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Website | http://www.equitasbank.com | |
Market Cap | 6,875.79 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | 3.52 | Trailing Twelve Months Ending 2022-09 |
Price-Earning Ratio (PE) | 15.59 | Trailing Twelve Months Ending 2022-09 |
Industry PE | 17.92 | Trailing Twelve Months Ending 2022-09 |
Book Value / Share | 35.61 | Trailing Twelve Months Ending 2022-09 |
Price to Book Value | 1.54 | Calculated using Price: 54.80 |
Dividend Yield | 0.00 | Period Ending 2022-03 |
No. of Shares Subscribed | 125.47 Cr. | 1,254,706,682 Shares |
FaceValue | 10 | |
Company Profile | ||
The bank offers a range of banking products and services to customers with a focus on serving the financially unserved and underserved customer segments in India.The bank’s focus customer segments include individuals with limited access to formal financing channels on account of their informal, variable and cash-based income profile. The bank offers a range of financial products and services that address the specific requirements of these customer segments by taking into account their income profile, nature of business and type of security available. The bank’s asset products are suited to a range of customers with varying profiles. These include provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance to JLGs predominantly comprising women, used and new commercial vehicle loans to drivers and micro-entrepreneurs typically engaged in logistics, MSE loans to proprietorships, and corporate loans. On the liability side, its target customers comprise mass and mass-affluent individuals to whom it offers current accounts, salary accounts, savings accounts, and a variety of deposit accounts. In addition, the bank also provides non-credit offerings comprising ATM-cum-debit cards, third party insurance, mutual fund products, and issuance of FASTags. |
1 Day |
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+0.18% |
1 Week |
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-3.35% |
1 Month |
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-4.03% |
3 Month |
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+13.22% |
6 Month |
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+18.10% |
1 Year |
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+0.83% |
2 Year |
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+39.62% |
5 Year |
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10 Year |
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9 years | 2013-03 | 2014-03 | 2015-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
Return on Equity (%) | 2.50 | 7.14 | 7.46 | 7.65 | 1.57 | 9.80 | 9.75 | 12.51 | 7.35 | |
Return on Assets (%) | 1.05 | 2.48 | 2.34 | 1.79 | 0.28 | 1.45 | 1.39 | 1.75 | 1.09 | |
Net Interest Margin | 6.13 | 6.74 | 7.58 | 8.04 | 7.51 | 7.85 | ||||
Interest Spread (%) | 10.53 | 13.69 | 10.82 | 12.05 | 12.17 | 11.27 | ||||
Yield on Advances (%) | 17.21 | 20.02 | 18.21 | 19.27 | 18.96 | 17.86 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-09* Rs. Cr. |
Shh. Funds | 292 | 626 | 711 | 2,012 | 2,044 | 2,254 | 2,744 | 3,396 | 4,246 | 4,467 | |
Minority Int. | |||||||||||
Deposits | 1,921 | 5,604 | 9,007 | 10,788 | 16,392 | 18,951 | 21,726 | ||||
Borrowings | 1,638 | 4,779 | 5,177 | 3,973 | 5,135 | 4,165 | 2,616 | 2,339 | |||
Other Liab. | 65 | 533 | 485 | 529 | 628 | 755 | 1,139 | 1,392 | |||
Total Liab. | 496 | 1,344 | 2,414 | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,952 | 29,924 | |
Fixed Assets | 3 | 8 | 11 | 288 | 281 | 237 | 213 | 185 | 200 | 221 | |
Investments | 6 | 39 | 1,891 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 5,746 | ||
Advances | 2,227 | 5,702 | 7,707 | 11,595 | 13,728 | 16,848 | 19,374 | 21,840 | |||
Cash & Bank | 101 | 1,114 | 1,211 | 1,261 | 2,537 | 3,379 | 2,133 | 1,264 | |||
Other Assets | 75 | 251 | 254 | 325 | 475 | 591 | 795 | 853 | |||
Total Assets | 496 | 1,344 | 2,414 | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,952 | 29,924 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-09 Rs. Cr. TTM |
Interest Earned | 408 | 981 | 1,543 | 2,112 | 2,645 | 3,194 | 3,460 | 3,739 | |||
Other Income | 0 | 0 | 71 | 233 | 241 | 283 | 282 | 418 | 538 | 561 | |
Total Income | 132 | 297 | 479 | 1,214 | 1,784 | 2,395 | 2,928 | 3,612 | 3,997 | 4,300 | |
Operating Exp. | -143 | -509 | -881 | -1,008 | -1,180 | -1,329 | -1,704 | -1,825 | |||
Provisions | -92 | -154 | -189 | -102 | -247 | -375 | -494 | -433 | |||
PBIT | 132 | 297 | 244 | 551 | 714 | 1,284 | 1,501 | 1,908 | 1,799 | 2,042 | |
Interest | -44 | -104 | -159 | -447 | -682 | -960 | -1,150 | -1,396 | -1,421 | -1,456 | |
Tax | -113 | -107 | -127 | -97 | -145 | ||||||
PAT | 16 | 34 | 85 | 104 | 32 | 211 | 244 | 384 | 281 | 441 | |
Adjusted EPS | 2 | 1 | 0 | 2 | 2 | 3 | 2 | 4 |
Particulars | 7 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
Cash Fr. Operatn. | -215 | -513 | -779 | 1,799 | 440 | 2,044 | 159 | |
Cash Fr. Inv. | 1 | -3 | -11 | -7 | -72 | -43 | -89 | |
Cash Fr. Finan. | 253 | 502 | 1,032 | -1,706 | 908 | -1,154 | -1,317 | |
Net Change | 39 | -15 | 242 | 86 | 1,276 | 847 | -1,246 | |
Cash & Cash Eqvt | 43 | 29 | 271 | 1,255 | 2,531 | 3,379 | 2,133 |
Wed, 25 Jan 2023
Announcement under Regulation 30 (LODR)-Press Release / Media Release Equitas Small Finance Bank Limited has informed the exchange regarding the press release dated 25 January 2023 titled Equitas Small Finance Bank opens 7 new branches in one day and lives to its Power of 7 Mantra. |
Tue, 24 Jan 2023
Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015-Earnings Call Earnings Call of the Bank with Investors and Analysts has been scheduled on Thursday February 09 2023 at 11.00 A.M |
Tue, 24 Jan 2023
Board Meeting Intimation for Intimation Under Regulation 29 & 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Equitas Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 08/02/2023 inter alia to consider and approve Board meeting intimation- To consider review and approve the Audited financial results for the quarter and nine months ended December 31 2022 and intimation on Earnings Call scheduled on February 09 2023 |
Fri, 27 Jan 2023 |
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