Poonawalla Fincorp Ltd.
Snapshot View

176.95 +4.80 ▲2.8%

17 September 2021, 04:00:00 P.M.
Volume: 616,627

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - NBFC Compare with Industry peers
Website http://www.poonawallafincorp.com
Financial Indicators
Market Cap 13,528.32 Cr.
Earnings per share (EPS) -6.96 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) - Trailing Twelve Months Ending 2021-06
Industry PE 141.41 Trailing Twelve Months Ending 2021-06
Book Value / Share 74.47 Trailing Twelve Months Ending 2021-06
Price to Book Value 2.38 Calculated using Price: 176.95
Dividend Yield 0.00 Period Ending 2021-03
No. of Shares Subscribed 76.45 Cr. 764,527,694 Shares
FaceValue 2
Company Profile

Magma Fincorp Limited (formerly Magma Leasing Limited) was incorporated in 1988 and commenced its operations in 1989.

To strengthen its business, the company merged with Arm Group Enterprises in 1992. In early 2007, to strengthen its services even more, Shrachi Infrastructure Finance Ltd. (SIFL), a non-banking retail financing company, was merged with Magma to create a new financial services powerhouse: Magma Shrachi Finance Limited. On August 2008, it was renamed as Magma Fincorp.

It is headquartered in Kolkata (India), and registered with the Reserve Bank of India and is represented by a qualified team of over 4500 Magmaites. In response to the rapidly evolving demand of an India on the move, they offer individual and corporate customers a range of financial products and services in: commercial vehicle finance, construction equipment finance, passenger car finance.

Interestingly, they rapid growth over the last few years is not just derived from company conscious initiative in growing company physical infrastructure; it originates in the prudent investments that they have made in lasting relationships - with team members, alliance partners, customers and vendors As a result, they have achieved a compounded annual growth rate of over 70 per cent over the last three years. They have outperformed the growth in the Indian financing industry. And in doing so, the company has emerged as a dynamic industry proxy Now by the same approach, they expect to make this growth as sure as company expect to make it sustainable. Resulting in an organization that is stronger and more responsive to growing needs of a dynamic nation.Today, it offers its services in 22 states through 303 branches.

Services offered by the company:

Magma possesses a diversified product portfolio: loans for cars and utility vehicles, commercial vehicles, construction equipment, tractors, used vehicles, SME businesses, mortgage finance as well as Housing Finance and General Insurance. In 2012-13 year, Magma launched loans for Mortgaged Finance following the acquisition of the mortgage business of GE India. Magma entered in to General Insurance business through Magma HDI General Insurance Company, a joint venture with HDI Global SE. The HDI Global SE brand, is a part of Hannover based Talanx group, the third-largest German insurance Group operating in around 150 countires of the world.

  • Car Loans
  • SME Loans
  • Construction Equipment Loans
  • Commercial Vehicle Loans
  • Tractor Loans In India – Magma Fincorp
  • Used Vehicle Loans
  • Auto Lease
  • Housing Finance

Important events

2011

Magma Fincorp gets R1 approval from IRDA to launch general insurance business

2012

Magma Fincorp acquires GE Capital India's Housing Finance & Home Equity Loans Businesses

2013

-Magma Fincorp successfully completes the acquisition of 100% equity share capital of GE Money Housing Finance.
-Magma Fincorp completes GE Money Housing Finance deal, also acquires Religares Auto Lease business.

