Bank Of Baroda
Snapshot View

80.60 +2.55 ▲3.3%

29 July 2021, 04:00:00 P.M.
Volume: 1,536,736

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Public Compare with Industry peers
Website http://www.bankofbaroda.in
Financial Indicators
Market Cap 41,681.18 Cr.
Earnings per share (EPS) 2.99 Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE) 26.93 Trailing Twelve Months Ending 2021-03
Industry PE 18.27 Trailing Twelve Months Ending 2021-03
Book Value / Share 149.25 Trailing Twelve Months Ending 2021-03
Price to Book Value 0.54 Calculated using Price: 80.60
Dividend Yield 0.00 Period Ending 2021-03
No. of Shares Subscribed 517.14 Cr. 5,171,362,179 Shares
FaceValue 2
Company Profile

Bank of Baroda (BoB) was founded by Maharaja Sayajirao Gaekwad in July 1908. The bank is an Indian state-owned International banking and financial services company headquartered in Vadodara (earlier known as Baroda) in Gujarat, India. Its headquarters is in Vadodara and it has a corporate office in the Mumbai. Vijaya Bank and Dena Bank amalgamated into Bank of Baroda with effect from April 1, 2019. The amalgamation provides significant long-term benefits to the Bank and its customers.

The bank has been investing in technology to improve customer experience. Initiatives such as digitising account opening through TAB Banking, revamping its mobile application, centralisation of back office operations, setting up an Analytics Centre of Excellence (ACoE) and Baroda Kisan platform for its farmers are efforts in that direction. It is expanding its digital focus even further with setting up of a dedicated Digital Lending Department which will exclusively cater to digital on-boarding and processing of loans for Retail and MSME customers using internal and external sources of information and state-of-the-art machine learning and algorithms.

The Bank is proactive in its approach towards empowering the unbanked segment by offering suitable financial products & services and making them financially literate. The Bank is consistently working towards strengthening the financial inclusion initiatives by leveraging the Government’s Digital programmes.

Business area of the bank

Bank of Baroda is engaged in providing various services, such as personal banking, corporate banking, international banking, small and medium enterprise (SME) banking, rural banking, non-resident Indian (NRI) services and treasury services.

Awards and Accolades

2013-14:

  • Best Public Sector Bank under the category ‘Global Business Development’ by Dun & Bradstreet - Polaris Financial Technology Banking Awards 2013.
  • Banking Technology Excellence Award 2013 among PSBs by IDRBT.
  • MSME Banking Excellence Award-2013 as the Best Bank in MSME by the Chamber of Indian Micro Small and Medium Enterprises.
  • ‘Excellence in Home Loan Banking’ Award by My FM Stars of the Industry.

2014-15:

  • Bank was awarded ‘Best PSU for MSME’ by India SME Forum at New Delhi.
  • The Bank of Baroda awarded Skoch Order of Merit in India’s Best 2014 Financial Inclusion & Deepening Awards 2014 by Skoch Consultancy Services.
  • Bank Ranked 21st amongst Best Indian Brands 2014 in Brand Equity - The Economic Times.

2015-16:

  • Bank of Baroda was conferred BML Munjal award in Public Sector Category for ‘Business Excellence Through Learning & Development – 2015’ at an award function held in New Delhi.
  • Bank was awarded HR Excellence Award by Businessworld for ‘Best initiative for Engaging Superannuated Employees’.
  • Bank was conferred the Best Public Sector Bank under the category ‘Global Business’ at the Dun & Bradstreet Banking Awards 2015.
  • Bank of Baroda was awarded as First Runner up for ‘Best Financial Inclusion Initiative’ in the category of Large Banks by IBA during Banking Technology Awards 2016 at Mumbai.

2016-17:

  • Bank was awarded 2nd prize by Maharashtra State Level Bankers Committee in the area of Official Language Implementation during 2015-16 under Rajbhasha Shield Yojana under Public sector Category held in Pune.
  • Bank ranked 21st amongst Best Indian Brands 2016 in Brand Equity - The Economic Times.

