Cholamandalam Investment and Finance Company Ltd.
Snapshot View

502.90 +3.85 ▲0.8%

26 July 2021, 09:09:00 A.M.
Volume: 43

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - NBFC Compare with Industry peers
Website http://www.choladbs.com/www.cholamandalam.com
Financial Indicators
Market Cap 40,935.49 Cr.
Earnings per share (EPS) 18.54 Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE) 26.92 Trailing Twelve Months Ending 2021-03
Industry PE 89.07 Trailing Twelve Months Ending 2021-03
Book Value / Share 116.61 Trailing Twelve Months Ending 2021-03
Price to Book Value 4.28 Calculated using Price: 499.05
Dividend Yield 0.40 Period Ending 2021-03
No. of Shares Subscribed 82.03 Cr. 820,268,259 Shares
FaceValue 2
Company Profile

Cholamandalam Investment and Finance Company Limited (Chola) incorporated in 1978 as the financial services arm of the Murugappa Group. Chola commenced business as an equipment financing company and has today emerged as a comprehensive financial services provider offering vehicle finance, home loans, home equity loans, SME loans, investment advisory services, stock broking and a variety of other financial services to customers. The Company is listed on Bombay Stock Exchange and National Stock Exchange.

Business area of the company

The Company is one of the premier diversified non-banking finance companies in India, engaged in providing vehicle finance, home loans and Loan against property.

Products/ Services

  • Vehicle Loans
  • Loans against property
  • Home Loans
  • SME Loans
  • Rural & Agri Loans
  • Wealth Management
  • Securities

Awards

2015-16:

  • Mahindra Transport Excellence Awards 2015 for ‘Commercial Vehicle Financier of the year’ under the category Driving Positive Change
  • Daimler India Commercial Vehicles Award 2015 for ‘Best Financier in Lead Generation’

2016-17:

  • Chola has won The Golden Globe Tigers Award for Excellence & Leadership in CSR

2017-18:

  • Chola recognized as one of the Top 26 Innovative Organizations in India
  • Chola wins The Star Award
  • National Award for Excellence in CSR
  • Golden Tigers Award for CSR Excellence
  • Best Corporate Award (Medium Companies Category)

2018-19:

  • The company was awarded as the Winner in Large service category in the employee relations and employee engagement category in the National HR circle competition conducted by Confederation of Indian Industry (CII). The award for the interventions focused on organization culture transformation.

2019-20:

  • Awarded as winner in the Employee Relations & Employee Engagement category (Large Service Industry) at the CII National HR Circle Competition.
  • Chola won the second place for Digitization in L&D- HR at the CII National HR Circle Competition 2019.

Milestones:

2015:

  • Chola and Eicher Polaris Pvt Ltd Announces their Strategic Partnership for Multix
  • Chola ties up with Ola to offer daily loan repayment to its drivers
  • Cholamandalam Investment and Finance Company Limited partners with Escorts Limited to provide loans on Construction Equipment

2016:

  • Chola expands its footprint in Bihar - Hajipur/Bihar
  • Chola expands its footprint in Maharashtra by opening four new branches - Maharashtra / Mumbai
  • Chola expands its footprints in Karnataka by opening four new branches - Bengaluru

2017:

  • Chola inks Strategic Alliance with HUDCO

2019:

  • IFC Channels $222 million into Cholamandalam to Boost Finance for Small Road Transport Operators and MSMEs

2020:

  • Chola partners with Sri Sathya Sai Sanjeevani Hospitals
  • Chola partners with Maruti Suzuki for Vehicle Finance

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+0.77%
1 Week
-0.68%
1 Month
-5.46%
3 Month
-8.94%
6 Month
+19.24%
1 Year
+136.49%
2 Year
+104.89%
5 Year
+141.71%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 18.35 17.38 17.91 18.12 18.02 19.50 21.18 14.68 17.16
Return on Capital Employed (%) 12.39 12.37 12.21 11.99 12.22 11.30 10.81 10.30 9.70
Return on Assets (%) 1.95 1.86 1.97 2.24 2.48 2.48 2.37 1.75 2.21

