LIC Housing Finance Ltd.
Snapshot View

525.75 +1.50 ▲0.3%

15 June 2021, 09:19:00 A.M.
Volume: 9,785

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - Housing Compare with Industry peers
Website http://www.lichousing.com
Financial Indicators
Market Cap 26,456.96 Cr.
Earnings per share (EPS) 54.71 Trailing Twelve Months Ending 2020-12
Price-Earning Ratio (PE) 9.58 Trailing Twelve Months Ending 2020-12
Industry PE 57.20 Trailing Twelve Months Ending 2020-12
Book Value / Share 408.17 Trailing Twelve Months Ending 2020-12
Price to Book Value 1.28 Calculated using Price: 524.25
Dividend Yield 1.53 Period Ending 2020-03
No. of Shares Subscribed 50.47 Cr. 504,663,000 Shares
FaceValue 2
Company Profile

Incorporated in 1989, LIC Housing Finance Ltd is one of the largest Housing Finance Companies in India with a key objective of providing long term finance to individuals for the purchase or construction of house/flat for residential purposes in India. LIC Housing Finance also provides finance on existing property for business/ personal needs and also gives loans to professionals for purchase/construction of Clinics/Nursing Homes/ Diagnostic Centers/ Office Space and also for purchase of equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purpose and to be sold by them.

The company went public in 1994 and since then its stocks are listed and actively traded on the National Stock Exchange (NSE) and Bombay Stock Exchange Limited (BSE). LIC Housing Finance is amongst the pioneers in India ensuring access to housing finance for home ownership. With a strong business foundation, an extensive distribution network and proven industry expertise, LIC HFL is a respected and trusted financial services company.

Business area of the company

LIC Housing Finance is one of the largest Housing Finance Company in India. The main objective of the company is providing long term finance to individuals for purchase or construction of house or flat for residential purpose / repair and renovation of existing flat / houses.

Services & Products offered by the company

Home loan

  • Housing loan
  • Other Home loan products
  • Refinance
  • Special offers

Corporate/ Projects Loans

  • Corporate
  • Builders/ Developers

Other Loans

  • Loan against property
  • Loan against securities
  • Loans to professional
  • Loan against property for companies
  • Loan under rental securitizations

Awards & Accolades

  • Received Data Quality Award by Transunion CIBIL in the Housing Finance Company category at the TU CIBIL Annual Conference 2019.
  • Awarded the ‘Best Housing Finance Company’ at the National Real Estate Congress Leadership & Awards 2019.
  • Listed as ‘The Outperforming Housing Finance Company 2019’ by Outlook Business
  • Awarded Best Private Issuer 2019 on Electronic Bidding Platform by National Stock Exchange
  • Featured in the Top 10 Most Consistent Wealth Creators according to the ‘Motilal Oswal 24th Annual Wealth Creation Study, 2019’.

Milestones:

  • 1989: Incorporated LICHFL; Lending commences from first office in Delhi.
  • 1994: Launched IPO of Rs 120 crore.
  • 2002: Set up Dubai office, marking first overseas presence
  • 2004: Loan portfolio crosses Rs 10,000 crore
  • 2004: $29 million GDR issue; First HFC to do GDR issue oversubscribe
  • 2009: QIP of $135 million oversubscribed 6 times
  • 2015: Loan portfolio crosses Rs 1,00,000 crore
  • 2017: Crossed Rs 1,50,000 crore in assets
  • 2018: Profiled in India’s Leading BFSI Companies 2018 by Dun & Bradstreet
  • 2019: Crossed Rs 2,00,000 crore in assets.
  • 2020: LIC Housing Finance identifies 14 projects for alternative investment fund
  • 2020: LIC Housing Finance launches Project RED to improve efficiencies

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+0.29%
1 Week
+2.18%
1 Month
+22.24%
3 Month
+25.30%
6 Month
+40.61%
1 Year
+94.43%
2 Year
-2.01%
5 Year
+10.15%
9 years 2012-03 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03
Return on Equity (%) 18.51 17.22 18.72 18.07 19.51 19.07 15.77 15.89 13.90
Return on Capital Employed (%) 10.48 10.71 10.92 10.75 10.58 10.25 9.37 9.40 9.11
Return on Assets (%) 1.55 1.44 1.50 1.34 1.37 1.38 1.25 1.31 1.15