2017-18:

  • Bank was awarded ‘Makers of Excellence Award’ under APY by Pension Fund Regulatory and Development Authority (PFRDA), Government of India.
  • Finnoviti 2018 Award for Financial Inclusion by Banking Frontiers.
  • Winner Award in ‘Agricultural Banking’ in the Large Bank category by ASSOCHAM in Annual banking cum Social Banking Excellence Award of 2017.
  • Silver Award for Best Social Media Brands under Bank category for 2017 by Social Samosa an Indian knowledge repository website on Social Media.

2018-19:

  • ‘Best Banking & Finance Legal Team of the Year’ award at the 8th Annual Indian Legal Era Awards 2018-19.
  • Leadership Capital and Out Performers awards at Atal Pension Yojana Awards 2018-19.
  • ‘Best Home Loan Products 2018’ at FE Best Banks Award 2018.
  • ‘Best PSU Bank under MSME’ & Best Bank Agriculture’ finance at Divya Bhaskar Eminence Awards 2018.
  • Best Performing Bank at the UIDAI's Aaadhar Excellence Awards 2018.

2019-20:

  • Bank awarded ‘National award for SHG bank linkage 2018-19’ by DAY-NRLM, Government at New Delhi.
  • Award from ‘Governance Now’ in 4th India Banking Reforms Conclave and BFSI Awards 2019 at Mumbai.
  • Bank awarded ‘The Experience Advantage for Delivering Lasting Moments’ (customer interactions) in the PSU category by Kantar IMRB.
  • Bank bagged Silver at SAMMIE 2019 - Best Social Media Brand Award (BFSI - banking category).
  • Bank was awarded the ‘Global - Lowest Gross Fraud (Issuer)’ by Visa at the Global Service Quality Awards 2018.
  • Bank received the IPE award for ‘Best Practices in CSR Awards-2020’ For Livelihood Initiative.
  • The Bank was awarded the FINNOVITI 2020 Award for its sound based payment system - ‘TONETAG’.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+3.27%
1 Week
+0.50%
1 Month
-7.46%
3 Month
+20.75%
6 Month
+18.44%
1 Year
+70.40%
2 Year
-26.06%
5 Year
-47.04%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 15.40 14.10 9.85 -12.73 4.57 -4.62 2.45 1.63 1.98
Return on Assets (%) 0.93 0.80 0.54 -0.71 0.25 -0.26 0.14 0.09 0.12
Net Interest Margin 2.19 1.95 2.02 2.08 2.17 2.38 2.62 2.56 2.74
Yield on Advances (%) 10.92 10.02 10.32 11.70 11.34 10.52 10.93 11.17 10.28

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 33,282 37,847 42,018 42,503 43,068 46,566 54,996 76,104 82,390
Minority Int. 110 158 187 194 233 273 341 386 436
Deposits 482,639 579,997 629,981 586,690 617,257 607,451 665,589 973,228 995,910
Borrowings 26,553 36,976 35,502 33,845 31,242 64,860 68,868 95,753 71,263
Other Liab. 16,805 21,136 26,290 27,947 27,422 28,655 29,878 54,471 52,677
Total Liab. 559,388 676,114 733,977 691,179 719,221 747,805 819,672 1,199,942 1,202,676
Fixed Assets 2,550 2,849 2,978 6,359 5,930 5,532 7,144 9,044 8,217
Investments 125,617 122,113 124,739 128,894 140,716 175,137 195,716 289,727 281,859
Advances 333,625 403,715 435,415 391,486 392,262 437,941 484,215 706,540 723,242
Cash & Bank 87,702 134,356 151,631 136,999 154,115 97,423 97,885 131,005 128,661
Other Assets 9,894 13,081 19,213 27,441 26,197 31,771 34,712 63,627 60,696
Total Assets 559,388 676,114 733,977 691,179 719,221 747,805 819,672 1,199,942 1,202,676

