SBI Cards And Payment Services Ltd. Share Price, Chart, Info, Stock Analysis

SBI Cards And Payment Services Ltd.
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957.00 +15.15 ▲1.6%

23 July 2021, 04:00:00 P.M.
Volume: 99,774

Overview View Details

Financial Indicators Standalone
Sector	Finance	Compare with Sector peers
Industry	Finance - NBFC	Compare with Industry peers
Website	http://www.sbicard.com
Market Cap	90,058.38 Cr.
Earnings per share (EPS)	10.46	Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE)	91.47	Trailing Twelve Months Ending 2021-03
Industry PE	89.07	Trailing Twelve Months Ending 2021-03
Book Value / Share	67.05	Trailing Twelve Months Ending 2021-03
Price to Book Value	14.27	Calculated using Price: 957.00
Dividend Yield	0.10	Period Ending 2020-03
No. of Shares Subscribed	94.10 Cr.	941,048,854 Shares
FaceValue	10
Company Profile
SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana. In December 2017, State Bank of India and The Carlyle Group acquired GE Capital’s stake in SBI Card, post which SBI held 74% while Carlyle held 26% in the Company. The legal name of SBI Card was changed on August 20, 2019, from SBI Cards and Payment Services Private Limited to SBI Cards and Payment Services Limited, on account of its conversion from a ‘Private Limited’ company to a ‘Public Limited’ company. In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India. The company is the second largest credit card provider in the country, with huge card base. It also has offices in many cities in India. Business area of the company The company is engaged in the business of issuing credit cards to consumers in India. It offers Indian consumers access to a wide range of world-class, value-added payment products and services. Products The company’s product portfolio includes premium, classic, travel and shopping, exclusive and corporate cards, to cater to both individual and corporate needs. Awards 2013: Awarded VISA Recognition, ‘Best Issuing Institution’ for excellence in Fraud Risk Management, 2013. 2014: Awarded ‘AISA Outsourcing Excellence Award: Excellence in Customer Service’ as part of CMO Asia Awards 2014. 2015: Awarded ‘Gartner Global Eye on Innovation Award 2015.’ 2016: Awarded VISA Recognition ‘Champion Security Award’ South East Asia for Excellence in Fraud Risk Management- 2016. 2017: Awarded ‘Best Data Quality Awards-Consumer Bureau Category- NBFC’, 2017 by Transunion CIBIL. 2018: Awarded ‘Best Loyalty Program in Financial Sector: Non-Banking - 2018’ under Customer Loyalty Awards. 2018: Awarded ‘Corporate Excellence Gold Award for Compliance Innovation’ as a part of SKOCH Summit 2018. 2018: Awarded ‘Learning Innovator Award’ as part of GP Strategies Awards, 2018. 2019: Awarded ‘Best Loyalty Program in Financial Sector: Non-Banking - 2019’ under Customer Loyalty Awards. 2019: Awarded ‘Gold Winner: Customer Service Department of the Year; as part of Golden Bridge Awards, 2019. 2019: Awarded ‘Best Data Quality- Consumer Bureau amongst NBFCs 2019’ as part of Data Quality Awards 2019. 2020: Awarded in the category of ‘Analytics/Big Data’ as part of the DELL Technologies BFSI Technology Conclave, 2020. Milestones 1998: SBI Card enters the credit card space 1999: SBI Card reaches the 1 lakh mark 2002: SBI Card enters the ‘1 Million Cards’ club 2002: SBI Card enters into its first partnership with a public sector bank 2003: SBI Card launches Affinity Cards in 8 cities 2005: SBI Card crosses 2 million card base 2006: SBI Card launches co-branded cards with Indian Railways 2006: SBI Card launches co-branded cards with SpiceJet and Tata 2006: SBI Card becomes the second largest credit card issuer 2010: SBI Card launches the SBI Platinum Card 2011: SBI Card launches chip based EMV cards 2012: SBI Card launches SBI Signature Card for HNIs 2013: SBI Card launches Air India co-branded cards 2014: SBI Card launches Fbb SBI ‘STYLEUP’ Card’ 2014: SBI Card enters the ‘3 Million Cards’ Club 2015: SBI Card launches the SimplySAVE SBI Card 2015: SBI Card launches SimplyCLICK 2016: SBI Card launches SBI Card ELITE 2016: SBI Card enters the ‘4 Million Cards’ Club 2017: SBI Card launches Central SELECT SBI Cards 2017: SBI Card launches SBI Card PRIME and SBI Card Unnati 2017: SBI Card enters 5 million cards club 2017: SBI Card launches BPCL SBI Card 2018: SBI Card enters 6 million cards club 2018: SBI Card launches Doctor's SBI Card 2018: SBI Card launches virtual assistant ‘ELA’ 2018: Apollo SBI Card launched 2018: SBI Card crosses 7 million customer base 2019: Etihad Guest SBI Card launched 2019: Ola Money SBI Card Launched 2019: SBI Card enters 9 million cards club 2019: SBI Card enters into a network partnership with Rupay network 2019: SBI Card launches Club Vistara SBI Card PRIME and Club Vistara SBI Card 2019: SBI Card enters 10 million cards club 2020: SBI Card launches Lifestyle HC SBI Card, Max SBI Card and Spar SBI Card with Landmark Group 2020: SBI Card becomes first pure play credit card issuer to list on BSE and NSE

SBI Cards And Payment Services Ltd.

SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana.

In December 2017, State Bank of India and The Carlyle Group acquired GE Capital’s stake in SBI Card, post which SBI held 74% while Carlyle held 26% in the Company. The legal name of SBI Card was changed on August 20, 2019, from SBI Cards and Payment Services Private Limited to SBI Cards and Payment Services Limited, on account of its conversion from a ‘Private Limited’ company to a ‘Public Limited’ company. In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India. The company is the second largest credit card provider in the country, with huge card base. It also has offices in many cities in India.

Business area of the company

The company is engaged in the business of issuing credit cards to consumers in India. It offers Indian consumers access to a wide range of world-class, value-added payment products and services.

Products

The company’s product portfolio includes premium, classic, travel and shopping, exclusive and corporate cards, to cater to both individual and corporate needs.

Awards

2013: Awarded VISA Recognition, ‘Best Issuing Institution’ for excellence in Fraud Risk Management, 2013.
2014: Awarded ‘AISA Outsourcing Excellence Award: Excellence in Customer Service’ as part of CMO Asia Awards 2014.
2015: Awarded ‘Gartner Global Eye on Innovation Award 2015.’
2016: Awarded VISA Recognition ‘Champion Security Award’ South East Asia for Excellence in Fraud Risk Management- 2016.
2017: Awarded ‘Best Data Quality Awards-Consumer Bureau Category- NBFC’, 2017 by Transunion CIBIL.
2018: Awarded ‘Best Loyalty Program in Financial Sector: Non-Banking - 2018’ under Customer Loyalty Awards.
2018: Awarded ‘Corporate Excellence Gold Award for Compliance Innovation’ as a part of SKOCH Summit 2018.
2018: Awarded ‘Learning Innovator Award’ as part of GP Strategies Awards, 2018.
2019: Awarded ‘Best Loyalty Program in Financial Sector: Non-Banking - 2019’ under Customer Loyalty Awards.
2019: Awarded ‘Gold Winner: Customer Service Department of the Year; as part of Golden Bridge Awards, 2019.
2019: Awarded ‘Best Data Quality- Consumer Bureau amongst NBFCs 2019’ as part of Data Quality Awards 2019.
2020: Awarded in the category of ‘Analytics/Big Data’ as part of the DELL Technologies BFSI Technology Conclave, 2020.

Milestones

1998: SBI Card enters the credit card space
1999: SBI Card reaches the 1 lakh mark
2002: SBI Card enters the ‘1 Million Cards’ club
2002: SBI Card enters into its first partnership with a public sector bank
2003: SBI Card launches Affinity Cards in 8 cities
2005: SBI Card crosses 2 million card base
2006: SBI Card launches co-branded cards with Indian Railways
2006: SBI Card launches co-branded cards with SpiceJet and Tata
2006: SBI Card becomes the second largest credit card issuer
2010: SBI Card launches the SBI Platinum Card
2011: SBI Card launches chip based EMV cards
2012: SBI Card launches SBI Signature Card for HNIs
2013: SBI Card launches Air India co-branded cards
2014: SBI Card launches Fbb SBI ‘STYLEUP’ Card’
2014: SBI Card enters the ‘3 Million Cards’ Club
2015: SBI Card launches the SimplySAVE SBI Card
2015: SBI Card launches SimplyCLICK
2016: SBI Card launches SBI Card ELITE
2016: SBI Card enters the ‘4 Million Cards’ Club
2017: SBI Card launches Central SELECT SBI Cards
2017: SBI Card launches SBI Card PRIME and SBI Card Unnati
2017: SBI Card enters 5 million cards club
2017: SBI Card launches BPCL SBI Card
2018: SBI Card enters 6 million cards club
2018: SBI Card launches Doctor's SBI Card
2018: SBI Card launches virtual assistant ‘ELA’
2018: Apollo SBI Card launched
2018: SBI Card crosses 7 million customer base
2019: Etihad Guest SBI Card launched
2019: Ola Money SBI Card Launched
2019: SBI Card enters 9 million cards club
2019: SBI Card enters into a network partnership with Rupay network
2019: SBI Card launches Club Vistara SBI Card PRIME and Club Vistara SBI Card
2019: SBI Card enters 10 million cards club
2020: SBI Card launches Lifestyle HC SBI Card, Max SBI Card and Spar SBI Card with Landmark Group
2020: SBI Card becomes first pure play credit card issuer to list on BSE and NSE

