| Sector |
Banking
|
Compare with Sector peers |
| Industry |
Bank - Private
|
Compare with Industry peers |
| Website | http://www.hdfcbank.com | |
| Market Cap | 733,156.15 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | 68.55 | Trailing Twelve Months Ending 2022-03 |
| Price-Earning Ratio (PE) | 19.27 | Trailing Twelve Months Ending 2022-03 |
| Industry PE | 20.42 | Trailing Twelve Months Ending 2022-03 |
| Book Value / Share | 445.53 | Trailing Twelve Months Ending 2022-03 |
| Price to Book Value | 2.96 | Calculated using Price: 1,320.70 |
| Dividend Yield | 0.49 | Period Ending 2021-03 |
| No. of Shares Subscribed | 555.13 Cr. | 5,551,269,416 Shares |
| FaceValue | 1 | |
| Company Profile | ||
|
HDFC Bank Ltd. is one of India’s leading private banks and was among the first to receive approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. Business area of the Bank HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional / branch banking on the retail side. The bank has three key business segments: Wholesale Banking, Treasury and Retail Banking. Wholesale Banking-: The Bank's target market is primarily large, blue-chip manufacturing companies in the Indian corporate sector and to a lesser extent, small & mid-sized corporates and agri-based businesses. For these customers, the Bank provides a wide range of commercial and transactional banking services, including working capital finance, trade services, transactional services, cash management, etc. The bank is also a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. Based on its superior product delivery / service levels and strong customer orientation, the Bank has made significant inroads into the banking consortia of a number of leading Indian corporates including multinationals, companies from the domestic business houses and prime public sector companies. It is recognised as a leading provider of cash management and transactional banking solutions to corporate customers, mutual funds, stock exchange members and banks. Treasury-: Within this business, the bank has three main product areas - Foreign Exchange and Derivatives, Local Currency Money Market & Debt Securities, and Equities. With the liberalisation of the financial markets in India, corporates need more sophisticated risk management information, advice and product structures. These and fine pricing on various treasury products are provided through the bank's Treasury team. To comply with statutory reserve requirements, the bank is required to hold 25% of its deposits in government securities. The Treasury business is responsible for managing the returns and market risk on this investment portfolio. Retail Banking-: The objective of the Retail Bank is to provide its target market customers a full range of financial products and banking services, giving the customer a one-stop window for all his/her banking requirements. The products are backed by world-class service and delivered to customers through the growing branch network, as well as through alternative delivery channels like ATMs, Phone Banking, NetBanking and Mobile Banking. The HDFC Bank Preferred program for high net worth individuals, the HDFC Bank Plus and the Investment Advisory Services programs have been designed keeping in mind needs of customers who seek distinct financial solutions, information and advice on various investment avenues. The Bank also has a wide array of retail loan products including Auto Loans, Loans against marketable securities, Personal Loans and Loans for Two-wheelers. It is also a leading provider of Depository Participant (DP) services for retail customers, providing customers the facility to hold their investments in electronic form. Achievements/ recognition 2007
2008
2009
2010
2011
2013
2014
2015
2016
2017
2019
2020
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Company Profile
HDFC Bank Ltd. is one of India’s leading private banks and was among the first to receive approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995.
Business area of the Bank
HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional / branch banking on the retail side. The bank has three key business segments: Wholesale Banking, Treasury and Retail Banking.
Wholesale Banking-: The Bank's target market is primarily large, blue-chip manufacturing companies in the Indian corporate sector and to a lesser extent, small & mid-sized corporates and agri-based businesses. For these customers, the Bank provides a wide range of commercial and transactional banking services, including working capital finance, trade services, transactional services, cash management, etc. The bank is also a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. Based on its superior product delivery / service levels and strong customer orientation, the Bank has made significant inroads into the banking consortia of a number of leading Indian corporates including multinationals, companies from the domestic business houses and prime public sector companies. It is recognised as a leading provider of cash management and transactional banking solutions to corporate customers, mutual funds, stock exchange members and banks.
