IndusInd Bank Ltd.
Snapshot View

896.50 +30.10 ▲3.5%

20 May 2022, 04:01:00 PM
Volume: 142,902

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.indusind.com
Market Cap 69,458.40 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 62.02 Trailing Twelve Months Ending 2022-03
Price-Earning Ratio (PE) 14.46 Trailing Twelve Months Ending 2022-03
Industry PE 20.42 Trailing Twelve Months Ending 2022-03
Book Value / Share 619.88 Trailing Twelve Months Ending 2022-03
Price to Book Value 1.45 Calculated using Price: 896.50
Dividend Yield 0.95 Period Ending 2021-03
No. of Shares Subscribed 77.48 Cr. 774,773,033 Shares
FaceValue 10
Company Profile

Indusind Bank incorporated in April 1994 derives its name from the Indus Valley civilisation. The bank was the vision of Srichand P Hinduja, a Non-Resident Indian businessman and head of the Hinduja Group.

A decade after its incorporation, June 2004, the bank was merged with Ashok Leyland Finance, which is among the largest leasing finance and hire purchase companies in India.

IndusInd Bank has emerged as one of the fastest-growing banks in the banking sector in India. Currently its has a network 180 branches along with 183 ATMs. 

IndusInd Bank, which began in 1994, boats of 573 branches, and 1055 ATMs spread across 392 locations of the country. We also have representative offices in London and Dubai, catering to every need of the customer.

It is the first Indian bank to receive ISO 9001:2000 certification for its corporate office and its entire network of branches.

The bank has entered into a strategic alliance with Religare Securities for offering a value-added 3-in-1 savings accounts-linked package to customers -– comprising a savings bank account, a depository account, and an Internet trading account.

Products and Services

In personal panking it offers a wide range of products and services like deposits, loans, investments, insurance, forex services, demat services, online services and wealth management services.

In NRI banking it offers money transfer, investment products such as international deposits, mutual funds, online share trading, etc. The bank also offers property solutions and insurance loana.

Awards/Achievements

2009-10

Awarded the 'Best Priority Sector Bank' amongst the private sector banks by Duns & BradstreetAwarded the 'Technology Bank of the Year-2009' from IBARecognised for 'Best Performance in Credit Quality' by inancial Express

2010-11

Most Improved Bank Performance of the Year’ awarded by Bloomberg UTV Financial Leadership Awards 2011Winner of ‘Best Use of technology in training and e-Learning Initiatives’ awarded by IBA Banking Technology Awards 2010Runners up of ‘Best Risk Management’ Initiatives awarded by IBA Banking Technology Awards 2010Silver winner of ‘Excellence in Business Process Management and Work flow in Australia and Asia Region’ Global awards by Workflow Management Coalition and BPM.com, USATalisma User awards for ‘Enterprise Adoption’ of CRM– 2010Ranked 2nd in the fastest growing Bank (mid-size) category – published in “India’s Best Banks” report by Business World and PWC‘Excellence Award’ as the 2nd best New Generation Bank in Kerala for the second consecutive year awarded by the State Forum of Bankers Clubs, Kerala

2011-12

Awarded as the “Best Bank Mid-sized” in Businessworld–PwC Best Banks Survey 2011Awarded as the “Best Mid-Sized Bank  Bank” in Business Today –KPMG Best Banks Survey 2011Awarded M.IT.R- 50 Marketing & IT Recognition Program amongst  top 50 brands –organised by Paul Writer in association with IBMThe CII Environmental Best Practice Award 2012 for the “Most Innovative Project”Awarded in the “Business Enterprise Services” category for running ATMs on solar power – Organised by Panasonic Green Globe Foundation Awarded the status of ‘Star Brand 2011 ICMR Star Brands of India SurveyAwarded the “Best Bank in New Generation Category ” by the STATE FORUM OF BANKERS CLUB KERALAAwarded “Most Improved Bank Performance of the Year” at Financial Leadership Awards 2012 (Bloomberg UTV)

2012-13

IBA Banking Technology Awards1st Runners- Up   Best Risk Management & IT Security   Best Use of Technology in training & e Learning2nd Runners-Up   Best Online Bank   Best use of Business Intelligence   Best use of Mobility technology in BankingAwarded “The best bank award among small banks for ‘IT for Operational Effectiveness’ by Institute for Development and Research in Banking Technology (IDRBT).”Awarded “ Top Green IT Enterprise Award 2012 - CIO Magazine”CISO - Awarded one of the Top 100 Chief Information Security Officer awards 2012, organized by InfoSecurity Magazine and iViz SecurityNASSCOM IT User Award 2012 for “Environmental Sustainability” (Frost & Sullivan)

