IndusInd Bank Ltd.
Snapshot View

981.00 -10.95 ▼-1.1%

30 July 2021, 04:00:00 P.M.
Volume: 79,729

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.indusind.com
Financial Indicators
Market Cap 75,920.01 Cr.
Earnings per share (EPS) 44.40 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) 22.10 Trailing Twelve Months Ending 2021-06
Industry PE 26.24 Trailing Twelve Months Ending 2021-06
Book Value / Share 571.18 Trailing Twelve Months Ending 2021-06
Price to Book Value 1.72 Calculated using Price: 981.00
Dividend Yield 0.51 Period Ending 2020-03
No. of Shares Subscribed 77.39 Cr. 773,904,294 Shares
FaceValue 10
Company Profile

Indusind Bank incorporated in April 1994 derives its name from the Indus Valley civilisation. The bank was the vision of Srichand P Hinduja, a Non-Resident Indian businessman and head of the Hinduja Group.

A decade after its incorporation, June 2004, the bank was merged with Ashok Leyland Finance, which is among the largest leasing finance and hire purchase companies in India.

IndusInd Bank has emerged as one of the fastest-growing banks in the banking sector in India. Currently its has a network 180 branches along with 183 ATMs. 

IndusInd Bank, which began in 1994, boats of 573 branches, and 1055 ATMs spread across 392 locations of the country. We also have representative offices in London and Dubai, catering to every need of the customer.

It is the first Indian bank to receive ISO 9001:2000 certification for its corporate office and its entire network of branches.

The bank has entered into a strategic alliance with Religare Securities for offering a value-added 3-in-1 savings accounts-linked package to customers -– comprising a savings bank account, a depository account, and an Internet trading account.

Products and Services

In personal panking it offers a wide range of products and services like deposits, loans, investments, insurance, forex services, demat services, online services and wealth management services.

In NRI banking it offers money transfer, investment products such as international deposits, mutual funds, online share trading, etc. The bank also offers property solutions and insurance loana.

Awards/Achievements

2009-10

Awarded the 'Best Priority Sector Bank' amongst the private sector banks by Duns & BradstreetAwarded the 'Technology Bank of the Year-2009' from IBARecognised for 'Best Performance in Credit Quality' by inancial Express

2010-11

Most Improved Bank Performance of the Year’ awarded by Bloomberg UTV Financial Leadership Awards 2011Winner of ‘Best Use of technology in training and e-Learning Initiatives’ awarded by IBA Banking Technology Awards 2010Runners up of ‘Best Risk Management’ Initiatives awarded by IBA Banking Technology Awards 2010Silver winner of ‘Excellence in Business Process Management and Work flow in Australia and Asia Region’ Global awards by Workflow Management Coalition and BPM.com, USATalisma User awards for ‘Enterprise Adoption’ of CRM– 2010Ranked 2nd in the fastest growing Bank (mid-size) category – published in “India’s Best Banks” report by Business World and PWC‘Excellence Award’ as the 2nd best New Generation Bank in Kerala for the second consecutive year awarded by the State Forum of Bankers Clubs, Kerala

2011-12

Awarded as the “Best Bank Mid-sized” in Businessworld–PwC Best Banks Survey 2011Awarded as the “Best Mid-Sized Bank  Bank” in Business Today –KPMG Best Banks Survey 2011Awarded M.IT.R- 50 Marketing & IT Recognition Program amongst  top 50 brands –organised by Paul Writer in association with IBMThe CII Environmental Best Practice Award 2012 for the “Most Innovative Project”Awarded in the “Business Enterprise Services” category for running ATMs on solar power – Organised by Panasonic Green Globe Foundation Awarded the status of ‘Star Brand 2011 ICMR Star Brands of India SurveyAwarded the “Best Bank in New Generation Category ” by the STATE FORUM OF BANKERS CLUB KERALAAwarded “Most Improved Bank Performance of the Year” at Financial Leadership Awards 2012 (Bloomberg UTV)