Treasury-: Within this business, the bank has three main product areas - Foreign Exchange and Derivatives, Local Currency Money Market & Debt Securities, and Equities. With the liberalisation of the financial markets in India, corporates need more sophisticated risk management information, advice and product structures. These and fine pricing on various treasury products are provided through the bank's Treasury team. To comply with statutory reserve requirements, the bank is required to hold 25% of its deposits in government securities. The Treasury business is responsible for managing the returns and market risk on this investment portfolio.
Retail Banking-: The objective of the Retail Bank is to provide its target market customers a full range of financial products and banking services, giving the customer a one-stop window for all his/her banking requirements. The products are backed by world-class service and delivered to customers through the growing branch network, as well as through alternative delivery channels like ATMs, Phone Banking, NetBanking and Mobile Banking. The HDFC Bank Preferred program for high net worth individuals, the HDFC Bank Plus and the Investment Advisory Services programs have been designed keeping in mind needs of customers who seek distinct financial solutions, information and advice on various investment avenues. The Bank also has a wide array of retail loan products including Auto Loans, Loans against marketable securities, Personal Loans and Loans for Two-wheelers. It is also a leading provider of Depository Participant (DP) services for retail customers, providing customers the facility to hold their investments in electronic form.
Achievements/ recognition
2007
2008
2009
2010
2011
2013
2014
2015
2016
2017
2019
2020
| 1 Day |
|
+2.60% |
| 1 Week |
|
+2.30% |
| 1 Month |
|
-2.51% |
| 3 Month |
|
-12.69% |
| 6 Month |
|
-14.17% |
| 1 Year |
|
-7.83% |
| 2 Year |
|
+53.93% |
| 5 Year |
|
+69.32% |
| 10 Year |
|
+427.82% |
| 9 years | 2013-03 | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | |
| Return on Equity (%) | 20.64 | 21.69 | 19.94 | 18.65 | 18.41 | 18.43 | 17.05 | 16.54 | 16.50 | |
| Return on Assets (%) | 1.84 | 1.92 | 1.93 | 1.87 | 1.85 | 1.86 | 1.87 | 1.90 | 1.88 | |
| Net Interest Margin | 4.19 | 4.02 | 4.11 | 4.04 | 4.17 | 4.04 | 4.15 | 3.95 | 3.97 | |
| Interest Spread (%) | 8.64 | 7.86 | 7.86 | 7.72 | 7.38 | 7.70 | 7.13 | 7.05 | 6.93 | |
| Yield on Advances (%) | 14.50 | 13.49 | 13.21 | 12.96 | 12.51 | 12.18 | 12.10 | 11.71 | 10.85 |
| Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03* Rs. Cr. |
| Shh. Funds | 36,643 | 44,167 | 63,154 | 74,304 | 91,794 | 109,599 | 153,673 | 176,359 | 209,810 | 247,326 | |
| Minority Int. | 221 | 152 | 162 | 181 | 291 | 356 | 502 | 577 | 633 | 720 | |
| Deposits | 296,092 | 367,080 | 450,284 | 545,873 | 643,134 | 788,375 | 922,503 | 1,146,207 | 1,333,721 | 1,558,003 | |
| Borrowings | 39,497 | 49,597 | 59,478 | 103,714 | 98,416 | 156,442 | 157,733 | 186,834 | 177,697 | 226,967 | |
| Other Liab. | 35,271 | 42,625 | 34,019 | 38,140 | 58,709 | 48,413 | 58,396 | 70,854 | 77,646 | 89,918 | |
| Total Liab. | 407,723 | 503,620 | 607,097 | 762,212 | 892,344 | 1,103,186 | 1,292,806 | 1,580,830 | 1,799,507 | 2,122,934 | |
