Central Bank Of India
Snapshot View

23.75 -0.55 ▼-2.3%

02 August 2021, 04:00:00 P.M.
Volume: 1,077,000

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Public Compare with Industry peers
Website http://www.centralbankofindia.co.in
Financial Indicators
Market Cap 20,617.23 Cr.
Earnings per share (EPS) -1.03 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) - Trailing Twelve Months Ending 2021-06
Industry PE 17.64 Trailing Twelve Months Ending 2021-06
Book Value / Share 26.44 Trailing Twelve Months Ending 2021-06
Price to Book Value 0.90 Calculated using Price: 23.75
Dividend Yield 0.00 Period Ending 2021-03
No. of Shares Subscribed 868.09 Cr. 8,680,939,432 Shares
FaceValue 10
Company Profile

Established in 1911, Central Bank of India was the first Indian commercial bank which was wholly owned and managed by Indians. The establishment of the Bank was the ultimate realization of the dream of Sir Sorabji Pochkhanawala, founder of the Bank. Sir Pherozesha Mehta was the first Chairman of a truly 'Swadeshi Bank'. In fact, such was the extent of pride felt by Sir Sorabji Pochkhanawala that he proclaimed Central Bank of India as the 'property of the nation and the country's asset'.

In 2008 Central Bank of India entered into distribution tie up with Kotak Mahindra Asset Management Company. Under this agreement it will offer entire products of Kotak Mutual Fund products from the bank's branches.

Central Bank of India has signed a Memorandum of Understanding with WMG, an Academic Department, University of Warwick. The MOU provides for several areas of cooperation including provision of fast-track loans for Indian students studying at WMG and the building of cooperative relationships between UK and Indian business and also the development of a low cost housing project.

Business area of the bank

Central Bank of India was the first Indian commercial bank which was wholly owned and managed by Indians. The products and services offered by the bank includes Individual and NRI- under which the bank offers wide range of product and services such as saving account, deposits, mutual funds, debit card, credit card, NRI account, Money transfer facility, Remittance facility, various loan facilities, senior citizen account, etc.For corporates it offers various products and services such as corporate accounts, loans, RTGS, NEFT, CMS, etc. 

Awards & Accolades

2016-17

  • During the Financial Year 2016-17, Bank received three first prizes for all three linguistic regions under “RBI Governor Shield Scheme.”
  • Bank was awarded “Rajbhasha Kirti Puraskaar” by President of India
  • Bank was also awarded first prize for Excellent Implementation of Official Language Policy of Government of India in Mumbai by a renowned organization “Ashirwad”

2017-18

  • During the financial year 2017-18, Bank was awarded for Excellent Performance in SHG Credit Linkage for the Financial Year 2016-17 by Ministry of Rural Development, Government of India.
  • During the Financial Year 2017-18, the Bank was also awarded various prizes for Excellent Implementation of Official Language Policy of Government of India.
  • As per the annual report published by Brand Finance, on the world’s most valuable Banking Brands 2018 in their February 2018 edition, the Bank stood at 9th Rank amongst PSU Banks in India and as per the annual ranking of most valuable 500 banking brands the Bank stood on 391th Rank amongst the 500 Banks in the world.
  • As per the “Most Trusted Brands 2017” Survey of Economic Times published in their February 14-20, 2018 Issue, the Bank progressed to 5th position in 2017 against the 6th position in 2016 amongst PSU Banks. As per the same survey under the category of “Best Service Brands” the bank has improved its rank to 17th in 2017 from 20th in the year 2016.
  • Acknowledging the initiatives taken by the bank in Cyber security domain, especially in “Education and Awareness” area, Bank has been awarded with Skoch Order-of-Merit award as well as Skoch Award Gold.

2018-19

  • The Bank received the Atal Pension Yojana Award from Department of Financial Services, Ministry of Finance, New Delhi for Leadership Capital to recognize the performance of Banks and their leadership in promoting the scheme in various geographical locations of the country.
  • The Bank was awarded by Indian Bank’s Association (IBA) for Most innovative Product Category

2019-20

  • The Bank has been qualified for Warriors of Winning Wednesday campaign in August, October and November 2019.
  • The Bank has been awarded winning shield in campaign MAKER OF EXCELLENCE-3, organised for Executive Directors, by enrolling 50000 APY as against target of 30000.
  • In Rise above Rest, the Bank has received 3 shields as award of excellence and 20 certificate of excellence.
  • LDM Amravati is qualified in Citizen Choice campaign

