The Jammu & Kashmir Bank Ltd.
Snapshot View

View in App

Prices View details >>

29.30 +0.85 ▲3.0%

06 October 2022, 04:01:00 PM
Volume: 338,297

Overview View Details >>

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.jkbank.com
Market Cap 2,817.14 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 5.79 Trailing Twelve Months Ending 2022-06
Price-Earning Ratio (PE) 5.06 Trailing Twelve Months Ending 2022-06
Industry PE 20.55 Trailing Twelve Months Ending 2022-06
Book Value / Share 75.80 Trailing Twelve Months Ending 2022-06
Price to Book Value 0.39 Calculated using Price: 29.30
Dividend Yield 0.00 Period Ending 2022-03
No. of Shares Subscribed 96.15 Cr. 961,479,861 Shares
FaceValue 1
Company Profile
The Jammu & Kashmir Bank Ltd. was incorporated in 1938, and is listed on the NSE and the BSE. It functions as a universal bank in the Union Territories of Jammu & Kashmir and Ladakh and as a specialised bank in the rest of the country. It is also designated as RBI's agent for banking business, and carries out the banking business of the Union Territories of Jammu & Kashmir and Ladakh, besides collecting central taxes for CBDT. J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home territory which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins. J&K Bank operates on the principle of 'socially empowering banking' and seeks to deliver innovative financial solutions for household, small and medium enterprises.

Delivery View Details >>

Delivered Qty
Traded Qty

Performance View Details >>

1 Day
+2.99%
1 Week
+8.12%
1 Month
-8.29%
3 Month
+14.01%
6 Month
-11.35%
1 Year
-21.13%
2 Year
+93.91%
5 Year
-60.32%
10 Year
-71.29%

Ratios View Details >>

9 years 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03 2022-03
Return on Equity (%) 22.31 8.60 6.61 -28.50 3.83 8.03 -20.82 7.78 7.84
Return on Assets (%) 1.57 0.66 0.53 -2.01 0.24 0.49 -1.13 0.38 0.40
Net Interest Margin 3.50 3.73 3.68 3.29 3.42 3.55 3.81 3.52 3.46
Interest Spread (%) 8.85 9.36 7.86 7.76 7.04 6.93 8.37 8.19 7.88
Yield on Advances (%) 14.59 15.84 13.63 13.42 11.63 11.58 13.12 12.13 11.38

Balance Sheet View Details >>

Particulars 10 years 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2022-06* Rs. Cr.
Shh. Funds 5,722 6,108 6,421 5,673 6,158 6,622 6,346 6,802 8,077 8,238
Minority Int.
Deposits 69,328 65,736 69,379 72,459 80,005 89,637 97,786 108,047 114,703 112,145
Borrowings 1,765 2,340 2,240 1,276 1,628 2,624 2,020 2,015 2,371 1,871
Other Liab. 1,797 1,726 2,214 2,604 1,894 2,522 2,678 3,408 5,425 6,096
Total Liab. 78,613 75,910 80,254 82,012 89,684 101,405 108,829 120,273 130,576 128,349
Fixed Assets 535 690 764 1,544 1,615 1,675 2,071 2,013 1,954 1,931
Investments 26,185 22,740 20,334 21,271 18,860 23,141 22,990 30,774 33,785 34,214
Advances 46,385 44,586 50,193 49,816 56,913 66,272 64,399 66,842 70,393 71,918
Cash & Bank 4,216 3,735 3,204 5,393 8,260 5,872 9,793 9,504 8,792 6,389
Other Assets 1,292 4,160 5,758 3,989 4,037 4,445 9,576 11,141 15,652 13,898
Total Assets 78,613 75,910 80,254 82,012 89,684 101,405 108,829 120,273 130,576 128,349

