AU Small Finance Bank Ltd.

View in App
739.75 -11.50 ▼-1.5%

08 December 2023, 04:01:00 PM
Volume: 207,305

Company Profile

View details >>
Sector Banking Sector Icon Banking Compare with Sector peers
Industry Bank - Private Industry Icon Bank - Private Compare with Industry peers
Website http://www.aubank.in
Market Cap 49,517.15 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 24.02 Trailing Twelve Months Ending 2023-09
Price-Earning Ratio (PE) 30.83 Trailing Twelve Months Ending 2023-09
Industry PE 19.93 Trailing Twelve Months Ending 2023-09
Book Value / Share 175.16 Trailing Twelve Months Ending 2023-09
Price to Book Value 4.23 Calculated using Price: 740.60
Dividend Yield 0.14 Period Ending 2023-03
No. of Shares Subscribed 66.86 Cr. 668,608,598 Shares
FaceValue 10
About AU Small Finance Bank Ltd.
The company is a small finance bank (SFB) that has recently transitioned from a prominent, retail focused non-banking finance company (NBFC), which primarily served low and middle-income individuals and businesses that have limited or no access to formal banking and finance channels.As an NBFC, the company operated in three business lines: vehicle finance; micro, small and medium enterprises (MSMEs) loans; and small and medium enterprises (SMEs) loans. As it commenced the SFB operations, it has expanded and strengthened its business model to offer a diverse suite of banking products and services by leveraging its asset-based lending strengths, NBFC customer base and cost efficient, technology driven hub-and spoke branch operating model to successfully operate the SFB. In addition to its vehicle finance, MSME and SME offerings, its asset product offerings include working capital facilities, gold loans, agriculture related term loans, Kisan credit cards for farmers and loans against securities. Its liability product offerings include current accounts, savings accounts, term deposits, recurring deposits and collections and payments solutions for MSME and SME customers. Transitioning to an SFB has offered it significant growth potential and it aims to be a retail focused, preferred trusted SFB offering integrated and tailored solutions to customers.

AU Small Finance Bank Ltd. Delivery

View details >>
Delivered Qty
Traded Qty

AU Small Finance Bank Ltd. Performance

View details >>
1 Day
-1.53%
1 Week
-0.10%
1 Month
+10.44%
3 Month
+2.02%
6 Month
-3.01%
1 Year
+10.11%
2 Year
+31.56%
5 Year
+142.48%
10 Year

AU Small Finance Bank Ltd. Fundamental Ratios

View details >>
7 years 2017-03 2018-03 2019-03 2020-03 2021-03 2022-03 2023-03
Return on Equity (%) 41.48 13.76 14.66 18.56 22.31 16.56 15.52
Return on Assets (%) 8.40 2.04 1.48 1.81 2.50 1.87 1.79
Net Interest Margin 8.40 5.19 4.23 4.65 4.71 4.80 5.03
Interest Spread (%) 12.57 7.96 7.19 9.37 8.29 8.26 9.05
Yield on Advances (%) 19.54 13.28 12.92 15.88 14.30 12.85 14.05

AU Small Finance Bank Ltd. Balance Sheet

View details >>
Particulars 8 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-09* Rs. Cr.
Shh. Funds 1,988 2,281 3,163 4,377 6,275 7,514 10,977 11,763
Minority Int.
Deposits 7,923 19,422 26,164 35,979 52,585 69,365 75,743
Borrowings 7,120 7,639 8,613 10,335 7,030 5,991 6,299 5,344
Other Liab. 674 989 1,424 1,267 2,307 2,988 3,575 3,128
Total Liab. 9,781 18,833 32,623 42,143 51,591 69,078 90,216 95,977
Fixed Assets 276 386 447 448 482 623 740 757
Investments 2,150 3,051 7,162 10,668 10,815 15,307 20,072 23,220
Advances 6,551 13,312 22,819 26,992 34,609 46,095 58,422 64,168
Cash & Bank 625 1,761 1,740 3,370 4,781 5,929 9,425 6,257
Other Assets 179 323 455 665 903 1,125 1,557 1,574
Total Assets 9,781 18,833 32,623 42,143 51,591 69,078 90,216 95,977

