Paisalo Digital Ltd.
Snapshot View

750.55 +13.95 ▲1.9%

20 May 2022, 02:03:38 PM
Volume: 11,352

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - NBFC Compare with Industry peers
Website http://www.paisalo.in
Market Cap 3,324.15 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 18.05 Trailing Twelve Months Ending 2022-03
Price-Earning Ratio (PE) 41.94 Trailing Twelve Months Ending 2022-03
Industry PE 39.95 Trailing Twelve Months Ending 2022-03
Book Value / Share 233.07 Trailing Twelve Months Ending 2022-03
Price to Book Value 3.25 Calculated using Price: 757.00
Dividend Yield 0.13 Period Ending 2021-03
No. of Shares Subscribed 4.39 Cr. 43,912,199 Shares
FaceValue 10
Company Profile

S.E. Investments was incorporated on March 5, 1992 and received a fresh certificate of incorporation, consequent upon conversion to public limited company on March 1,1995, from the office of the Registrar of the Companies, Uttar Pradesh, Kanpur. It is registered as a category “A” – deposit taking NBFC with Reserve Bank of India. Initially, it was promoted as a private limited company under the Companies Act, 1956.

S.E. Investments Ltd. has focus on Microfinance and works with low-income families to provide financial solutions. It is also in the business of providing term loan and working capital support to traders and medium sized enterprises. S.E Investments works in the area of renewable energy by way of producing wind energy.The company is presently operating in the districts of Agra, Mathura, Firozabad, Aligarh, Hathras, Delhi, Jaipur and Ahmedabad, Jodhpur.

Financial Services Division The company is engaged in the business of hire-purchase and leasing of motor vehicles and it also provides personal loans, business loans, loans against property, etc. to individuals/corporate bodies. The company has formulated various schemes for corporate financing keeping in view the size and nature of business.

Micro Credit Division There are two streams of microfinance lending methodology employed by the company. The microcredit division provides loans to low-income households with loan sizes varying from Rs10,000 to Rs50,000.

Alternate Energy Division

SEIL owns 2.4 MW ( .6 MW X 4), Enercon make Wind Energy Generation's at Vani Vilas Sagar at Chitradurga, Karnataka. The clear power is sold to BESCOM.

SEIL also owns 0.8 MW Enercon make WEG installed at Bhu/Kita - Jaisalmer - Rajasthan and the clear electricity generated is sold to Jodhpur Vidhyut Vitran Nigam Limited.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+1.89%
1 Week
-5.42%
1 Month
-3.84%
3 Month
+8.82%
6 Month
-24.43%
1 Year
+24.26%
2 Year
+384.07%
5 Year
+349.30%
10 Year
+134.80%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 16.58 12.44 8.95 8.88 9.79 9.98 8.96 7.66 7.79
Return on Capital Employed (%) 20.83 16.94 13.59 13.62 14.53 13.64 13.40 12.12 11.64
Return on Assets (%) 5.50 4.66 3.95 3.64 3.49 3.12 2.60 2.37 2.53

Balance Sheet View Details

Particulars 10 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03* Rs. Cr.
Shh. Funds 444 495 532 520 564 614 664 766 865 1,023
Non Curr. Liab. 226 86 61 52 142 243 296 358 474 1,592
Curr. Liab. 617 535 529 794 901 1,241 1,276 1,205 1,170 142
Minority Int.
Equity & Liab. 1,287 1,116 1,122 1,366 1,606 2,098 2,236 2,330 2,510 2,758
Non Curr. Assets 55 38 24 48 47 32 35 91 89 2,653
Curr. Assets 1,218 1,059 1,082 1,304 1,549 2,056 2,195 2,235 2,419 105
Misc. Exp. not W/O 14 19 16 13 10 10 6 4 2
Total Assets 1,287 1,116 1,122 1,366 1,606 2,098 2,236 2,330 2,510 2,758

Profit Loss View Details

Particulars 10 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. TTM
Net Sales 238 219 191 205 267 303 361 375 346 392
Other Income 1 5
Total Income 238 219 192 205 267 308 361 375 346 392
Total Expenditure -68 -73 -67 -68 -93 -103 -126 -142 -101 -98
PBIDT 171 146 126 137 174 204 235 233 245 295
Interest -65 -62 -58 -67 -94 -118 -149 -157 -162 -184
Depreciation -1 0 -1 0 0 0 -1 -2 -2 -3
Taxation -34 -28 -22 -24 -27 -29 -29 -20 -20 -28
Exceptional Items 0 0
PAT 71 56 44 45 52 58 56 54 61 79
Minority Interest
Share Associate
Other Related Items
Consolidated Net Profit 71 56 44 45 52 58 56 54 61 79
Adjusted EPS 17 14 11 11 13 14 14 13 14 19

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -1 -14 21 -74 -203 -382 -3 35 -98
Cash Fr. Inv. 28 21 20 4 1 4 -4 0 0
Cash Fr. Finan. -34 -58 -36 84 182 380 9 -14 111
Net Change -7 -51 6 13 -19 2 3 21 13
Cash & Cash Eqvt 60 9 15 28 9 11 14 35 48

Shareholding Pattern View Details

9 Qtrs 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%) 2021-09 (%) 2021-12 (%) 2022-03 (%)
Promoter 46.07 46.07 46.07 46.07 43.78 40.64 40.64 41.02 44.16
Public 53.93 53.93 53.93 53.93 56.22 59.36 59.36 58.98 55.84
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 21.54

Announcements View Details

Wed, 18 May 2022
Related Party Transaction
Paisalo Digital Limited has informed the Exchange about related party transaction for the period ended March 2022
Tue, 17 May 2022
Related Party Transaction
Paisalo Digital Limited has informed the Exchange about related party transaction for the period ended March 2022
Fri, 13 May 2022
Newspaper Advertisements
Paisalo Digital Limited has informed the Exchange about Newspaper Advertisements for Postal Ballot Notice/ Remote E-Voting

Technical Scans View Details

Thu, 19 May 2022
Closing Below Previous Low Closing Below Previous Low
Making Lower Lows for 3 days Making Lower Lows for 3 days
High Decrease 1 Month High Decrease 1 Month
High Decrease 6 Months High Decrease 6 Months
High Increase 2 Years High Increase 2 Years

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