,282 57,650 14,764 20,997 31,624 31,622
Misc. Exp. not W/O
Total Assets 65,248 74,220 87,982 103,618 128,190 160,746 207,743 250,499 279,218

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Net Sales 5,071 6,022 7,587 20,534 24,507 32,862 42,604 54,833 60,591
Other Income 78 66 143 0 1 0 2 5 0
Total Income 5,149 6,088 7,730 20,535 24,508 32,863 42,606 54,837 60,592
Total Expenditure -1,216 -1,592 -2,216 -13,796 -15,794 -22,074 -27,569 -36,580 -40,957
PBIDT 3,933 4,496 5,514 6,739 8,713 10,788 15,037 18,257 19,635
Interest -1,204 -1,563 -2,230 -2,877 -3,716 -4,531 -6,657 -9,500 -9,274
Depreciation -22 -31 -38 -58 -73 -160 -226 -457 -498
Taxation -494 -711 -837 -1,030 -1,475 -1,922 -2,781 -2,308 -2,495
Exceptional Items
PAT 2,214 2,191 2,409 2,775 3,450 4,175 5,372 5,993 7,368

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -19,580 -27,076 -23,369 4,547
Cash Fr. Inv. -922 -6,903 -9,948 -3,684
Cash Fr. Finan. 19,590 34,535 34,479 1,687
Net Change -911 555 1,162 2,551
Cash & Cash Eqvt 3,544 4,099 5,261 7,812

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 60.71 60.71 60.71 60.80 60.80 60.80 60.80 60.80 60.80
Public 39.29 39.29 39.29 39.20 39.20 39.20 39.19 39.20 39.20
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.01 0.00

Announcements View Details

Fri, 17 Sep 2021
Announcement under Regulation 30 (LODR)-Updates on Acquisition
Intimation under Regulation 30 of SEBI Listing Regulations 2015 Update on investment in Bajaj Finserv Direct Limited (BFSD)
Fri, 17 Sep 2021
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 as amended (the "SEBI Listing Regulations 2015") - Appointment of Statutory Auditors.
Fri, 17 Sep 2021
Announcement under Regulation 30 (LODR)-Resignation of Statutory Auditors
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 as amended (the "SEBI Listing Regulations 2015") - Resignation of Statutory Auditors.

Technical Scans View Details

Fri, 17 Sep 2021
Higher Trade Quantity Higher Trade Quantity
Close Within 52 Week High Zone Close Within 52 Week High Zone
William %R Trending Down William %R Trending Down
ROC Trending Down ROC Trending Down
MFI Above 80 MFI Above 80

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