2014

-Magma launches Tyre Loan for Existing Customers

2015 

-Magma Fincorp board approves grant of Awards under Magma Restricted Stock Option Plan 2014

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+2.79%
1 Week
-2.69%
1 Month
-8.20%
3 Month
+15.28%
6 Month
+42.41%
1 Year
+366.89%
2 Year
+191.76%
5 Year
+81.49%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 11.61 11.01 11.86 11.23 0.59 11.36 12.91 1.03 -22.98
Return on Capital Employed (%) 11.77 11.56 11.56 10.92 8.97 10.68 10.43 8.99 2.53
Return on Assets (%) 1.36 1.21 1.33 1.41 0.09 1.66 1.94 0.18 -4.02

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 1,594 1,654 1,787 2,164 2,172 1,972 2,744 2,748 2,194
Non Curr. Liab. 4,007 3,404 3,808 3,624 3,315 3,432 3,817 4,755 4,967
Curr. Liab. 7,487 8,087 9,247 9,656 8,081 9,252 10,091 7,643 5,757
Minority Int. 26 33 40 42 34
Equity & Liab. 13,114 13,178 14,882 15,486 13,602 14,656 16,652 15,146 12,918
Non Curr. Assets 7,822 8,079 9,788 10,250 8,878 14,025 15,470 14,056 11,839
Curr. Assets 5,292 5,100 5,095 5,236 4,724 631 1,182 1,090 1,079
Misc. Exp. not W/O
Total Assets 13,114 13,178 14,882 15,486 13,602 14,656 16,652 15,146 12,918

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Net Sales 1,660 2,096 2,355 2,650 2,513 2,291 2,457 2,513 2,319
Other Income 56 128 205 34 58 38 184 60 34
Total Income 1,716 2,225 2,560 2,684 2,571 2,329 2,641 2,573 2,352
Total Expenditure -540 -817 -1,069 -1,147 -1,344 -873 -1,027 -1,122 -1,950
PBIDT 1,176 1,408 1,491 1,537 1,227 1,456 1,614 1,451 402
Interest -926 -1,177 -1,233 -1,192 -1,131 -1,117 -1,122 -1,294 -1,100
Depreciation -38 -33 -35 -39 -49 -49 -50 -75 -56
Taxation -68 -38 -36 -92 -34 -54 -138 -55 190
Exceptional Items
PAT 145 160 187 213 13 235 303 28 -564

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. 390 -923 998 1,644
Cash Fr. Inv. -36 -98 -281 81
Cash Fr. Finan. -387 1,491 -1,083 -1,574
Net Change -33 469 -365 152
Cash & Cash Eqvt 102 571 206 358

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 24.41 24.41 24.40 24.40 24.40 24.40 24.39 24.39 73.20
Public 75.59 75.59 75.60 75.60 75.60 75.60 75.61 75.61 26.80
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Sun, 19 Sep 2021
Audio Recording Of The Conference Call
Audio recording of the conference call
Sat, 18 Sep 2021
Disclosure of Voting results of Postal Ballot (Regulation 44(3) of SEBI (LODR) Regulations 2015)
Poonawalla Fincorp Ltd has informed BSE regarding the details of Voting results of Postal Ballot under Regulation 44(3) of SEBI (LODR) Regulations 2015. Kindly Click here
Sat, 18 Sep 2021
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 (SEBI LODR)-Intimation of Investor Meet

Technical Scans View Details

Fri, 17 Sep 2021
High Delivery Percentage High Delivery Percentage
Higher Delivery Quantity Higher Delivery Quantity
Higher Delivery Quantity and Percentage Higher Delivery Quantity and Percentage
Higher Trade Quantity Higher Trade Quantity
Higher Trade and Delivery Quantity Higher Trade and Delivery Quantity

