| Sector |
Finance
|
Compare with Sector peers |
| Industry |
Finance - NBFC
|
Compare with Industry peers |
| Website | http://www.paisalo.in | |
| Market Cap | 3,324.15 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | 18.05 | Trailing Twelve Months Ending 2022-03 |
| Price-Earning Ratio (PE) | 41.94 | Trailing Twelve Months Ending 2022-03 |
| Industry PE | 39.95 | Trailing Twelve Months Ending 2022-03 |
| Book Value / Share | 233.07 | Trailing Twelve Months Ending 2022-03 |
| Price to Book Value | 3.25 | Calculated using Price: 757.00 |
| Dividend Yield | 0.13 | Period Ending 2021-03 |
| No. of Shares Subscribed | 4.39 Cr. | 43,912,199 Shares |
| FaceValue | 10 | |
| Company Profile | ||
|
S.E. Investments was incorporated on March 5, 1992 and received a fresh certificate of incorporation, consequent upon conversion to public limited company on March 1,1995, from the office of the Registrar of the Companies, Uttar Pradesh, Kanpur. It is registered as a category “A” – deposit taking NBFC with Reserve Bank of India. Initially, it was promoted as a private limited company under the Companies Act, 1956. S.E. Investments Ltd. has focus on Microfinance and works with low-income families to provide financial solutions. It is also in the business of providing term loan and working capital support to traders and medium sized enterprises. S.E Investments works in the area of renewable energy by way of producing wind energy.The company is presently operating in the districts of Agra, Mathura, Firozabad, Aligarh, Hathras, Delhi, Jaipur and Ahmedabad, Jodhpur. Financial Services Division The company is engaged in the business of hire-purchase and leasing of motor vehicles and it also provides personal loans, business loans, loans against property, etc. to individuals/corporate bodies. The company has formulated various schemes for corporate financing keeping in view the size and nature of business. Micro Credit Division There are two streams of microfinance lending methodology employed by the company. The microcredit division provides loans to low-income households with loan sizes varying from Rs10,000 to Rs50,000. Alternate Energy Division SEIL owns 2.4 MW ( .6 MW X 4), Enercon make Wind Energy Generation's at Vani Vilas Sagar at Chitradurga, Karnataka. The clear power is sold to BESCOM. SEIL also owns 0.8 MW Enercon make WEG installed at Bhu/Kita - Jaisalmer - Rajasthan and the clear electricity generated is sold to Jodhpur Vidhyut Vitran Nigam Limited. |
||
Company Profile
S.E. Investments was incorporated on March 5, 1992 and received a fresh certificate of incorporation, consequent upon conversion to public limited company on March 1,1995, from the office of the Registrar of the Companies, Uttar Pradesh, Kanpur. It is registered as a category “A” – deposit taking NBFC with Reserve Bank of India. Initially, it was promoted as a private limited company under the Companies Act, 1956.
S.E. Investments Ltd. has focus on Microfinance and works with low-income families to provide financial solutions. It is also in the business of providing term loan and working capital support to traders and medium sized enterprises. S.E Investments works in the area of renewable energy by way of producing wind energy.The company is presently operating in the districts of Agra, Mathura, Firozabad, Aligarh, Hathras, Delhi, Jaipur and Ahmedabad, Jodhpur.
Financial Services Division The company is engaged in the business of hire-purchase and leasing of motor vehicles and it also provides personal loans, business loans, loans against property, etc. to individuals/corporate bodies. The company has formulated various schemes for corporate financing keeping in view the size and nature of business.
Micro Credit Division There are two streams of microfinance lending methodology employed by the company. The microcredit division provides loans to low-income households with loan sizes varying from Rs10,000 to Rs50,000.
Alternate Energy Division
SEIL owns 2.4 MW ( .6 MW X 4), Enercon make Wind Energy Generation's at Vani Vilas Sagar at Chitradurga, Karnataka. The clear power is sold to BESCOM.
