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Website | http://www.esafbank.com | |
Market Cap | 3,429.46 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | 5.87 | Trailing Twelve Months Ending 2023-03 |
Price-Earning Ratio (PE) | 11.34 | Trailing Twelve Months Ending 2023-03 |
Industry PE | 19.93 | Trailing Twelve Months Ending 2023-03 |
Book Value / Share | 47.23 | Trailing Twelve Months Ending 2023-03 |
Price to Book Value | 1.41 | Calculated using Price: 66.62 |
Dividend Yield | 0.00 | Period Ending 2023-03 |
No. of Shares Subscribed | 51.48 Cr. | 514,779,858 Shares |
FaceValue | 10 | |
About ESAF Small Finance Bank Ltd. | ||
The bank primarily focuses on expanding the banking horizon to new unbanked/underbanked area, yet it stands as a bank for all with presence in urban, semi urban, rural and rural unbanked areas. The bank offers a host of modern banking services like ATMs, Debit Cards, Safe Deposit Lockers, Internet Banking, Mobile Banking, Agent Banking, SMS Banking, RTGS, NEFT, CTS, etc. |
1 Day |
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1 Week |
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-1.70% |
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3 Month |
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6 Month |
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1 Year |
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2 Year |
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5 Year |
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10 Year |
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7 years | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 0.25 | 8.32 | 14.60 | 19.25 | 8.65 | 3.97 | 19.41 | |
Return on Assets (%) | 0.03 | 0.70 | 1.53 | 2.30 | 0.97 | 0.36 | 1.59 | |
Net Interest Margin | 0.51 | 6.15 | 8.36 | 8.63 | 7.73 | 6.66 | 9.38 | |
Interest Spread (%) | 1.33 | 11.42 | 15.07 | 14.04 | 13.36 | 11.64 | 14.85 | |
Yield on Advances (%) | 1.98 | 18.92 | 22.68 | 21.58 | 20.09 | 16.67 | 20.49 |
Particulars | 8 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09* Rs. Cr. |
Shh. Funds | 306 | 343 | 894 | 1,084 | 1,352 | 1,412 | 1,715 | 1,985 | |
Minority Int. | |||||||||
Deposits | 409 | 2,523 | 4,317 | 7,028 | 8,999 | 12,815 | 14,666 | 17,416 | |
Borrowings | 2,053 | 1,675 | 1,702 | 1,203 | 1,694 | 2,953 | 3,354 | 2,442 | |
Other Liab. | 171 | 183 | 144 | 154 | 293 | 528 | 489 | 525 | |
Total Liab. | 2,938 | 4,724 | 7,057 | 9,470 | 12,339 | 17,708 | 20,224 | 22,368 | |
Fixed Assets | 33 | 69 | 90 | 120 | 139 | 159 | 188 | 190 | |
Investments | 579 | 732 | 1,531 | 1,734 | 1,932 | 4,070 | 4,889 | 5,591 | |
Advances | 1,482 | 3,155 | 4,548 | 6,548 | 8,168 | 11,637 | 13,924 | 14,902 | |
Cash & Bank | 556 | 698 | 781 | 903 | 1,819 | 1,512 | 767 | 1,145 | |
Other Assets | 288 | 71 | 107 | 166 | 281 | 329 | 456 | 541 | |
Total Assets | 2,938 | 4,724 | 7,057 | 9,470 | 12,339 | 17,708 | 20,224 | 22,368 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Interest Earned | 29 | 597 | 1,032 | 1,413 | 1,641 | 1,940 | 2,854 | |
Other Income | 19 | 102 | 109 | 133 | 127 | 208 | 288 | |
Total Income | 48 | 699 | 1,141 | 1,546 | 1,768 | 2,148 | 3,142 | |
Operating Exp. | -23 | -306 | -453 | -601 | -632 | -863 | -1,231 | |
Provisions | -7 | -51 | -139 | -134 | -276 | -418 | -488 | |
PBIT | 18 | 342 | 549 | 811 | 861 | 867 | 1,423 | |
Interest | -16 | -315 | -458 | -621 | -720 | -793 | -1,017 | |
Tax | -1 | -36 | -19 | -104 | ||||
PAT | 1 | 27 | 90 | 190 | 105 | 55 | 302 | |
Adjusted EPS | 0 | 1 | 2 | 4 | 2 | 1 | 7 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | -1,393 | 700 | -240 | 1,089 | 1,127 | -585 | -573 | |
Cash Fr. Inv. | -473 | -181 | -170 | -635 | -638 | -982 | -573 | |
Cash Fr. Finan. | 2,358 | -368 | 488 | -499 | 653 | 1,259 | 401 | |
Net Change | 492 | 151 | 78 | -45 | 1,143 | -308 | -745 | |
Cash & Cash Eqvt | 492 | 643 | 721 | 676 | 1,819 | 1,511 | 766 |
Tue, 05 Dec 2023
Announcement under Regulation 30 (LODR)-Newspaper Publication Intimation of newspaper publication regarding dispatch of the Notice of the 7th Annual General Meeting of the Bank. |
Mon, 04 Dec 2023
Reg. 34 (1) Annual Report. Notice of the 7th Annual General Meeting of shareholders of ESAF Small Finance Bank Limited and Annual Report for the Financial Year 2022-23. |
Mon, 04 Dec 2023
Notice Of The Seventh (07Th) Annual General Meeting ('AGM') Of The Shareholders Of ESAF Small Finance Bank Limited (The 'Bank'). Notice is hereby given that the Seventh (07th) Annual General Meeting (AGM) of the Shareholders of ESAF Small Finance Bank Limited (the Bank) will be held on Friday December 29 2023 at 03:00 PM (IST) through Video Conferencing (VC)/Other Audio Visual Means (OAVM). |
Fri, 08 Dec 2023 |
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Thu, 07 Dec 2023 |
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