AU Small Finance Bank Ltd. Profit and Loss

View details >>
Particulars 8 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-09 Rs. Cr. TTM
Interest Earned 1,280 1,767 2,949 4,286 4,950 5,922 8,205 9,382
Other Income 810 388 462 706 1,421 994 1,034 1,369
Total Income 2,090 2,155 3,411 4,992 6,371 6,915 9,240 10,751
Operating Exp. -353 -753 -1,083 -1,418 -1,658 -2,413 -3,440 -3,909
Provisions -97 -133 -142 -283 -669 -361 -155 -221
PBIT 1,640 1,270 2,187 3,291 4,043 4,142 5,645 6,621
Interest -496 -827 -1,607 -2,377 -2,585 -2,688 -3,780 -4,521
Tax -321 -151 -198 -239 -288 -324 -437 -493
PAT 822 292 382 675 1,171 1,130 1,428 1,606
Adjusted EPS 14 5 7 11 19 18 21 24

AU Small Finance Bank Ltd. Cash Flow

View details >>
Particulars 7 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Cash Fr. Operatn. -2,405 2,505 848 660 5,056 6,849 5,494
Cash Fr. Inv. 552 -1,890 -2,305 -1,267 -990 -4,753 -4,320
Cash Fr. Finan. 2,448 521 1,436 2,237 -2,655 -948 2,323
Net Change 596 1,136 -21 1,629 1,412 1,147 3,497
Cash & Cash Eqvt 625 1,761 1,740 3,370 4,781 5,929 9,425

AU Small Finance Bank Ltd. Shareholding Pattern

View details >>
9 Qtrs 2021-09 (%) 2021-12 (%) 2022-03 (%) 2022-06 (%) 2022-09 (%) 2022-12 (%) 2023-03 (%) 2023-06 (%) 2023-09 (%)
Promoter 28.39 28.33 28.23 28.21 25.58 25.55 25.54 25.53 25.49
Public 71.61 71.67 71.77 71.79 74.42 74.45 74.46 74.47 74.51
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

AU Small Finance Bank Ltd. Announcements

View details >>
Thu, 30 Nov 2023
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
In continuation to our letter no. AUSFB/SEC/2023-24/260 dated November 22 2023 we submit herewith the details of Analysts/Institutional Investor meet held on Tuesday & Wednesday November 28 & 29 2023. No Unpublished Price Sensitive Information was shared during the meet.In compliance of Regulation 46 of the Listing Regulations the information is being hosted on the Banks website at www.aubank.in.
Thu, 30 Nov 2023
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
In continuation to our letter no. AUSFB/SEC/2023-24/259 dated November 22 2023 we submit herewith the details of Analysts/Institutional Investor meet held on Wednesday November 29 2023. No Unpublished Price Sensitive Information was shared during the meet.In compliance of Regulation 46 of the Listing Regulations the information is being hosted on the Banks website at www.aubank.in.
Tue, 28 Nov 2023
Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
We hereby inform that the Bank has allotted 2 52 310 equity shares of face value of Rs. 10/- each on November 28 2023 pursuant to exercise of equivalent number of Employee Stock Options under the ESOPs as per the applicable regulations. Please refer attachment for details.

AU Small Finance Bank Ltd. Technical Scans

View details >>
Fri, 08 Dec 2023
Higher Delivery Quantity Higher Delivery Quantity
Higher Trade Quantity Higher Trade Quantity
Higher Trade and Delivery Quantity Higher Trade and Delivery Quantity
Opening at High Opening at High
Making Lower Lows for 3 days Making Lower Lows for 3 days