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 1,953 2,287 3,174 3,670 4,298 5,125 6,209 8,200 9,600
Non Curr. Liab. 8,367 10,038 12,603 11,224 15,572 34,710 45,247 51,440 58,489
Curr. Liab. 7,841 9,090 7,906 12,710 10,411 3,966 5,574 3,891 5,786
Minority Int. 4 2 0
Equity & Liab. 18,160 21,414 23,683 27,607 30,283 43,801 57,030 63,531 73,875
Non Curr. Assets 12,092 14,129 16,227 18,842 20,873 42,640 53,024 55,937 67,969
Curr. Assets 6,067 7,285 7,456 8,765 9,409 1,161 4,006 7,594 5,906
Misc. Exp. not W/O
Total Assets 18,160 21,414 23,683 27,607 30,283 43,801 57,030 63,531 73,875

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Net Sales 2,570 3,279 3,715 4,214 4,693 5,559 7,088 8,712 9,579
Other Income 36 118 186 135 234 3 24 2 6
Total Income 2,606 3,397 3,900 4,349 4,928 5,562 7,111 8,714 9,585
Total Expenditure -723 -1,049 -1,246 -1,400 -1,553 -1,453 -1,635 -2,423 -2,859
PBIDT 1,884 2,348 2,654 2,949 3,374 4,108 5,477 6,291 6,726
Interest -1,410 -1,769 -1,958 -2,048 -2,228 -2,657 -3,588 -4,592 -4,576
Depreciation -22 -25 -30 -22 -39 -51 -57 -111 -102
Taxation -144 -186 -222 -305 -390 -483 -635 -534 -527
Exceptional Items
PAT 308 368 444 575 718 918 1,197 1,054 1,521

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -3,754 -2,447 -2,264 -2,809 -1,468 -7,926 -9,317 -2,075 -8,842
Cash Fr. Inv. 5 -83 -40 -140 -222 -60 -11 -54 -1,572
Cash Fr. Finan. 4,067 2,749 1,819 3,031 1,692 8,009 12,191 2,452 8,516
Net Change 317 219 -485 82 2 22 2,862 323 -1,898
Cash & Cash Eqvt 456 676 191 275 278 300 3,162 3,485 1,586

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 52.94 52.94 52.94 51.65 51.65 51.64 51.64 51.62 51.61
Public 47.06 47.06 47.06 48.35 48.35 48.36 48.36 48.38 48.39
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Tue, 20 Jul 2021
Shareholding for the Period Ended June 30 2021
Cholamandalam Investment and Finance Company Ltd has submitted to BSE the Shareholding Pattern for the Period Ended June 30 2021. For more details kindly Click here
Tue, 13 Jul 2021
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Please find enclosed herewith the Certificate received from KFin Technologies Private Limited the Registrar and Share Transfer Agent of the Company for the period from 1st April 2021 to 30th June 2021. This report is submitted in compliance with Regulation 74(5) of the SEBI (Depositories and Participants) Regulations 2018.
We request you to take the above on record and acknowledge receipt.
Tue, 13 Jul 2021
Statement Of Investor Complaints For The Quarter Ended June 2021
No.of Investor complaints pending at the beginning of the quarter No.of Investor complaints received during the quarter No.of Investor complaints disposed of during the quarter No.of Investor complaints unresolved at the end of the quarter
0000
Name of the Signatory :- P Sujatha
Designation :- Company Secretary and Compliance Officer

Technical Scans View Details

Fri, 23 Jul 2021
Stock Underperforming Benchmark Index in both 1 Week and 3 Month Stock Underperforming Benchmark Index in both 1 Week and 3 Month
Stock Underperforming Sectoral Index in both 1 Week and 3 Month Stock Underperforming Sectoral Index in both 1 Week and 3 Month
Strongly Underperforming Benchmark index Strongly Underperforming Benchmark index
Strongly Underperforming Sectoral index Strongly Underperforming Sectoral index
Both SRS And ARS Above Zero Both SRS And ARS Above Zero

