Can Fin Homes Ltd.
Snapshot View

542.50 -4.95 ▼-0.9%

30 July 2021, 10:19:00 A.M.
Volume: 10,969

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - Housing Compare with Industry peers
Website http://www.canfinhomes.com
Financial Indicators
Market Cap 7,289.52 Cr.
Earnings per share (EPS) 35.43 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) 15.45 Trailing Twelve Months Ending 2021-06
Industry PE 53.18 Trailing Twelve Months Ending 2021-06
Book Value / Share 204.17 Trailing Twelve Months Ending 2021-06
Price to Book Value 2.68 Calculated using Price: 547.45
Dividend Yield 0.37 Period Ending 2020-03
No. of Shares Subscribed 13.32 Cr. 133,154,125 Shares
FaceValue 2
Company Profile

Can Fin Homes Ltd is one of the top players in the housing finance sector, in the country. The Company has completed many successful years of operation in the field of home finance and has a renowned history of making profits and paying dividends continuously, since inception in 1987.

The company has several branches and satellite offices linked to the Registered Office at Bangalore through a core banking platform. Being a south based company, 70% of its branches are located in southern India.

Since its inception in 1987, the company continues to promote home ownership across the country with the motto of friendship finance and good service. The company has been progressively working towards its vision of sustaining high asset quality, business growth and favourable profit margins.

Business area of the company

Can Fin Homes is a Housing Finance Company offers finance for construction of a house, loan for the purchase of a flat or house, finance for the acquisition of a plot and construction of a house on the same. Under the composite housing loan scheme; it offers loan for the extension of existing house and loan towards the repairs, renovation and upgradation of a house or flat. Can Fin also provides offers fixed deposit, cumulative deposit, fixed deposit scheme for senior citizens, cumulative deposit scheme for senior citizens, Canfin Trust Fixed Deposit scheme and Canfin Trust Cumulative Deposit scheme. 

Milestones

  • 1987: 1st branch of CFHL inaugurated at Jayanagar, Bangalore on 26th Dec
  • 1988: Opened fist branch outside South India at Delhi
  • 1991: The company’s loan book size crossed Rs 100 crore
  • 2012: Completed 25 Years
  • 2012: Disbursements crossed Rs 1000 crore
  • 2012: 50th Branch of Can Fin opened at NCR-Pitampura
  • 2013:  Migrated to CBS platform (Integrated Business Suite) Loan Book size crossed 10,000 crore
  • 2014: Operating Profit crossed Rs 100 crore
  • 2014: 100th Branch of Can Fin at Begur, B’lore inaugurated on 5th July
  • 2014: Opened first Satellite Office ISO) at Yelahanka (have 36 SOs now)
  • 2014: Received AAA Rating for loans/NCDs, Al for CP
  • 2015: Net Profit surpassed Rs.I00 crore mark
  • 2015: Raised Rs.276 crore capital under Rights Issue (March 2015)
  • 2015: Became a mid-cap stock (Rs 1000 crore mCap)
  • 2015: Became a mid-cap stock (Rs 1000 crore mCap)
  • 2015: The company’s Share price crossed Rs 1000 on stock exchanges on 9th Oct 2015
  • 2016: Loon Book surpassed 10,000 crore mark on 31st Jan 2016
  • 2016: mCap crossed Rs 3000 crore as on 31st March
  • 2016: Opened 120th Branch & 50th Satellite Office during Apr-May
  • 2017: Can Fin Homes enters 30th year of its service to the society
  • 2017: Loan Book ahead of Rs.3000 crore (as at mar 17)
  • 2017: Fresh approvals crossed Rs.5000 crore matt for the FY
  • 2017: The HFC which was least affected by Demonetisation
  • 2017: Crossed outstanding clientele base of 1,00,000 for the first time
  • 2017: Opened 15 Affordable Housing Loan Centres (AHLC)
  • 2018: Runner-up in NBFC category FY17 by FE India's Best Banks Awards 2018
  • 2018: Foray into distribution of fife Insurance products through Corporate Agency
  • 2018: Can Fin Homes made its foray into the states of Punjab and West Bengal
  • 2019: Loan Book crossed the Rs.19003 crore mark
  • 2019: Foray into distribution of general insurance products through Corporate Agency

