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Website | http://www.pnbindia.in | |
Market Cap | 56,486.51 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 1.66 | Trailing Twelve Months Ending 2022-12 |
Price-Earning Ratio (PE) | 31.00 | Trailing Twelve Months Ending 2022-12 |
Industry PE | 10.07 | Trailing Twelve Months Ending 2022-12 |
Book Value / Share | 85.97 | Trailing Twelve Months Ending 2022-12 |
Price to Book Value | 0.60 | Calculated using Price: 51.30 |
Dividend Yield | 1.25 | Period Ending 2022-03 |
No. of Shares Subscribed | 1,101.10 Cr. | 11,011,015,558 Shares |
FaceValue | 2 | |
Company Profile | ||
Established in 1895 in Lahore, Punjab National Bank is one of the oldest banks in India having a virtual presence in every important center of the country. The bank has over 35 million customers through 4540 offices including 421 extension counters, out of which 2/3 of its branches in rural and semi rural areas-the largest among nationalized banks, which makes it enjoy one of the highest penetration rate of banking activities in the country. |
1 Day |
|
-0.19% |
1 Week |
|
-4.29% |
1 Month |
|
-9.04% |
3 Month |
|
+22.58% |
6 Month |
|
+53.13% |
1 Year |
|
+23.02% |
2 Year |
|
+27.93% |
5 Year |
|
-67.31% |
10 Year |
|
-70.79% |
9 years | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
Return on Equity (%) | 10.14 | 8.64 | -9.20 | 2.29 | -32.50 | -24.96 | 0.72 | 2.98 | 4.18 | |
Return on Assets (%) | 0.66 | 0.55 | -0.54 | 0.12 | -1.67 | -1.28 | 0.04 | 0.20 | 0.28 | |
Net Interest Margin | 2.98 | 2.80 | 2.39 | 2.17 | 2.05 | 2.33 | 2.22 | 2.60 | 2.34 | |
Interest Spread (%) | 6.86 | 6.58 | 6.12 | 6.47 | 6.41 | 6.52 | 6.73 | 7.70 | 6.53 | |
Yield on Advances (%) | 12.28 | 12.04 | 11.39 | 11.33 | 11.10 | 11.28 | 11.52 | 12.06 | 10.39 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-12* Rs. Cr. |
Shh. Funds | 38,093 | 42,039 | 41,804 | 43,415 | 41,517 | 46,084 | 63,876 | 92,534 | 97,582 | 101,706 | |
Minority Int. | 423 | 549 | 729 | 781 | 309 | 288 | 361 | 487 | 473 | 447 | |
Deposits | 461,204 | 515,245 | 570,383 | 629,651 | 648,439 | 681,874 | 710,254 | 1,113,717 | 1,154,234 | 1,218,828 | |
Borrowings | 59,033 | 59,205 | 81,674 | 43,336 | 65,330 | 46,828 | 62,512 | 52,298 | 59,372 | 82,174 | |
Other Liab. | 16,067 | 18,973 | 18,204 | 16,128 | 21,934 | 15,046 | 14,453 | 20,689 | 27,640 | 26,822 | |
Total Liab. | 574,820 | 636,011 | 712,793 | 733,311 | 777,528 | 790,120 | 851,457 | 1,279,725 | 1,339,301 | 1,429,977 | |
Fixed Assets | 3,490 | 3,656 | 5,308 | 6,298 | 6,371 | 6,246 | 7,262 | 11,049 | 10,696 | 12,197 | |
Investments | 149,225 | 156,762 | 165,126 | 191,527 | 204,419 | 210,578 | 253,782 | 404,369 | 388,586 | 409,245 | |
Advances | 366,073 | 404,614 | 446,083 | 424,230 | 438,826 | 462,416 | 476,853 | 679,346 | 733,766 | 806,784 | |
Cash & Bank | 46,866 | 58,259 | 79,049 | 91,379 | 97,488 | 77,296 | 77,756 | 113,334 | 134,194 | 129,244 | |
