| Sector |
Finance
|
Compare with Sector peers |
| Industry |
Finance - NBFC
|
Compare with Industry peers |
| Website | http://www.sbicard.com | |
| Market Cap | 69,935.08 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | 17.13 | Trailing Twelve Months Ending 2022-03 |
| Price-Earning Ratio (PE) | 43.27 | Trailing Twelve Months Ending 2022-03 |
| Industry PE | 40.49 | Trailing Twelve Months Ending 2022-03 |
| Book Value / Share | 82.20 | Trailing Twelve Months Ending 2022-03 |
| Price to Book Value | 9.02 | Calculated using Price: 741.45 |
| Dividend Yield | 0.34 | Period Ending 2021-03 |
| No. of Shares Subscribed | 94.32 Cr. | 943,220,489 Shares |
| FaceValue | 10 | |
| Company Profile | ||
|
SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana. In December 2017, State Bank of India and The Carlyle Group acquired GE Capital’s stake in SBI Card, post which SBI held 74% while Carlyle held 26% in the Company. The legal name of SBI Card was changed on August 20, 2019, from SBI Cards and Payment Services Private Limited to SBI Cards and Payment Services Limited, on account of its conversion from a ‘Private Limited’ company to a ‘Public Limited’ company. In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India. The company is the second largest credit card provider in the country, with huge card base. It also has offices in many cities in India. Business area of the company The company is engaged in the business of issuing credit cards to consumers in India. It offers Indian consumers access to a wide range of world-class, value-added payment products and services. Products The company’s product portfolio includes premium, classic, travel and shopping, exclusive and corporate cards, to cater to both individual and corporate needs. Awards
Milestones
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Company Profile
SBI Card was launched in October 1998 by the State Bank of India and GE Capital. Incorporated as SBI Cards and Payment Services Private Limited (SBICPSL), SBI Card is headquartered in Gurgaon, Haryana.
In December 2017, State Bank of India and The Carlyle Group acquired GE Capital’s stake in SBI Card, post which SBI held 74% while Carlyle held 26% in the Company. The legal name of SBI Card was changed on August 20, 2019, from SBI Cards and Payment Services Private Limited to SBI Cards and Payment Services Limited, on account of its conversion from a ‘Private Limited’ company to a ‘Public Limited’ company. In March 2020, SBI Card became the first pure play credit card company to list on the stock exchanges in India. The company is the second largest credit card provider in the country, with huge card base. It also has offices in many cities in India.
Business area of the company
The company is engaged in the business of issuing credit cards to consumers in India. It offers Indian consumers access to a wide range of world-class, value-added payment products and services.
Products
The company’s product portfolio includes premium, classic, travel and shopping, exclusive and corporate cards, to cater to both individual and corporate needs.
