City Union Bank Ltd.
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Prices View details

155.75 +1.45 ▲0.9%

23 July 2021, 04:00:00 P.M.
Volume: 99,574

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.cityunionbank.com
Financial Indicators
Market Cap 11,484.99 Cr.
Earnings per share (EPS) 8.02 Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE) 19.37 Trailing Twelve Months Ending 2021-03
Industry PE 28.00 Trailing Twelve Months Ending 2021-03
Book Value / Share 79.08 Trailing Twelve Months Ending 2021-03
Price to Book Value 1.97 Calculated using Price: 155.45
Dividend Yield 0.19 Period Ending 2020-03
No. of Shares Subscribed 73.88 Cr. 738,822,111 Shares
FaceValue 1
Company Profile

City Union Bank Limited is an old premier private sector bank which was incorporated on October 31, 1904 with its Registered Office at Kumbakonam, Tamilnadu, India. The bank in the beginning preferred the role of a regional bank and slowly but steadily built for itself a place in the Delta District Thanjavur. The first Branch of the Bank was opened at Mannargudi on January 24, 1930.  Thereafter, branches were opened at Nagapattinam, Sannanallur, Ayyampet, Tirukattupalli, Tiruvarur, Manapparai, Mayuram and Porayar within a span of twenty five years. 

Business area of the Bank

The Bank operates under four Business Segments namely Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations.

Products and services

  • Personal Banking
  • MSME
  • Corporate Banking
  • Agri & Rural
  • NRI services
  • Tech Banking
  • Academic Institutions

Recognition & Awards

2011-12:

  • Sir Vishvesvaraya Industraial Awards & (TNSB) Innovation Awards 2011 - 2012
  • Industrial Economist Excellence Award - 2012
  • Best Mid-Sized Bank on Profitability and Efficiency - Business Today Survey - 2012

2013 -14:

  • Financial Express India's Best Banks Awards for 2013 - 2014 (Winner) in the category of Old Private Sector Bank
  • National payments Excellence Awards for 2013 - 2014 (Runner Up) in the Small Banks Category
  • City Union Bank has been awarded by NPCI for Valuable contribution in CTS Implementation in Chennai 2013 -2014

2014-15:

  • Financial Express India's Best Banks Awards for 2014 - 2015 (Winner)  in the category of Strength & Soundness

2015-16:

  • Financial Express India's Best Banks Awards for 2015 - 2016 (Winner) in the category of Top Old Private Sector Bank for Performance
  • Best Small-sized Bank in Businessworld Best Banks Survey 2015 - 2016

2016-17:

  • Best Bank Award for Cyber security and Defense in the category of Small Banks for 2016 - 2017

2017-18:

  • NPCI Awards for Excellent Performance in Rupay for 2017 - 2018

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+0.94%
1 Week
-3.71%
1 Month
-7.26%
3 Month
-5.95%
6 Month
-10.57%
1 Year
+24.00%
2 Year
-22.28%
5 Year
+53.72%

Ratios View Details

9 years 2012-03 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03
Return on Equity (%) 24.91 22.33 18.94 16.28 15.47 15.18 15.31 15.17 9.40
Return on Assets (%) 1.70 1.56 1.45 1.45 1.49 1.50 1.57 1.60 1.00
Net Interest Margin 2.80 2.80 3.13 3.06 3.21 3.55 3.73 3.72 3.51
Yield on Advances (%) 13.98 14.36 15.82 15.02 13.98 13.32 12.22 11.53 12.29

Balance Sheet View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Shh. Funds 1,243 1,641 2,025 2,696 3,052 3,570 4,163 4,841 5,296
Minority Int.
Deposits 16,341 20,305 22,017 24,075 27,158 30,116 32,853 38,448 40,832
Borrowings 349 477 305 169 665 531 1,736 481 2,032
Other Liab. 418 555 647 932 929 1,054 1,186 1,489 1,573
Total Liab. 18,351 22,977 24,994 27,871 31,804 35,271 39,937 45,259 49,734
Fixed Assets 98 141 183 210 218 215 223 250 245
Investments 4,586 5,267 5,954 5,871 6,826 7,031 7,879 7,712 9,117
Advances 12,137 15,246 16,097 17,966 21,057 23,833 27,853 32,673 33,927
Cash & Bank 1,136 1,770 2,180 2,537 2,650 2,879 2,636 2,963 4,722
Other Assets 393 552 581 1,288 1,053 1,313 1,346 1,660 1,722
Total Assets 18,351 22,977 24,994 27,871 31,804 35,271 39,937 45,259 49,734

Profit Loss View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Interest Earned 1,697 2,189 2,546 2,699 2,944 3,174 3,402 3,767 4,169
Other Income 207 274 280 404 410 484 532 514 680
Total Income 1,904 2,462 2,826 3,103 3,354 3,658 3,935 4,282 4,849
Operating Exp. -280 -374 -458 -519 -558 -689 -755 -886 -1,014
Provisions -93 -120 -157 -183 -231 -301 -418 -315 -755
PBIT 1,531 1,968 2,211 2,402 2,566 2,668 2,762 3,081 3,080
Interest -1,197 -1,565 -1,787 -1,891 -1,963 -1,975 -1,972 -2,156 -2,493
Tax -54 -81 -77 -126 -158 -190 -198 -242 -110
PAT 280 322 347 384 445 503 592 683 476

Cash Flow View Details

Particulars 9 years 2012-03 Rs. Cr. 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr.
Cash Fr. Operatn. -71 618 412 131 248 284 -183 419 1,836
Cash Fr. Inv. -43 -68 -79 -64 -60 -50 -61 -87 -60
Cash Fr. Finan. -36 84 76 291 -75 -4 1 -5 -18
Net Change -150 634 409 357 113 229 -243 327 1,758
Cash & Cash Eqvt 1,136 1,770 2,180 2,537 2,650 2,879 2,636 2,963 4,722

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Public 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Mon, 19 Jul 2021
Shareholding for the Period Ended June 30 2021
City Union Bank Ltd has submitted to BSE the Shareholding Pattern for the Period Ended June 30 2021. For more details kindly Click here
Mon, 19 Jul 2021
Board recommends Final Dividend
City Union Bank Ltd has informed BSE that the Board of Directors of the Company at its meeting held on July 19 2021 inter alia has recommended a Final Dividend of 20% i.e. Rs. 0.20 paise per equity share on the face value of Re. 1 each subject to approval of shareholders at the ensuing AGM.
Mon, 19 Jul 2021
Outcome Of Board Meeting Dated 19/07/2021
1. AGM date fixed as August 19 2021 and approved the Notice of the AGM
2. Recommended Final Dividend @ 20% ie Rs 0.20 paise per equity share of face value of Re 1/- subject to shareholder approval
3. Raising Further Capital through QIP Route to the tune of Rs 500 crore ( including premium) subject to shareholder approval.

Technical Scans View Details

Fri, 23 Jul 2021
Stock Underperforming Benchmark Index in both 1 Week and 3 Month Stock Underperforming Benchmark Index in both 1 Week and 3 Month
Stock Underperforming Sectoral Index in both 1 Week and 3 Month Stock Underperforming Sectoral Index in both 1 Week and 3 Month
Strongly Underperforming Benchmark index Strongly Underperforming Benchmark index
Strongly Underperforming Sectoral index Strongly Underperforming Sectoral index
Both SRS And ARS Below Zero Both SRS And ARS Below Zero

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