Bank Of India
Snapshot View

72.75 +0.60 ▲0.8%

23 July 2021, 04:00:00 P.M.
Volume: 168,925

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Public Compare with Industry peers
Website
Financial Indicators
Market Cap 26,903.64 Cr.
Earnings per share (EPS) 5.63 Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE) 12.92 Trailing Twelve Months Ending 2021-03
Industry PE 18.53 Trailing Twelve Months Ending 2021-03
Book Value / Share 118.10 Trailing Twelve Months Ending 2021-03
Price to Book Value 0.62 Calculated using Price: 72.75
Dividend Yield 0.00 Period Ending 2021-03
No. of Shares Subscribed 369.81 Cr. 3,698,094,204 Shares
FaceValue 10
Company Profile

Bank of India (BoI) was founded on September 07, 1906 by a group of eminent businessmen from Mumbai. The bank was under private ownership and control till July 1969 when it was nationalized along with 13 other banks. Beginning with one office in Mumbai, with a paid-up capital of Rs 50 lakh and 50 employees, the bank has made a rapid growth over the years and blossomed into a mighty institution with a strong national presence and sizable international operations. In business volume, the bank occupies a premier position among the nationalized banks.

The bank has many branches in India spread over all states/ union territories including specialized branches. These branches are controlled through Zonal Offices and NBG Offices. The bank came out with its maiden public issue in 1997 and follow on Qualified Institutions Placement in February 2008.
While firmly adhering to a policy of prudence and caution, the bank has been in the forefront of introducing various innovative services and systems. Business has been conducted with the successful blend of traditional values and ethics and the most modern infrastructure. The bank has been the first among the nationalized banks to establish a fully computerized branch and ATM facility at the Mahalaxmi Branch at Mumbai way back in 1989. The bank is also a founder member of SWIFT in India. It pioneered the introduction of the Health Code System in 1982, for evaluating/ rating its credit portfolio.

Business area of the bank

Bank of India provides a wide range of products and services in deposits, loans, NRI banking, cards, and online services such as Internet banking. Also a wide variety of new products and services like Kits introduced for NRI Customers opening NRE/ NRO accounts at foreign centers, Launched Marathi version of the Bank’s website, Enabling internet banking customers to make online Fixed Deposit, etc.

Awards and recognition

2012-13:

  • The Bank has been awarded as ‘The Best Bank for excellence in AADHAR related UIDAI programme of Government of India at the hands of Prime Minister at DODU village near Jaipur in Rajasthan’.
  • The Bank has been awarded the ‘Outlook Money Award 2012’ for ‘Best Education Loan’ provider.
  • Bank has been declared ET’s 2nd Most Trusted Brand in India.
  • The Bank has been conferred with National Award-2011 for implementing PMEGP scheme in West Zone.

2013-14:

  • Bank received ‘MSME Excellence Award 2013’ at the hands of Deputy Chairman, Planning Commission, Government of India.
  • Bank received ‘IBA Instituted award at BANCON 2013’ for “Most Innovative Mass Retail Lender” for underserved segments.
  • Bank has been awarded the ‘Outlook Money Award 2012’ for ‘Best Education Loan provider’.

2014-15:

  • Bank received ‘Best MSME Bank’ and ‘Best Bank for Operational Performance’ awards.
  • Bank received ‘Outlook Money Award’ for ‘Best Home Loan Provider’ under Runner up category.
  • Bank received Skoch Group ‘Financial Inclusion Deepening Award’.
  • Bank won ‘IT excellence award’ by ETNOW and VMWare for effectively implementing Virtualization in the Bank.
  • Bank received ‘Best HR Technology award, 2014’ from Banking Frontiers at Mumbai.

2015-16:

  • Bank has been rated by ET Bureau as the ‘Second Most Trusted Brand’ in India among the PSU banks in November, 2015.

2016-17:

  • Bank of India has been ranked as the 2nd Most Trusted Bank in the PSU Bank category by Economic Times.
  • Bank awarded as Best Bank for Managing IT Ecosystem among Large Banks in IDRBT Banking Technology Excellence Awards for FY 2015-16.
  • Bank received the Best Bank Award for Electronic Payments among Large Banks from IDRBT Banking Technology Excellence Awards for FY 2015-16.

2017-18:

  • Bank of India ranked as the 2nd Most Trusted Bank in the PSU Bank category by Economic Times.
  • Bank of India has been conferred ‘Market Achievers’ Award’ in Currency Derivatives Segment amongst Public Sector Banks by NSE.
  • Bank of India awarded as ‘Best Performer in Currency Derivative Segment’ amongst all Banks’ Category by BSE.
  • Bank of India awarded as ‘The Most Efficient Bank in Kenya’ by Think Business Banking Award 2018.
  • Bank of India-Uganda Subsidiary awarded for ‘Best Company Keeping Image High Award 2018’ from Indian Business Forum, Uganda.

2018-19:

  • 2nd Most Trusted Bank in the PSU Bank category by Economic Times.
  • ‘Market Achievers’ Award’ in Currency Derivatives Segment amongst Public Sector Banks by NSE.
  • ‘Best Performer in Currency Derivative Segment’ amongst all Banks’ Category by BSE.
  • Bank has been conferred Second Position among PSU Banks for performance under Sukanya Samriddhi by the National Savings Institute (Ministry of Finance) for the year 2017-18.
  • Bank of India awarded APY- Makers of Excellence Award by PFRDA for enrolment in APY in November, 2018.
  • ‘India’s Top Organisation with Innovative HR Practices’ award in PSUs in the Asia Pacific HRM Congress in Bengaluru.

