Equitas Small Finance Bank Ltd.

99.00 +1.50 ▲1.5%

25 April 2024, 04:05:34 PM
Volume: 8,931,140

Company Profile

Sector Banking Sector Icon Banking Compare with Sector peers
Industry Bank - Private Industry Icon Bank - Private Compare with Industry peers
Website http://www.equitasbank.com
Market Cap 11,240.29 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 7.04 Trailing Twelve Months Ending 2024-03
Price-Earning Ratio (PE) 14.07 Trailing Twelve Months Ending 2024-03
Industry PE 16.77 Trailing Twelve Months Ending 2024-03
Book Value / Share 52.58 Trailing Twelve Months Ending 2024-03
Price to Book Value 1.88 Calculated using Price: 99.02
Dividend Yield 1.01 Period Ending 2023-03
No. of Shares Subscribed 113.52 Cr. 1,135,153,641 Shares
FaceValue 10
About Equitas Small Finance Bank Ltd.
The bank offers a range of banking products and services to customers with a focus on serving the financially unserved and underserved customer segments in India.The bank’s focus customer segments include individuals with limited access to formal financing channels on account of their informal, variable and cash-based income profile. The bank offers a range of financial products and services that address the specific requirements of these customer segments by taking into account their income profile, nature of business and type of security available. The bank’s asset products are suited to a range of customers with varying profiles. These include provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance to JLGs predominantly comprising women, used and new commercial vehicle loans to drivers and micro-entrepreneurs typically engaged in logistics, MSE loans to proprietorships, and corporate loans. On the liability side, its target customers comprise mass and mass-affluent individuals to whom it offers current accounts, salary accounts, savings accounts, and a variety of deposit accounts. In addition, the bank also provides non-credit offerings comprising ATM-cum-debit cards, third party insurance, mutual fund products, and issuance of FASTags.

Equitas Small Finance Bank Ltd. Delivery

Delivered Qty
Traded Qty

Equitas Small Finance Bank Ltd. Performance

1 Day
+1.54%
1 Week
+0.41%
1 Month
+6.68%
3 Month
-6.78%
6 Month
+4.98%
1 Year
+44.31%
2 Year
+78.86%
5 Year
10 Year

Equitas Small Finance Bank Ltd. Fundamental Ratios

9 years 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03 2022-03 2023-03
Return on Equity (%) 7.46 11.97 7.65 1.57 9.8 9.75 12.51 7.35 12.21
Return on Assets (%) 2.34 3.53 1.79 0.28 1.45 1.39 1.75 1.09 1.85
Net Interest Margin 10.87 6.13 6.74 7.58 8.04 7.51 7.85 7.55
Interest Spread (%) 8.85 10.53 13.69 10.82 12.05 12.17 11.27 10.43
Yield on Advances (%) 18.33 17.21 20.02 18.21 19.27 18.96 17.86 16.13

Equitas Small Finance Bank Ltd. Balance Sheet

Particulars 10 years 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2024-03* Rs. Cr.
Shh. Funds 626 711 2,012 2,044 2,254 2,744 3,396 4,246 5,158 5,969
Minority Int.
Deposits 1,921 5,604 9,007 10,788 16,392 18,951 25,381 36,129
Borrowings 1,638 4,779 5,177 3,973 5,135 4,165 2,616 2,974 1,788
Other Liab. 65 533 485 529 628 755 1,134 1,446 1,418
Total Liab. 1,344 2,414 9,245 13,310 15,763 19,296 24,708 26,948 34,958 45,304
Fixed Assets 8 11 288 281 237 213 185 200 379 605
Investments 39 1,891 3,857 2,344 2,343 3,705 4,450 6,665 9,065
Advances 2,227 5,702 7,707 11,595 13,728 16,848 19,374 25,799 30,964
Cash & Bank 101 1,114 1,211 1,261 2,537 3,379 2,133 1,244 3,579
Other Assets 75 251 254 325 475 591 791 872 1,091
Total Assets 1,344 2,414 9,245 13,310 15,763 19,296 24,708 26,948 34,958 45,304