Other Assets | 9,166 | 12,720 | 17,226 | 19,876 | 30,424 | 33,583 | 35,804 | 71,627 | 72,059 | 72,506 | |
Total Assets | 574,820 | 636,011 | 712,793 | 733,311 | 777,528 | 790,120 | 851,457 | 1,279,725 | 1,339,301 | 1,429,977 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-12 Rs. Cr. TTM |
Interest Earned | 44,958 | 48,710 | 50,804 | 48,058 | 48,725 | 52,147 | 54,918 | 81,935 | 76,242 | 81,630 | |
Other Income | 4,710 | 6,175 | 6,100 | 9,168 | 8,883 | 7,367 | 9,388 | 12,235 | 12,098 | 10,673 | |
Total Income | 49,668 | 54,884 | 56,904 | 57,226 | 57,608 | 59,515 | 64,306 | 94,170 | 88,339 | 92,303 | |
Operating Exp. | -9,581 | -10,809 | -10,350 | -9,524 | -13,643 | -11,689 | -12,151 | -20,516 | -20,491 | -21,778 | |
Provisions | -6,897 | -8,335 | -17,516 | -13,440 | -30,284 | -28,539 | -14,331 | -19,067 | -16,431 | -19,200 | |
PBIT | 33,190 | 35,740 | 29,037 | 34,262 | 13,682 | 19,286 | 37,824 | 54,587 | 51,418 | 51,326 | |
Interest | -28,220 | -31,343 | -34,331 | -32,722 | -33,530 | -34,656 | -36,997 | -50,805 | -46,823 | -48,624 | |
Tax | -1,435 | -1,056 | 1,630 | -639 | 7,264 | 5,343 | -464 | -1,630 | -919 | -1,128 | |
PAT | 3,535 | 3,341 | -3,663 | 901 | -12,584 | -10,026 | 363 | 2,152 | 3,676 | 1,573 | |
Minority Interest | -57 | -126 | -180 | -52 | -2 | -20 | -46 | -133 | -47 | -8 | |
Share Associate | 139 | 184 | 153 | 338 | 473 | 476 | 122 | 542 | 232 | 257 | |
Other Related Items | |||||||||||
Consolidated Net Profit | 3,617 | 3,400 | -3,690 | 1,187 | -12,113 | -9,570 | 438 | 2,562 | 3,861 | 1,822 | |
Adjusted EPS | 20 | 18 | -19 | 6 | -44 | -21 | 1 | 2 | 4 | 2 |
Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
Cash Fr. Operatn. | -692 | 16,906 | 4,814 | 14,167 | 21,938 | -1,742 | -33,532 | -12,793 | 1,240 | 19,932 | |
Cash Fr. Inv. | -600 | -302 | -872 | -1,352 | 159 | 392 | -629 | -338 | -787 | -1,104 | |
Cash Fr. Finan. | -694 | 2,129 | 7,451 | 5,975 | -9,767 | 7,460 | 13,969 | 13,591 | 5,415 | 2,032 | |
Net Change | -1,987 | 18,733 | 11,393 | 18,790 | 12,330 | 6,109 | -20,192 | 460 | 5,868 | 20,859 | |
Cash & Cash Eqvt | 28,133 | 46,866 | 58,259 | 77,049 | 91,379 | 97,488 | 77,296 | 77,756 | 113,334 | 134,194 |
Fri, 03 Feb 2023
Announcement under Regulation 30 (LODR)-Newspaper Publication Reviewed Financial Results (Standalone and Consolidated) for the ended 31st December 2022- Newspaper Publication. |
Fri, 03 Feb 2023
Announcement under Regulation 30 (LODR)-Earnings Call Transcript Transcript of the Earnings Call with Analysts/Investors on Financial Results for the quarter/ nine months ended 31st December 2022. |
Tue, 31 Jan 2023
Announcement under Regulation 30 (LODR)-Interest Rates Updates Revision in the Marginal Cost of Funds Based Lending Rate (MCLR) |
Tue, 07 Feb 2023 |
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Mon, 06 Feb 2023 |
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