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Market Cap | 16,998.69 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | 1.77 | Trailing Twelve Months Ending 2022-12 |
Price-Earning Ratio (PE) | 14.14 | Trailing Twelve Months Ending 2022-12 |
Industry PE | 9.16 | Trailing Twelve Months Ending 2022-12 |
Book Value / Share | 20.26 | Trailing Twelve Months Ending 2022-12 |
Price to Book Value | 1.24 | Calculated using Price: 25.08 |
Dividend Yield | 1.24 | Period Ending 2022-03 |
No. of Shares Subscribed | 677.78 Cr. | 6,777,786,447 Shares |
FaceValue | 10 | |
Company Profile | ||
Bank's primary business is taking deposits, and making advances and investments, and is principally divided into retail banking, corporate banking, priority sector banking, treasury operations and other banking services such as agency functions for insurance, distribution of mutual funds and pension and tax collection services. |
1 Day |
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+5.51% |
1 Week |
|
-2.75% |
1 Month |
|
-3.54% |
3 Month |
|
-22.71% |
6 Month |
|
+63.92% |
1 Year |
|
+65.54% |
2 Year |
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+55.29% |
5 Year |
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-28.95% |
10 Year |
|
-56.94% |
9 years | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
Return on Equity (%) | 7.83 | 2.76 | 6.80 | 3.89 | -14.03 | -10.75 | -20.98 | -45.11 | 10.12 | |
Return on Assets (%) | 0.34 | 0.13 | 0.34 | 0.20 | -0.71 | -0.49 | -0.95 | -2.59 | 0.90 | |
Net Interest Margin | 1.76 | 1.82 | 2.26 | 2.38 | 2.10 | 2.24 | 2.22 | 2.23 | 2.36 | |
Interest Spread (%) | 6.63 | 5.75 | 6.70 | 7.22 | 6.52 | 6.17 | 7.25 | 6.67 | 6.90 | |
Yield on Advances (%) | 13.93 | 13.45 | 13.68 | 14.01 | 11.94 | 12.37 | 13.58 | 11.44 | 11.15 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-12* Rs. Cr. |
Shh. Funds | 5,011 | 5,596 | 5,970 | 6,142 | 6,183 | 5,701 | 5,596 | 8,363 | 14,011 | 14,652 | |
Minority Int. | |||||||||||
Deposits | 84,730 | 86,715 | 91,250 | 85,540 | 101,726 | 98,558 | 89,668 | 96,108 | 102,137 | 109,497 | |
Borrowings | 2,305 | 3,048 | 2,839 | 2,958 | 3,683 | 2,714 | 3,213 | 2,644 | 2,444 | 8,780 | |
Other Liab. | 2,463 | 2,394 | 2,522 | 2,002 | 2,167 | 2,009 | 2,027 | 3,367 | 2,476 | 2,311 | |
Total Liab. | 94,509 | 97,753 | 102,581 | 96,643 | 113,759 | 108,982 | 100,504 | 110,482 | 121,068 | 135,239 | |
Fixed Assets | 1,003 | 995 | 1,133 | 1,095 | 1,083 | 1,230 | 1,241 | 1,585 | 1,577 | 1,519 | |
Investments | 28,294 | 24,007 | 27,645 | 27,949 | 32,982 | 26,173 | 24,552 | 32,023 | 42,281 | 46,128 | |
Advances | 57,239 | 63,870 | 63,916 | 58,335 | 66,569 | 69,176 | 58,412 | 60,942 | 63,627 | 72,784 | |
Cash & Bank | 6,325 | 4,220 | 4,903 | 4,590 | 7,133 | 6,618 | 9,578 | 8,339 | 6,288 | 7,560 | |
Other Assets | 1,648 | 4,662 | 4,984 | 4,675 | 5,993 | 5,785 | 6,721 | 7,593 | 7,294 | 7,249 | |
Total Assets | 94,509 | 97,753 | 102,581 | 96,643 | 113,759 | 108,982 | 100,504 | 110,482 | 121,068 | 135,239 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-12 Rs. Cr. TTM |