SEIL also owns 0.8 MW Enercon make WEG installed at Bhu/Kita - Jaisalmer - Rajasthan and the clear electricity generated is sold to Jodhpur Vidhyut Vitran Nigam Limited.
| 1 Day |
|
+1.89% |
| 1 Week |
|
-5.42% |
| 1 Month |
|
-3.84% |
| 3 Month |
|
+8.82% |
| 6 Month |
|
-24.43% |
| 1 Year |
|
+24.26% |
| 2 Year |
|
+384.07% |
| 5 Year |
|
+349.30% |
| 10 Year |
|
+134.80% |
| 9 years | 2013-03 | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | |
| Return on Equity (%) | 16.58 | 12.44 | 8.95 | 8.88 | 9.79 | 9.98 | 8.96 | 7.66 | 7.79 | |
| Return on Capital Employed (%) | 20.83 | 16.94 | 13.59 | 13.62 | 14.53 | 13.64 | 13.40 | 12.12 | 11.64 | |
| Return on Assets (%) | 5.50 | 4.66 | 3.95 | 3.64 | 3.49 | 3.12 | 2.60 | 2.37 | 2.53 |
| Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03* Rs. Cr. |
| Shh. Funds | 444 | 495 | 532 | 520 | 564 | 614 | 664 | 766 | 865 | 1,023 | |
| Non Curr. Liab. | 226 | 86 | 61 | 52 | 142 | 243 | 296 | 358 | 474 | 1,592 | |
| Curr. Liab. | 617 | 535 | 529 | 794 | 901 | 1,241 | 1,276 | 1,205 | 1,170 | 142 | |
| Minority Int. | |||||||||||
| Equity & Liab. | 1,287 | 1,116 | 1,122 | 1,366 | 1,606 | 2,098 | 2,236 | 2,330 | 2,510 | 2,758 | |
| Non Curr. Assets | 55 | 38 | 24 | 48 | 47 | 32 | 35 | 91 | 89 | 2,653 | |
| Curr. Assets | 1,218 | 1,059 | 1,082 | 1,304 | 1,549 | 2,056 | 2,195 | 2,235 | 2,419 | 105 | |
| Misc. Exp. not W/O | 14 | 19 | 16 | 13 | 10 | 10 | 6 | 4 | 2 | ||
| Total Assets | 1,287 | 1,116 | 1,122 | 1,366 | 1,606 | 2,098 | 2,236 | 2,330 | 2,510 | 2,758 |
| Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. TTM |
| Net Sales | 238 | 219 | 191 | 205 | 267 | 303 | 361 | 375 | 346 | 392 | |
| Other Income | 1 | 5 | |||||||||
| Total Income | 238 | 219 | 192 | 205 | 267 | 308 | 361 | 375 | 346 | 392 | |
| Total Expenditure | -68 | -73 | -67 | -68 | -93 | -103 | -126 | -142 | -101 | -98 | |
| PBIDT | 171 | 146 | 126 | 137 | 174 | 204 | 235 | 233 | 245 | 295 | |
| Interest | -65 | -62 | -58 | -67 | -94 | -118 | -149 | -157 | -162 | -184 | |
| Depreciation | -1 | 0 | -1 | 0 | 0 | 0 | -1 | -2 | -2 | -3 | |
| Taxation | -34 | -28 | -22 | -24 | -27 | -29 | -29 | -20 | -20 | -28 | |
| Exceptional Items | 0 | 0 | |||||||||
| PAT | 71 | 56 | 44 | 45 | 52 | 58 | 56 | 54 | 61 | 79 | |
| Minority Interest | |||||||||||
| Share Associate | |||||||||||
| Other Related Items | |||||||||||
| Consolidated Net Profit | 71 | 56 | 44 | 45 | 52 | 58 | 56 | 54 | 61 | 79 | |
| Adjusted EPS | 17 | 14 | 11 | 11 | 13 | 14 | 14 | 13 | 14 | 19 |
| Particulars | 9 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Cash Fr. Operatn. | -1 | -14 | 21 | -74 | -203 | -382 | -3 | 35 | -98 | |
| Cash Fr. Inv. | 28 | 21 | 20 | 4 | 1 | 4 | -4 | 0 | 0 | |
| Cash Fr. Finan. | -34 | -58 | -36 | 84 | 182 | 380 | 9 | -14 | 111 | |
| Net Change | -7 | -51 | 6 | 13 | -19 | 2 | 3 | 21 | 13 | |
| Cash & Cash Eqvt | 60 | 9 | 15 | 28 | 9 | 11 | 14 | 35 | 48 |
|
Wed, 18 May 2022
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Tue, 17 May 2022
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Fri, 13 May 2022
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| Thu, 19 May 2022 |
Closing Below Previous Low
|
Making Lower Lows for 3 days
|
High Decrease 1 Month
|
High Decrease 6 Months
|
High Increase 2 Years
|
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