Profit Loss View Details >>

Particulars 10 years 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2022-06 Rs. Cr. TTM
Interest Earned 6,767 7,061 6,844 6,686 6,621 7,676 8,446 8,111 8,013 8,126
Other Income 393 599 509 497 501 817 509 701 790 521
Total Income 7,160 7,660 7,352 7,183 7,122 8,493 8,955 8,813 8,803 8,646
Operating Exp. -1,181 -1,416 -1,554 -1,716 -1,990 -2,485 -2,735 -2,884 -3,599 -3,407
Provisions -147 -1,015 -976 -2,800 -1,261 -1,058 -2,625 -1,052 -358 -290
PBIT 5,832 5,229 4,822 2,666 3,871 4,950 3,595 4,877 4,847 4,949
Interest -4,082 -4,409 -4,132 -4,173 -3,750 -4,291 -4,739 -4,340 -4,101 -4,149
Tax -569 -312 -276 -126 82 -195 -39 -102 -241 -234
PAT 1,181 508 414 -1,633 203 464 -1,183 435 504 566
Minority Interest
Share Associate -6 -10 -9
Other Related Items
Consolidated Net Profit 1,181 508 414 -1,633 203 464 -1,183 428 495 556
Adjusted EPS 2 10 9 -31 4 8 -17 6 5 6

Cash Flow View Details >>

Particulars 10 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr.
Cash Fr. Operatn. 1,280 -683 118 -219 2,457 2,363 -2,992 4,374 -14 -1,568
Cash Fr. Inv. -86 -169 -261 -136 -861 -164 -165 -115 -76 -85
Cash Fr. Finan. -243 -338 -338 -176 593 668 769 -339 -199 941
Net Change 951 -1,189 -480 -531 2,189 2,867 -2,388 3,920 -289 -712
Cash & Cash Eqvt 5,404 4,216 3,735 3,204 5,393 8,260 5,872 9,793 9,504 8,792

Shareholding Pattern View Details >>

9 Qtrs 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%) 2021-09 (%) 2021-12 (%) 2022-03 (%) 2022-06 (%)
Promoter 68.18 68.18 68.18 68.18 68.18 74.23 70.12 70.12 68.03
Public 31.82 31.82 31.82 31.82 31.82 25.77 29.88 29.88 31.97
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details >>

Mon, 03 Oct 2022
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Compliance under Regulation 74 of SEBI (DP) Regulations 2018
Fri, 30 Sep 2022
Announcement under Regulation 30 (LODR)-Newspaper Publication
NEWSPAPER NOTICE REGARDING LOSS OF SHARE CERTIFICATES
Wed, 28 Sep 2022
Announcement under Regulation 30 (LODR)-Change in Directorate
Mrs. Sushmita Chadha (DIN: 02939808) Independent Director has resigned from the Board of Directors w.e.f September 27 2022 due to personal reasons

Technical Scans View Details >>

Tue, 04 Oct 2022
Opening at Low Opening at Low
Increasing Relative Strength - Sectoral Index Increasing Relative Strength - Sectoral Index
High Decrease 1 Month High Decrease 1 Month
High Increase 3 Months High Increase 3 Months
High Decrease 6 Months High Decrease 6 Months