Balance Sheet View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Shh. Funds 5,710 6,533 7,586 7,880 9,215 11,156 14,311 16,331 18,265
Non Curr. Liab. 46,550 56,762 68,306 82,216 93,150 106,844 132,661 148,044 155,116
Curr. Liab. 13,363 17,102 19,713 22,533 28,221 32,996 23,804 35,769 43,010
Minority Int. 0 1 1 2 2 2 2 2 2
Equity & Liab. 65,624 80,398 95,605 112,630 130,587 150,997 170,779 200,146 216,393
Non Curr. Assets 58,342 73,675 86,320 102,265 118,160 136,326 167,542 194,710 210,589
Curr. Assets 7,282 6,723 9,286 10,365 12,428 14,671 3,237 5,436 5,805
Misc. Exp. not W/O 0 0 0
Total Assets 65,624 80,398 95,605 112,630 130,587 150,997 170,779 200,146 216,393

Profit Loss View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Net Sales 6,172 7,698 9,272 10,751 12,475 14,072 14,875 17,395 19,737
Other Income 112 123 164 189 135 167 2 3 5
Total Income 6,284 7,821 9,436 10,941 12,610 14,239 14,876 17,398 19,742
Total Expenditure -450 -471 -420 -502 -718 -1,025 -940 -1,104 -1,626
PBIDT 5,834 7,350 9,016 10,439 11,892 13,214 13,936 16,295 18,115
Interest -4,591 -5,925 -7,174 -8,310 -9,307 -10,231 -11,144 -12,891 -14,782
Depreciation -8 -8 -8 -10 -10 -10 -10 -12 -51
Taxation -319 -364 -512 -722 -907 -1,031 -774 -957 -879
Exceptional Items
PAT 916 1,054 1,321 1,398 1,668 1,942 2,008 2,434 2,404

Cash Flow View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Cash Fr. Operatn. -11,621 -12,578 -11,523 -14,345 -13,039 -14,273 -18,977 -21,538 -14,738
Cash Fr. Inv. -21 -27 -2 -58 -58 -278 1,368 -1,642 -1,851
Cash Fr. Finan. 11,542 12,467 13,048 14,232 14,098 15,072 18,074 24,068 15,156
Net Change -100 -138 1,524 -171 1,001 521 465 887 -1,434
Cash & Cash Eqvt 1,559 1,421 2,945 2,773 3,774 4,295 1,915 2,803 1,369

Shareholding Pattern View Details

9 Qtrs 2019-03 (%) 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%)
Promoter 40.31 40.31 40.31 40.31 40.31 40.31 40.31 40.31 40.31
Public 59.69 59.69 59.69 59.69 59.69 59.69 59.69 59.69 59.69
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Fri, 11 Jun 2021
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
We refer to our intimation dated June 4 2021 intra alia informing about the meeting of the Board of Directors of the Company Scheduled to be held on June 15 2021 to consider the audited financial results for the quarter/year ended March 31 2021.

In this connection we wish to inform you that the Corporation will host an earnings call on Wednesday June 16 2021 at 11:30 AM (IST) to discuss the financial results for the quarter and year ended March 31 2021. Please find enclosed the details of the earnings call.

The audio recording of the call would be available on the website of the Corporation in due course.
We request you to bring the above to the notice of all concerned.
Thu, 10 Jun 2021
Announcement under Regulation 30 (LODR)-Preferential Issue
Intimation under Regulation 29 of LODR in respect of fund raising through Preferential allotment of securities
Fri, 04 Jun 2021
Board Meeting Intimation for Notice Of Board Meeting To Consider Audited Financial Results For The Fourth Quarter And Year Ended 31St March 2021
LIC HOUSING FINANCE LTD.has informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/06/2021 inter alia to consider and approve Pursuant to the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we hereby give you notice of the Meeting of the Board of Directors of the Company to be held on Tuesday 15th June 2021 at 11.00 a.m. at Through Video Conferencing in Webex Meeting Platform (Automatic Meeting invite would be sent over e-mail) to consider Audited Financial Results for the Fourth Quarter and year ended 31st March 2021

Technical Scans View Details

Mon, 14 Jun 2021
Stock Outperforming Benchmark Index in both 1 Week and 3 Month
Stock Outperforming Sectoral Index in both 1 Week and 3 Month
Strongly Outperforming Benchmark Index
Strongly Outperforming Sectoral Index
Close Within 2 Year High Zone

