Sector | Banking | Compare with Sector peers |
Industry | Bank - Private | Compare with Industry peers |
Website | http://www.jkbank.com | |
Market Cap | 14,755.85 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 14.62 | Trailing Twelve Months Ending 2023-12 |
Price-Earning Ratio (PE) | 9.16 | Trailing Twelve Months Ending 2023-12 |
Industry PE | 18.02 | Trailing Twelve Months Ending 2023-12 |
Book Value / Share | 95.32 | Trailing Twelve Months Ending 2023-12 |
Price to Book Value | 1.41 | Calculated using Price: 134.00 |
Dividend Yield | 0.37 | Period Ending 2023-03 |
No. of Shares Subscribed | 110.12 Cr. | 1,101,182,463 Shares |
FaceValue | 1 | |
About The Jammu & Kashmir Bank Ltd. | ||
The Jammu & Kashmir Bank Ltd. was incorporated in 1938, and is listed on the NSE and the BSE. It functions as a universal bank in the Union Territories of Jammu & Kashmir and Ladakh and as a specialised bank in the rest of the country. It is also designated as RBI's agent for banking business, and carries out the banking business of the Union Territories of Jammu & Kashmir and Ladakh, besides collecting central taxes for CBDT. J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home territory which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins. J&K Bank operates on the principle of 'socially empowering banking' and seeks to deliver innovative financial solutions for household, small and medium enterprises. |
1 Day |
|
+2.10% |
1 Week |
|
+0.56% |
1 Month |
|
-5.40% |
3 Month |
|
+8.06% |
6 Month |
|
+25.56% |
1 Year |
|
+190.80% |
2 Year |
|
+299.40% |
5 Year |
|
+176.29% |
10 Year |
|
-11.55% |
9 years | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 8.6 | 6.61 | -28.5 | 3.83 | 8.03 | -20.82 | 7.78 | 7.84 | 15.32 | |
Return on Assets (%) | 0.66 | 0.53 | -2.01 | 0.24 | 0.49 | -1.13 | 0.38 | 0.4 | 0.87 | |
Net Interest Margin | 3.73 | 3.68 | 3.29 | 3.42 | 3.55 | 3.81 | 3.52 | 3.46 | 3.77 | |
Interest Spread (%) | 9.36 | 7.86 | 7.76 | 7.04 | 6.93 | 8.37 | 8.19 | 7.88 | 7.68 | |
Yield on Advances (%) | 15.84 | 13.63 | 13.42 | 11.63 | 11.58 | 13.12 | 12.13 | 11.38 | 11.37 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12* Rs. Cr. |
Shh. Funds | 6,108 | 6,421 | 5,673 | 6,158 | 6,622 | 6,346 | 6,802 | 8,077 | 9,896 | 11,778 | |
Minority Int. | |||||||||||
Deposits | 65,736 | 69,379 | 72,459 | 80,005 | 89,637 | 97,786 | 108,047 | 114,703 | 122,027 | 128,528 | |
Borrowings | 2,340 | 2,240 | 1,276 | 1,628 | 2,624 | 2,020 | 2,015 | 2,371 | 2,892 | 2,886 | |
Other Liab. | 1,726 | 2,214 | 2,604 | 1,894 | 2,522 | 2,678 | 3,408 | 5,425 | 11,097 | 5,313 | |
Total Liab. | 75,910 | 80,254 | 82,012 | 89,684 | 101,405 | 108,829 | 120,273 | 130,576 | 145,913 | 148,505 | |
Fixed Assets | 690 | 764 | 1,544 | 1,615 | 1,675 | 2,071 | 2,013 | 1,954 | 2,272 | 2,263 | |
Investments | 22,740 | 20,334 | 21,271 | 18,860 | 23,141 | 22,990 | 30,774 | 33,785 | 34,780 | 31,496 | |
Advances | 44,586 | 50,193 | 49,816 | 56,913 | 66,272 | 64,399 | 66,842 | 70,393 | 82,278 | 89,747 | |
Cash & Bank | 3,735 | 3,204 | 5,393 | 8,260 | 5,872 | 9,793 | 9,504 | 8,792 | 8,899 | 6,986 | |
Other Assets | 4,160 | 5,758 | 3,989 | 4,037 | 4,445 | 9,576 | 11,141 | 15,652 | 17,684 | 18,012 | |
Total Assets | 75,910 | 80,254 | 82,012 | 89,684 | 101,405 | 108,829 | 120,273 | 130,576 | 145,913 | 148,505 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12 Rs. Cr. TTM |
Interest Earned | 7,061 | 6,844 | 6,686 | 6,621 | 7,676 | 8,446 | 8,111 | 8,013 | 9,355 | 10,815 | |
Other Income | 599 | 509 | 497 | 501 | 817 | 509 | 701 | 753 | 765 | 777 | |
Total Income | 7,660 | 7,352 | 7,183 | 7,122 | 8,493 | 8,955 | 8,813 | 8,766 | 10,120 | 11,593 | |
Operating Exp. | -1,416 | -1,554 | -1,716 | -1,990 | -2,485 | -2,735 | -2,884 | -3,599 | -3,651 | -3,861 | |
Provisions | -1,015 | -976 | -2,800 | -1,261 | -1,058 | -2,625 | -1,052 | -321 | -75 | 118 | |
PBIT | 5,229 | 4,822 | 2,666 | 3,871 | 4,950 | 3,595 | 4,877 | 4,847 | 6,395 | 7,850 | |
Interest | -4,409 | -4,132 | -4,173 | -3,750 | -4,291 | -4,739 | -4,340 | -4,101 | -4,609 | -5,666 | |
Tax | -312 | -276 | -126 | 82 | -195 | -39 | -102 | -241 | -587 | -576 | |
PAT | 508 | 414 | -1,633 | 203 | 464 | -1,183 | 435 | 504 | 1,199 | 1,607 | |
Minority Interest | |||||||||||
Share Associate | -6 | -10 | -18 | 4 | |||||||
Other Related Items | |||||||||||
Consolidated Net Profit | 508 | 414 | -1,633 | 203 | 464 | -1,183 | 428 | 495 | 1,181 | 1,610 | |
Adjusted EPS | 10 | 9 | -31 | 4 | 8 | -17 | 6 | 5 | 11 | 15 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | -683 | 118 | -219 | 2,457 | 2,363 | -2,992 | 4,374 | -14 | -1,568 | -407 | |
Cash Fr. Inv. | -169 | -261 | -136 | -861 | -164 | -165 | -115 | -76 | -85 | -124 | |
Cash Fr. Finan. | -338 | -338 | -176 | 593 | 668 | 769 | -339 | -199 | 941 | 638 | |
Net Change | -1,189 | -480 | -531 | 2,189 | 2,867 | -2,388 | 3,920 | -289 | -712 | 107 | |
Cash & Cash Eqvt | 4,216 | 3,735 | 3,204 | 5,393 | 8,260 | 5,872 | 9,793 | 9,504 | 8,792 | 8,899 |
Thu, 28 Mar 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Loss of Share Certificates |
Wed, 27 Mar 2024
Closure of Trading Window Closure of Trading Window |
Tue, 12 Mar 2024
News Item Clarification News Item Clarification |
Thu, 28 Mar 2024 |
Closing Above Previous High |
Close Within 52 Week High Zone |
Making Higher Highs for 2 Days |
High Increase in 6 Months |
High Increase in 1 Year |