Sector | Banking | Compare with Sector peers |
Industry | Bank - Private | Compare with Industry peers |
Website | http://www.finobank.com | |
Market Cap | 2,439.84 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 9.99 | Trailing Twelve Months Ending 2023-12 |
Price-Earning Ratio (PE) | 29.36 | Trailing Twelve Months Ending 2023-12 |
Industry PE | 16.83 | Trailing Twelve Months Ending 2023-12 |
Book Value / Share | 72.43 | Trailing Twelve Months Ending 2023-12 |
Price to Book Value | 4.05 | Calculated using Price: 293.20 |
Dividend Yield | 0.00 | Period Ending 2023-03 |
No. of Shares Subscribed | 8.32 Cr. | 83,214,302 Shares |
FaceValue | 10 | |
About Fino Payments Bank Ltd. | ||
Fino Payments Bank is a growing fintech company offering a diverse range of financial products and services that are primarily digital and have a payments focus. It offers such products and services to its target market via a pan-India distribution network and proprietary technologies. The bank's products and services include various current accounts and savings accounts (CASA), issuance of debit card and related transactions, facilitating domestic remittances, open banking functionality (via its Application Programming Interface (API)), withdrawing and depositing cash (via micro-ATM or Aadhaar Enabled Payment System AePS) and cash management services (CMS). Its merchants also leverage the customer relationships within their respective communities to facilitate it cross-selling other financial products and services such as third party gold loans, insurance, bill payments and recharges. It also manages a large BC network on behalf of other banks. |
1 Day |
|
+0.29% |
1 Week |
|
+3.19% |
1 Month |
|
+1.45% |
3 Month |
|
-8.83% |
6 Month |
|
+0.84% |
1 Year |
|
+37.43% |
2 Year |
|
-6.82% |
5 Year |
|
|
10 Year |
|
5 years | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | -38.48 | -21.93 | 14.59 | 13.63 | 12.78 | |
Return on Assets (%) | -9.12 | -4.9 | 2.51 | 3.18 | 3.14 | |
Net Interest Margin | 2.95 | 1.92 | 1.38 | 1.45 | 2.4 | |
Interest Spread (%) | 0 | 0 | 0 | 0 | 0 | |
Yield on Advances (%) | 0 | 0 | 0 | 0 | 0 |
Particulars | 6 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09* Rs. Cr. |
Shh. Funds | 162 | 130 | 151 | 480 | 553 | 592 | |
Minority Int. | |||||||
Deposits | 48 | 118 | 243 | 503 | 917 | 1,005 | |
Borrowings | 83 | 111 | 181 | 250 | 434 | 1,023 | |
Other Liab. | 392 | 266 | 436 | 448 | 563 | 431 | |
Total Liab. | 684 | 624 | 1,010 | 1,680 | 2,466 | 3,050 | |
Fixed Assets | 42 | 49 | 64 | 93 | 145 | 169 | |
Investments | 73 | 128 | 504 | 631 | 1,146 | 1,712 | |
Advances | 0 | 0 | 0 | 0 | 0 | 0 | |
Cash & Bank | 388 | 302 | 271 | 766 | 834 | 757 | |
Other Assets | 180 | 144 | 172 | 189 | 341 | 412 | |
Total Assets | 684 | 624 | 1,010 | 1,680 | 2,466 | 3,050 |
Particulars | 6 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12 Rs. Cr. TTM |
Interest Earned | 19 | 18 | 20 | 36 | 95 | 138 | |
Other Income | 352 | 673 | 771 | 973 | 1,135 | 1,262 | |
Total Income | 371 | 691 | 791 | 1,009 | 1,230 | 1,401 | |
Operating Exp. | -427 | -713 | -757 | -951 | -1,117 | -1,247 | |
Provisions | -1 | -1 | -4 | -1 | |||
PBIT | -57 | -22 | 30 | 58 | 112 | 153 | |
Interest | -6 | -10 | -10 | -15 | -47 | -70 | |
Tax | |||||||
PAT | -62 | -32 | 20 | 43 | 65 | 83 | |
Adjusted EPS | -8 | -4 | 3 | 5 | 8 | 10 |
Particulars | 5 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | 29 | -84 | -32 | 207 | -20 | |
Cash Fr. Inv. | -14 | -31 | -69 | -64 | -97 | |
Cash Fr. Finan. | 35 | 28 | 70 | 352 | 184 | |
Net Change | 50 | -86 | -31 | 495 | 68 | |
Cash & Cash Eqvt | 388 | 302 | 271 | 766 | 834 |
Thu, 25 Apr 2024
Copy of Newspaper Publication Fino Payments Bank Limited has informed the Exchange about Copy of Newspaper Publication |
Thu, 25 Apr 2024
Notice Of Shareholders Meetings-XBRL Fino Payments Bank Limited has informed the Exchange about Notice of Shareholders Meeting for Postal Ballot |
Thu, 25 Apr 2024
Updates Pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements)Regulations, 2015 ( SEBI Listing Regulations ), it is hereby informed that a penalty of ₹ 0.16crores has been imposed on Fino Payments Bank Limited ( Bank ) by Assistant CommissionerCGST & Central Excise Division II, Bhopal Madhya Pradesh for the matter mentioned in theletter. |
Thu, 25 Apr 2024 |
High Increase in 1 Year |
MFI Trending Down |
Close Above Last Week High |
Closing Near 100 SMA |
Close Crossing Last Week High |