Equitas Small Finance Bank Ltd. Profit and Loss

Particulars 10 years 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2024-03 Rs. Cr. TTM
Interest Earned 408 981 1,543 2,112 2,645 3,194 3,460 4,162 5,486
Other Income 0 71 233 241 283 282 418 538 670 799
Total Income 297 479 1,214 1,784 2,395 2,928 3,612 3,997 4,831 6,285
Operating Exp. -184 -509 -881 -1,008 -1,180 -1,329 -1,704 -2,038 -2,501
Provisions -10 -96 -172 -102 -247 -375 -494 -407 -314
PBIT 297 286 609 731 1,284 1,501 1,908 1,799 2,386 3,470
Interest -104 -155 -447 -682 -960 -1,150 -1,396 -1,421 -1,617 -2,407
Tax -46 -57 -17 -113 -107 -127 -97 -195 -264
PAT 34 85 104 32 211 244 384 281 574 799
Adjusted EPS 2 1 0 2 2 3 2 5 7

Equitas Small Finance Bank Ltd. Cash Flow

Particulars 8 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Cash Fr. Operatn. -215 -513 -779 1,799 440 2,044 159 -998
Cash Fr. Inv. 1 -3 -11 -7 -72 -43 -89 -261
Cash Fr. Finan. 253 502 1,032 -1,706 908 -1,154 -1,317 60
Net Change 39 -15 242 86 1,276 847 -1,246 -1,199
Cash & Cash Eqvt 43 29 271 1,255 2,531 3,379 2,133 1,244

Equitas Small Finance Bank Ltd. Shareholding Pattern

9 Qtrs 2022-03 (%) 2022-06 (%) 2022-09 (%) 2022-12 (%) 2023-03 (%) 2023-06 (%) 2023-09 (%) 2023-12 (%) 2024-03 (%)
Promoter 74.59 74.52 74.50 74.48 0.00 0.00 0.00 0.00 0.00
Public 25.41 25.48 25.49 25.52 100.00 100.00 100.00 100.00 100.00
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
No. of Shareholders (in Lacs)

Equitas Small Finance Bank Ltd. Announcements

Wed, 24 Apr 2024
Investor Presentation
Equitas Small Finance Bank Limited has informed the Exchange about Investor Presentation
Wed, 24 Apr 2024
Change in Directors/ Key Managerial Personnel/ Auditor/ Compliance Officer/ Share Transfer Agent
EQUITAS SMALL FINANCE BANK LIMITED has informed the Exchange about Change in Directors/ Key Managerial Personnel/ Auditor/ Compliance Officer/ Share Transfer Agent
Wed, 24 Apr 2024
Press Release
Equitas Small Finance Bank Limited has informed the Exchange regarding a Press Release on Audited Financial Results of Equitas Small Finance Bank Limited for the Quarter and year ended March 31, 2024

Equitas Small Finance Bank Ltd. Technical Scans

Wed, 24 Apr 2024
Higher Delivery Quantity Higher Delivery Quantity
Higher Trade Quantity Higher Trade Quantity
Higher Trade and Delivery Quantity Higher Trade and Delivery Quantity
Closing Below Previous Low Closing Below Previous Low
Making Higher Highs for 3 days Making Higher Highs for 3 days

