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Website | http://www.utkarsh.bank | |
Market Cap | 5,481.72 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | 3.69 | Trailing Twelve Months Ending 2023-03 |
Price-Earning Ratio (PE) | 13.55 | Trailing Twelve Months Ending 2023-03 |
Industry PE | 20.27 | Trailing Twelve Months Ending 2023-03 |
Book Value / Share | 23.63 | Trailing Twelve Months Ending 2023-03 |
Price to Book Value | 2.12 | Calculated using Price: 50.02 |
Dividend Yield | 0.00 | Period Ending 2023-03 |
No. of Shares Subscribed | 109.59 Cr. | 1,095,904,663 Shares |
FaceValue | 10 | |
About Utkarsh Small Finance Bank Ltd. | ||
The Bank engaged in providing banking and financial services. |
1 Day |
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+0.48% |
1 Week |
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-0.97% |
1 Month |
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+4.88% |
3 Month |
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6 Month |
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1 Year |
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2 Year |
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5 Year |
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10 Year |
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7 years | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 1.59 | -17.58 | 15.85 | 20.84 | 9.37 | 4.19 | 22.80 | |
Return on Assets (%) | 0.18 | -1.75 | 1.74 | 2.39 | 1.04 | 0.45 | 2.37 | |
Net Interest Margin | 1.69 | 6.17 | 8.25 | 8.01 | 7.17 | 7.34 | 8.29 | |
Interest Spread (%) | 3.53 | 10.41 | 11.55 | 13.49 | 11.91 | 11.84 | 13.09 | |
Yield on Advances (%) | 5.45 | 16.71 | 18.87 | 20.82 | 19.24 | 18.08 | 19.17 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Shh. Funds | 305 | 412 | 773 | 1,020 | 1,368 | 1,572 | 2,000 | |
Minority Int. | ||||||||
Deposits | 19 | 2,194 | 3,791 | 5,235 | 7,508 | 10,074 | 13,710 | |
Borrowings | 2,289 | 1,789 | 1,430 | 2,675 | 2,608 | 2,572 | 2,349 | |
Other Liab. | 63 | 129 | 245 | 475 | 654 | 845 | 1,058 | |
Total Liab. | 2,675 | 4,524 | 6,239 | 9,404 | 12,138 | 15,064 | 19,118 | |
Fixed Assets | 22 | 87 | 90 | 131 | 181 | 287 | 303 | |
Investments | 729 | 661 | 862 | 1,192 | 2,314 | 2,348 | 2,859 | |
Advances | 1,594 | 3,102 | 4,668 | 6,282 | 8,217 | 10,228 | 13,069 | |
Cash & Bank | 192 | 569 | 517 | 1,614 | 1,170 | 1,872 | 2,516 | |
Other Assets | 139 | 105 | 102 | 185 | 256 | 330 | 370 | |
Total Assets | 2,675 | 4,524 | 6,239 | 9,404 | 12,138 | 15,064 | 19,118 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Interest Earned | 87 | 518 | 881 | 1,308 | 1,581 | 1,849 | 2,505 | |
Other Income | 3 | 44 | 58 | 99 | 144 | 185 | 299 | |
Total Income | 90 | 562 | 939 | 1,406 | 1,725 | 2,034 | 2,804 | |
Operating Exp. | -35 | -236 | -326 | -476 | -545 | -734 | -990 | |
Provisions | -6 | -170 | -80 | -101 | -287 | -432 | -303 | |
PBIT | 49 | 156 | 533 | 828 | 893 | 868 | 1,512 | |
Interest | -44 | -251 | -382 | -579 | -742 | -788 | -976 | |
Tax | 32 | -56 | -62 | -40 | -18 | -131 | ||
PAT | 5 | -63 | 94 | 187 | 112 | 61 | 405 | |
Adjusted EPS | 0 | -1 | 1 | 2 | 1 | 1 | 5 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | 15 | 905 | 218 | 115 | -83 | 1,329 | 1,559 | |
Cash Fr. Inv. | -471 | -199 | -176 | -322 | -532 | -739 | -693 | |
Cash Fr. Finan. | 514 | -330 | -94 | 1,304 | 172 | 111 | -221 | |
Net Change | 59 | 377 | -52 | 1,097 | -444 | 702 | 645 | |
Cash & Cash Eqvt | 192 | 569 | 517 | 1,614 | 1,170 | 1,872 | 2,516 |
Fri, 22 Sep 2023
Announcement under Regulation 30 (LODR)-Credit Rating Revision in Credit Rating from CARE A; Positive (Single A; Outlook; Positive) to CARE A+; Stable (Single A Plus; Outlook: Stable) |
Thu, 21 Sep 2023
Intimation Under Regulation 30 Read With Schedule III Part A Para A Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 And Amendments Thereto ('Listing Regulations') Intimation of Adjudicating Order dated September 20 2023 received from Securities and Exchange Board of India |
Thu, 07 Sep 2023
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 - Outcome of Investor/ Analyst Meet |
Fri, 22 Sep 2023 |
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Thu, 21 Sep 2023 |
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