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
-2.26%
1 Week
-4.62%
1 Month
-14.87%
3 Month
+45.26%
6 Month
+68.56%
1 Year
+32.31%
2 Year
+35.33%
5 Year
-75.46%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 9.72 -10.17 4.34 -9.19 -16.84 -34.66 -36.09 -6.50 -4.82
Return on Assets (%) 0.41 -0.45 0.21 -0.45 -0.76 -1.54 -1.71 -0.33 -0.24
Net Interest Margin 2.22 2.36 2.48 2.49 2.12 2.19 2.24 2.32 2.40
Yield on Advances (%) 12.71 13.77 14.00 14.37 17.64 15.34 15.43 15.58 14.51

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 15,538 16,010 17,735 18,508 18,211 18,210 19,396 21,537 26,497
Minority Int. 27 31 33 35 35 40 43 45 51
Deposits 226,219 240,345 255,942 266,686 297,309 295,354 300,311 314,201 330,328
Borrowings 18,395 22,137 26,099 9,503 9,623 6,026 5,640 6,076 5,760
Other Liab. 8,486 11,573 12,958 11,889 9,516 7,719 6,494 15,292 7,339
Total Liab. 268,666 290,095 312,766 306,621 334,695 327,349 331,885 357,151 369,974
Fixed Assets 2,692 2,814 2,843 4,369 4,300 4,353 4,320 4,346 5,142
Investments 72,751 86,262 89,921 89,087 92,277 102,769 125,453 142,526 148,518
Advances 172,306 177,755 189,068 180,895 140,464 157,480 147,425 151,952 157,389
Cash & Bank 14,092 12,386 14,838 15,570 78,795 39,262 31,298 36,105 38,954
Other Assets 6,824 10,877 16,096 16,701 18,860 23,485 23,389 22,222 19,972
Total Assets 268,666 290,095 312,766 306,621 334,695 327,349 331,885 357,151 369,974

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Interest Earned 21,897 24,478 26,476 25,988 24,775 24,163 22,749 23,676 22,830
Other Income 1,677 1,931 1,900 1,944 2,871 2,620 2,416 3,622 3,162
Total Income 23,573 26,410 28,376 27,932 27,646 26,784 25,165 27,298 25,992
Operating Exp. -4,240 -5,190 -5,597 -6,378 -6,378 -6,426 -6,080 -6,939 -6,799
Provisions -1,857 -4,240 -2,678 -5,322 -6,633 -10,641 -11,307 -5,270 -5,965
PBIT 17,476 16,980 20,102 16,232 14,635 9,717 7,778 15,089 13,228
Interest -16,141 -17,963 -19,200 -18,889 -18,166 -17,603 -15,935 -16,005 -14,543
Tax -305 -268 -284 1,251 1,090 2,791 2,529 -212 436
PAT 1,030 -1,252 618 -1,406 -2,442 -5,096 -5,628 -1,127 -878

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -1,095 -2,490 2,274 281 61,871 -44,376 -14,510 1,726 -2,003
Cash Fr. Inv. -435 -369 -332 -149 -189 -310 -251 -315 -202
Cash Fr. Finan. 1,496 1,153 510 599 1,543 5,154 6,796 3,396 5,055
Net Change -34 -1,706 2,452 732 63,225 -39,533 -7,965 4,807 2,849
Cash & Cash Eqvt 14,092 12,386 14,838 15,570 78,795 39,262 31,298 36,105 38,954

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 89.46 89.46 92.39 92.39 92.39 89.78 89.78 89.78 93.08
Public 10.54 10.54 7.61 7.61 7.61 10.22 10.22 10.22 6.92
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Thu, 29 Jul 2021
Announcement under Regulation 30 (LODR)-Newspaper Publication
Press Clippings of Financial Results for the First Quarter Ended 30th June 2021
Wed, 28 Jul 2021
Reviewed Financial Results For The First Quarter Ended 30Th June 2021
Reviewed Financial Results for the First Quarter ended 30th June 2021
Wed, 28 Jul 2021
Announcement under Regulation 30 (LODR)-Investor Presentation
Presentation on Financial Results for the First Quarter ended
30th June 2021

Technical Scans View Details

Mon, 02 Aug 2021
Close Crossing Last Week Low Close Crossing Last Week Low
Close Crossing Last Month Close from Above Close Crossing Last Month Close from Above
Closing Below Previous Low Closing Below Previous Low
S Close Below Last Week Low
CCI Crossed Below -100 CCI Crossed Below -100

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