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Interest Earned 36,442 40,463 44,915 45,799 44,473 46,056 52,906 78,895 74,314
Other Income 4,511 5,555 5,449 5,992 7,937 7,992 7,887 12,191 14,687
Total Income 40,953 46,018 50,364 51,791 52,410 54,049 60,793 91,086 89,001
Operating Exp. -6,306 -7,592 -8,604 -9,962 -10,350 -11,327 -12,769 -21,371 -23,117
Provisions -4,965 -4,825 -5,230 -15,954 -9,440 -15,667 -13,994 -20,909 -16,309
PBIT 29,681 33,601 36,530 25,875 32,620 27,055 34,030 48,806 49,574
Interest -24,486 -27,604 -30,547 -32,107 -29,596 -29,160 -32,506 -50,040 -43,201
Tax -444 -1,065 -2,151 1,180 -1,247 194 -438 2,176 -4,919
PAT 4,750 4,931 3,833 -5,053 1,777 -1,912 1,087 942 1,454

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. 23,196 42,233 17,838 -10,011 17,865 -59,692 -1,449 1,519 -887
Cash Fr. Inv. -514 -730 -556 -4,005 -551 -414 -2,537 -139 -471
Cash Fr. Finan. -790 5,151 -6 -616 -198 3,413 4,449 14,729 -986
Net Change 21,892 46,654 17,276 -14,632 17,116 -56,692 462 16,109 -2,344
Cash & Cash Eqvt 87,702 134,356 151,631 136,999 154,115 97,423 97,885 131,005 128,661

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 69.23 69.23 71.60 71.60 71.60 71.60 71.60 63.97 63.97
Public 30.77 30.77 28.40 28.40 28.40 28.40 28.40 36.03 36.03
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Tue, 27 Jul 2021
Board Meeting Intimation for Approval Of Q1(2021-22) Financial Results
BANK OF BARODAhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 07/08/2021 inter alia to consider and approve Q1(2021-22) financial results
Tue, 27 Jul 2021
Announcement Under Reg. 30 (LODR)
Announcement under Reg. 30 (LODR) - IBBIC
Mon, 12 Jul 2021
Statement Of Investor Complaints For The Quarter Ended June 2021
No.of Investor complaints pending at the beginning of the quarter No.of Investor complaints received during the quarter No.of Investor complaints disposed of during the quarter No.of Investor complaints unresolved at the end of the quarter
01821820
Name of the Signatory :- P K Agarwal
Designation :- Company Secretary and Compliance Officer

Technical Scans View Details

Thu, 29 Jul 2021
Stock Outperforming Benchmark Index in both 1 Week and 3 Month Stock Outperforming Benchmark Index in both 1 Week and 3 Month
Stock Outperforming Sectoral Index in both 1 Week and 3 Month Stock Outperforming Sectoral Index in both 1 Week and 3 Month
Both SRS And ARS Above Zero Both SRS And ARS Above Zero
Either SRS Or ARS Going Above Zero Either SRS Or ARS Going Above Zero
ARS Higher Than 0 & SRS Going Above Zero ARS Higher Than 0 & SRS Going Above Zero