Related Stocks View Details >>

Stock Name Market Cap(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. 800,319.56 1,436.85 -1.1%
ICICI Bank Ltd. 616,924.20 885.35 +2.0%
State Bank Of India 479,474.77 537.25 +0.8%
Kotak Mahindra Bank Ltd. 361,007.23 1,818.00 -0.3%
Axis Bank Ltd. 232,025.80 755.20 +1.6%
IndusInd Bank Ltd. 93,083.48 1,200.70 -1.5%
Bank Of Baroda 69,761.68 134.90 +0.8%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2022-06 20.15 1,436.85 -1.1%
ICICI Bank Ltd. Consolidated 2022-06 22.25 885.35 +2.0%
State Bank Of India Consolidated 2022-06 13.58 537.25 +0.8%
Kotak Mahindra Bank Ltd. Consolidated 2022-06 27.69 1,818.00 -0.3%
Axis Bank Ltd. Consolidated 2022-06 14.37 755.20 +1.6%
IndusInd Bank Ltd. Consolidated 2022-06 17.17 1,200.70 -1.5%
Bank Of Baroda Consolidated 2022-06 8.11 134.90 +0.8%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2022-06 3.10 1,436.85 -1.1%
ICICI Bank Ltd. Consolidated 2022-06 3.32 885.35 +2.0%
State Bank Of India Consolidated 2022-06 1.63 537.25 +0.8%
Kotak Mahindra Bank Ltd. Consolidated 2022-06 3.63 1,818.00 -0.3%
Axis Bank Ltd. Consolidated 2022-06 1.89 755.20 +1.6%
IndusInd Bank Ltd. Consolidated 2022-06 1.89 1,200.70 -1.5%
Bank Of Baroda Consolidated 2022-06 0.74 134.90 +0.8%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
HDFC Bank Ltd. Consolidated 2022-03 0.92 1,436.85 -1.1%
ICICI Bank Ltd. Consolidated 2022-03 0.91 885.35 +2.0%
State Bank Of India Consolidated 2022-03 1.59 537.25 +0.8%
Kotak Mahindra Bank Ltd. Consolidated 2022-03 0.57 1,818.00 -0.3%
Axis Bank Ltd. Consolidated 2022-03 1.69 755.20 +1.6%
IndusInd Bank Ltd. Consolidated 2022-03 0.99 1,200.70 -1.5%
Bank Of Baroda Consolidated 2022-03 1.19 134.90 +0.8%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2022-03 16.70 1,436.85 -1.1%
ICICI Bank Ltd. Consolidated 2022-03 15.49 885.35 +2.0%
State Bank Of India Consolidated 2022-03 13.61 537.25 +0.8%
Kotak Mahindra Bank Ltd. Consolidated 2022-03 13.19 1,818.00 -0.3%
Axis Bank Ltd. Consolidated 2022-03 12.78 755.20 +1.6%
IndusInd Bank Ltd. Consolidated 2022-03 10.57 1,200.70 -1.5%
Bank Of Baroda Consolidated 2022-03 8.84 134.90 +0.8%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2022-03 16.70 1,436.85 -1.1%
ICICI Bank Ltd. Consolidated 2022-03 15.49 885.35 +2.0%
State Bank Of India Consolidated 2022-03 13.61 537.25 +0.8%
Kotak Mahindra Bank Ltd. Consolidated 2022-03 13.19 1,818.00 -0.3%
Axis Bank Ltd. Consolidated 2022-03 12.78 755.20 +1.6%
IndusInd Bank Ltd. Consolidated 2022-03 10.57 1,200.70 -1.5%
Bank Of Baroda Consolidated 2022-03 8.84 134.90 +0.8%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2022-03 135,936.41 1,436.85 -1.1%
ICICI Bank Ltd. Consolidated 2022-03 95,406.87 885.35 +2.0%
State Bank Of India Consolidated 2022-03 289,972.69 537.25 +0.8%
Kotak Mahindra Bank Ltd. Consolidated 2022-03 33,740.40 1,818.00 -0.3%
Axis Bank Ltd. Consolidated 2022-03 68,846.06 755.20 +1.6%
IndusInd Bank Ltd. Consolidated 2022-03 30,822.44 1,200.70 -1.5%
Bank Of Baroda Consolidated 2022-03 73,385.46 134.90 +0.8%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2022-03 38,150.90 1,436.85 -1.1%
ICICI Bank Ltd. Consolidated 2022-03 25,783.83 885.35 +2.0%
State Bank Of India Consolidated 2022-03 36,356.17 537.25 +0.8%
Kotak Mahindra Bank Ltd. Consolidated 2022-03 11,931.87 1,818.00 -0.3%
Axis Bank Ltd. Consolidated 2022-03 14,164.35 755.20 +1.6%
IndusInd Bank Ltd. Consolidated 2022-03 4,804.64 1,200.70 -1.5%
Bank Of Baroda Consolidated 2022-03 7,700.23 134.90 +0.8%

FAQ's On The Jammu & Kashmir Bank Ltd.

What is J&K Bank share price?
Can I buy J&K Bank shares now?
What is the Market Cap of J&K Bank?
What are the key metrics to analyse J&K Bank?
What is the 52 Week High and Low of J&K Bank?
What is the trend of J&K Bank share price?