Paisalo Digital Ltd.
Snapshot View

633.40 -15.05 ▼-2.3%

05 August 2021, 04:00:00 P.M.
Volume: 8,954

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - NBFC Compare with Industry peers
Website http://www.seil.in
Financial Indicators
Market Cap 2,742.44 Cr.
Earnings per share (EPS) 14.49 Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE) 44.77 Trailing Twelve Months Ending 2021-03
Industry PE 119.16 Trailing Twelve Months Ending 2021-03
Book Value / Share 204.54 Trailing Twelve Months Ending 2021-03
Price to Book Value 3.17 Calculated using Price: 648.45
Dividend Yield 0.15 Period Ending 2020-03
No. of Shares Subscribed 4.23 Cr. 42,292,199 Shares
FaceValue 10
Company Profile

S.E. Investments was incorporated on March 5, 1992 and received a fresh certificate of incorporation, consequent upon conversion to public limited company on March 1,1995, from the office of the Registrar of the Companies, Uttar Pradesh, Kanpur. It is registered as a category “A” – deposit taking NBFC with Reserve Bank of India. Initially, it was promoted as a private limited company under the Companies Act, 1956.

S.E. Investments Ltd. has focus on Microfinance and works with low-income families to provide financial solutions. It is also in the business of providing term loan and working capital support to traders and medium sized enterprises. S.E Investments works in the area of renewable energy by way of producing wind energy.The company is presently operating in the districts of Agra, Mathura, Firozabad, Aligarh, Hathras, Delhi, Jaipur and Ahmedabad, Jodhpur.

Financial Services Division The company is engaged in the business of hire-purchase and leasing of motor vehicles and it also provides personal loans, business loans, loans against property, etc. to individuals/corporate bodies. The company has formulated various schemes for corporate financing keeping in view the size and nature of business.

Micro Credit Division There are two streams of microfinance lending methodology employed by the company. The microcredit division provides loans to low-income households with loan sizes varying from Rs10,000 to Rs50,000.

Alternate Energy Division

SEIL owns 2.4 MW ( .6 MW X 4), Enercon make Wind Energy Generation's at Vani Vilas Sagar at Chitradurga, Karnataka. The clear power is sold to BESCOM.

SEIL also owns 0.8 MW Enercon make WEG installed at Bhu/Kita - Jaisalmer - Rajasthan and the clear electricity generated is sold to Jodhpur Vidhyut Vitran Nigam Limited.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
-2.32%
1 Week
-3.43%
1 Month
+5.05%
3 Month
+1.89%
6 Month
-26.58%
1 Year
+66.95%
2 Year
+53.20%
5 Year
+233.37%
8 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03
Return on Equity (%) 16.58 12.44 8.95 8.88 9.79 9.98 8.96 7.66
Return on Capital Employed (%) 20.83 16.94 13.59 13.62 14.53 13.64 13.40 12.12
Return on Assets (%) 5.50 4.66 3.95 3.64 3.49 3.12 2.60 2.37

Balance Sheet View Details

Particulars 8 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Shh. Funds 444 495 532 520 564 614 664 766
Non Curr. Liab. 226 86 61 52 142 243 296 358
Curr. Liab. 617 535 529 794 901 1,241 1,276 1,204
Minority Int.
Equity & Liab. 1,287 1,116 1,122 1,366 1,606 2,098 2,236 2,328
Non Curr. Assets 55 38 24 48 47 32 35 91
Curr. Assets 1,218 1,059 1,082 1,304 1,549 2,056 2,195 2,234
Misc. Exp. not W/O 14 19 16 13 10 10 6 4
Total Assets 1,287 1,116 1,122 1,366 1,606 2,098 2,236 2,328

Profit Loss View Details

Particulars 8 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Net Sales 238 219 191 205 267 303 361 375
Other Income 1 5
Total Income 238 219 192 205 267 308 361 375
Total Expenditure -68 -73 -67 -68 -93 -103 -126 -142
PBIDT 171 146 126 137 174 204 235 233
Interest -65 -62 -58 -67 -94 -118 -149 -157
Depreciation -1 0 -1 0 0 0 -1 -2
Taxation -34 -28 -22 -24 -27 -29 -29 -20
Exceptional Items
PAT 71 56 44 45 52 58 56 54

Cash Flow View Details

Particulars 8 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Cash Fr. Operatn. -1 -14 21 -74 -203 -382 -3 35
Cash Fr. Inv. 28 21 20 4 1 4 -4 0
Cash Fr. Finan. -34 -58 -36 84 182 380 9 -14
Net Change -7 -51 6 13 -19 2 3 21
Cash & Cash Eqvt 60 9 15 28 9 11 14 35

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 46.07 46.07 46.07 46.07 46.07 46.07 46.07 43.78 40.64
Public 53.93 53.93 53.93 53.93 53.93 53.93 53.93 56.22 59.36
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Fri, 30 Jul 2021
Announcement under Regulation 30 (LODR)-Raising of Funds
Intimation regarding raising of fund through issue of Unsecured Unlisted Unrated Non Convertible Debentures (NCDs) on Private Placement Basis.
Fri, 30 Jul 2021
Announcement under Regulation 30 (LODR)-Resignation of Director
Information to Exchange regarding Resignation of Mr. Sunil Srivastav as Non- Executive Independent Director of the company w.e.f. July 29 2021.
Fri, 30 Jul 2021
Disclosure Regarding Appointment Of
Appointment of Mr. Sunil Srivastav as Honorary Advisor to the Board of the Company.

Technical Scans View Details

Wed, 04 Aug 2021
Close Crossing Last Month Close from Above Close Crossing Last Month Close from Above
Closing Below Previous Low Closing Below Previous Low
Close Crossing 100 SMA From Above Close Crossing 100 SMA From Above
5 SMA Crossing 20 SMA From Above 5 SMA Crossing 20 SMA From Above
Close Crossing 20 EMA From Above Close Crossing 20 EMA From Above

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