Related Stocks View Details

Stock Name Market Cap(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. 784,177.92 1,418.25 +0.1%
ICICI Bank Ltd. 476,104.76 687.50 +0.4%
State Bank Of India 394,244.71 441.55 +3.8%
Kotak Mahindra Bank Ltd. 325,456.12 1,641.65 -0.7%
Axis Bank Ltd. 219,856.69 717.25 -0.8%
IndusInd Bank Ltd. 76,767.44 992.05 -0.1%
Bandhan Bank Ltd. 47,120.26 292.50 -1.2%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-06 23.89 1,418.25 +0.1%
ICICI Bank Ltd. Consolidated 2021-06 23.79 687.50 +0.4%
State Bank Of India Consolidated 2021-03 17.60 441.55 +3.8%
Kotak Mahindra Bank Ltd. Consolidated 2021-06 32.73 1,641.65 -0.7%
Axis Bank Ltd. Consolidated 2021-06 26.01 717.25 -0.8%
IndusInd Bank Ltd. Consolidated 2021-06 22.34 992.05 -0.1%
Bandhan Bank Ltd. Standalone 2021-03 21.37 292.50 -1.2%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-06 3.58 1,418.25 +0.1%
ICICI Bank Ltd. Consolidated 2021-06 2.99 687.50 +0.4%
State Bank Of India Consolidated 2021-03 1.56 441.55 +3.8%
Kotak Mahindra Bank Ltd. Consolidated 2021-06 3.78 1,641.65 -0.7%
Axis Bank Ltd. Consolidated 2021-06 2.07 717.25 -0.8%
IndusInd Bank Ltd. Consolidated 2021-06 1.74 992.05 -0.1%
Bandhan Bank Ltd. Standalone 2021-03 2.71 292.50 -1.2%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 0.85 1,418.25 +0.1%
ICICI Bank Ltd. Consolidated 2021-03 0.93 687.50 +0.4%
State Bank Of India Consolidated 2021-03 1.72 441.55 +3.8%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 0.98 1,641.65 -0.7%
Axis Bank Ltd. Consolidated 2021-03 1.47 717.25 -0.8%
IndusInd Bank Ltd. Consolidated 2020-03 1.80 992.05 -0.1%
Bandhan Bank Ltd. Standalone 2021-03 0.97 292.50 -1.2%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 16.50 1,418.25 +0.1%
ICICI Bank Ltd. Consolidated 2021-03 14.85 687.50 +0.4%
State Bank Of India Consolidated 2021-03 10.13 441.55 +3.8%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 13.84 1,641.65 -0.7%
Axis Bank Ltd. Consolidated 2021-03 7.64 717.25 -0.8%
IndusInd Bank Ltd. Consolidated 2020-03 14.84 992.05 -0.1%
Bandhan Bank Ltd. Standalone 2021-03 13.53 292.50 -1.2%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 13.83 1,418.25 +0.1%
ICICI Bank Ltd. Consolidated 2021-03 10.96 687.50 +0.4%
State Bank Of India Consolidated 2021-03 7.08 441.55 +3.8%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 11.88 1,641.65 -0.7%
Axis Bank Ltd. Consolidated 2021-03 7.16 717.25 -0.8%
IndusInd Bank Ltd. Consolidated 2020-03 11.79 992.05 -0.1%
Bandhan Bank Ltd. Standalone 2021-03 11.97 292.50 -1.2%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 128,552.39 1,418.25 +0.1%
ICICI Bank Ltd. Consolidated 2021-03 89,162.66 687.50 +0.4%
State Bank Of India Consolidated 2021-03 278,115.48 441.55 +3.8%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 33,474.16 1,641.65 -0.7%
Axis Bank Ltd. Consolidated 2021-03 64,696.42 717.25 -0.8%
IndusInd Bank Ltd. Consolidated 2020-03 28,782.83 992.05 -0.1%
Bandhan Bank Ltd. Standalone 2021-03 12,524.21 292.50 -1.2%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 31,856.77 1,418.25 +0.1%
ICICI Bank Ltd. Consolidated 2021-03 20,363.97 687.50 +0.4%
State Bank Of India Consolidated 2021-03 24,279.72 441.55 +3.8%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 8,607.08 1,641.65 -0.7%
Axis Bank Ltd. Consolidated 2021-03 7,252.39 717.25 -0.8%
IndusInd Bank Ltd. Consolidated 2020-03 4,457.87 992.05 -0.1%
Bandhan Bank Ltd. Standalone 2021-03 2,205.46 292.50 -1.2%