2013

  • IndusInd Bank launches Indus Forex Card
  • Suzuki Two-Wheelers and IndusInd Bank tie up for Retail Finance
  • IndusInd Bank enhances its core banking system to Finacle 10.2 version
  • Banking Frontier - Finnoviti Awards 2013 for My Account My Number
  • Best Bank Award Customer Management and Business Intelligence Initiatives among Small Banks 2012-13 by IDRBT.

2014

  • IndusInd Bank and American Express announce strategic partnership with the launch of the new IndusInd Bank Iconia American Express® Card
  • IndusInd Bank inaugurates India’s first Digital Branch at Rapid Metro station, Gurgaon
  • IndusInd Bank and Jet Airways announce strategic partnership with the launch of the new Jet Airways IndusInd Bank Credit Cards
  •  IndusInd Bank launches VIDEO BRANCH
  • CISO Awarded one of the Top 100 Chief Information Security Officer awards 2014
  • Project 'IndusInd Bank Partnership Program' declared as Winner for Financial Inclusion and Payment Systems (FIPS) Awards 2014.
  • Awarded Best Mid-size Bank and Fastest Growing Mid-size Bank Business World - PwC Best Bank Survey 2014.

2015

  • Indusind Bank has inked an agreement with Worldpay to offer domestic acquiring services in India
  • Indusind Bank has entered into an agreement to acquire Diamond & Jewellery financing business and related deposit portfolio of Royal Bank of Scotland N.V. in India
  • Induslnd Bank launched the Chelsea FC Co-Brand Credit Card
  • Induslnd Bank launches ''Onthego'' Social banking.
  • Indusind Bank completes acquisition of Royal Bank of Scotland’s Diamond & Jewellery Financing business in India
  • IndusInd has launched customer responsive service called QuickPay, which allows its customers to send money instantly to their personal contacts and/or business parties through SMS, E-mail and social media platforms

2016

  • IndusInd Bank partners with PayU India to revolutionize Digital Banking & Payments
  • IndusInd Bank bags 3 awards from IBA
  • IndusInd Bank signs MoU with Indian army
  • IndusInd Bank launches ''IndusInd For Sports''- a non-banking sports vertical
  •  IndusInd Bank opens IFSC Banking Unit at GIFT City
  • Indusind Bank sings 3 year strategic agreement with IBM
  • IndusInd Bank Paytm partners with Indusind Bank to offer financing options for booking of two-wheelers

2017

  • IndusInd Bank enters into an agreement to acquire IL&FS Ltd’s Securities Services Subsidiary
  • IndusInd Bank launches IndusForex.com - one stop portal for all foreign exchange needs
  • IndusInd Bank Wins Celent Model Bank of the Year Award For Growing Revenue While Managing Fraud; Endorsement of Clari5’s ‘Yin & Yang’ Approach to Fraud Management and Cross-sell
  • IndusInd Bank partners with SunTec to roll out GST
  • IndusInd Bank partners with one of India’s largest CNG provider for cashless payment solutions
  • IndusInd Bank and Bharat Financial Inclusion Announce Merger

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+3.47%
1 Week
+2.81%
1 Month
-7.80%
3 Month
-6.18%
6 Month
-11.07%
1 Year
-8.10%
2 Year
+150.87%
5 Year
-35.48%
10 Year
+194.27%
6 years 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 13.21 15.27 16.49 13.25 14.84 7.62
Return on Assets (%) 1.60 1.78 1.80 1.32 1.52 0.87
Net Interest Margin 3.41 3.60 3.60 3.40 4.26 3.99
Interest Spread (%) 7.19 7.14 6.77 6.40 7.56 8.60
Yield on Advances (%) 13.43 12.74 11.92 11.94 13.92 13.64

