Utkarsh Small Finance Bank Ltd.

50.09 +0.24 ▲0.5%

22 September 2023, 04:01:00 PM
Volume: 164,121

Company Profile

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.utkarsh.bank
Market Cap 5,481.72 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 3.69 Trailing Twelve Months Ending 2023-03
Price-Earning Ratio (PE) 13.55 Trailing Twelve Months Ending 2023-03
Industry PE 20.27 Trailing Twelve Months Ending 2023-03
Book Value / Share 23.63 Trailing Twelve Months Ending 2023-03
Price to Book Value 2.12 Calculated using Price: 50.02
Dividend Yield 0.00 Period Ending 2023-03
No. of Shares Subscribed 109.59 Cr. 1,095,904,663 Shares
FaceValue 10
About Utkarsh Small Finance Bank Ltd.
The Bank engaged in providing banking and financial services.

Utkarsh Small Finance Bank Ltd. Delivery

Delivered Qty
Traded Qty

Utkarsh Small Finance Bank Ltd. Performance

1 Day
+0.48%
1 Week
-0.97%
1 Month
+4.88%
3 Month
6 Month
1 Year
2 Year
5 Year
10 Year

Utkarsh Small Finance Bank Ltd. Fundamental Ratios

7 years 2017-03 2018-03 2019-03 2020-03 2021-03 2022-03 2023-03
Return on Equity (%) 1.59 -17.58 15.85 20.84 9.37 4.19 22.80
Return on Assets (%) 0.18 -1.75 1.74 2.39 1.04 0.45 2.37
Net Interest Margin 1.69 6.17 8.25 8.01 7.17 7.34 8.29
Interest Spread (%) 3.53 10.41 11.55 13.49 11.91 11.84 13.09
Yield on Advances (%) 5.45 16.71 18.87 20.82 19.24 18.08 19.17

Utkarsh Small Finance Bank Ltd. Balance Sheet

Particulars 7 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Shh. Funds 305 412 773 1,020 1,368 1,572 2,000
Minority Int.
Deposits 19 2,194 3,791 5,235 7,508 10,074 13,710
Borrowings 2,289 1,789 1,430 2,675 2,608 2,572 2,349
Other Liab. 63 129 245 475 654 845 1,058
Total Liab. 2,675 4,524 6,239 9,404 12,138 15,064 19,118
Fixed Assets 22 87 90 131 181 287 303
Investments 729 661 862 1,192 2,314 2,348 2,859
Advances 1,594 3,102 4,668 6,282 8,217 10,228 13,069
Cash & Bank 192 569 517 1,614 1,170 1,872 2,516
Other Assets 139 105 102 185 256 330 370
Total Assets 2,675 4,524 6,239 9,404 12,138 15,064 19,118

Utkarsh Small Finance Bank Ltd. Profit and Loss

Particulars 7 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Interest Earned 87 518 881 1,308 1,581 1,849 2,505
Other Income 3 44 58 99 144 185 299
Total Income 90 562 939 1,406 1,725 2,034 2,804
Operating Exp. -35 -236 -326 -476 -545 -734 -990
Provisions -6 -170 -80 -101 -287 -432 -303
PBIT 49 156 533 828 893 868 1,512
Interest -44 -251 -382 -579 -742 -788 -976
Tax 32 -56 -62 -40 -18 -131
PAT 5 -63 94 187 112 61 405
Adjusted EPS 0 -1 1 2 1 1 5

Utkarsh Small Finance Bank Ltd. Cash Flow

Particulars 7 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Cash Fr. Operatn. 15 905 218 115 -83 1,329 1,559
Cash Fr. Inv. -471 -199 -176 -322 -532 -739 -693
Cash Fr. Finan. 514 -330 -94 1,304 172 111 -221
Net Change 59 377 -52 1,097 -444 702 645
Cash & Cash Eqvt 192 569 517 1,614 1,170 1,872 2,516

Utkarsh Small Finance Bank Ltd. Shareholding Pattern

No shareholding pattern found.