Related Stocks View Details

Stock Name Market Cap(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. 458,485.09 2,549.90 +0.4%
Bajaj Finance Ltd. 373,878.41 6,210.00 +0.3%
Bajaj Finserv Ltd. 190,075.35 12,012.65 +0.7%
HDFC Life Insurance Co Ltd. 137,746.20 684.65 +0.5%
SBI Cards And Payment Services Ltd. 101,475.76 1,084.35 +0.6%
SBI Life Insurance Company Ltd. 98,660.80 983.55 -0.3%
ICICI Prudential Life Insurance Company Ltd. 84,495.38 588.35 +0.0%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 24.47 2,549.90 +0.4%
Bajaj Finance Ltd. Consolidated 2021-03 84.59 6,210.00 +0.3%
Bajaj Finserv Ltd. Consolidated 2021-03 42.52 12,012.65 +0.7%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 101.22 684.65 +0.5%
SBI Cards And Payment Services Ltd. Standalone 2021-03 103.07 1,084.35 +0.6%
SBI Life Insurance Company Ltd. Standalone 2021-03 67.77 983.55 -0.3%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 588.35 +0.0%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 2.93 2,549.90 +0.4%
Bajaj Finance Ltd. Consolidated 2021-03 10.13 6,210.00 +0.3%
Bajaj Finserv Ltd. Consolidated 2021-03 5.30 12,012.65 +0.7%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 16.34 684.65 +0.5%
SBI Cards And Payment Services Ltd. Standalone 2021-03 16.08 1,084.35 +0.6%
SBI Life Insurance Company Ltd. Standalone 2021-03 9.78 983.55 -0.3%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 58.82 588.35 +0.0%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2020-03 3.39 2,549.90 +0.4%
Bajaj Finance Ltd. Consolidated 2020-03 4.04 6,210.00 +0.3%
Bajaj Finserv Ltd. Consolidated 2020-03 4.04 12,012.65 +0.7%
HDFC Life Insurance Co Ltd. Consolidated 2020-03 0.00 684.65 +0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 3.26 1,084.35 +0.6%
SBI Life Insurance Company Ltd. Standalone 2020-03 0.00 983.55 -0.3%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 0.14 588.35 +0.0%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2020-03 14.48 2,549.90 +0.4%
Bajaj Finance Ltd. Consolidated 2020-03 20.37 6,210.00 +0.3%
Bajaj Finserv Ltd. Consolidated 2020-03 21.78 12,012.65 +0.7%
HDFC Life Insurance Co Ltd. Consolidated 2020-03 20.53 684.65 +0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 28.24 1,084.35 +0.6%
SBI Life Insurance Company Ltd. Standalone 2020-03 17.40 983.55 -0.3%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 11.97 588.35 +0.0%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2020-03 10.02 2,549.90 +0.4%
Bajaj Finance Ltd. Consolidated 2020-03 11.95 6,210.00 +0.3%
Bajaj Finserv Ltd. Consolidated 2020-03 12.65 12,012.65 +0.7%
HDFC Life Insurance Co Ltd. Consolidated 2020-03 20.79 684.65 +0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 15.21 1,084.35 +0.6%
SBI Life Insurance Company Ltd. Standalone 2020-03 17.30 983.55 -0.3%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 12.54 588.35 +0.0%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2020-03 101,979.70 2,549.90 +0.4%
Bajaj Finance Ltd. Consolidated 2020-03 26,373.80 6,210.00 +0.3%
Bajaj Finserv Ltd. Consolidated 2020-03 54,832.60 12,012.65 +0.7%
HDFC Life Insurance Co Ltd. Consolidated 2020-03 684.65 +0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 9,276.40 1,084.35 +0.6%
SBI Life Insurance Company Ltd. Standalone 2020-03 983.55 -0.3%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 588.35 +0.0%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2020-03 17,080.37 2,549.90 +0.4%
Bajaj Finance Ltd. Consolidated 2020-03 5,263.75 6,210.00 +0.3%
Bajaj Finserv Ltd. Consolidated 2020-03 5,992.94 12,012.65 +0.7%
HDFC Life Insurance Co Ltd. Consolidated 2020-03 1,297.44 684.65 +0.5%
SBI Cards And Payment Services Ltd. Standalone 2020-03 1,244.82 1,084.35 +0.6%
SBI Life Insurance Company Ltd. Standalone 2020-03 1,422.18 983.55 -0.3%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 956.16 588.35 +0.0%