Bajaj Finserv Ltd.
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12486.00 +72.15 ▲0.6%

20 May 2022, 12:37:59 PM
Volume: 179,037

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - Investment Compare with Industry peers
Website http://www.bajajfinserv.in
Market Cap 201,327.17 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 286.34 Trailing Twelve Months Ending 2022-03
Price-Earning Ratio (PE) 44.18 Trailing Twelve Months Ending 2022-03
Industry PE 24.20 Trailing Twelve Months Ending 2022-03
Book Value / Share 2,529.06 Trailing Twelve Months Ending 2022-03
Price to Book Value 4.98 Calculated using Price: 12,600.00
Dividend Yield 0.03 Period Ending 2021-03
No. of Shares Subscribed 15.91 Cr. 159,137,444 Shares
FaceValue 5
Company Profile

Bajaj Finserv (BFS) is the holding company under which there are three key financial sector businesses: (i) lending through Bajaj Finance (BFL), which is itself a listed company; (ii) general insurance, under Bajaj Allianz General Insurance Company (BAGIC); and (iii) life insurance, under Bajaj Allianz Life Insurance Company (BALIC). It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance and retirement and savings solutions. The insurance businesses are unlisted. In addition, there are wind farm assets in Maharashtra.

The company is a Core Investment Company (CIC) under the regulations of the Reserve Bank of India (RBI), not requiring registration with RBI. BFS and BFL adopted the Indian Accounting Standards (Ind AS) from 1 April 2018. Hence, the standalone and consolidated results of BFS for FY2019 are compliant with Ind AS. The financials for FY2018 have been restated to be Ind AS compliant and are, therefore, comparable.

Business area of the company

The company deals with financial services of the Bajaj Group. Its core businesses are spread across Lending, Insurance and Wealth Advisory.

Awards and Recognition

Sanjiv Bajaj, Managing Director & CEO, received the following awards:

  • Business World - India's Most Valuable CEOs in 2015 and 2016. 
  • Bombay Management Association (BMA) - Entrepreneur of the Year Award 2015-16.
  • Ernst & Young - EY Entrepreneur of the Year Award 2017. 
  • India Today- Top 50 Power List 2017-18.
  • Financial Express Best Banks Award 2019: Banker of the Year for 2017-18.
  • Asia Centre’s Leadership, Corporate Governance, Sustainability and CSR Awards: Transformation Leader Award (Large Cap Category) in 2018.
  • Entrepreneur of the Year India 2018 by AIMA.
  • Entrepreneur of the Year India 2018 by ET Awards, the most prestigious business awards in India.
  • Economic Times - ET Business Leader of the Year Award 2018.
  • Financial Express Best Banks Award: Banker of the Year 2019.
  • Entrepreneur of the Year India 2019 by All India Management Association (AIMA).

Key events:

  • FY09: Bajaj Finserv and Allianz Global investors sign shareholders agreement to set up an asset management joint venture company in India.
  • FY10: Bajaj Finserv (BFL) announces new brand identity and new businesses.
  • FY10: Bajaj Finserv forays into infrastructure Finance.
  • FY15: Bajaj Finserv is classified as a ‘core investment company’ as it does not have any public funds including deposits or borrowings.
  • FY15: Bajaj Allianz General Insurance Company Funds Maharashtra’s first dedicated multi-specialty Centre for Epilepsy care as part of its CSR.
  • FY15: Bajaj Finserv partners with SSBF as part of its CSR initiative.
  • FY20: Bajaj Group commits Rs 100 crore for the fight against covid-19.
  • FY20: Bajaj Finserv ties up with Narayana Nethralaya.
  • FY20: Bajaj Finserv offers honeymoon holiday cover.
  • FY20: Bajaj Finserv offers attractive discounts, coupon deals on Vivo Smartphones.
  • FY21: Bajaj Finserv launches a new health-tech venture - Bajaj Finserv Health.
  • FY21: Bajaj Finserv partners with Reliance Digital.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+0.58%
1 Week
-0.97%
1 Month
-19.49%
3 Month
-22.43%
6 Month
-30.33%
1 Year
+11.21%
2 Year
+165.54%
5 Year
+199.43%
10 Year
+1761.03%

Ratios View Details

9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 33.29 25.08 23.41 22.49 23.21 22.80 24.30 21.78 21.95
Return on Capital Employed (%) 21.44 17.87 16.49 15.35 15.15 14.11 14.13 12.65 11.90
Return on Assets (%) 3.55 3.14 2.97 2.90 2.98 2.89 2.92 2.62 2.78