Utkarsh Small Finance Bank Ltd. Announcements

Fri, 22 Sep 2023
Announcement under Regulation 30 (LODR)-Credit Rating
Revision in Credit Rating from CARE A; Positive (Single A; Outlook; Positive) to CARE A+; Stable (Single A Plus; Outlook: Stable)
Thu, 21 Sep 2023
Intimation Under Regulation 30 Read With Schedule III Part A Para A Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 And Amendments Thereto ('Listing Regulations')
Intimation of Adjudicating Order dated September 20 2023 received from Securities and Exchange Board of India
Thu, 07 Sep 2023
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Outcome of Investor/ Analyst Meet

Utkarsh Small Finance Bank Ltd. Technical Scans

Fri, 22 Sep 2023
Close Within 52 Week High Zone Close Within 52 Week High Zone
Making Lower Lows for 2 Days Making Lower Lows for 2 Days
Thu, 21 Sep 2023
Closing Below Previous Low Closing Below Previous Low
Close Within 52 Week High Zone Close Within 52 Week High Zone
CCI Bearish CCI Bearish

Utkarsh Small Finance Bank Ltd. Related Stocks

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State Bank Of India Consolidated 2023-06 7.98 598.10 +1.7%
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Axis Bank Ltd. Consolidated 2023-06 25.04 1,018.20 +0.3%
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Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-06 3.75 1,529.20 -1.6%
ICICI Bank Ltd. Consolidated 2023-06 3.00 950.30 -0.9%
State Bank Of India Consolidated 2023-06 1.53 598.10 +1.7%
Kotak Mahindra Bank Ltd. Consolidated 2023-06 3.01 1,756.55 +0.0%
Axis Bank Ltd. Consolidated 2023-06 2.31 1,018.20 +0.3%
IndusInd Bank Ltd. Consolidated 2023-06 1.99 1,452.75 +2.9%
Bank Of Baroda Consolidated 2023-06 1.02 215.40 +4.0%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 0.89 1,529.20 -1.6%
ICICI Bank Ltd. Consolidated 2023-03 0.90 950.30 -0.9%
State Bank Of India Consolidated 2023-03 1.57 598.10 +1.7%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 0.51 1,756.55 +0.0%
Axis Bank Ltd. Consolidated 2023-03 1.59 1,018.20 +0.3%
IndusInd Bank Ltd. Consolidated 2023-03 0.90 1,452.75 +2.9%
Bank Of Baroda Consolidated 2023-03 1.03 215.40 +4.0%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 17.24 1,529.20 -1.6%
ICICI Bank Ltd. Consolidated 2023-03 17.71 950.30 -0.9%
State Bank Of India Consolidated 2023-03 18.44 598.10 +1.7%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14.19 1,756.55 +0.0%
Axis Bank Ltd. Consolidated 2023-03 8.77 1,018.20 +0.3%
IndusInd Bank Ltd. Consolidated 2023-03 14.54 1,452.75 +2.9%
Bank Of Baroda Consolidated 2023-03 14.92 215.40 +4.0%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 17.24 1,529.20 -1.6%
ICICI Bank Ltd. Consolidated 2023-03 17.71 950.30 -0.9%
State Bank Of India Consolidated 2023-03 18.44 598.10 +1.7%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14.19 1,756.55 +0.0%
Axis Bank Ltd. Consolidated 2023-03 8.77 1,018.20 +0.3%
IndusInd Bank Ltd. Consolidated 2023-03 14.54 1,452.75 +2.9%
Bank Of Baroda Consolidated 2023-03 14.92 215.40 +4.0%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
HDFC Bank Ltd. Consolidated 2023-03 170,754.05 1,529.20 -1.6%
ICICI Bank Ltd. Consolidated 2023-03 121,066.81 950.30 -0.9%
State Bank Of India Consolidated 2023-03 350,844.58 598.10 +1.7%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 42,151.06 1,756.55 +0.0%
Axis Bank Ltd. Consolidated 2023-03 87,448.37 1,018.20 +0.3%
IndusInd Bank Ltd. Consolidated 2023-03 36,367.92 1,452.75 +2.9%
Bank Of Baroda Consolidated 2023-03 94,138.61 215.40 +4.0%
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HDFC Bank Ltd. Consolidated 2023-03 46,148.70 1,529.20 -1.6%
ICICI Bank Ltd. Consolidated 2023-03 34,463.03 950.30 -0.9%
State Bank Of India Consolidated 2023-03 56,558.43 598.10 +1.7%
Kotak Mahindra Bank Ltd. Consolidated 2023-03 14,780.44 1,756.55 +0.0%
Axis Bank Ltd. Consolidated 2023-03 10,852.66 1,018.20 +0.3%
IndusInd Bank Ltd. Consolidated 2023-03 7,443.13 1,452.75 +2.9%
Bank Of Baroda Consolidated 2023-03 14,687.88 215.40 +4.0%

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