Related Stocks View Details

Stock Name Market Cap(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. 448,567.16 2,475.00 -0.4%
Bajaj Finance Ltd. 373,000.18 6,160.00 -0.3%
Bajaj Finserv Ltd. 210,061.43 13,242.00 +0.3%
HDFC Life Insurance Co Ltd. 134,563.33 660.35 -0.8%
SBI Life Insurance Company Ltd. 105,070.28 1,050.00 0.0%
ICICI Prudential Life Insurance Company Ltd. 92,590.70 641.25 -0.5%
SBI Cards And Payment Services Ltd. 90,058.38 968.00 +1.2%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 23.94 2,475.00 -0.4%
Bajaj Finance Ltd. Consolidated 2021-06 83.63 6,160.00 -0.3%
Bajaj Finserv Ltd. Consolidated 2021-06 51.38 13,242.00 +0.3%
HDFC Life Insurance Co Ltd. Consolidated 2021-06 114.05 660.35 -0.8%
SBI Life Insurance Company Ltd. Standalone 2021-03 72.17 1,050.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-06 191.31 641.25 -0.5%
SBI Cards And Payment Services Ltd. Standalone 2021-03 91.47 968.00 +1.2%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 2.89 2,475.00 -0.4%
Bajaj Finance Ltd. Consolidated 2021-06 9.92 6,160.00 -0.3%
Bajaj Finserv Ltd. Consolidated 2021-06 5.64 13,242.00 +0.3%
HDFC Life Insurance Co Ltd. Consolidated 2021-06 58.72 660.35 -0.8%
SBI Life Insurance Company Ltd. Standalone 2021-03 10.41 1,050.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-06 10.95 641.25 -0.5%
SBI Cards And Payment Services Ltd. Standalone 2021-03 14.27 968.00 +1.2%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 2.88 2,475.00 -0.4%
Bajaj Finance Ltd. Consolidated 2021-03 3.60 6,160.00 -0.3%
Bajaj Finserv Ltd. Consolidated 2021-03 3.57 13,242.00 +0.3%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 0.07 660.35 -0.8%
SBI Life Insurance Company Ltd. Standalone 2020-03 0.00 1,050.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 0.14 641.25 -0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 3.26 968.00 +1.2%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 9.67 2,475.00 -0.4%
Bajaj Finance Ltd. Consolidated 2021-03 12.86 6,160.00 -0.3%
Bajaj Finserv Ltd. Consolidated 2021-03 21.95 13,242.00 +0.3%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 17.65 660.35 -0.8%
SBI Life Insurance Company Ltd. Standalone 2020-03 17.40 1,050.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 11.97 641.25 -0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 28.24 968.00 +1.2%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 8.05 2,475.00 -0.4%
Bajaj Finance Ltd. Consolidated 2021-03 9.38 6,160.00 -0.3%
Bajaj Finserv Ltd. Consolidated 2021-03 11.90 13,242.00 +0.3%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 16.90 660.35 -0.8%
SBI Life Insurance Company Ltd. Standalone 2020-03 17.30 1,050.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 12.54 641.25 -0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 15.21 968.00 +1.2%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 139,039.23 2,475.00 -0.4%
Bajaj Finance Ltd. Consolidated 2021-03 26,689.57 6,160.00 -0.3%
Bajaj Finserv Ltd. Consolidated 2021-03 60,591.20 13,242.00 +0.3%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 660.35 -0.8%
SBI Life Insurance Company Ltd. Standalone 2020-03 1,050.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 641.25 -0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 9,276.40 968.00 +1.2%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 13,566.08 2,475.00 -0.4%
Bajaj Finance Ltd. Consolidated 2021-03 4,419.82 6,160.00 -0.3%
Bajaj Finserv Ltd. Consolidated 2021-03 7,367.56 13,242.00 +0.3%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 1,360.87 660.35 -0.8%
SBI Life Insurance Company Ltd. Standalone 2020-03 1,422.18 1,050.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 956.16 641.25 -0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 1,244.82 968.00 +1.2%