Equitas Small Finance Bank Ltd. Related Stocks

Stock Name Market Cap(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. 1,148,652.89 1,510.75 -0.1%
ICICI Bank Ltd. 776,592.68 1,113.75 +1.6%
State Bank Of India 695,584.25 812.70 +5.1%
Axis Bank Ltd. 341,516.29 1,127.00 +6.0%
Kotak Mahindra Bank Ltd. 328,802.12 1,642.45 -10.9%
Punjab National Bank 147,437.50 135.90 +2.2%
Bank Of Baroda 135,412.12 268.65 +3.7%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2024-03 17.93 1,510.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-12 18.30 1,113.75 +1.6%
State Bank Of India Consolidated 2023-12 10.90 812.70 +5.1%
Axis Bank Ltd. Consolidated 2024-03 12.94 1,127.00 +6.0%
Kotak Mahindra Bank Ltd. Consolidated 2023-12 18.85 1,642.45 -10.9%
Punjab National Bank Consolidated 2023-12 19.33 135.90 +2.2%
Bank Of Baroda Consolidated 2023-12 7.17 268.65 +3.7%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2024-03 2.53 1,510.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-12 3.24 1,113.75 +1.6%
State Bank Of India Consolidated 2023-12 1.84 812.70 +5.1%
Axis Bank Ltd. Consolidated 2024-03 2.19 1,127.00 +6.0%
Kotak Mahindra Bank Ltd. Consolidated 2023-12 2.64 1,642.45 -10.9%
Punjab National Bank Consolidated 2023-12 1.47 135.90 +2.2%
Bank Of Baroda Consolidated 2023-12 1.14 268.65 +3.7%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 0.89 1,510.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 0.90 1,113.75 +1.6%
State Bank Of India Consolidated 2023-03 1.57 812.70 +5.1%
Axis Bank Ltd. Consolidated 2023-03 1.59 1,127.00 +6.0%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 0.51 1,642.45 -10.9%
Punjab National Bank Consolidated 2023-03 0.74 135.90 +2.2%
Bank Of Baroda Consolidated 2023-03 1.03 268.65 +3.7%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 17.24 1,510.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 17.71 1,113.75 +1.6%
State Bank Of India Consolidated 2023-03 18.44 812.70 +5.1%
Axis Bank Ltd. Consolidated 2023-03 8.77 1,127.00 +6.0%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14.19 1,642.45 -10.9%
Punjab National Bank Consolidated 2023-03 3.32 135.90 +2.2%
Bank Of Baroda Consolidated 2023-03 14.92 268.65 +3.7%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 17.24 1,510.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 17.71 1,113.75 +1.6%
State Bank Of India Consolidated 2023-03 18.44 812.70 +5.1%
Axis Bank Ltd. Consolidated 2023-03 8.77 1,127.00 +6.0%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14.19 1,642.45 -10.9%
Punjab National Bank Consolidated 2023-03 3.32 135.90 +2.2%
Bank Of Baroda Consolidated 2023-03 14.92 268.65 +3.7%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 170,754.05 1,510.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 121,066.81 1,113.75 +1.6%
State Bank Of India Consolidated 2023-03 350,844.58 812.70 +5.1%
Axis Bank Ltd. Consolidated 2023-03 87,448.37 1,127.00 +6.0%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 42,151.06 1,642.45 -10.9%
Punjab National Bank Consolidated 2023-03 86,845.29 135.90 +2.2%
Bank Of Baroda Consolidated 2023-03 94,138.61 268.65 +3.7%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 46,148.70 1,510.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 34,463.03 1,113.75 +1.6%
State Bank Of India Consolidated 2023-03 56,558.43 812.70 +5.1%
Axis Bank Ltd. Consolidated 2023-03 10,852.66 1,127.00 +6.0%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14,780.44 1,642.45 -10.9%
Punjab National Bank Consolidated 2023-03 3,069.34 135.90 +2.2%
Bank Of Baroda Consolidated 2023-03 14,687.88 268.65 +3.7%

Equitas Small Finance Bank Ltd. FAQ's

What is Equitas Small Fin. share price?

Can I buy Equitas Small Fin. shares now?

What is the Dividend Yield of Equitas Small Fin.?

What is the Market Cap of Equitas Small Fin.?

What are the key metrics to analyse Equitas Small Fin.?

What is the 52 Week High and Low of Equitas Small Fin.?

What is the trend of Equitas Small Fin. share price?