Delivery View Details

Delivered Qty

Traded Qty

Performance View Details

1 Day		+1.61%
1 Week		-3.28%
1 Month		+2.51%
3 Month		+2.04%
6 Month		-7.37%
1 Year		+28.71%
2 Year
5 Year

Ratios View Details

	9 years	2012-03	2013-03	2014-03	2015-03	2016-03	2017-03	2018-03	2019-03	2020-03
Return on Equity (%)		12.76	35.43	48.89	31.16	26.77	28.64	32.43	30.08	28.24
Return on Capital Employed (%)		10.05	12.92	15.95	13.09	15.24	20.22	19.42	15.17	15.21
Return on Assets (%)		1.75	4.67	6.91	4.78	4.07	4.05	4.58	4.86	5.53

Balance Sheet View Details

Standalone

Particulars	9 years	2012-03 Rs. Cr.	2013-03 Rs. Cr.	2014-03 Rs. Cr.	2015-03 Rs. Cr.	2016-03 Rs. Cr.	2017-03 Rs. Cr.	2018-03 Rs. Cr.	2019-03 Rs. Cr.	2020-03 Rs. Cr.
Shh. Funds		317	453	746	966	1,155	1,449	2,353	3,588	5,341
Non Curr. Liab.		186	241	417	173	296	434	1,683	3,167	4,430
Curr. Liab.		1,845	2,794	3,827	5,019	6,339	8,753	11,561	13,228	15,257
Minority Int.
Equity & Liab.		2,348	3,488	4,989	6,158	7,790	10,636	15,598	19,983	25,028
Non Curr. Assets		270	390	796	538	594	56	430	291	379
Curr. Assets		2,077	3,098	4,193	5,620	7,196	10,580	15,168	19,692	24,648
Misc. Exp. not W/O
Total Assets		2,348	3,488	4,989	6,158	7,790	10,636	15,598	19,983	25,028

Profit Loss View Details

Standalone

Particulars	9 years	2012-03 Rs. Cr.	2013-03 Rs. Cr.	2014-03 Rs. Cr.	2015-03 Rs. Cr.	2016-03 Rs. Cr.	2017-03 Rs. Cr.	2018-03 Rs. Cr.	2019-03 Rs. Cr.	2020-03 Rs. Cr.
Net Sales		714	1,007	1,437	1,820	2,387	3,346	5,187	6,999	9,276
Other Income		87	53	74	86	106	125	183	288	476
Total Income		801	1,059	1,510	1,905	2,493	3,471	5,370	7,287	9,752
Total Expenditure		-606	-711	-912	-1,256	-1,521	-1,768	-3,066	-4,887	-6,618
PBIDT		194	348	599	649	972	1,703	2,305	2,400	3,134
Interest		-155	-212	-305	-378	-533	-1,127	-1,361	-1,009	-1,301
Depreciation		-1	-1	-1	-1	-1	-5	-24	-55	-104
Taxation		-1	1		-4	-154	-199	-318	-470	-485
Exceptional Items
PAT		38	136	293	267	284	373	601	865	1,245

Cash Flow View Details

Standalone

Particulars	5 years	2016-03 Rs. Cr.	2017-03 Rs. Cr.	2018-03 Rs. Cr.	2019-03 Rs. Cr.	2020-03 Rs. Cr.
Cash Fr. Operatn.		-1,158	-2,235	-2,877	-2,327	-4,067
Cash Fr. Inv.		1	-1	-31	-76	-73
Cash Fr. Finan.		1,141	2,244	2,935	2,824	3,922
Net Change		-17	9	26	422	-218
Cash & Cash Eqvt		274	283	473	734	515

Shareholding Pattern View Details

	9 Qtrs	2014-08 (%)	2015-09 (%)	2016-09 (%)	2017-09 (%)	2020-03 (%)	2020-06 (%)	2020-09 (%)	2020-12 (%)	2021-03 (%)
Promoter		40.00	100.00	100.00	100.00	69.55	69.53	69.46	69.40	69.40
Public		60.00	0.00	0.00	0.00	30.45	30.47	30.54	30.60	30.60
Depository Receipts		0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Promoter Holding Pledge (%)		0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Announcements View Details

Fri, 23 Jul 2021
Unaudited Financial Results For The Quarter Ended June 30 2021
Unaudited Financial Results for the Quarter ended June 30 2021 along with the Disclosures in accordance with Regulation 52(4) of the Listing Regulations.

Fri, 23 Jul 2021
Announcement Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015
Announcement under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Appointment of Secretarial Auditor

Fri, 23 Jul 2021
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Press Release

Technical Scans View Details

Fri, 23 Jul 2021

Stock Underperforming Benchmark Index in both 1 Week and 3 Month

Stock Underperforming Sectoral Index in both 1 Week and 3 Month

Close Crossing Lower Bollinger Band From Below

Stochastic %K Crossing %D from Below

Thu, 22 Jul 2021