2012-13

IBA Banking Technology Awards1st Runners- Up   Best Risk Management & IT Security   Best Use of Technology in training & e Learning2nd Runners-Up   Best Online Bank   Best use of Business Intelligence   Best use of Mobility technology in BankingAwarded “The best bank award among small banks for ‘IT for Operational Effectiveness’ by Institute for Development and Research in Banking Technology (IDRBT).”Awarded “ Top Green IT Enterprise Award 2012 - CIO Magazine”CISO - Awarded one of the Top 100 Chief Information Security Officer awards 2012, organized by InfoSecurity Magazine and iViz SecurityNASSCOM IT User Award 2012 for “Environmental Sustainability” (Frost & Sullivan)

2013

  • IndusInd Bank launches Indus Forex Card
  • Suzuki Two-Wheelers and IndusInd Bank tie up for Retail Finance
  • IndusInd Bank enhances its core banking system to Finacle 10.2 version
  • Banking Frontier - Finnoviti Awards 2013 for My Account My Number
  • Best Bank Award Customer Management and Business Intelligence Initiatives among Small Banks 2012-13 by IDRBT.

2014

  • IndusInd Bank and American Express announce strategic partnership with the launch of the new IndusInd Bank Iconia American Express® Card
  • IndusInd Bank inaugurates India’s first Digital Branch at Rapid Metro station, Gurgaon
  • IndusInd Bank and Jet Airways announce strategic partnership with the launch of the new Jet Airways IndusInd Bank Credit Cards
  •  IndusInd Bank launches VIDEO BRANCH
  • CISO Awarded one of the Top 100 Chief Information Security Officer awards 2014
  • Project 'IndusInd Bank Partnership Program' declared as Winner for Financial Inclusion and Payment Systems (FIPS) Awards 2014.
  • Awarded Best Mid-size Bank and Fastest Growing Mid-size Bank Business World - PwC Best Bank Survey 2014.

2015

  • Indusind Bank has inked an agreement with Worldpay to offer domestic acquiring services in India
  • Indusind Bank has entered into an agreement to acquire Diamond & Jewellery financing business and related deposit portfolio of Royal Bank of Scotland N.V. in India
  • Induslnd Bank launched the Chelsea FC Co-Brand Credit Card
  • Induslnd Bank launches ''Onthego'' Social banking.
  • Indusind Bank completes acquisition of Royal Bank of Scotland’s Diamond & Jewellery Financing business in India
  • IndusInd has launched customer responsive service called QuickPay, which allows its customers to send money instantly to their personal contacts and/or business parties through SMS, E-mail and social media platforms

2016

  • IndusInd Bank partners with PayU India to revolutionize Digital Banking & Payments
  • IndusInd Bank bags 3 awards from IBA
  • IndusInd Bank signs MoU with Indian army
  • IndusInd Bank launches ''IndusInd For Sports''- a non-banking sports vertical
  •  IndusInd Bank opens IFSC Banking Unit at GIFT City
  • Indusind Bank sings 3 year strategic agreement with IBM
  • IndusInd Bank Paytm partners with Indusind Bank to offer financing options for booking of two-wheelers

2017

  • IndusInd Bank enters into an agreement to acquire IL&FS Ltd’s Securities Services Subsidiary
  • IndusInd Bank launches IndusForex.com - one stop portal for all foreign exchange needs
  • IndusInd Bank Wins Celent Model Bank of the Year Award For Growing Revenue While Managing Fraud; Endorsement of Clari5’s ‘Yin & Yang’ Approach to Fraud Management and Cross-sell
  • IndusInd Bank partners with SunTec to roll out GST
  • IndusInd Bank partners with one of India’s largest CNG provider for cashless payment solutions
  • IndusInd Bank and Bharat Financial Inclusion Announce Merger

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
-1.10%
1 Week
-0.78%
1 Month
-3.46%
3 Month
+4.93%
6 Month
+15.92%
1 Year
+88.71%
2 Year
-26.62%
5 Year
-16.72%
5 years 2016-03 2017-03 2018-03 2019-03 2020-03
Return on Equity (%) 13.21 15.27 16.49 13.25 14.84
Return on Assets (%) 1.60 1.78 1.80 1.32 1.52
Net Interest Margin 3.41 3.60 3.60 3.40 4.26
Yield on Advances (%) 13.43 12.74 11.92 11.94 13.92

