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Website | http://www.csb.co.in | |
Market Cap | 4,366.64 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | 30.07 | Trailing Twelve Months Ending 2022-12 |
Price-Earning Ratio (PE) | 8.37 | Trailing Twelve Months Ending 2022-12 |
Industry PE | 18.38 | Trailing Twelve Months Ending 2022-12 |
Book Value / Share | 166.67 | Trailing Twelve Months Ending 2022-12 |
Price to Book Value | 1.51 | Calculated using Price: 251.70 |
Dividend Yield | 0.00 | Period Ending 2022-03 |
No. of Shares Subscribed | 17.35 Cr. | 173,485,827 Shares |
FaceValue | 10 | |
Company Profile | ||
CSB Bank is one of the oldest private sector banks in India.Under its SME banking business, the bank caters to financial institutions, agriculture and allied businesses, and vendors and dealers of corporates. It offers a wide range of products including term loans, working capital loans, invoice/bill discounting, letters of credit and bank guarantees. Under its retail banking business, it offers a wide range of loan and deposit products to its retail and NRI customers. Its retail lending products include gold loans, vehicle loans including two wheeler loans, loans against properties, personal loans, housing loans, agricultural loans, and education loans. Under its wholesale banking business, the bank caters to large and mid-size corporates and other business entities. Besides, the banks treasury operations primarily consist of statutory reserves management, asset liability management, liquidity management, investment and trading of securities, and money market and foreign exchange activities. |
1 Day |
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+2.05% |
1 Week |
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+2.34% |
1 Month |
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+0.28% |
3 Month |
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+9.37% |
6 Month |
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+21.08% |
1 Year |
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-2.62% |
2 Year |
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+9.10% |
5 Year |
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10 Year |
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9 years | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
Return on Equity (%) | 4.21 | -7.55 | -20.08 | 0.20 | -12.46 | -29.20 | 1.05 | 11.41 | 20.33 | |
Return on Assets (%) | 0.19 | -0.34 | -0.95 | 0.01 | -0.61 | -1.20 | 0.07 | 1.04 | 1.88 | |
Net Interest Margin | 2.54 | 2.32 | 2.22 | 2.08 | 2.62 | 2.82 | 3.35 | 4.23 | 4.73 | |
Interest Spread (%) | 9.37 | 8.12 | 10.88 | 9.62 | 7.70 | 6.69 | 7.75 | 8.44 | 8.90 | |
Yield on Advances (%) | 17.27 | 16.31 | 18.88 | 16.46 | 13.89 | 12.69 | 13.28 | 12.97 | 12.89 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-09* Rs. Cr. |
Shh. Funds | 770 | 888 | 893 | 999 | 889 | 1,432 | 1,961 | 2,180 | 2,651 | 2,889 | |
Minority Int. | |||||||||||
Deposits | 13,674 | 14,474 | 14,438 | 14,912 | 14,691 | 15,124 | 15,791 | 19,140 | 20,188 | 20,987 | |
Borrowings | 556 | 45 | 42 | 42 | 42 | 794 | 1,426 | 2,007 | 1,352 | ||
Other Liab. | 316 | 354 | 279 | 271 | 249 | 356 | 319 | 591 | 509 | 516 | |
Total Liab. | 15,316 | 15,762 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 25,744 | |
Fixed Assets | 173 | 175 | 215 | 215 | 216 | 218 | 253 | 269 | 288 | 289 | |
Investments | 5,132 | 5,053 | 5,987 | 5,762 | 4,114 | 4,028 | 5,360 | 6,126 | 7,012 | 5,734 | |
Advances | 8,707 | 9,472 | 7,853 | 8,119 | 9,337 | 10,615 | 11,366 | 14,438 | 15,815 | 17,468 | |
Cash & Bank | 1,074 | 799 | 726 | 1,211 | 1,215 | 974 | 939 | 1,714 | 1,574 | 1,631 | |
Other Assets | 229 | 263 | 871 | 916 | 987 | 1,077 | 945 | 790 | 668 | 621 | |
Total Assets | 15,316 | 15,762 | 15,652 | 16,223 | 15,870 | 16,911 | 18,864 | 23,337 | 25,356 | 25,744 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-12 Rs. Cr. TTM |
Interest Earned | 1,504 | 1,545 | 1,483 | 1,336 | 1,297 | 1,348 | 1,510 | 1,872 | 2,038 | 2,203 | |
Other Income | 117 | 127 | 105 | 281 | 125 | 136 | 222 | 303 | 247 | 253 | |
Total Income | 1,621 | 1,672 | 1,588 | 1,618 | 1,422 | 1,483 | 1,732 | 2,175 | 2,285 | 2,456 | |
Operating Exp. | -401 | -433 | -432 | -443 | -436 | -563 | -533 | -729 | -786 | -895 | |
Provisions | -55 | -132 | -225 | -161 | -224 | -313 | -147 | -223 | 1 | 51 | |
PBIT | 1,166 | 1,106 | 931 | 1,014 | 763 | 607 | 1,052 | 1,223 | 1,499 | 1,612 | |
Interest | -1,125 | -1,189 | -1,159 | -1,023 | -912 | -908 | -918 | -931 | -885 | -913 | |
Tax | -14 | 29 | 79 | 10 | 52 | 103 | -121 | -74 | -156 | -177 | |
PAT | 27 | -53 | -150 | 2 | -97 | -197 | 13 | 218 | 458 | 522 | |
Adjusted EPS | 6 | -9 | -21 | 0 | -12 | -23 | 1 | 13 | 26 | 30 |
Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
Cash Fr. Operatn. | 60 | 53 | -356 | -166 | 395 | 27 | -893 | -1,109 | 1,374 | -858 | |
Cash Fr. Inv. | -13 | -16 | -16 | -13 | -17 | -18 | -22 | -235 | -1,231 | 136 | |
Cash Fr. Finan. | 46 | -28 | 97 | 106 | 106 | -5 | 674 | 1,310 | 632 | 581 | |
Net Change | 94 | 9 | -276 | -72 | 485 | 4 | -242 | -34 | 775 | -140 | |
Cash & Cash Eqvt | 1,065 | 1,074 | 799 | 726 | 1,211 | 1,215 | 974 | 939 | 1,714 | 1,574 |
Fri, 03 Feb 2023
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation for Loss of Original Share Certificates. |
Thu, 02 Feb 2023
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Intimation of Issue of Letter of Confirmation in lieu of Duplicate Share Certificates |
Tue, 31 Jan 2023
Announcement under Regulation 30 (LODR)-Newspaper Publication Submission of Newspaper publication of the Unaudited Financial Results for the quarter ended December 31 2022. |
Fri, 03 Feb 2023 |
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