ESAF Small Finance Bank Ltd.

66.62 -1.10 ▼-1.6%

11 December 2023, 04:01:00 PM
Volume: 283,348

Company Profile

Sector Banking Sector Icon Banking Compare with Sector peers
Industry Bank - Private Industry Icon Bank - Private Compare with Industry peers
Website http://www.esafbank.com
Market Cap 3,429.46 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 5.87 Trailing Twelve Months Ending 2023-03
Price-Earning Ratio (PE) 11.34 Trailing Twelve Months Ending 2023-03
Industry PE 19.93 Trailing Twelve Months Ending 2023-03
Book Value / Share 47.23 Trailing Twelve Months Ending 2023-03
Price to Book Value 1.41 Calculated using Price: 66.62
Dividend Yield 0.00 Period Ending 2023-03
No. of Shares Subscribed 51.48 Cr. 514,779,858 Shares
FaceValue 10
About ESAF Small Finance Bank Ltd.
The bank primarily focuses on expanding the banking horizon to new unbanked/underbanked area, yet it stands as a bank for all with presence in urban, semi urban, rural and rural unbanked areas. The bank offers a host of modern banking services like ATMs, Debit Cards, Safe Deposit Lockers, Internet Banking, Mobile Banking, Agent Banking, SMS Banking, RTGS, NEFT, CTS, etc.

ESAF Small Finance Bank Ltd. Delivery

Delivered Qty
Traded Qty

ESAF Small Finance Bank Ltd. Performance

1 Day
-1.62%
1 Week
-1.70%
1 Month
3 Month
6 Month
1 Year
2 Year
5 Year
10 Year

ESAF Small Finance Bank Ltd. Fundamental Ratios

7 years 2017-03 2018-03 2019-03 2020-03 2021-03 2022-03 2023-03
Return on Equity (%) 0.25 8.32 14.60 19.25 8.65 3.97 19.41
Return on Assets (%) 0.03 0.70 1.53 2.30 0.97 0.36 1.59
Net Interest Margin 0.51 6.15 8.36 8.63 7.73 6.66 9.38
Interest Spread (%) 1.33 11.42 15.07 14.04 13.36 11.64 14.85
Yield on Advances (%) 1.98 18.92 22.68 21.58 20.09 16.67 20.49

ESAF Small Finance Bank Ltd. Balance Sheet

Particulars 8 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-09* Rs. Cr.
Shh. Funds 306 343 894 1,084 1,352 1,412 1,715 1,985
Minority Int.
Deposits 409 2,523 4,317 7,028 8,999 12,815 14,666 17,416
Borrowings 2,053 1,675 1,702 1,203 1,694 2,953 3,354 2,442
Other Liab. 171 183 144 154 293 528 489 525
Total Liab. 2,938 4,724 7,057 9,470 12,339 17,708 20,224 22,368
Fixed Assets 33 69 90 120 139 159 188 190
Investments 579 732 1,531 1,734 1,932 4,070 4,889 5,591
Advances 1,482 3,155 4,548 6,548 8,168 11,637 13,924 14,902
Cash & Bank 556 698 781 903 1,819 1,512 767 1,145
Other Assets 288 71 107 166 281 329 456 541
Total Assets 2,938 4,724 7,057 9,470 12,339 17,708 20,224 22,368

ESAF Small Finance Bank Ltd. Profit and Loss

Particulars 7 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Interest Earned 29 597 1,032 1,413 1,641 1,940 2,854
Other Income 19 102 109 133 127 208 288
Total Income 48 699 1,141 1,546 1,768 2,148 3,142
Operating Exp. -23 -306 -453 -601 -632 -863 -1,231
Provisions -7 -51 -139 -134 -276 -418 -488
PBIT 18 342 549 811 861 867 1,423
Interest -16 -315 -458 -621 -720 -793 -1,017
Tax -1 -36 -19 -104
PAT 1 27 90 190 105 55 302
Adjusted EPS 0 1 2 4 2 1 7

ESAF Small Finance Bank Ltd. Cash Flow

Particulars 7 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Cash Fr. Operatn. -1,393 700 -240 1,089 1,127 -585 -573
Cash Fr. Inv. -473 -181 -170 -635 -638 -982 -573
Cash Fr. Finan. 2,358 -368 488 -499 653 1,259 401
Net Change 492 151 78 -45 1,143 -308 -745
Cash & Cash Eqvt 492 643 721 676 1,819 1,511 766

ESAF Small Finance Bank Ltd. Shareholding Pattern

No shareholding pattern found.