Balance Sheet View Details

Particulars 5 years 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Shh. Funds 17,697 20,648 23,843 26,687 34,748
Minority Int.
Deposits 93,000 126,572 151,639 194,868 202,027
Borrowings 24,996 22,454 38,289 47,321 60,754
Other Liab. 7,205 8,976 7,856 8,944 9,700
Total Liab. 142,898 178,650 221,628 277,821 307,229
Fixed Assets 1,255 1,335 1,339 1,710 1,871
Investments 34,056 36,704 50,078 59,268 59,938
Advances 88,419 113,081 144,954 186,394 206,783
Cash & Bank 10,112 18,628 13,216 14,783 16,054
Other Assets 9,056 8,902 12,041 15,666 22,582
Total Assets 142,898 178,650 221,628 277,821 307,229

Profit Loss View Details

Particulars 5 years 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Interest Earned 11,872 14,406 17,281 22,261 28,783
Other Income 3,297 4,171 4,750 5,647 6,953
Total Income 15,169 18,577 22,031 27,908 35,736
Operating Exp. -3,672 -4,783 -5,591 -6,405 -8,183
Provisions -672 -1,091 -1,175 -3,108 -4,652
PBIT 10,824 12,703 15,264 18,395 22,901
Interest -7,355 -8,343 -9,783 -13,415 -16,724
Tax -1,183 -1,492 -1,875 -1,679 -1,719
PAT 2,286 2,868 3,606 3,300 4,458

Cash Flow View Details

Particulars 5 years 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Cash Fr. Operatn. -2,927 11,569 -20,700 -6,389 -12,907
Cash Fr. Inv. -258 -274 -220 -638 -416
Cash Fr. Finan. 2,517 -2,768 15,505 8,590 12,733
Net Change -667 8,527 -5,415 1,563 -591
Cash & Cash Eqvt 10,112 18,628 13,216 14,783 16,054

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 16.78 14.38 14.38 14.34 14.65 14.68 14.67 16.55 16.54
Public 83.22 85.62 85.62 85.66 85.35 85.32 85.33 83.45 83.46
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 26.33 26.33 26.33 26.33 0.00 0.00 0.00 36.36 45.48

Announcements View Details

Fri, 30 Jul 2021
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Disclosure under SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (Listing Regulations)

Pursuant to Regulation 30 of Listing Regulations please find below the Schedule of Institutional investor(s) / Analysts meeting(s) /call(s) held on June 29 2021 in Mumbai.
Sr. No. Name of Institutional Investor(s) / Analyst(s)
1 Davidson Kempner Capital Management HK
2 Route One Investment Company
3 NJM Ventures

A copy of latest Investor Presentation has already been forwarded to the Stock Exchanges and is placed on the website of the Bank.
In compliance with the Regulation 46 the information is being hosted on the Banks website at www.indusind.com.

Kindly take the above information on record and oblige.
Wed, 28 Jul 2021
Announcement under Regulation 30 (LODR)-Newspaper Publication
In accordance with the applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we enclose herewith the copies of Newspaper Advertisement published in Financial Express (English) and Loksatta (Marathi) on Monday July
26 2021 in compliance with the Ministry of Corporate Affairs Circular No. 20/2020 dated May 5 2020 intimating inter-alia that 27?? Annual General Meeting of the Bank will be held on Thursday August 26 2021 at 11.30 a.m. (1ST) through Video Conferencing means.

A copy of this letter is being uploaded on the Banks website at www.indusind com

We request you to kindly take this letter on record.
Tue, 27 Jul 2021
Fixes Book Closure for Dividend & AGM (Cut-off date for e-voting)
Indusind Bank Ltd has informed BSE that the Register of Members & Share Transfer Books of the Bank will remain closed from August 20 2021 to August 26 2021 (both days inclusive) for the purpose of Payment of Dividend & 27th Annual General Meeting (AGM) of the Bank to be held on August 26 2021.

Technical Scans View Details

Fri, 30 Jul 2021
Stock Underperforming Benchmark Index in both 1 Week and 3 Month Stock Underperforming Benchmark Index in both 1 Week and 3 Month
Both SRS And ARS Above Zero Both SRS And ARS Above Zero
Closing Near 100 EMA Closing Near 100 EMA
NR 4 Breakdown NR 4 Breakdown
NR 7 Breakdown NR 7 Breakdown

