Karur Vysya Bank Ltd.
Snapshot View

48.75 +0.20 ▲0.4%

02 August 2021, 04:00:00 P.M.
Volume: 95,552

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.kvb.co.in
Financial Indicators
Market Cap 3,896.64 Cr.
Earnings per share (EPS) 4.50 Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE) 10.84 Trailing Twelve Months Ending 2021-03
Industry PE 26.61 Trailing Twelve Months Ending 2021-03
Book Value / Share 87.07 Trailing Twelve Months Ending 2021-03
Price to Book Value 0.56 Calculated using Price: 48.75
Dividend Yield 1.03 Period Ending 2021-03
No. of Shares Subscribed 79.93 Cr. 799,310,947 Shares
FaceValue 2
Company Profile

Karur Vysya Bank, incorporated 1916, is popularly known as KVB. The bank was founded by Late Shri M A Venkatarama Chettiar and the Late Shri Athi Krishna Chettiar with an intention to develop the saving habit and to provide financial assistance to traders and agriculturists in and around Karur, a textile town in Tamil Nadu.

The bank was set up with a seed capital of Rs 1 lakh. Today it has grown to 300 branches and an ATM network of 301.

The bank has access to over 13000 domestic ATMs under the VISA / NFS / MITR /Axis bank cluster and over 1 million VISA ATMs worldwide.

KVB provides VISA Debit card facility with a card base of over 1.30 million. Karur Vysya Bank is among 6 old generation private sector banks that has been identified by the Reserve Bank of India (RBI) to implement Speed Clearing at Mumbai.

Tie-ups

KVB has a tie up with Birla Sun Life Insurance Company and Bajaj Allianz General Insurance Company to offer all types of insurance products.

The bank is also engaged in distribution of mutual funds products namely SBI MF, Reliance MF, Sundaram BNP Parbas MF, Birla Sunlife MF, Franklin Templeton MF and LIC MF.

Karur Vysya Bank has a tie up with Religare Securities for off-line trading facility to its demat customers.

Products and Services

Personal Banking- Under this, KVB offers various products and services such as saving accounts, loans, deposits, ATM facility, RTGS/NEFT facility, internet banking, demat services, etc.

NRI Banking- Besides various personal banking products, it also offers remittance  and consultancy services to its NRI clients.

Corporates- To corporates it offers various products and services such as corporate accounts, term finance, working capital loans, RTGS, NEFT and CMS,

Awards

Karur Vysya Bank was ranked as the Most Efficient Small Bank by Business Today – KPMG.

The bank was recognised as No 1 Old Private Sector Bank by Financial Express – Ernst & Young.

The bank was awarded the CFBP Jamnalal Bajaj Fair Business Practices Award in the financial sector by the Council for Fair Business Practices, Mumbai.

Initiatives

The bank will soon launch online utility payment facility through Billdesk.com for effecting payments for electricity, telephone and water tax bills and for insurance and mutual fund payments.

The bank has a tie up with enStage.com to launch a prepaid travel card.

KVB will also introduce facilities like institutional fees payment and inter account/card funds transfer.

Outlook

The bank is opening a branch located at Cheyyar, Tamil Nadu.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+0.41%
1 Week
-1.52%
1 Month
-5.52%
3 Month
-6.70%
6 Month
+11.05%
1 Year
+39.48%
2 Year
-21.24%
5 Year
-38.38%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 19.01 13.46 12.09 12.88 12.61 6.12 3.32 3.61 5.30
Return on Assets (%) 1.30 0.87 0.87 1.01 1.00 0.54 0.31 0.34 0.50
Net Interest Margin 2.57 2.57 2.86 3.16 3.45 3.54 3.52 3.54 3.25
Yield on Advances (%) 14.39 15.05 14.94 13.93 13.74 12.72 11.97 12.99 10.86