Related Stocks View Details

Stock Name Market Cap(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. 510,697.89 2,825.30 +0.4%
Bajaj Finance Ltd. 448,292.54 7,427.05 +0.2%
Bajaj Finserv Ltd. 267,973.13 16,839.10 +0.6%
HDFC Life Insurance Co Ltd. 150,917.18 746.20 -1.2%
SBI Life Insurance Company Ltd. 119,863.03 1,198.40 +1.2%
SBI Cards And Payment Services Ltd. 101,458.91 1,078.00 0.0%
ICICI Prudential Life Insurance Company Ltd. 101,068.34 703.40 +0.6%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-06 25.32 2,825.30 +0.4%
Bajaj Finance Ltd. Consolidated 2021-06 100.52 7,427.05 +0.2%
Bajaj Finserv Ltd. Consolidated 2021-06 65.55 16,839.10 +0.6%
HDFC Life Insurance Co Ltd. Consolidated 2021-06 127.91 746.20 -1.2%
SBI Life Insurance Company Ltd. Standalone 2021-06 93.05 1,198.40 +1.2%
SBI Cards And Payment Services Ltd. Standalone 2021-06 113.26 1,078.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-06 208.83 703.40 +0.6%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-06 3.22 2,825.30 +0.4%
Bajaj Finance Ltd. Consolidated 2021-06 11.92 7,427.05 +0.2%
Bajaj Finserv Ltd. Consolidated 2021-06 7.19 16,839.10 +0.6%
HDFC Life Insurance Co Ltd. Consolidated 2021-06 65.84 746.20 -1.2%
SBI Life Insurance Company Ltd. Standalone 2021-06 11.33 1,198.40 +1.2%
SBI Cards And Payment Services Ltd. Standalone 2021-06 15.44 1,078.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-06 11.96 703.40 +0.6%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 2.88 2,825.30 +0.4%
Bajaj Finance Ltd. Consolidated 2021-03 3.60 7,427.05 +0.2%
Bajaj Finserv Ltd. Consolidated 2021-03 3.57 16,839.10 +0.6%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 0.07 746.20 -1.2%
SBI Life Insurance Company Ltd. Standalone 2021-03 0.00 1,198.40 +1.2%
SBI Cards And Payment Services Ltd. Standalone 2021-03 2.89 1,078.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 0.14 703.40 +0.6%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 9.67 2,825.30 +0.4%
Bajaj Finance Ltd. Consolidated 2021-03 12.86 7,427.05 +0.2%
Bajaj Finserv Ltd. Consolidated 2021-03 21.95 16,839.10 +0.6%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 17.65 746.20 -1.2%
SBI Life Insurance Company Ltd. Standalone 2021-03 15.34 1,198.40 +1.2%
SBI Cards And Payment Services Ltd. Standalone 2021-03 17.00 1,078.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 11.97 703.40 +0.6%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 8.05 2,825.30 +0.4%
Bajaj Finance Ltd. Consolidated 2021-03 9.38 7,427.05 +0.2%
Bajaj Finserv Ltd. Consolidated 2021-03 11.90 16,839.10 +0.6%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 16.90 746.20 -1.2%
SBI Life Insurance Company Ltd. Standalone 2021-03 16.26 1,198.40 +1.2%
SBI Cards And Payment Services Ltd. Standalone 2021-03 10.01 1,078.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 12.54 703.40 +0.6%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 139,039.23 2,825.30 +0.4%
Bajaj Finance Ltd. Consolidated 2021-03 26,689.57 7,427.05 +0.2%
Bajaj Finserv Ltd. Consolidated 2021-03 60,591.20 16,839.10 +0.6%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 746.20 -1.2%
SBI Life Insurance Company Ltd. Standalone 2021-03 1,198.40 +1.2%
SBI Cards And Payment Services Ltd. Standalone 2021-03 9,277.48 1,078.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 703.40 +0.6%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
Housing Development Finance Corporation Ltd. Consolidated 2021-03 13,566.08 2,825.30 +0.4%
Bajaj Finance Ltd. Consolidated 2021-03 4,419.82 7,427.05 +0.2%
Bajaj Finserv Ltd. Consolidated 2021-03 7,367.56 16,839.10 +0.6%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 1,360.87 746.20 -1.2%
SBI Life Insurance Company Ltd. Standalone 2021-03 1,455.85 1,198.40 +1.2%
SBI Cards And Payment Services Ltd. Standalone 2021-03 984.52 1,078.00 0.0%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 956.16 703.40 +0.6%