United Credit Ltd.

15.20 -0.80 ▼-5.0%

04 October 2023, 04:01:00 PM
Volume: 4,389

Company Profile

Sector Finance Compare with Sector peers
Industry Finance - NBFC Compare with Industry peers
Website http://www.unitedcreditltd.com
Market Cap 8.28 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 1.57 Trailing Twelve Months Ending 2023-06
Price-Earning Ratio (PE) 9.93 Trailing Twelve Months Ending 2023-06
Industry PE 23.99 Trailing Twelve Months Ending 2023-06
Book Value / Share 51.43 Trailing Twelve Months Ending 2023-06
Price to Book Value 0.30 Calculated using Price: 15.55
Dividend Yield 0.00 Period Ending 2023-03
No. of Shares Subscribed 0.53 Cr. 5,327,823 Shares
FaceValue 10
About United Credit Ltd.
UCL is a Non-Banking Financial Company registered with Reserve Bank of India. Its main business is hire purchase, leasing and other financial services. However, it has started diversifying into other areas.

United Credit Ltd. Delivery

Delivered Qty
Traded Qty

United Credit Ltd. Performance

1 Day
-5.00%
1 Week
-5.53%
1 Month
-1.81%
3 Month
+24.08%
6 Month
+16.30%
1 Year
+19.78%
2 Year
+12.59%
5 Year
-16.48%
10 Year
-16.71%

United Credit Ltd. Fundamental Ratios

9 years 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03 2022-03 2023-03
Return on Equity (%) 2.54 0.29 3.66 3.01 8.97 3.64 3.46 2.89 2.70
Return on Capital Employed (%) 3.95 1.38 3.15 4.92 15.30 4.79 4.71 4.87 3.23
Return on Assets (%) 2.41 0.27 3.48 2.89 8.40 3.34 3.22 2.74 2.57

United Credit Ltd. Balance Sheet

Particulars 10 years 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Shh. Funds 20 21 21 22 22 25 25 26 27 27
Non Curr. Liab. -1 0 0 -1 0 1 1 1 1 0
Curr. Liab. 2 2 1 2 1 1 1 0 0 1
Minority Int.
Equity & Liab. 21 22 22 23 23 27 27 27 28 28
Non Curr. Assets 12 12 12 12 12 11 11 11 11 11
Curr. Assets 9 10 10 11 12 15 16 16 17 18
Misc. Exp. not W/O
Total Assets 21 22 22 23 23 27 27 27 28 28

United Credit Ltd. Profit and Loss

Particulars 10 years 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-06 Rs. Cr. TTM
Net Sales 2 2 2 2 3 3 3 3 3 3
Other Income 0 1 0 0 5 0 0 0 0 0
Total Income 2 3 2 3 8 3 3 3 3 3
Total Expenditure -1 -2 -1 -1 -4 -2 -2 -2 -2 -2
PBIDT 1 0 1 1 4 1 1 1 1 1
Interest 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0
Taxation 0 0 0 0 -2 0 0 -1 0 0
Exceptional Items
PAT 1 0 1 1 2 1 1 1 1 1
Adjusted EPS 1 0 1 1 4 2 2 1 1 2

United Credit Ltd. Cash Flow

Particulars 10 years 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Cash Fr. Operatn. 1 0 0 0 0 -2 0 1 0 0
Cash Fr. Inv. 0 0 0 0 0 3 0 0 0
Cash Fr. Finan. -1 0 0 0 0 0 0 -1 0
Net Change 0 0 0 0 0 0 0 0
Cash & Cash Eqvt 0 0 0 0 0 0 0 0 0 0

United Credit Ltd. Shareholding Pattern

9 Qtrs 2021-06 (%) 2021-09 (%) 2021-12 (%) 2022-03 (%) 2022-06 (%) 2022-09 (%) 2022-12 (%) 2023-03 (%) 2023-06 (%)
Promoter 57.85 57.85 57.85 57.85 57.85 57.85 57.85 57.85 57.85
Public 42.15 42.15 42.15 42.15 42.15 42.15 42.15 42.15 42.15
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

United Credit Ltd. Announcements

Wed, 27 Sep 2023
Closure of Trading Window
We wish to inform that pursuant to the Code of Conduct of the Company for prevention of insider trading framed under SEBI (Prohibition of Insider Trading) Regulations 2015 as amended the trading window of the Company for purchasing selling or dealing in the equity shares of the Company by the Promoters / Directors / Designated Persons will be closed from 1st October 2023 until forty-eight hours after the declaration of the Unaudited Financial Results of the Company for the Unaudited Financial Results for the quarter and half year ending on 30th September 2023 to the Stock Exchange.
Tue, 26 Sep 2023
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
The 52nd Annual General Meeting of the Company was held on Monday the 25th day of Sept 2023 at 11:00 A.M. (IST) through Video Conferencing / Other Audio Visual Means and all the matters pertaining to the Notice dated 26th May 2023 were transacted. In this regard please find the following: 1 Pursuant to Regulation 44(3) of the SEBI (LODR) Reg 2016 details of the voting results on resolutions passed at the 52nd Annual General Meeting of the Company are enclosed in the prescribed format. 2. The Report of the Scrutinizers dated 26th Sept 2023 pursuant to Section 108 of the Companies Act 2013 read with the relevant Rules is being enclosed. 3. Declaration of Results. We further inform that all the Resolutions placed at the aforesaid AGM of the Company in terms of Notice dated 26th May 2023 have been passed by the members of the Company with requisite majority. the said details are also being uploaded on the Companys website www.uniitedcreditltd.com.
Mon, 25 Sep 2023
Proceedings Of 52Nd Annual General Meeting Held On 25Th September 2023
Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 enclosed please find a summary of proceedings of the 52nd Annual General Meeting of the Members of United Credit Limited held on Monday the 25th day of September 2023 at 11:00 A.M. through Video Conferencing (VC) / Other Audio Visual Means (OAVM). This is for your information and records.

United Credit Ltd. Technical Scans

Tue, 03 Oct 2023
High Delivery Percentage High Delivery Percentage
Close Crossing Last Month Close from Above Close Crossing Last Month Close from Above
Opening at Low Opening at Low
Making Lower Lows for 2 Days Making Lower Lows for 2 Days
High Increase in 3 Months High Increase in 3 Months

United Credit Ltd. Related Stocks

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HDFC Life Insurance Company Ltd. 136,238.83 625.25 -1.3%
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Cholamandalam Investment and Finance Company Ltd. 103,137.91 1,209.60 -3.5%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-06 39.10 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-06 8.68 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-06 35.31 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 0.00 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-06 95.70 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-06 70.40 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-06 36.67 1,209.60 -3.5%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-06 8.43 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-06 7.40 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-06 5.02 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 6.11 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-06 10.18 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-06 9.56 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-06 6.89 1,209.60 -3.5%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 4.03 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 0.00 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 4.60 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 0.01 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 0.07 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 0.00 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 6.83 1,209.60 -3.5%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 23.70 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 124.33 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 28.46 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 0.06 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 9.60 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 14.14 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 20.61 1,209.60 -3.5%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 23.70 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 124.33 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 28.46 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 0.06 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 9.60 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 14.14 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 20.61 1,209.60 -3.5%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 41,397.38 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 82,071.24 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 41.63 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 12,884.10 1,209.60 -3.5%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 11,507.69 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 35,996.65 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 12,209.54 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 31.25 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 1,368.28 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 1,720.57 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 2,676.67 1,209.60 -3.5%

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