Sector | Banking | Compare with Sector peers |
Industry | Bank - Public | Compare with Industry peers |
Website | ||
Market Cap | 40,490.50 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 1.35 | Trailing Twelve Months Ending 2023-12 |
Price-Earning Ratio (PE) | 44.35 | Trailing Twelve Months Ending 2023-12 |
Industry PE | 11.23 | Trailing Twelve Months Ending 2023-12 |
Book Value / Share | 21.14 | Trailing Twelve Months Ending 2023-12 |
Price to Book Value | 2.83 | Calculated using Price: 59.74 |
Dividend Yield | 0.80 | Period Ending 2023-03 |
No. of Shares Subscribed | 677.78 Cr. | 6,777,786,447 Shares |
FaceValue | 10 | |
About Punjab & Sind Bank | ||
Bank's primary business is taking deposits, and making advances and investments, and is principally divided into retail banking, corporate banking, priority sector banking, treasury operations and other banking services such as agency functions for insurance, distribution of mutual funds and pension and tax collection services. |
1 Day |
|
+6.26% |
1 Week |
|
+7.72% |
1 Month |
|
-5.94% |
3 Month |
|
+37.24% |
6 Month |
|
+29.81% |
1 Year |
|
+149.33% |
2 Year |
|
+280.51% |
5 Year |
|
+95.23% |
10 Year |
|
+40.73% |
9 years | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 2.76 | 6.8 | 3.89 | -14.03 | -10.75 | -20.98 | -45.11 | 10.12 | 9.62 | |
Return on Assets (%) | 0.13 | 0.34 | 0.2 | -0.71 | -0.49 | -0.95 | -2.59 | 0.9 | 1.02 | |
Net Interest Margin | 1.82 | 2.26 | 2.38 | 2.1 | 2.24 | 2.22 | 2.23 | 2.36 | 2.32 | |
Interest Spread (%) | 5.75 | 6.7 | 7.22 | 6.52 | 6.17 | 7.25 | 6.67 | 6.9 | 6.18 | |
Yield on Advances (%) | 13.45 | 13.68 | 14.01 | 11.94 | 12.37 | 13.58 | 11.44 | 11.15 | 10.4 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12* Rs. Cr. |
Shh. Funds | 5,596 | 5,970 | 6,142 | 6,183 | 5,701 | 5,596 | 8,363 | 14,011 | 15,109 | 15,237 | |
Minority Int. | |||||||||||
Deposits | 86,715 | 91,250 | 85,540 | 101,726 | 98,558 | 89,668 | 96,108 | 102,137 | 109,665 | 118,355 | |
Borrowings | 3,048 | 2,839 | 2,958 | 3,683 | 2,714 | 3,213 | 2,644 | 2,444 | 9,018 | 8,811 | |
Other Liab. | 2,394 | 2,522 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,662 | 2,858 | |
Total Liab. | 97,753 | 102,581 | 96,643 | 113,759 | 108,982 | 100,504 | 110,482 | 121,068 | 136,455 | 145,261 | |
Fixed Assets | 995 | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | 1,564 | |
Investments | 24,007 | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 44,838 | 49,881 | |
Advances | 63,870 | 63,916 | 58,335 | 66,569 | 69,176 | 58,412 | 60,942 | 63,627 | 76,819 | 80,325 | |
Cash & Bank | 4,220 | 4,903 | 4,590 | 7,133 | 6,618 | 9,578 | 8,339 | 6,288 | 6,297 | 6,686 | |
Other Assets | 4,662 | 4,984 | 4,675 | 5,993 | 5,785 | 6,721 | 7,593 | 7,294 | 6,981 | 6,805 | |
Total Assets | 97,753 | 102,581 | 96,643 | 113,759 | 108,982 | 100,504 | 110,482 | 121,068 | 136,455 | 145,261 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12 Rs. Cr. TTM |
Interest Earned | 8,589 | 8,744 | 8,173 | 7,949 | 8,559 | 7,930 | 6,974 | 7,096 | 7,993 | 9,318 | |
Other Income | 429 | 478 | 578 | 581 | 828 | 897 | 904 | 959 | 940 | 1,356 | |
Total Income | 9,017 | 9,223 | 8,751 | 8,530 | 9,387 | 8,827 | 7,878 | 8,055 | 8,933 | 10,673 | |
Operating Exp. | -1,333 | -1,384 | -1,496 | -1,672 | -1,711 | -1,858 | -2,394 | -2,281 | -2,463 | -2,860 | |
Provisions | -484 | -600 | -1,190 | -1,982 | -2,168 | -2,619 | -4,176 | -143 | 170 | -27 | |
PBIT | 7,201 | 7,239 | 6,066 | 4,876 | 5,507 | 4,350 | 1,308 | 5,631 | 6,639 | 7,785 | |
Interest | -6,909 | -6,569 | -6,014 | -5,714 | -6,279 | -5,872 | -4,712 | -4,445 | -5,019 | -6,482 | |
Tax | -170 | -334 | 149 | 94 | 228 | 532 | 671 | -148 | -307 | -390 | |
PAT | 121 | 336 | 201 | -744 | -543 | -991 | -2,733 | 1,039 | 1,313 | 913 | |
Adjusted EPS | 3 | 8 | 5 | -13 | -10 | -14 | -7 | 2 | 2 | 1 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | 2,469 | -1,982 | 930 | -495 | 1,063 | -97 | 2,210 | -5,848 | -5,999 | 1,428 | |
Cash Fr. Inv. | -58 | -84 | -38 | -33 | -51 | -61 | -63 | -446 | -121 | -88 | |
Cash Fr. Finan. | -165 | -39 | -209 | 216 | 1,531 | -356 | 814 | 5,055 | 4,068 | -1,332 | |
Net Change | 2,246 | -2,105 | 683 | -313 | 2,543 | -514 | 2,960 | -1,239 | -2,051 | 9 | |
Cash & Cash Eqvt | 6,325 | 4,220 | 4,903 | 4,590 | 7,133 | 6,618 | 9,578 | 8,339 | 6,288 | 6,297 |
Wed, 27 Mar 2024
Closure of Trading Window Closure of Trading Window |
Wed, 27 Mar 2024
Announcement under Regulation 30 (LODR)-Change in Management Change in Management |
Wed, 20 Mar 2024
Announcement under Regulation 30 (LODR)-Change in Management Joining of Chief Compliance Officer |
Thu, 28 Mar 2024 |
Higher Trade Quantity |
Closing Above Previous High |
High Increase in 3 Months |
High Increase in 6 Months |
High Increase in 1 Year |