2019-20:

  • Bank of India won the second Most Trusted Brand Award in the Banks category awarded by the Reader’s Digest Trusted Brand, 2019.
  • In the India Banking Summit & Awards 2019, Bank of India ranked as Best Public Sector Bank 2019 by Synnex Group. 
  • Best Performing Public Sector Bank in APY Formation Day Campaign (FY2019-20) by PFRDA.
  • ETBFSI Excellence Awards 2019- Most Innovative Large Size Bank of the Year for QR Cash.
  • Bank of India has been conferred CSO-100 Award-2019 from IDG Media for Implementation of Best Information Security Practices.
  • Bank has won Infosys Finacle Clients Innovation Award 2019.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+0.83%
1 Week
-3.19%
1 Month
-7.09%
3 Month
+11.58%
6 Month
+42.65%
1 Year
+50.31%
2 Year
-7.50%
5 Year
-31.43%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 12.61 10.86 6.24 -23.04 -6.11 -21.19 -16.21 -7.77 5.54
Return on Assets (%) 0.65 0.53 0.29 -1.02 -0.26 -0.97 -0.88 -0.45 0.32
Net Interest Margin 2.06 1.99 1.91 2.03 2.01 1.83 2.34 2.49 2.10
Yield on Advances (%) 11.04 10.23 10.80 11.65 10.75 11.16 11.96 11.49 11.11

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 24,471 30,774 32,523 33,346 33,629 36,756 47,652 45,073 49,980
Minority Int. 73 84 168 98 81 159 162 151 159
Deposits 383,131 478,695 534,482 515,722 542,352 522,997 522,555 557,386 629,098
Borrowings 35,369 48,428 40,099 51,103 39,491 43,598 44,265 39,752 32,464
Other Liab. 13,362 20,174 18,013 16,360 16,472 11,674 16,250 20,655 21,088
Total Liab. 456,407 578,155 625,285 616,629 632,026 615,184 630,884 663,019 732,790
Fixed Assets 2,901 5,820 5,914 8,573 8,546 8,350 8,999 9,058 9,001
Investments 96,388 116,490 123,196 122,621 130,751 140,321 150,905 162,323 191,693
Advances 290,655 372,671 404,389 361,302 368,329 343,289 342,966 370,644 367,667
Cash & Bank 55,377 61,760 73,215 99,505 96,465 96,024 94,860 86,609 126,694
Other Assets 11,087 21,413 18,570 24,629 27,935 27,200 33,153 34,385 37,735
Total Assets 456,407 578,155 625,285 616,629 632,026 615,184 630,884 663,019 732,790

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Interest Earned 32,096 38,125 43,685 42,093 39,585 38,313 41,005 42,591 40,854
Other Income 3,785 4,319 4,278 3,672 6,819 5,846 4,791 6,809 7,496
Total Income 35,880 42,444 47,963 45,764 46,405 44,159 45,796 49,400 48,350
Operating Exp. -5,456 -6,825 -8,193 -9,425 -8,975 -9,265 -10,394 -10,612 -11,006
Provisions -4,447 -4,883 -5,698 -14,152 -12,236 -15,875 -16,853 -16,166 -7,645
PBIT 25,977 30,737 34,072 22,188 25,194 19,019 18,549 22,622 29,699
Interest -22,960 -27,170 -32,220 -30,245 -27,606 -27,679 -27,207 -27,191 -26,421
Tax -276 -834 -103 1,723 818 2,587 3,161 1,640 -1,079
PAT 2,741 2,733 1,748 -6,335 -1,594 -6,073 -5,497 -2,929 2,199

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. 20,632 6,452 14,638 18,311 -6,624 -7,366 -9,218 -4,827 37,868
Cash Fr. Inv. -388 -814 -755 -609 -371 -260 71 -232 -182
Cash Fr. Finan. -331 745 1,295 4,864 3,955 7,185 7,983 -3,192 2,398
Net Change 19,913 6,383 15,179 22,566 -3,040 -440 -1,164 -8,251 40,085
Cash & Cash Eqvt 55,377 61,760 76,939 99,505 96,465 96,024 94,860 86,609 126,694

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 89.10 89.10 89.10 89.10 89.10 89.10 89.10 89.10 90.34
Public 10.90 10.90 10.90 10.90 10.90 10.90 10.90 10.90 9.66
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Tue, 20 Jul 2021
Disclosure of Voting results of AGM (Regulation 44(3) of SEBI (LODR) Regulations 2015)
Bank of India has informed BSE regarding the details of Voting results of AGM under Regulation 44(3) of SEBI (LODR) Regulations 2015. Kindly Click here
Thu, 08 Jul 2021
Redemption Of ''8.57% Bank Of India - Basel III Compliant Tier II Bonds"<BR> - Series XIII ISIN NO.INE084A08094 For Rs. 1500 Cr.
Redemption of 8.57% Bank of India - Basel III Compliant Tier II Bonds"
- Series XIII ISIN NO.INE084A08094 for Rs. 1500 Cr.
Wed, 07 Jul 2021
Intimation Of Loss Of Share Certificate
Intimation of Loss of Share Certificate

Technical Scans View Details

Fri, 23 Jul 2021
Both SRS And ARS Above Zero Both SRS And ARS Above Zero
Closing Near 100 EMA Closing Near 100 EMA
Close Crossing 100 EMA From Below Close Crossing 100 EMA From Below
20 EMA Crossing 50 EMA From Above 20 EMA Crossing 50 EMA From Above
Close Crossing Lower Bollinger Band From Below Close Crossing Lower Bollinger Band From Below

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