Interest Earned | 7,973 | 8,589 | 8,744 | 8,173 | 7,949 | 8,559 | 7,930 | 6,974 | 7,096 | 7,681 | |
Other Income | 427 | 429 | 478 | 578 | 581 | 828 | 897 | 904 | 959 | 608 | |
Total Income | 8,400 | 9,017 | 9,223 | 8,751 | 8,530 | 9,387 | 8,827 | 7,878 | 8,055 | 8,289 | |
Operating Exp. | -1,247 | -1,333 | -1,384 | -1,496 | -1,672 | -1,711 | -1,858 | -2,394 | -2,281 | -2,363 | |
Provisions | -370 | -484 | -600 | -1,190 | -1,982 | -2,168 | -2,619 | -4,176 | -143 | 244 | |
PBIT | 6,783 | 7,201 | 7,239 | 6,066 | 4,876 | 5,507 | 4,350 | 1,308 | 5,631 | 6,170 | |
Interest | -6,352 | -6,909 | -6,569 | -6,014 | -5,714 | -6,279 | -5,872 | -4,712 | -4,445 | -4,694 | |
Tax | -130 | -170 | -334 | 149 | 94 | 228 | 532 | 671 | -148 | -274 | |
PAT | 301 | 121 | 336 | 201 | -744 | -543 | -991 | -2,733 | 1,039 | 1,202 | |
Adjusted EPS | 10 | 3 | 8 | 5 | -13 | -10 | -14 | -7 | 2 | 2 |
Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
Cash Fr. Operatn. | -26 | 2,469 | -1,982 | 930 | -495 | 1,063 | -97 | 2,210 | -5,848 | -5,999 | |
Cash Fr. Inv. | -81 | -58 | -84 | -38 | -33 | -51 | -61 | -63 | -446 | -121 | |
Cash Fr. Finan. | -129 | -165 | -39 | -209 | 216 | 1,531 | -356 | 814 | 5,055 | 4,068 | |
Net Change | -236 | 2,246 | -2,105 | 683 | -313 | 2,543 | -514 | 2,960 | -1,239 | -2,051 | |
Cash & Cash Eqvt | 4,079 | 6,325 | 4,220 | 4,903 | 4,590 | 7,133 | 6,618 | 9,578 | 8,339 | 6,288 |
Tue, 28 Mar 2023
Closure of Trading Window In terms of Punjab & Sind Bank Code of Conduct to Regulate Monitor and Reporting Trading by Insiders framed as per SEBI (Prohibition of Insider Trading) Regulations 2015 the Trading Window shall remain closed for all designated/connected persons from 01.04.2023 till 48 hours after the date of the Board meeting held to approve the financial results for the Quarter (Q4) / Year ended 31.03.2023. |
Mon, 27 Mar 2023
Compliance-57 (4) : Prior intimation to the beginning of the quarter Pursuant to Regulation 57(4) of SEBI (LODR) Regulations 2015 the details for all the non-convertible bonds for which interest / principal obligations is payable during the Quarter April 2023- June 2023 is as under:Name of the Issuer ISIN Due date Due Amount(Rs in crore) Record Date Purpose (Interest/Redemption / Call Put Option / If any) Reason forunpaid (If any)Punjab & Sind Bank INE608A08041 08.05.2023 43.35 21.04.2023* Interest NA* as 22.04.2023 and 23.04.2023 are holidaysWe request you to take note of the above pursuant to Regulation 57(4) of SEBI (LODR) Regulations 2015 and upload the information on your website. |
Thu, 16 Mar 2023
Announcement under Regulation 30 (LODR)-Interest Rates Updates We hereby inform that as per the Guidelines of Reserve Bank of India our Bank has reviewed the Marginal Cost of Fund Based Lending Rate (MCLR) for different tenors and the same will be effective from 16.03.2023S.No. Tenor MCLR (%) w.e.f. 16.03.20231. Overnight MCLR 7.70%2. One month MCLR 7.80%3. Three month MCLR 8.30%4. Six month MCLR 8.45%5. One Year MCLR 8.60%We request you to take note of the above pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. |
Tue, 28 Mar 2023 |
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