Balance Sheet View Details

Particulars 10 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03* Rs. Cr.
Shh. Funds 7,976 9,495 11,089 13,599 16,150 20,483 23,740 31,301 35,830 40,247
Non Curr. Liab. 17,165 23,071 34,556 44,003 55,026 52,870 45,642 59,706 64,502 254,318
Curr. Liab. 37,208 38,112 38,111 40,140 49,812 76,619 125,553 139,931 156,422 12,130
Minority Int. 2,899 3,542 4,226 5,877 7,201 10,774 12,808 19,560 22,464 26,073
Equity & Liab. 65,248 74,220 87,982 103,618 128,190 160,746 207,743 250,499 279,218 332,768
Non Curr. Assets 32,553 41,015 49,125 59,336 70,540 145,982 186,746 218,875 247,597 314,181
Curr. Assets 32,695 33,205 38,857 44,282 57,650 14,764 20,997 31,624 31,622 18,587
Misc. Exp. not W/O
Total Assets 65,248 74,220 87,982 103,618 128,190 160,746 207,743 250,499 279,218 332,768

Profit Loss View Details

Particulars 10 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. TTM
Net Sales 5,071 6,022 7,587 20,534 24,507 32,862 42,604 54,833 60,591 68,406
Other Income 78 66 143 0 1 0 2 5 0 33
Total Income 5,149 6,088 7,730 20,535 24,508 32,863 42,606 54,837 60,592 68,439
Total Expenditure -1,216 -1,592 -2,216 -13,796 -15,794 -22,074 -27,569 -36,580 -40,957 -47,107
PBIDT 3,933 4,496 5,514 6,739 8,713 10,788 15,037 18,257 19,635 21,332
Interest -1,204 -1,563 -2,230 -2,877 -3,716 -4,531 -6,657 -9,500 -9,274 -9,498
Depreciation -22 -31 -38 -58 -73 -160 -226 -457 -498 -563
Taxation -494 -711 -837 -1,030 -1,475 -1,922 -2,781 -2,308 -2,495 -2,957
Exceptional Items
PAT 2,214 2,191 2,409 2,775 3,450 4,175 5,372 5,993 7,368 8,314
Minority Interest -641 -647 -719 -911 -1,188 -1,526 -2,155 -2,624 -2,897 -3,757
Share Associate 0 1 1 1 0 0
Other Related Items 4 -109 -113
Consolidated Net Profit 1,578 1,544 1,690 1,754 2,262 2,537 3,219 3,369 4,470 4,557
Adjusted EPS 99 97 106 110 142 159 202 212 281 286

Cash Flow View Details

Particulars 10 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -19,580 -27,076 -23,369 4,547
Cash Fr. Inv. -922 -6,903 -9,948 -3,684
Cash Fr. Finan. 19,590 34,535 34,479 1,687
Net Change -911 555 1,162 2,551
Cash & Cash Eqvt 3,544 4,099 5,261 7,812

Shareholding Pattern View Details

9 Qtrs 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%) 2021-09 (%) 2021-12 (%) 2022-03 (%)
Promoter 60.80 60.80 60.80 60.80 60.80 60.80 60.80 60.80 60.76
Public 39.20 39.20 39.20 39.19 39.20 39.20 39.20 39.20 39.24
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.01 0.01 0.01 0.00 0.01 0.01 0.01

Announcements View Details

Fri, 13 May 2022
Related Party Transaction
Bajaj Finserv Limited has informed the Exchange about related party transaction for the period ended March 2022
Tue, 10 May 2022
Transcript of Analysts/Institutional Investor Meet/Con. Call
Bajaj Finserv Limited has informed the Exchange about Transcript of Analysts/Institutional Investor Meet/Con. Call
Fri, 06 May 2022
General updates
Bajaj Finserv Limited has informed the Exchange about information submitted to IRDAI by the unlisted insurance subsidiary of the Company

Technical Scans View Details

Thu, 19 May 2022
Close Crossing Last Week Low Close Crossing Last Week Low
Closing Below Previous Low Closing Below Previous Low
Close Within 52 Week Low Zone Close Within 52 Week Low Zone
Close Entering 52 Week Low Zone Close Entering 52 Week Low Zone
High Decrease 1 Month High Decrease 1 Month

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