AU Small Finance Bank Ltd. Related Stocks

View details >>
  • SALES
Stock Name Market Cap(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. 1,254,664.74 1,653.10 +1.4%
ICICI Bank Ltd. 708,959.83 1,010.95 +1.2%
State Bank Of India 547,971.16 614.15 +0.4%
Kotak Mahindra Bank Ltd. 365,179.14 1,837.35 +0.6%
Axis Bank Ltd. 348,725.62 1,131.10 +1.2%
IndusInd Bank Ltd. 117,366.38 1,506.95 +0.3%
Bank Of Baroda 109,710.45 212.00 +0.4%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-09 23.03 1,653.10 +1.4%
ICICI Bank Ltd. Consolidated 2023-09 17.65 1,010.95 +1.2%
State Bank Of India Consolidated 2023-09 8.03 614.15 +0.4%
Kotak Mahindra Bank Ltd. Consolidated 2023-09 21.27 1,837.35 +0.6%
Axis Bank Ltd. Consolidated 2023-09 26.58 1,131.10 +1.2%
IndusInd Bank Ltd. Consolidated 2023-09 14.08 1,506.95 +0.3%
Bank Of Baroda Consolidated 2023-09 5.96 212.00 +0.4%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-09 2.99 1,653.10 +1.4%
ICICI Bank Ltd. Consolidated 2023-09 3.11 1,010.95 +1.2%
State Bank Of India Consolidated 2023-09 1.50 614.15 +0.4%
Kotak Mahindra Bank Ltd. Consolidated 2023-09 3.04 1,837.35 +0.6%
Axis Bank Ltd. Consolidated 2023-09 2.46 1,131.10 +1.2%
IndusInd Bank Ltd. Consolidated 2023-09 2.02 1,506.95 +0.3%
Bank Of Baroda Consolidated 2023-09 0.96 212.00 +0.4%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 0.89 1,653.10 +1.4%
ICICI Bank Ltd. Consolidated 2023-03 0.90 1,010.95 +1.2%
State Bank Of India Consolidated 2023-03 1.57 614.15 +0.4%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 0.51 1,837.35 +0.6%
Axis Bank Ltd. Consolidated 2023-03 1.59 1,131.10 +1.2%
IndusInd Bank Ltd. Consolidated 2023-03 0.90 1,506.95 +0.3%
Bank Of Baroda Consolidated 2023-03 1.03 212.00 +0.4%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 17.24 1,653.10 +1.4%
ICICI Bank Ltd. Consolidated 2023-03 17.71 1,010.95 +1.2%
State Bank Of India Consolidated 2023-03 18.44 614.15 +0.4%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14.19 1,837.35 +0.6%
Axis Bank Ltd. Consolidated 2023-03 8.77 1,131.10 +1.2%
IndusInd Bank Ltd. Consolidated 2023-03 14.54 1,506.95 +0.3%
Bank Of Baroda Consolidated 2023-03 14.92 212.00 +0.4%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 17.24 1,653.10 +1.4%
ICICI Bank Ltd. Consolidated 2023-03 17.71 1,010.95 +1.2%
State Bank Of India Consolidated 2023-03 18.44 614.15 +0.4%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14.19 1,837.35 +0.6%
Axis Bank Ltd. Consolidated 2023-03 8.77 1,131.10 +1.2%
IndusInd Bank Ltd. Consolidated 2023-03 14.54 1,506.95 +0.3%
Bank Of Baroda Consolidated 2023-03 14.92 212.00 +0.4%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 170,754.05 1,653.10 +1.4%
ICICI Bank Ltd. Consolidated 2023-03 121,066.81 1,010.95 +1.2%
State Bank Of India Consolidated 2023-03 350,844.58 614.15 +0.4%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 42,151.06 1,837.35 +0.6%
Axis Bank Ltd. Consolidated 2023-03 87,448.37 1,131.10 +1.2%
IndusInd Bank Ltd. Consolidated 2023-03 36,367.92 1,506.95 +0.3%
Bank Of Baroda Consolidated 2023-03 94,138.61 212.00 +0.4%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 46,148.70 1,653.10 +1.4%
ICICI Bank Ltd. Consolidated 2023-03 34,463.03 1,010.95 +1.2%
State Bank Of India Consolidated 2023-03 56,558.43 614.15 +0.4%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14,780.44 1,837.35 +0.6%
Axis Bank Ltd. Consolidated 2023-03 10,852.66 1,131.10 +1.2%
IndusInd Bank Ltd. Consolidated 2023-03 7,443.13 1,506.95 +0.3%
Bank Of Baroda Consolidated 2023-03 14,687.88 212.00 +0.4%

AU Small Finance Bank Ltd. FAQ's

What is AU Small Fin. Bank share price?
Can I buy AU Small Fin. Bank shares now?
What is the Dividend Yield of AU Small Fin. Bank?
What is the Market Cap of AU Small Fin. Bank?
What are the key metrics to analyse AU Small Fin. Bank?
What is the 52 Week High and Low of AU Small Fin. Bank?
What is the trend of AU Small Fin. Bank share price?