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Website | http://www.jkbank.com | |
Market Cap | 5,033.35 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 8.60 | Trailing Twelve Months Ending 2022-12 |
Price-Earning Ratio (PE) | 6.09 | Trailing Twelve Months Ending 2022-12 |
Industry PE | 17.92 | Trailing Twelve Months Ending 2022-12 |
Book Value / Share | 81.49 | Trailing Twelve Months Ending 2022-12 |
Price to Book Value | 0.64 | Calculated using Price: 52.35 |
Dividend Yield | 0.00 | Period Ending 2022-03 |
No. of Shares Subscribed | 96.15 Cr. | 961,479,861 Shares |
FaceValue | 1 | |
Company Profile | ||
The Jammu & Kashmir Bank Ltd. was incorporated in 1938, and is listed on the NSE and the BSE. It functions as a universal bank in the Union Territories of Jammu & Kashmir and Ladakh and as a specialised bank in the rest of the country. It is also designated as RBI's agent for banking business, and carries out the banking business of the Union Territories of Jammu & Kashmir and Ladakh, besides collecting central taxes for CBDT. J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home territory which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins. J&K Bank operates on the principle of 'socially empowering banking' and seeks to deliver innovative financial solutions for household, small and medium enterprises. |
1 Day |
|
-7.02% |
1 Week |
|
-5.25% |
1 Month |
|
-4.47% |
3 Month |
|
+35.27% |
6 Month |
|
+85.31% |
1 Year |
|
+27.22% |
2 Year |
|
+93.17% |
5 Year |
|
-30.20% |
10 Year |
|
-59.14% |
9 years | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
Return on Equity (%) | 22.31 | 8.60 | 6.61 | -28.50 | 3.83 | 8.03 | -20.82 | 7.78 | 7.84 | |
Return on Assets (%) | 1.57 | 0.66 | 0.53 | -2.01 | 0.24 | 0.49 | -1.13 | 0.38 | 0.40 | |
Net Interest Margin | 3.50 | 3.73 | 3.68 | 3.29 | 3.42 | 3.55 | 3.81 | 3.52 | 3.46 | |
Interest Spread (%) | 8.85 | 9.36 | 7.86 | 7.76 | 7.04 | 6.93 | 8.37 | 8.19 | 7.88 | |
Yield on Advances (%) | 14.59 | 15.84 | 13.63 | 13.42 | 11.63 | 11.58 | 13.12 | 12.13 | 11.38 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-12* Rs. Cr. |
Shh. Funds | 5,722 | 6,108 | 6,421 | 5,673 | 6,158 | 6,622 | 6,346 | 6,802 | 8,077 | 8,785 | |
Minority Int. | |||||||||||
Deposits | 69,328 | 65,736 | 69,379 | 72,459 | 80,005 | 89,637 | 97,786 | 108,047 | 114,703 | 117,925 | |
Borrowings | 1,765 | 2,340 | 2,240 | 1,276 | 1,628 | 2,624 | 2,020 | 2,015 | 2,371 | 3,274 | |
Other Liab. | 1,797 | 1,726 | 2,214 | 2,604 | 1,894 | 2,522 | 2,678 | 3,408 | 5,425 | 3,920 | |
Total Liab. | 78,613 | 75,910 | 80,254 | 82,012 | 89,684 | 101,405 | 108,829 | 120,273 | 130,576 | 133,904 | |
Fixed Assets | 535 | 690 | 764 | 1,544 | 1,615 | 1,675 | 2,071 | 2,013 | 1,954 | 1,941 | |
Investments | 26,185 | 22,740 | 20,334 | 21,271 | 18,860 | 23,141 | 22,990 | 30,774 | 33,785 | 33,410 | |
Advances | 46,385 | 44,586 | 50,193 | 49,816 | 56,913 | 66,272 | 64,399 | 66,842 | 70,393 | 77,636 | |
Cash & Bank | 4,216 | 3,735 | 3,204 | 5,393 | 8,260 | 5,872 | 9,793 | 9,504 | 8,792 | 6,441 | |
Other Assets | 1,292 | 4,160 | 5,758 | 3,989 | 4,037 | 4,445 | 9,576 | 11,141 | 15,652 | 14,476 | |
Total Assets | 78,613 | 75,910 | 80,254 | 82,012 | 89,684 | 101,405 | 108,829 | 120,273 | 130,576 | 133,904 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-12 Rs. Cr. TTM |
Interest Earned | 6,767 | 7,061 | 6,844 | 6,686 | 6,621 | 7,676 | 8,446 | 8,111 | 8,013 | 8,855 | |
Other Income | 393 | 599 | 509 | 497 | 501 | 817 | 509 | 701 | 790 | 540 | |
Total Income | 7,160 | 7,660 | 7,352 | 7,183 | 7,122 | 8,493 | 8,955 | 8,813 | 8,803 | 9,396 | |
Operating Exp. | -1,181 | -1,416 | -1,554 | -1,716 | -1,990 | -2,485 | -2,735 | -2,884 | -3,599 | -3,539 | |
Provisions | -147 | -1,015 | -976 | -2,800 | -1,261 | -1,058 | -2,625 | -1,052 | -358 | -193 | |
PBIT | 5,832 | 5,229 | 4,822 | 2,666 | 3,871 | 4,950 | 3,595 | 4,877 | 4,847 | 5,664 | |
Interest | -4,082 | -4,409 | -4,132 | -4,173 | -3,750 | -4,291 | -4,739 | -4,340 | -4,101 | -4,384 | |
Tax | -569 | -312 | -276 | -126 | 82 | -195 | -39 | -102 | -241 | -445 | |
PAT | 1,181 | 508 | 414 | -1,633 | 203 | 464 | -1,183 | 435 | 504 | 835 | |
Minority Interest | |||||||||||
Share Associate | -6 | -10 | -8 | ||||||||
Other Related Items | |||||||||||
Consolidated Net Profit | 1,181 | 508 | 414 | -1,633 | 203 | 464 | -1,183 | 428 | 495 | 827 | |
Adjusted EPS | 2 | 10 | 9 | -31 | 4 | 8 | -17 | 6 | 5 | 9 |
Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
Cash Fr. Operatn. | 1,280 | -683 | 118 | -219 | 2,457 | 2,363 | -2,992 | 4,374 | -14 | -1,568 | |
Cash Fr. Inv. | -86 | -169 | -261 | -136 | -861 | -164 | -165 | -115 | -76 | -85 | |
Cash Fr. Finan. | -243 | -338 | -338 | -176 | 593 | 668 | 769 | -339 | -199 | 941 | |
Net Change | 951 | -1,189 | -480 | -531 | 2,189 | 2,867 | -2,388 | 3,920 | -289 | -712 | |
Cash & Cash Eqvt | 5,404 | 4,216 | 3,735 | 3,204 | 5,393 | 8,260 | 5,872 | 9,793 | 9,504 | 8,792 |
Fri, 27 Jan 2023
Shareholder Meeting / Postal Ballot-Notice of Postal Ballot Notice of Postal Ballot |
Wed, 25 Jan 2023
Announcement under Regulation 30 (LODR)-Change in Directorate Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 please be informed that consequent upon Government of Jammu & Kashmirorder no. FDBkg/84/2021-09 dated 25th January 2023 Mr. Vivek Bharadwaj IAS (DIN:02847409) has ceased to be a Director on the Board of Directors of the Bank |
Tue, 24 Jan 2023
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Compliance under Regulation 39(3) of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 |
Fri, 27 Jan 2023 |
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