| Sector |
Finance
|
Compare with Sector peers |
| Industry |
Finance - Housing
|
Compare with Industry peers |
| Website | http://www.homefirstindia.com | |
| Market Cap | 6,950.51 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | 21.23 | Trailing Twelve Months Ending 2022-03 |
| Price-Earning Ratio (PE) | 37.35 | Trailing Twelve Months Ending 2022-03 |
| Industry PE | 19.87 | Trailing Twelve Months Ending 2022-03 |
| Book Value / Share | 177.97 | Trailing Twelve Months Ending 2022-03 |
| Price to Book Value | 4.46 | Calculated using Price: 792.95 |
| Dividend Yield | 0.00 | Period Ending 2022-03 |
| No. of Shares Subscribed | 8.77 Cr. | 87,653,791 Shares |
| FaceValue | 2 | |
| Company Profile | ||
|
The company was incorporated as ‘Home First Finance Company India Private Limited’ at Bengaluru, Karnataka as a private limited company under the Companies Act, 1956, pursuant to the certificate of incorporation dated February 3, 2010 issued by the Registrar of Companies, Karnataka at Bengaluru. Subsequently, the company was converted to a public limited company and consequently the name of the company was changed to ‘Home First Finance Company India Limited’ and a fresh certificate of incorporation dated March 14, 2018 was issued by the Registrar of Companies, Maharashtra at Mumbai (RoC). The company is a technology driven affordable housing finance company that targets first time home buyers in low and middle-income groups. It primarily offers customers housing loans for the purchase or construction of homes. It has increased the scale of its operations and grown its branches by adopting a strategy of contiguous expansion across regions and have strategically expanded to geographies where there is substantial demand for housing finance. The company utilizes a diverse range of lead sourcing channels such as connectors, architects, contractors, affordable housing developers, in addition to conducting loan camps and micro marketing activities, and utilizing employee and customer referrals and branch walk-in customers. Business area of the company The company primarily caters to the low and middle income groups by offering them housing loans to construct and buy homes. It further offers other loans like loans against property, developer finance loans, and loans to buy commercial property. Products
Major events and milestones
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Company Profile
The company was incorporated as ‘Home First Finance Company India Private Limited’ at Bengaluru, Karnataka as a private limited company under the Companies Act, 1956, pursuant to the certificate of incorporation dated February 3, 2010 issued by the Registrar of Companies, Karnataka at Bengaluru. Subsequently, the company was converted to a public limited company and consequently the name of the company was changed to ‘Home First Finance Company India Limited’ and a fresh certificate of incorporation dated March 14, 2018 was issued by the Registrar of Companies, Maharashtra at Mumbai (RoC). The company is a technology driven affordable housing finance company that targets first time home buyers in low and middle-income groups. It primarily offers customers housing loans for the purchase or construction of homes.
It has increased the scale of its operations and grown its branches by adopting a strategy of contiguous expansion across regions and have strategically expanded to geographies where there is substantial demand for housing finance. The company utilizes a diverse range of lead sourcing channels such as connectors, architects, contractors, affordable housing developers, in addition to conducting loan camps and micro marketing activities, and utilizing employee and customer referrals and branch walk-in customers.
Business area of the company
The company primarily caters to the low and middle income groups by offering them housing loans to construct and buy homes. It further offers other loans like loans against property, developer finance loans, and loans to buy commercial property.
Products
Major events and milestones
| 1 Day |
|
+1.55% |
| 1 Week |
|
+3.28% |
| 1 Month |
|
+6.13% |
| 3 Month |
|
+16.38% |
| 6 Month |
|
-7.72% |
| 1 Year |
|
+48.73% |
| 2 Year |
|
|
| 5 Year |
|
|
| 10 Year |
|
| 9 years | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
| Return on Equity (%) | 3.53 | 3.47 | 4.84 | 2.95 | 5.14 | 10.92 | 11.01 | 8.72 | 12.70 | |
| Return on Capital Employed (%) | 7.72 | 9.41 | 10.52 | 8.65 | 7.80 | 10.11 | 10.25 | 9.02 | 9.40 | |
| Return on Assets (%) | 1.60 | 1.17 | 1.26 | 0.84 | 1.35 | 2.37 | 2.67 | 2.50 | 3.84 |
| Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
| Shh. Funds | 50 | 99 | 102 | 154 | 306 | 325 | 523 | 933 | 1,381 | 1,574 | |
| Non Curr. Liab. | 44 | 92 | 216 | 365 | -1 | -5 | 2 | 10 | 251 | 175 | |
| Curr. Liab. | 8 | 25 | 42 | 78 | 685 | 1,050 | 1,956 | 2,537 | 2,908 | 3,412 | |
| Minority Int. | |||||||||||
| Equity & Liab. | 102 | 216 | 359 | 597 | 991 | 1,371 | 2,480 | 3,480 | 4,539 | 5,161 | |
| Non Curr. Assets | 69 | 163 | 325 | 507 | 796 | 1,320 | 2,255 | 3,180 | 3,718 | 4,325 | |
| Curr. Assets | 33 | 52 | 35 | 90 | 195 | 51 | 225 | 300 | 821 | 836 | |
| Misc. Exp. not W/O | |||||||||||
| Total Assets | 102 | 216 | 359 | 597 | 991 | 1,371 | 2,480 | 3,480 | 4,539 | 5,161 |
| Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
| Net Sales | 6 | 17 | 35 | 60 | 92 | 132 | 260 | 399 | 489 | 596 | |
| Other Income | 1 | 3 | 4 | 2 | 2 | 11 | 21 | 0 | 0 | ||
| Total Income | 7 | 20 | 39 | 62 | 92 | 134 | 271 | 420 | 489 | 596 | |
| Total Expenditure | -5 | -8 | -12 | -16 | -26 | -42 | -75 | -111 | -127 | -143 | |
| PBIDT | 2 | 12 | 27 | 46 | 66 | 93 | 196 | 308 | 362 | 453 | |
| Interest | -3 | -10 | -22 | -37 | -54 | -66 | -127 | -194 | -221 | -219 | |
| Depreciation | 0 | 0 | 0 | 0 | -2 | -2 | -5 | -7 | -8 | -8 | |
| Taxation | 0 | -1 | -3 | -4 | -8 | -20 | -28 | -34 | -40 | ||
| Exceptional Items | |||||||||||
| PAT | -1 | 3 | 3 | 6 | 7 | 16 | 46 | 80 | 100 | 186 | |
| Adjusted EPS | -4 | 9 | 12 | 16 | 6 | 16 | 36 | 10 | 11 | 21 |
| Particulars | 6 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
| Cash Fr. Operatn. | -273 | -506 | -791 | -823 | -223 | -807 | |
| Cash Fr. Inv. | -14 | 56 | -105 | -108 | -615 | 804 | |
| Cash Fr. Finan. | 380 | 357 | 1,059 | 893 | 900 | 411 | |
| Net Change | 93 | -93 | 163 | -38 | 62 | 408 | |
| Cash & Cash Eqvt | 116 | 23 | 186 | 148 | 209 | 618 |
|
Wed, 25 May 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Intimation of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 |
|
Wed, 25 May 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Intimation of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 |
|
Tue, 24 May 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Intimation of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. |
| Wed, 25 May 2022 |
Close Crossing Last Week High
|
Close Within 52 Week High Zone
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Close Entering 52 Week High Zone
|
High Increase 1 Month
|
High Increase 3 Months
|
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