Balance Sheet View Details

Particulars 7 years 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03* Rs. Cr.
Shh. Funds 17,697 20,648 23,843 26,687 34,748 43,501 48,026
Minority Int.
Deposits 93,000 126,572 151,639 194,868 202,027 255,870 293,349
Borrowings 24,996 22,454 38,289 47,321 60,754 51,323 47,323
Other Liab. 7,205 8,976 7,856 8,944 9,700 12,210 13,268
Total Liab. 142,898 178,650 221,628 277,821 307,229 362,903 401,967
Fixed Assets 1,255 1,335 1,339 1,710 1,871 1,876 1,929
Investments 34,056 36,704 50,078 59,268 59,938 69,653 70,930
Advances 88,419 113,081 144,954 186,394 206,783 212,595 239,052
Cash & Bank 10,112 18,628 13,216 14,783 16,054 56,610 68,585
Other Assets 9,056 8,902 12,041 15,666 22,582 22,169 21,472
Total Assets 142,898 178,650 221,628 277,821 307,229 362,903 401,967

Profit Loss View Details

Particulars 7 years 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. TTM
Interest Earned 11,872 14,406 17,281 22,261 28,783 29,000 30,822
Other Income 3,297 4,171 4,750 5,647 6,953 6,501 7,408
Total Income 15,169 18,577 22,031 27,908 35,736 35,501 38,230
Operating Exp. -3,672 -4,783 -5,591 -6,405 -8,183 -8,157 -9,311
Provisions -672 -1,091 -1,175 -3,108 -4,652 -7,943 -6,665
PBIT 10,824 12,703 15,264 18,395 22,901 19,401 22,254
Interest -7,355 -8,343 -9,783 -13,415 -16,724 -15,472 -15,822
Tax -1,183 -1,492 -1,875 -1,679 -1,719 -1,000 -1,628
PAT 2,286 2,868 3,606 3,300 4,458 2,930 4,805
Minority Interest
Share Associate 0 0 0 0 0 0 0
Other Related Items
Consolidated Net Profit 2,287 2,868 3,606 3,301 4,458 2,930 4,805
Adjusted EPS 38 48 60 55 64 38 62

Cash Flow View Details

Particulars 6 years 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -2,927 11,569 -20,700 -6,389 -12,907 44,976
Cash Fr. Inv. -258 -274 -220 -638 -416 -331
Cash Fr. Finan. 2,517 -2,768 15,505 8,590 12,733 -4,096
Net Change -667 8,527 -5,415 1,563 -591 40,549
Cash & Cash Eqvt 10,112 18,628 13,216 14,783 16,054 56,610

Shareholding Pattern View Details

9 Qtrs 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%) 2021-09 (%) 2021-12 (%) 2022-03 (%)
Promoter 14.34 14.65 14.68 14.67 16.55 16.54 16.54 16.53 16.52
Public 85.66 85.35 85.32 85.33 83.45 83.46 83.46 83.47 83.48
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 26.33 0.00 0.00 0.00 36.36 45.48 45.48 45.48 45.48

Announcements View Details

Fri, 20 May 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Disclosure under SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (Listing Regulations)Pursuant to Regulation 30 of Listing Regulations please find below the Schedule of Institutional investor(s) / Analysts meeting(s) /call(s) held on May 19 2022 and May 20 2022 as mentioned under:
Wed, 18 May 2022
Intimation Under Regulation 30 Of SEBI LODR
With reference to our letter dated May 11 2022 intimating acquisition of 1 45 63 787 Equity Shares (10.214% of paid-up equity share capital) of Birla Tyres Limited by the Bank on May 10 2022 pursuant to invocation of Pledge of Shares we wish to inform you that the Bank has in tranches sold 38 72 595 shares of Birla Tyres Limited during the period May 11 2022 to May 17 2022 as detailed in the letter.This disclosure is being made pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015.A copy of this disclosure is being uploaded on the Banks website at www.indusind.comWe request you to take the above information on record.
Tue, 17 May 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Pursuant to Regulation 30 of Listing Regulations please find below the Schedule of Institutionalinvestor(s) / Analysts meeting(s) /call(s) held on May 16 2022 and May 17 2022 as stated in the attachment.A copy of latest Investor Presentation has already been forwarded to the Stock Exchanges and isplaced on the website of the Bank.In compliance with the Regulation 46 the information is being hosted on the Banks website atwww.indusind.com.Kindly take the above information on record and oblige.

Technical Scans View Details

Fri, 20 May 2022
Higher Delivery Quantity Higher Delivery Quantity
Close Within 52 Week Low Zone Close Within 52 Week Low Zone
High Decrease 1 Month High Decrease 1 Month
High Increase 2 Years High Increase 2 Years
William %R Bullish William %R Bullish

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