ESAF Small Finance Bank Ltd. Announcements

Tue, 05 Dec 2023
Announcement under Regulation 30 (LODR)-Newspaper Publication
Intimation of newspaper publication regarding dispatch of the Notice of the 7th Annual General Meeting of the Bank.
Mon, 04 Dec 2023
Reg. 34 (1) Annual Report.
Notice of the 7th Annual General Meeting of shareholders of ESAF Small Finance Bank Limited and Annual Report for the Financial Year 2022-23.
Mon, 04 Dec 2023
Notice Of The Seventh (07Th) Annual General Meeting ('AGM') Of The Shareholders Of ESAF Small Finance Bank Limited (The 'Bank').
Notice is hereby given that the Seventh (07th) Annual General Meeting (AGM) of the Shareholders of ESAF Small Finance Bank Limited (the Bank) will be held on Friday December 29 2023 at 03:00 PM (IST) through Video Conferencing (VC)/Other Audio Visual Means (OAVM).

ESAF Small Finance Bank Ltd. Technical Scans

Fri, 08 Dec 2023
Closing Below Previous Low Closing Below Previous Low
Close Within 52 Week High Zone Close Within 52 Week High Zone
Close Within 52 Week Low Zone Close Within 52 Week Low Zone
MFI Trending Up MFI Trending Up
Thu, 07 Dec 2023
High Delivery Percentage High Delivery Percentage

ESAF Small Finance Bank Ltd. Related Stocks

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HDFC Bank Ltd. Consolidated 2023-09 23.03 1,650.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-09 17.65 1,017.05 +0.6%
State Bank Of India Consolidated 2023-09 8.03 614.35 +0.1%
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Axis Bank Ltd. Consolidated 2023-09 26.58 1,116.85 -1.3%
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Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-09 2.99 1,650.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-09 3.11 1,017.05 +0.6%
State Bank Of India Consolidated 2023-09 1.50 614.35 +0.1%
Kotak Mahindra Bank Ltd. Consolidated 2023-09 3.04 1,843.95 +0.4%
Axis Bank Ltd. Consolidated 2023-09 2.46 1,116.85 -1.3%
IndusInd Bank Ltd. Consolidated 2023-09 2.02 1,521.50 +0.8%
Bank Of Baroda Consolidated 2023-09 0.96 215.30 +1.5%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 0.89 1,650.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 0.90 1,017.05 +0.6%
State Bank Of India Consolidated 2023-03 1.57 614.35 +0.1%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 0.51 1,843.95 +0.4%
Axis Bank Ltd. Consolidated 2023-03 1.59 1,116.85 -1.3%
IndusInd Bank Ltd. Consolidated 2023-03 0.90 1,521.50 +0.8%
Bank Of Baroda Consolidated 2023-03 1.03 215.30 +1.5%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 17.24 1,650.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 17.71 1,017.05 +0.6%
State Bank Of India Consolidated 2023-03 18.44 614.35 +0.1%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14.19 1,843.95 +0.4%
Axis Bank Ltd. Consolidated 2023-03 8.77 1,116.85 -1.3%
IndusInd Bank Ltd. Consolidated 2023-03 14.54 1,521.50 +0.8%
Bank Of Baroda Consolidated 2023-03 14.92 215.30 +1.5%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 17.24 1,650.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 17.71 1,017.05 +0.6%
State Bank Of India Consolidated 2023-03 18.44 614.35 +0.1%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14.19 1,843.95 +0.4%
Axis Bank Ltd. Consolidated 2023-03 8.77 1,116.85 -1.3%
IndusInd Bank Ltd. Consolidated 2023-03 14.54 1,521.50 +0.8%
Bank Of Baroda Consolidated 2023-03 14.92 215.30 +1.5%
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HDFC Bank Ltd. Consolidated 2023-03 170,754.05 1,650.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 121,066.81 1,017.05 +0.6%
State Bank Of India Consolidated 2023-03 350,844.58 614.35 +0.1%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 42,151.06 1,843.95 +0.4%
Axis Bank Ltd. Consolidated 2023-03 87,448.37 1,116.85 -1.3%
IndusInd Bank Ltd. Consolidated 2023-03 36,367.92 1,521.50 +0.8%
Bank Of Baroda Consolidated 2023-03 94,138.61 215.30 +1.5%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 46,148.70 1,650.75 -0.1%
ICICI Bank Ltd. Consolidated 2023-03 34,463.03 1,017.05 +0.6%
State Bank Of India Consolidated 2023-03 56,558.43 614.35 +0.1%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14,780.44 1,843.95 +0.4%
Axis Bank Ltd. Consolidated 2023-03 10,852.66 1,116.85 -1.3%
IndusInd Bank Ltd. Consolidated 2023-03 7,443.13 1,521.50 +0.8%
Bank Of Baroda Consolidated 2023-03 14,687.88 215.30 +1.5%

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