Fino Payments Bank Ltd.
Snapshot View

244.30 -1.15 ▼-0.5%

03 February 2023, 04:01:00 PM
Volume: 26,509

Overview View Details >>

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.finobank.com
Market Cap 2,032.93 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 7.28 Trailing Twelve Months Ending 2022-12
Price-Earning Ratio (PE) 33.54 Trailing Twelve Months Ending 2022-12
Industry PE 18.38 Trailing Twelve Months Ending 2022-12
Book Value / Share 62.45 Trailing Twelve Months Ending 2022-12
Price to Book Value 3.91 Calculated using Price: 244.30
Dividend Yield 0.00 Period Ending 2022-03
No. of Shares Subscribed 8.32 Cr. 83,214,302 Shares
FaceValue 10
Company Profile
Fino Payments Bank is a growing fintech company offering a diverse range of financial products and services that are primarily digital and have a payments focus. It offers such products and services to its target market via a pan-India distribution network and proprietary technologies. The bank's products and services include various current accounts and savings accounts (CASA), issuance of debit card and related transactions, facilitating domestic remittances, open banking functionality (via its Application Programming Interface (API)), withdrawing and depositing cash (via micro-ATM or Aadhaar Enabled Payment System AePS) and cash management services (CMS). Its merchants also leverage the customer relationships within their respective communities to facilitate it cross-selling other financial products and services such as third party gold loans, insurance, bill payments and recharges. It also manages a large BC network on behalf of other banks.

Delivery View Details >>

Delivered Qty
Traded Qty

Performance View Details >>

1 Day
-0.47%
1 Week
+3.25%
1 Month
-3.21%
3 Month
+19.37%
6 Month
-3.95%
1 Year
-37.19%
2 Year
5 Year
10 Year
4 years 2019-03 2020-03 2021-03 2022-03
Return on Equity (%) -38.48 -21.93 14.59 13.63
Return on Assets (%) -9.12 -4.90 2.51 3.18
Net Interest Margin 2.95 1.92 1.38 1.45
Interest Spread (%)
Yield on Advances (%)

Balance Sheet View Details >>

Particulars 5 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2022-09* Rs. Cr.
Shh. Funds 162 130 151 480 508
Minority Int.
Deposits 48 118 243 501 634
Borrowings 83 111 181 250 743
Other Liab. 392 266 436 450 461
Total Liab. 684 624 1,010 1,680 2,346
Fixed Assets 42 49 64 93 103
Investments 73 128 504 631 1,270
Advances 0 0 0 0 0
Cash & Bank 388 302 271 766 692
Other Assets 180 144 172 189 281
Total Assets 684 624 1,010 1,680 2,346

Profit Loss View Details >>

Particulars 5 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2022-12 Rs. Cr. TTM
Interest Earned 19 18 20 36 78
Other Income 352 673 771 973 1,114
Total Income 371 691 791 1,009 1,192
Operating Exp. -427 -713 -757 -951 -1,093
Provisions -1 -1 -4
PBIT -57 -22 30 58 98
Interest -6 -10 -10 -15 -38
Tax
PAT -62 -32 20 43 61
Adjusted EPS -14 -7 3 5 7

Cash Flow View Details >>

Particulars 4 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr.
Cash Fr. Operatn. 29 -84 -32 207
Cash Fr. Inv. -14 -31 -69 -64
Cash Fr. Finan. 35 28 70 352
Net Change 50 -86 -31 495
Cash & Cash Eqvt 388 302 271 766

Shareholding Pattern View Details >>

5 Qtrs 2021-12 (%) 2022-03 (%) 2022-06 (%) 2022-09 (%) 2022-12 (%)
Promoter 75.00 75.00 75.00 75.00 75.00
Public 25.00 25.00 25.00 25.00 25.00
Depository Receipts 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00

Announcements View Details >>

Fri, 03 Feb 2023
Announcement under Regulation 30 (LODR)-Newspaper Publication
Pursuant to Regulation 47 of the SEBI Listing Regulations enclosed herewith are the copies of newspaper publications of Unaudited Financial Result of Fino Payments Bank Limited (Bank) for the third quarter and nine months ended December 31 2022.
Fri, 03 Feb 2023
Audio Recording Of Earnings Call (Q3 FY-2022-23)
In continuation to our letter dated January 24 2023 and pursuant to the Regulation 30 read with Para A of Part A of Schedule III of the SEBI Listing Regulations the audio recording of earnings call is available on the website of Fino Payments Bank Limited at the below given linkhttps://www.finobank.com/uploads/media/Fino_Q3Fy23_Con-call_Audio.mp3
Thu, 02 Feb 2023
Board Meeting Outcome for Outcome Of The Board Meeting Held On February 02 2023
Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (SEBI Listing Regulations) we would like to inform you that the Board of Directors of Fino Payments Bank Limited (Bank) at its meeting held today i.e. Thursday February 02 2023 has inter-alia considered and approved the Unaudited Financial Results of the Bank for the third quarter and nine months ended December 31 2022 (Financial Results) along with Limited Review Report issued by the Statutory Central Auditor of the Bank. The Financial Results along with Limited Review Report issued by the Statutory Central Auditor of the Bank are enclosed herewith as Annexure-A.

Technical Scans View Details >>

Fri, 03 Feb 2023
Higher Delivery Quantity Higher Delivery Quantity
Higher Trade Quantity Higher Trade Quantity
Higher Trade and Delivery Quantity Higher Trade and Delivery Quantity
Opening at High Opening at High
High Increase in 3 Months High Increase in 3 Months

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