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 3,085 3,326 4,246 4,573 5,036 6,264 6,423 6,600 6,960
Minority Int.
Deposits 38,653 43,758 44,690 50,079 53,700 56,890 59,868 59,075 63,278
Borrowings 3,999 3,293 2,901 2,894 1,696 2,394 1,565 1,184 2,528
Other Liab. 996 1,166 1,315 1,439 1,376 1,393 1,484 1,419 1,857
Total Liab. 46,733 51,543 53,152 58,985 61,808 66,941 69,340 68,278 74,623
Fixed Assets 322 385 411 420 419 528 583 587 539
Investments 13,837 13,247 12,375 14,443 14,857 15,803 14,882 15,762 16,019
Advances 29,480 33,992 36,109 39,084 40,908 44,800 48,581 46,098 50,364
Cash & Bank 1,796 2,678 2,749 2,892 4,345 4,309 3,697 4,393 6,320
Other Assets 1,298 1,241 1,508 2,146 1,279 1,501 1,598 1,438 1,381
Total Assets 46,733 51,543 53,152 58,985 61,808 66,941 69,340 68,278 74,623

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Interest Earned 4,242 5,116 5,396 5,443 5,622 5,700 5,816 5,990 5,470
Other Income 453 564 581 707 782 900 963 1,155 1,057
Total Income 4,695 5,680 5,977 6,150 6,405 6,600 6,779 7,145 6,527
Operating Exp. -762 -1,010 -1,103 -1,185 -1,285 -1,421 -1,615 -1,742 -1,987
Provisions -123 -412 -481 -391 -687 -1,274 -1,389 -1,489 -895
PBIT 3,810 4,258 4,393 4,574 4,432 3,905 3,775 3,914 3,645
Interest -3,084 -3,832 -3,930 -3,662 -3,549 -3,402 -3,453 -3,642 -3,111
Tax -175 3 -7 -344 -277 -158 -111 -37 -175
PAT 550 430 456 568 606 346 211 235 359

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. 82 1,184 -309 580 1,611 -550 -1,576 2,504 3,366
Cash Fr. Inv. -133 -113 -102 -92 -84 -170 549 -1,535 -1,379
Cash Fr. Finan. -188 -189 482 -346 -74 683 414 -274 -59
Net Change -239 882 71 143 1,453 -36 -612 696 1,928
Cash & Cash Eqvt 1,796 2,678 2,749 2,892 4,345 4,309 3,697 4,393 6,320

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 2.10 2.10 2.10 2.11 2.11 2.11 2.13 2.13 2.12
Public 97.90 97.90 97.90 97.89 97.89 97.89 97.87 97.88 97.88
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 20.63 20.03 19.69 21.84 21.61 14.72 10.60 9.80 9.84

Announcements View Details

Fri, 30 Jul 2021
Board Meeting Intimation for Results & Closure of Trading Window
Karur Vysya Bank Ltd has informed BSE that a meeting of the Board of Directors of the Bank will be held on August 04 2021 inter alia to consider and take on record the un-audited Financial Results of the Bank for the Quarter ended June 30 2021.

In connection with the above the "Trading Window" for the insider has been closed from July 01 2021 and shall remain closed till August 06 2021 (both days inclusive) pursuant to Banks Internal Code of Conduct for Prevention of Insider Trading read with Securities and Exchange Board of India (Prohibition of Insider Tradingl Regulations 2015. During this period no trading shall be made in the Banks Securities by the Directors Promoters and Promoters Group Designated Persons all Connected Persons and their Immediate Relatives as defined in the "Code of Conduct". The Trading window shall open for trading on August 07 2021.
Sat, 24 Jul 2021
Shareholding for the Period Ended June 30 2021
Karur Vysya Bank Ltd has submitted to BSE the Shareholding Pattern for the Period Ended June 30 2021. For more details kindly Click here
Wed, 21 Jul 2021
Newspaper Publication of AGM
Karur Vysya Bank Ltd has submitted to BSE a copy of Newspaper Publication regarding Notice of 102nd Annual General Meeting of Bank e-Voting and related matters.

Technical Scans View Details

Mon, 02 Aug 2021
Close Crossing Last Month Close From Below Close Crossing Last Month Close From Below
Closing Near 200 SMA Closing Near 200 SMA
Fri, 30 Jul 2021
Higher Trade Quantity Higher Trade Quantity
S Close Below Last Week Low
S Close Below Last Month Low

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