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
-0.88%
1 Week
+2.06%
1 Month
+3.80%
3 Month
-6.33%
6 Month
+12.91%
1 Year
+49.74%
2 Year
+39.82%
5 Year
+102.25%
9 years 2012-03 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03
Return on Equity (%) 13.29 14.63 17.93 14.09 19.05 24.08 22.33 18.15 19.13
Return on Capital Employed (%) 10.55 10.89 10.97 10.79 10.80 10.78 9.96 9.62 9.42
Return on Assets (%) 1.76 1.60 1.52 1.21 1.65 1.95 1.97 1.72 1.89

Balance Sheet View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Shh. Funds 348 392 452 772 879 1,077 1,487 1,782 2,150
Non Curr. Liab. 1,868 2,926 4,365 5,533 7,092 8,251 10,676 13,118 16,083
Curr. Liab. 495 744 1,090 2,030 2,785 4,050 3,543 3,805 2,777
Minority Int.
Equity & Liab. 2,710 4,062 5,907 8,334 10,756 13,379 15,706 18,705 21,010
Non Curr. Assets 2,656 4,018 5,853 8,231 10,641 12,956 15,685 18,283 20,614
Curr. Assets 54 44 53 103 115 423 21 422 395
Misc. Exp. not W/O
Total Assets 2,710 4,062 5,907 8,334 10,756 13,379 15,706 18,705 21,010

Profit Loss View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Net Sales 286 392 578 816 1,083 1,353 1,518 1,727 2,030
Other Income 4 8 4 1 1 0 4 4 0
Total Income 290 401 582 817 1,084 1,353 1,522 1,731 2,030
Total Expenditure -33 -42 -50 -65 -83 -96 -107 -89 -158
PBIDT 257 359 532 752 1,001 1,258 1,415 1,642 1,873
Interest -196 -283 -423 -611 -744 -884 -981 -1,170 -1,345
Depreciation -1 -1 -2 -4 -3 -4 -3 -3 -9
Taxation -17 -21 -31 -51 -97 -135 -145 -173 -142
Exceptional Items 0 0 1
PAT 44 54 76 86 157 235 286 297 376

Cash Flow View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Cash Fr. Operatn. 74 103 114 53 382 -2,356 -2,018 -2,335 -1,842
Cash Fr. Inv. 8 -3 -1 -4 -11 -7 -2 -4 -13
Cash Fr. Finan. -101 -109 -112 -55 -371 2,363 2,019 2,739 1,826
Net Change -19 -9 1 -6 0 0 -1 401 -29
Cash & Cash Eqvt 17 9 9 3 3 3 1 402 372

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 30.11 29.99 29.99 29.99 29.99 29.99 29.99 29.99 29.99
Public 69.89 70.01 70.01 70.01 70.01 70.01 70.01 70.01 70.01
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Thu, 29 Jul 2021
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
We wish to inform that Shri. Girish Kousgi Managing Director & CEO Shri. Amitabh Chatterjee Dy. Managing Director Smt. Shamila M General Manager and Shri. Prashanth Joishy CFO of the Company had a Conference call with Aditya Birla Sun Life on 28/07/2021 Wednesday from 3:30 pm to 4:00 pm as per the schedule. The participants from Aditya Birla Sun Life were Shri. Pranav Gupta Analyst Shri. Sandeep Jain Fund Manager Shri. Bhaumik Bhatia Fund Manager. The concall was co-ordinated by Shri. Utsav Gogirwar of Investec arrangers. Further details are provided in attachment.
Thu, 29 Jul 2021
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
We wish to inform that Shri. Girish Kousgi Managing Director & CEO Shri. Amitabh Chatterjee Dy. Managing Director Smt. Shamila M General Manager and Shri. Prashanth Joishy CFO of the Company had a Conference call with Eternity Capital LLP on 29/07/2021 Thursday from 3:00 pm to 3:30 pm as per the schedule. The participants from Eternity Capital LLP were Shri. Sanjeev Vaidyanathan Founder-Partner and Shri. Padmaselvan Lakshmanarajan Financial Risk Manager.
Tue, 27 Jul 2021
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
We wish to inform that two Conference calls are scheduled with Shri Girish Kousgi Managing Director & CEO of the Company on 28/07/2021 and 29/07/2021. The details of the said concall are given in the annexure.

Technical Scans View Details

Thu, 29 Jul 2021
Close Within 2 Year High Zone Close Within 2 Year High Zone
Both SRS And ARS Above Zero Both SRS And ARS Above Zero
ADX Crossing 25 From Below ADX Crossing 25 From Below
Stochastic %K Crossing %D from Above Stochastic %K Crossing %D from Above
NR 4 NR 4

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