United Credit Ltd.
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15.86 ▼0%

29 July 2021, 04:00:00 P.M.

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - NBFC Compare with Industry peers
Website http://www.unitedcreditltd.com
Financial Indicators
Market Cap 8.45 Cr.
Earnings per share (EPS) 1.64 Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE) 9.67 Trailing Twelve Months Ending 2021-03
Industry PE 114.50 Trailing Twelve Months Ending 2021-03
Book Value / Share 48.24 Trailing Twelve Months Ending 2021-03
Price to Book Value 0.33 Calculated using Price: 15.86
Dividend Yield 0.00 Period Ending 2020-03
No. of Shares Subscribed 0.53 Cr. 5,327,823 Shares
FaceValue 10
Company Profile

United Credit (UCL), formerly known as United India Credit & Development Company Limited was formed in the year 1970 is the successor to the erstwhile United Bank of India Limited (UBIL). Consequent upon nationalization of the banking sector, the undertaking of UBIL became vested in the corresponding new bank, United bank of India, and by way of a scheme of amalgamation approved by the Hon’ble High court at Calcutta by an Order dated 23.8.1974, UBIL was merged with UCDCL, and, the assets and liabilities of United Bank of India Limited were acquired by UCDCL, in 1989 Mr. Ravi Poddar took over the management of the Company.

The Company is mainly divided operationally into the lease, hire purchase, consumer financing, investment and capital market operation. The overall management of the company is vested in the Board of Directors of the Company. Ravi Poddar is the Chairman of the Board and A.K. Dabriwala is functioning as the Managing Director of the company.

UCL is a Non-Banking Financial Company registered with Reserve Bank of India. Its main business is hire purchase, leasing and other financial services. However,  it has started diversifying into other areas.

Business area of the company includes:

UCL is a Non-Banking Financial Company registered with Reserve Bank of India. Its main business is hire purchase, leasing and other financial services. However,  it has started diversifying into other areas.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
1 Week
-0.81%
1 Month
+6.02%
3 Month
+55.95%
6 Month
+31.18%
1 Year
+27.49%
2 Year
-0.88%
5 Year
+8.63%

Ratios View Details

9 years 2012-03 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03
Return on Equity (%) 3.06 -14.37 2.83 2.54 0.29 3.66 3.01 8.97 3.64
Return on Capital Employed (%) 4.84 -20.67 4.08 3.95 1.38 3.15 4.92 15.30 4.79
Return on Assets (%) 2.74 -13.27 2.71 2.41 0.27 3.48 2.89 8.40 3.34

Balance Sheet View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Shh. Funds 25 22 20 21 21 22 22 25 25
Non Curr. Liab. 1 -1 -1 0 0 -1 0 1 1
Curr. Liab. 1 1 2 2 1 2 1 1 1
Minority Int.
Equity & Liab. 26 21 21 22 22 23 23 27 27
Non Curr. Assets 8 12 12 12 12 12 12 11 11
Curr. Assets 18 9 9 10 10 11 12 15 16
Misc. Exp. not W/O
Total Assets 26 21 21 22 22 23 23 27 27

Profit Loss View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Net Sales 2 2 2 2 2 2 2 3 3
Other Income 0 0 0 0 1 0 0 5 0
Total Income 2 2 2 2 3 2 3 8 3
Total Expenditure -1 -7 -1 -1 -2 -1 -1 -4 -2
PBIDT 1 -5 1 1 0 1 1 4 1
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0
Taxation 0 2 0 0 0 0 0 -2 0
Exceptional Items
PAT 1 -3 1 1 0 1 1 2 1

Cash Flow View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Cash Fr. Operatn. 0 0 1 0 0 0 0 -2 0
Cash Fr. Inv. 0 0 0 0 0 0 0 3 0
Cash Fr. Finan. -1 0 -1 0 0 0 0 0 0
Net Change 0 0 0 0 0 0 0
Cash & Cash Eqvt 0 0 0 0 0 0 0 0 0

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 57.85 57.85 57.85 57.85 57.85 57.85 57.85 57.85 57.85
Public 42.15 42.15 42.15 42.15 42.15 42.15 42.15 42.15 42.15
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Wed, 28 Jul 2021
Board Meeting Intimation for BOARD MEETING TO BE HELD ON 12TH AUGUST 2021<BR> FOR CONSIDERING THE UNAUDITED FINANCIAL<BR> RESULTS FOR THE QUARTER ENDED 30TH JUNE 2021<BR>
UNITED CREDIT LTD.has informed BSE that the meeting of the Board of Directors of the Company is scheduled on 12/08/2021 inter alia to consider and approve Pursuant to Regulation 29 read with Regulation 33(3) of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 we wish to inform that the Board of Directors will inter alia take on record the Unaudited Financial Results for the quarter ended 30th June 2021 at its meeting to be held on Thursday the 12th August 2021 at Kolkata.
Thu, 15 Jul 2021
Intimation Of Cut-Off Date For E-Voting Facility<BR> At The Fiftieth Annual General Meeting<BR>
The cut-off date for e-voting facility at the 50th Annual General Meeting of United Credit Limited to be held on 29th September 2021 through Video Conferencing is 22nd September 2021.

Please see the attached letter.
Thu, 08 Jul 2021
Shareholding for the Period Ended June 30 2021
United Credit Ltd has submitted to BSE the Shareholding Pattern for the Period Ended June 30 2021. For more details kindly Click here

Technical Scans View Details

Thu, 29 Jul 2021
Strongly Outperforming Benchmark Index Strongly Outperforming Benchmark Index
Decreasing Relative Strength - Benchmark index Decreasing Relative Strength - Benchmark index
Strongly Outperforming Sectoral Index Strongly Outperforming Sectoral Index
Both SRS And ARS Above Zero Both SRS And ARS Above Zero
Wed, 28 Jul 2021
Strongly Outperforming Benchmark Index Strongly Outperforming Benchmark Index

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