| Fixed Assets | 2,773 | 3,026 | 3,225 | 3,480 | 3,815 | 3,811 | 4,220 | 4,627 | 5,100 | 6,432 | |
| Investments | 110,960 | 119,571 | 149,454 | 193,634 | 210,777 | 238,461 | 289,446 | 389,305 | 438,823 | 449,264 | |
| Advances | 247,245 | 315,419 | 383,408 | 487,290 | 585,481 | 700,034 | 869,223 | 1,043,671 | 1,185,284 | 1,420,942 | |
| Cash & Bank | 27,531 | 39,913 | 36,526 | 39,069 | 49,311 | 123,062 | 81,818 | 87,940 | 121,273 | 155,386 | |
| Other Assets | 19,213 | 25,690 | 34,483 | 38,739 | 42,960 | 37,819 | 48,100 | 55,288 | 49,028 | 90,910 | |
| Total Assets | 407,723 | 503,620 | 607,097 | 762,212 | 892,344 | 1,103,186 | 1,292,806 | 1,580,830 | 1,799,507 | 2,122,934 |
| Particulars | 10 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. TTM |
| Interest Earned | 35,861 | 42,555 | 50,666 | 63,162 | 73,271 | 85,288 | 105,161 | 122,189 | 128,552 | 135,936 | |
| Other Income | 7,133 | 8,298 | 9,546 | 11,212 | 12,878 | 16,057 | 18,947 | 24,879 | 27,333 | 31,759 | |
| Total Income | 42,994 | 50,853 | 60,212 | 74,373 | 86,149 | 101,344 | 124,108 | 147,068 | 155,885 | 167,695 | |
| Operating Exp. | -11,552 | -12,470 | -14,578 | -17,832 | -20,751 | -23,927 | -27,695 | -33,036 | -35,001 | -40,312 | |
| Provisions | -1,742 | -1,726 | -2,266 | -2,961 | -3,991 | -6,572 | -8,382 | -13,700 | -18,840 | -17,925 | |
| PBIT | 29,700 | 36,657 | 43,369 | 53,581 | 61,407 | 70,845 | 88,031 | 100,332 | 102,044 | 109,458 | |
| Interest | -19,695 | -23,445 | -27,288 | -34,070 | -38,042 | -42,381 | -53,713 | -62,137 | -59,248 | -58,584 | |
| Tax | -3,104 | -4,447 | -5,380 | -6,694 | -8,078 | -9,903 | -11,873 | -10,899 | -10,939 | -12,722 | |
| PAT | 6,900 | 8,765 | 10,700 | 12,817 | 15,287 | 18,561 | 22,446 | 27,296 | 31,857 | 38,151 | |
| Minority Interest | -34 | -25 | -14 | -20 | -37 | -51 | -113 | -42 | -24 | -98 | |
| Share Associate | 3 | 4 | 3 | 4 | 2 | 1 | |||||
| Other Related Items | 27 | ||||||||||
| Consolidated Net Profit | 6,870 | 8,743 | 10,689 | 12,801 | 15,280 | 18,510 | 22,332 | 27,254 | 31,833 | 38,053 | |
| Adjusted EPS | 14 | 18 | 21 | 25 | 30 | 36 | 41 | 50 | 58 | 69 |
| Particulars | 10 years | 2012-03 Rs. Cr. | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Cash Fr. Operatn. | -19,381 | -5,847 | 4,211 | -21,281 | -34,435 | 17,282 | 17,214 | -62,872 | -16,869 | 42,476 | |
| Cash Fr. Inv. | -687 | -906 | -1,067 | -811 | -866 | -1,148 | -852 | -1,598 | -1,617 | -1,681 | |
| Cash Fr. Finan. | 11,380 | 13,105 | 9,270 | 18,694 | 37,815 | -5,893 | 57,378 | 23,131 | 24,395 | -7,321 | |
| Net Change | -8,688 | 6,352 | 12,414 | -3,398 | 2,514 | 10,241 | 73,740 | -41,339 | 5,908 | 33,474 | |
| Cash & Cash Eqvt | 21,175 | 27,531 | 39,913 | 36,526 | 39,069 | 49,311 | 123,062 | 81,818 | 87,940 | 121,273 |
|
Fri, 20 May 2022
Foreign Shareholding Of HDFC Bank Limited Foreign shareholding of HDFC Bank Limited |
|
Thu, 19 May 2022
Granting Of Options Under Employee Stock Option Scheme - ESOS - 39 Granting of options under Employee Stock Option Scheme - ESOS - 39 is attached |
|
Tue, 17 May 2022
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate Notice for loss/misplacement of share certificates |
| Fri, 20 May 2022 |
Closing Above Previous High
|
Close Within 52 Week Low Zone
|
High Decrease 3 Months
|
High Increase 2 Years
|
CCI Bullish
|
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