LIC Housing Finance Ltd.
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407.75 -2.80 ▼-0.7%

02 August 2021, 04:00:00 P.M.
Volume: 224,729

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - Housing Compare with Industry peers
Website http://www.lichousing.com
Financial Indicators
Market Cap 20,718.94 Cr.
Earnings per share (EPS) 40.61 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) 10.11 Trailing Twelve Months Ending 2021-06
Industry PE 57.64 Trailing Twelve Months Ending 2021-06
Book Value / Share 411.21 Trailing Twelve Months Ending 2021-06
Price to Book Value 1.00 Calculated using Price: 410.55
Dividend Yield 2.07 Period Ending 2020-03
No. of Shares Subscribed 50.47 Cr. 504,663,000 Shares
FaceValue 2
Company Profile

Incorporated in 1989, LIC Housing Finance Ltd is one of the largest Housing Finance Companies in India with a key objective of providing long term finance to individuals for the purchase or construction of house/flat for residential purposes in India. LIC Housing Finance also provides finance on existing property for business/ personal needs and also gives loans to professionals for purchase/construction of Clinics/Nursing Homes/ Diagnostic Centers/ Office Space and also for purchase of equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purpose and to be sold by them.

The company went public in 1994 and since then its stocks are listed and actively traded on the National Stock Exchange (NSE) and Bombay Stock Exchange Limited (BSE). LIC Housing Finance is amongst the pioneers in India ensuring access to housing finance for home ownership. With a strong business foundation, an extensive distribution network and proven industry expertise, LIC HFL is a respected and trusted financial services company.

Business area of the company

LIC Housing Finance is one of the largest Housing Finance Company in India. The main objective of the company is providing long term finance to individuals for purchase or construction of house or flat for residential purpose / repair and renovation of existing flat / houses.

Services & Products offered by the company

Home loan

  • Housing loan
  • Other Home loan products
  • Refinance
  • Special offers

Corporate/ Projects Loans

  • Corporate
  • Builders/ Developers

Other Loans

  • Loan against property
  • Loan against securities
  • Loans to professional
  • Loan against property for companies
  • Loan under rental securitizations

Awards & Accolades

  • Received Data Quality Award by Transunion CIBIL in the Housing Finance Company category at the TU CIBIL Annual Conference 2019.
  • Awarded the ‘Best Housing Finance Company’ at the National Real Estate Congress Leadership & Awards 2019.
  • Listed as ‘The Outperforming Housing Finance Company 2019’ by Outlook Business
  • Awarded Best Private Issuer 2019 on Electronic Bidding Platform by National Stock Exchange
  • Featured in the Top 10 Most Consistent Wealth Creators according to the ‘Motilal Oswal 24th Annual Wealth Creation Study, 2019’.

Milestones:

  • 1989: Incorporated LICHFL; Lending commences from first office in Delhi.
  • 1994: Launched IPO of Rs 120 crore.
  • 2002: Set up Dubai office, marking first overseas presence
  • 2004: Loan portfolio crosses Rs 10,000 crore
  • 2004: $29 million GDR issue; First HFC to do GDR issue oversubscribe
  • 2009: QIP of $135 million oversubscribed 6 times
  • 2015: Loan portfolio crosses Rs 1,00,000 crore
  • 2017: Crossed Rs 1,50,000 crore in assets
  • 2018: Profiled in India’s Leading BFSI Companies 2018 by Dun & Bradstreet
  • 2019: Crossed Rs 2,00,000 crore in assets.
  • 2020: LIC Housing Finance identifies 14 projects for alternative investment fund
  • 2020: LIC Housing Finance launches Project RED to improve efficiencies

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
-0.68%
1 Week
-7.92%
1 Month
-12.47%
3 Month
+0.48%
6 Month
-7.58%
1 Year
+55.39%
2 Year
-18.73%
5 Year
-20.42%

Ratios View Details

9 years 2012-03 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03
Return on Equity (%) 18.51 17.22 18.72 18.07 19.51 19.07 15.77 15.89 13.90
Return on Capital Employed (%) 10.48 10.71 10.92 10.75 10.58 10.25 9.37 9.40 9.11
Return on Assets (%) 1.55 1.44 1.50 1.34 1.37 1.38 1.25 1.31 1.15

