| Sector |
Banking
|
Compare with Sector peers |
| Industry |
Bank - Private
|
Compare with Industry peers |
| Website | http://www.finobank.com | |
| Market Cap | 1,943.05 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | 5.97 | Trailing Twelve Months Ending 2022-06 |
| Price-Earning Ratio (PE) | 39.09 | Trailing Twelve Months Ending 2022-06 |
| Industry PE | 20.16 | Trailing Twelve Months Ending 2022-06 |
| Book Value / Share | 58.49 | Trailing Twelve Months Ending 2022-06 |
| Price to Book Value | 3.99 | Calculated using Price: 233.50 |
| Dividend Yield | 0.00 | Period Ending 2022-03 |
| No. of Shares Subscribed | 8.32 Cr. | 83,214,302 Shares |
| FaceValue | 10 | |
| Company Profile | ||
| Fino Payments Bank is a growing fintech company offering a diverse range of financial products and services that are primarily digital and have a payments focus. It offers such products and services to its target market via a pan-India distribution network and proprietary technologies. The bank's products and services include various current accounts and savings accounts (CASA), issuance of debit card and related transactions, facilitating domestic remittances, open banking functionality (via its Application Programming Interface (API)), withdrawing and depositing cash (via micro-ATM or Aadhaar Enabled Payment System AePS) and cash management services (CMS). Its merchants also leverage the customer relationships within their respective communities to facilitate it cross-selling other financial products and services such as third party gold loans, insurance, bill payments and recharges. It also manages a large BC network on behalf of other banks. | ||
| 1 Day |
|
+0.36% |
| 1 Week |
|
-7.28% |
| 1 Month |
|
-6.78% |
| 3 Month |
|
-1.82% |
| 6 Month |
|
-15.04% |
| 1 Year |
|
|
| 2 Year |
|
|
| 5 Year |
|
|
| 10 Year |
|
| 4 years | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
| Return on Equity (%) | -38.48 | -21.93 | 14.59 | 13.63 | |
| Return on Assets (%) | -9.12 | -4.90 | 2.51 | 3.18 | |
| Net Interest Margin | 2.95 | 1.92 | 1.38 | 1.45 | |
| Interest Spread (%) | |||||
| Yield on Advances (%) |
| Particulars | 4 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
| Shh. Funds | 162 | 130 | 151 | 480 | |
| Minority Int. | |||||
| Deposits | 48 | 118 | 243 | 501 | |
| Borrowings | 83 | 111 | 181 | 250 | |
| Other Liab. | 392 | 266 | 436 | 450 | |
| Total Liab. | 684 | 624 | 1,010 | 1,680 | |
| Fixed Assets | 42 | 49 | 64 | 93 | |
| Investments | 73 | 128 | 504 | 631 | |
| Advances | 0 | 0 | 0 | 0 | |
| Cash & Bank | 388 | 302 | 271 | 766 | |
| Other Assets | 180 | 144 | 172 | 189 | |
| Total Assets | 684 | 624 | 1,010 | 1,680 |
| Particulars | 5 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-06 Rs. Cr. TTM |
| Interest Earned | 19 | 18 | 20 | 36 | 48 | |
| Other Income | 352 | 673 | 771 | 973 | 1,043 | |
| Total Income | 371 | 691 | 791 | 1,009 | 1,092 | |
| Operating Exp. | -427 | -713 | -757 | -951 | -1,022 | |
| Provisions | -1 | -1 | -4 | |||
| PBIT | -57 | -22 | 30 | 58 | 70 | |
| Interest | -6 | -10 | -10 | -15 | -20 | |
| Tax | ||||||
| PAT | -62 | -32 | 20 | 43 | 50 | |
| Adjusted EPS | -14 | -7 | 3 | 5 | 6 |
| Particulars | 4 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
| Cash Fr. Operatn. | 29 | -84 | -32 | 207 | |
| Cash Fr. Inv. | -14 | -31 | -69 | -64 | |
| Cash Fr. Finan. | 35 | 28 | 70 | 352 | |
| Net Change | 50 | -86 | -31 | 495 | |
| Cash & Cash Eqvt | 388 | 302 | 271 | 766 |
|
Tue, 20 Sep 2022
Announcement under Regulation 30 (LODR)-Updates on Acquisition This is in furtherance to our letter dated April 12 2022 informing about the decision taken by the Board of Directors of Fino Payments Bank Limited (Bank) approving investment by way of subscription of shareholding in PaySprint Private Limited (PaySprint).In this connection we wish to inform you that the Bank has executed the Share Subscription and Shareholders Agreement with PaySprint today i.e. September 20 2022.The details required under Regulation 30 of the Listing Regulations read with aforesaid SEBI Circular are enclosed as Annexure-A. |
|
Thu, 15 Sep 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Pursuant to Regulation 30 of the Listing Regulations Fino Payments Bank Limited (the Bank) have scheduled investor/analysts meet on September 15 2022 at 2.30 p.m. IST with Goldman Sachs India Financials Tour. |
|
Thu, 15 Sep 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Pursuant to applicable provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we wish to inform you that the representatives of Fino Payments Bank Limited had the investors/analysts interaction/meeting on September 15 2022 with Goldman Sachs India Financials Tour. |
| Mon, 26 Sep 2022 |
Close Crossing Last Week Low
|
Close Crossing Last Month Low
|
Closing Below Previous Low
|
Making Lower Lows for 3 days
|
Close Within 52 Week Low Zone
|
Equities
M.F.
Sectors