Awards
Milestones
| 1 Day |
|
+2.66% |
| 1 Week |
|
+3.83% |
| 1 Month |
|
-6.54% |
| 3 Month |
|
-10.15% |
| 6 Month |
|
-27.84% |
| 1 Year |
|
-28.22% |
| 2 Year |
|
+38.34% |
| 5 Year |
|
|
| 10 Year |
|
| 9 years | 2013-03 | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | |
| Return on Equity (%) | 35.43 | 48.89 | 31.16 | 26.77 | 28.64 | 32.43 | 30.08 | 28.24 | 17.00 | |
| Return on Capital Employed (%) | 12.92 | 15.95 | 13.09 | 15.24 | 20.22 | 19.42 | 15.17 | 15.13 | 10.01 | |
| Return on Assets (%) | 4.67 | 6.91 | 4.78 | 4.07 | 4.05 | 4.58 | 4.86 | 5.53 | 3.81 |
| Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03* Rs. Cr. |
| Shh. Funds | 453 | 746 | 966 | 1,155 | 1,449 | 2,353 | 3,588 | 5,341 | 6,302 | 7,753 | |
| Non Curr. Liab. | 241 | 417 | 173 | 296 | 434 | 1,683 | 3,167 | 4,596 | 4,928 | 23,141 | |
| Curr. Liab. | 2,794 | 3,827 | 5,019 | 6,339 | 8,753 | 11,561 | 13,228 | 15,095 | 15,388 | 3,537 | |
| Minority Int. | |||||||||||
| Equity & Liab. | 3,488 | 4,989 | 6,158 | 7,790 | 10,636 | 15,598 | 19,983 | 25,032 | 26,618 | 34,430 | |
| Non Curr. Assets | 390 | 796 | 538 | 594 | 56 | 430 | 291 | 384 | 712 | 31,654 | |
| Curr. Assets | 3,098 | 4,193 | 5,620 | 7,196 | 10,580 | 15,168 | 19,692 | 24,648 | 25,906 | 2,776 | |
| Misc. Exp. not W/O | |||||||||||
| Total Assets | 3,488 | 4,989 | 6,158 | 7,790 | 10,636 | 15,598 | 19,983 | 25,032 | 26,618 | 34,430 |
| Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. TTM |
| Net Sales | 1,007 | 1,437 | 1,820 | 2,387 | 3,346 | 5,187 | 6,999 | 9,276 | 9,277 | 10,678 | |
| Other Income | 53 | 74 | 86 | 106 | 125 | 183 | 288 | 476 | 436 | 624 | |
| Total Income | 1,059 | 1,510 | 1,905 | 2,493 | 3,471 | 5,370 | 7,287 | 9,752 | 9,714 | 11,302 | |
| Total Expenditure | -711 | -912 | -1,256 | -1,521 | -1,768 | -3,066 | -4,887 | -6,618 | -7,223 | -7,954 | |
| PBIDT | 348 | 599 | 649 | 972 | 1,703 | 2,305 | 2,400 | 3,134 | 2,490 | 3,348 | |
| Interest | -212 | -305 | -378 | -533 | -1,127 | -1,361 | -1,009 | -1,301 | -1,043 | -1,027 | |
| Depreciation | -1 | -1 | -1 | -1 | -5 | -24 | -55 | -104 | -123 | -149 | |
| Taxation | 1 | -4 | -154 | -199 | -318 | -470 | -485 | -339 | -556 | ||
| Exceptional Items | |||||||||||
| PAT | 136 | 293 | 267 | 284 | 373 | 601 | 865 | 1,245 | 985 | 1,616 | |
| Adjusted EPS | 2 | 4 | 3 | 4 | 5 | 8 | 10 | 13 | 10 | 17 |
| Particulars | 6 years | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Cash Fr. Operatn. | -1,158 | -2,235 | -2,877 | -2,327 | -4,063 | 692 | |
| Cash Fr. Inv. | 1 | -1 | -31 | -76 | -77 | -997 | |
| Cash Fr. Finan. | 1,141 | 2,244 | 2,935 | 2,824 | 3,923 | 432 | |
| Net Change | -17 | 9 | 26 | 422 | -218 | 127 | |
| Cash & Cash Eqvt | 274 | 283 | 473 | 734 | 516 | 643 |
|
Fri, 20 May 2022
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation Disclosure under Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 - Schedule of Investors/Analysts Meet |
|
Fri, 20 May 2022
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS Intimation of allotment of 23000 Equity shares pursuant to exercise of Employee stock Options under the SBI Card - Employee Stock Option Plan 2019 |
|
Wed, 18 May 2022
Compliances-Reg.24(A)-Annual Secretarial Compliance Annual Secretarial Compliance Report for the year ended March 31 2022 as per Regulation 24A of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 ("Listing Regulations") |
| Fri, 20 May 2022 |
Closing Above Previous High
|
Close Within 52 Week Low Zone
|
High Decrease 1 Month
|
High Decrease 3 Months
|
High Decrease 6 Months
|
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