Balance Sheet View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Shh. Funds 5,710 6,533 7,586 7,880 9,215 11,156 14,311 16,331 18,265
Non Curr. Liab. 46,550 56,762 68,306 82,216 93,150 106,844 132,661 148,044 155,116
Curr. Liab. 13,363 17,102 19,713 22,533 28,221 32,996 23,804 35,769 43,010
Minority Int. 0 1 1 2 2 2 2 2 2
Equity & Liab. 65,624 80,398 95,605 112,630 130,587 150,997 170,779 200,146 216,393
Non Curr. Assets 58,342 73,675 86,320 102,265 118,160 136,326 167,542 194,710 210,589
Curr. Assets 7,282 6,723 9,286 10,365 12,428 14,671 3,237 5,436 5,805
Misc. Exp. not W/O 0 0 0
Total Assets 65,624 80,398 95,605 112,630 130,587 150,997 170,779 200,146 216,393

Profit Loss View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Net Sales 6,172 7,698 9,272 10,751 12,475 14,072 14,875 17,395 19,737
Other Income 112 123 164 189 135 167 2 3 5
Total Income 6,284 7,821 9,436 10,941 12,610 14,239 14,876 17,398 19,742
Total Expenditure -450 -471 -420 -502 -718 -1,025 -940 -1,104 -1,626
PBIDT 5,834 7,350 9,016 10,439 11,892 13,214 13,936 16,295 18,115
Interest -4,591 -5,925 -7,174 -8,310 -9,307 -10,231 -11,144 -12,891 -14,782
Depreciation -8 -8 -8 -10 -10 -10 -10 -12 -51
Taxation -319 -364 -512 -722 -907 -1,031 -774 -957 -879
Exceptional Items
PAT 916 1,054 1,321 1,398 1,668 1,942 2,008 2,434 2,404

Cash Flow View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Cash Fr. Operatn. -11,621 -12,578 -11,523 -14,345 -13,039 -14,273 -18,977 -21,538 -14,738
Cash Fr. Inv. -21 -27 -2 -58 -58 -278 1,368 -1,642 -1,851
Cash Fr. Finan. 11,542 12,467 13,048 14,232 14,098 15,072 18,074 24,068 15,156
Net Change -100 -138 1,524 -171 1,001 521 465 887 -1,434
Cash & Cash Eqvt 1,559 1,421 2,945 2,773 3,774 4,295 1,915 2,803 1,369

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 40.31 40.31 40.31 40.31 40.31 40.31 40.31 40.31 40.31
Public 59.69 59.69 59.69 59.69 59.69 59.69 59.69 59.69 59.69
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Fri, 30 Jul 2021
Announcement under Regulation 30 (LODR)-Resignation of Director
Intimation of resignation of Shri Vipin Anand Non-Executive (Nominee) Director from the Board of the Company consequent upon attainment of superannuation from the services of Life Insurance Corporation of India with effect from 30th July 2021.
Fri, 30 Jul 2021
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Disclosure in terms of Regulation 46 (2) (oa) of SEBI (LODR) regulations 2015 pertaining to the uploading of the Audio or video recordings of post earnings calls on the website of the Company.

With respect to the captioned subject the Investor Presentation Conference Call audio recording for Q1 FY2021-22 which transpired during a conference call convened for investors and analysts on Friday 30th July 2021 at 11:00 AM IST to discuss the financial results for the quarter ended 30th June 2021 has been uploaded on the website of the Company namely www.lichousing.com.

The respective Link for accessing the said material are as given below:
Investor Update: https://www.lichousing.com/downloads/Investor_Update_Q1_FY2022.pdf

Audio Recording: https://www.lichousing.com/concall_audio.php

We request you to kindly take the same on record.
Thu, 29 Jul 2021
Outcome Of Meeting Of Board Of Directors For Unaudited Financial Results For The First Quarter Ended 30Th June 2021

Outcome of Meeting of Board of Directors for Unaudited Financial Results for the First Quarter ended 30th June 2021

Technical Scans View Details

Fri, 30 Jul 2021
Higher Delivery Quantity Higher Delivery Quantity
Higher Trade Quantity Higher Trade Quantity
Higher Trade and Delivery Quantity Higher Trade and Delivery Quantity
Closing Below Previous Low Closing Below Previous Low
Closing Below Previous Low for 3 days Closing Below Previous Low for 3 days

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