Related Stocks View Details

Stock Name Market Cap(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. 788,769.58 1,425.80 +0.6%
ICICI Bank Ltd. 472,849.46 682.70 -0.7%
State Bank Of India 385,275.48 431.70 -2.3%
Kotak Mahindra Bank Ltd. 328,122.81 1,654.95 +0.8%
Axis Bank Ltd. 217,342.99 709.00 -1.1%
Bandhan Bank Ltd. 46,918.93 291.30 -0.4%
Indian Overseas Bank 46,121.89 24.40 +0.6%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-06 24.03 1,425.80 +0.6%
ICICI Bank Ltd. Consolidated 2021-06 23.63 682.70 -0.7%
State Bank Of India Consolidated 2021-03 17.20 431.70 -2.3%
Kotak Mahindra Bank Ltd. Consolidated 2021-06 33.00 1,654.95 +0.8%
Axis Bank Ltd. Consolidated 2021-06 25.71 709.00 -1.1%
Bandhan Bank Ltd. Standalone 2021-03 21.27 291.30 -0.4%
Indian Overseas Bank Standalone 2021-03 55.47 24.40 +0.6%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-06 3.61 1,425.80 +0.6%
ICICI Bank Ltd. Consolidated 2021-06 2.97 682.70 -0.7%
State Bank Of India Consolidated 2021-03 1.53 431.70 -2.3%
Kotak Mahindra Bank Ltd. Consolidated 2021-06 3.81 1,654.95 +0.8%
Axis Bank Ltd. Consolidated 2021-06 2.05 709.00 -1.1%
Bandhan Bank Ltd. Standalone 2021-03 2.70 291.30 -0.4%
Indian Overseas Bank Standalone 2021-03 2.45 24.40 +0.6%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 0.85 1,425.80 +0.6%
ICICI Bank Ltd. Consolidated 2021-03 0.93 682.70 -0.7%
State Bank Of India Consolidated 2021-03 1.72 431.70 -2.3%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 0.98 1,654.95 +0.8%
Axis Bank Ltd. Consolidated 2021-03 1.47 709.00 -1.1%
Bandhan Bank Ltd. Standalone 2021-03 0.97 291.30 -0.4%
Indian Overseas Bank Standalone 2021-03 0.25 24.40 +0.6%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 16.50 1,425.80 +0.6%
ICICI Bank Ltd. Consolidated 2021-03 14.85 682.70 -0.7%
State Bank Of India Consolidated 2021-03 10.13 431.70 -2.3%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 13.84 1,654.95 +0.8%
Axis Bank Ltd. Consolidated 2021-03 7.64 709.00 -1.1%
Bandhan Bank Ltd. Standalone 2021-03 13.53 291.30 -0.4%
Indian Overseas Bank Standalone 2021-03 5.83 24.40 +0.6%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 13.83 1,425.80 +0.6%
ICICI Bank Ltd. Consolidated 2021-03 10.96 682.70 -0.7%
State Bank Of India Consolidated 2021-03 7.08 431.70 -2.3%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 11.88 1,654.95 +0.8%
Axis Bank Ltd. Consolidated 2021-03 7.16 709.00 -1.1%
Bandhan Bank Ltd. Standalone 2021-03 11.97 291.30 -0.4%
Indian Overseas Bank Standalone 2021-03 5.71 24.40 +0.6%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 128,552.39 1,425.80 +0.6%
ICICI Bank Ltd. Consolidated 2021-03 89,162.66 682.70 -0.7%
State Bank Of India Consolidated 2021-03 278,115.48 431.70 -2.3%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 33,474.16 1,654.95 +0.8%
Axis Bank Ltd. Consolidated 2021-03 64,696.42 709.00 -1.1%
Bandhan Bank Ltd. Standalone 2021-03 12,524.21 291.30 -0.4%
Indian Overseas Bank Standalone 2021-03 16,965.53 24.40 +0.6%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2021-03 31,856.77 1,425.80 +0.6%
ICICI Bank Ltd. Consolidated 2021-03 20,363.97 682.70 -0.7%
State Bank Of India Consolidated 2021-03 24,279.72 431.70 -2.3%
Kotak Mahindra Bank Ltd. Consolidated 2020-03 8,607.08 1,654.95 +0.8%
Axis Bank Ltd. Consolidated 2021-03 7,252.39 709.00 -1.1%
Bandhan Bank Ltd. Standalone 2021-03 2,205.46 291.30 -0.4%
Indian Overseas Bank Standalone 2021-03 831.47 24.40 +0.6%