| Sector |
Banking
|
Compare with Sector peers |
| Industry |
Bank - Private
|
Compare with Industry peers |
| Website | http://www.hdfcbank.com | |
| Financial Indicators | ||
|---|---|---|
| Market Cap | 797,422.67 Cr. | |
| Earnings per share (EPS) | 59.40 | Trailing Twelve Months Ending 2021-06 |
| Price-Earning Ratio (PE) | 24.29 | Trailing Twelve Months Ending 2021-06 |
| Industry PE | 28.00 | Trailing Twelve Months Ending 2021-06 |
| Book Value / Share | 395.84 | Trailing Twelve Months Ending 2021-06 |
| Price to Book Value | 3.65 | Calculated using Price: 1,442.85 |
| Dividend Yield | 0.45 | Period Ending 2021-03 |
| No. of Shares Subscribed | 552.67 Cr. | 5,526,719,098 Shares |
| FaceValue | 1 | |
| Company Profile | ||
|
HDFC Bank Ltd. is one of India’s leading private banks and was among the first to receive approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. Business area of the Bank HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional / branch banking on the retail side. The bank has three key business segments: Wholesale Banking, Treasury and Retail Banking. Wholesale Banking-: The Bank's target market is primarily large, blue-chip manufacturing companies in the Indian corporate sector and to a lesser extent, small & mid-sized corporates and agri-based businesses. For these customers, the Bank provides a wide range of commercial and transactional banking services, including working capital finance, trade services, transactional services, cash management, etc. The bank is also a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. Based on its superior product delivery / service levels and strong customer orientation, the Bank has made significant inroads into the banking consortia of a number of leading Indian corporates including multinationals, companies from the domestic business houses and prime public sector companies. It is recognised as a leading provider of cash management and transactional banking solutions to corporate customers, mutual funds, stock exchange members and banks. Treasury-: Within this business, the bank has three main product areas - Foreign Exchange and Derivatives, Local Currency Money Market & Debt Securities, and Equities. With the liberalisation of the financial markets in India, corporates need more sophisticated risk management information, advice and product structures. These and fine pricing on various treasury products are provided through the bank's Treasury team. To comply with statutory reserve requirements, the bank is required to hold 25% of its deposits in government securities. The Treasury business is responsible for managing the returns and market risk on this investment portfolio. Retail Banking-: The objective of the Retail Bank is to provide its target market customers a full range of financial products and banking services, giving the customer a one-stop window for all his/her banking requirements. The products are backed by world-class service and delivered to customers through the growing branch network, as well as through alternative delivery channels like ATMs, Phone Banking, NetBanking and Mobile Banking. The HDFC Bank Preferred program for high net worth individuals, the HDFC Bank Plus and the Investment Advisory Services programs have been designed keeping in mind needs of customers who seek distinct financial solutions, information and advice on various investment avenues. The Bank also has a wide array of retail loan products including Auto Loans, Loans against marketable securities, Personal Loans and Loans for Two-wheelers. It is also a leading provider of Depository Participant (DP) services for retail customers, providing customers the facility to hold their investments in electronic form. Achievements/ recognition 2007
2008
2009
2010
2011
2013
2014
2015
2016
2017
2019
2020
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Company Profile
HDFC Bank Ltd. is one of India’s leading private banks and was among the first to receive approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995.
Business area of the Bank
HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional / branch banking on the retail side. The bank has three key business segments: Wholesale Banking, Treasury and Retail Banking.
Wholesale Banking-: The Bank's target market is primarily large, blue-chip manufacturing companies in the Indian corporate sector and to a lesser extent, small & mid-sized corporates and agri-based businesses. For these customers, the Bank provides a wide range of commercial and transactional banking services, including working capital finance, trade services, transactional services, cash management, etc. The bank is also a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. Based on its superior product delivery / service levels and strong customer orientation, the Bank has made significant inroads into the banking consortia of a number of leading Indian corporates including multinationals, companies from the domestic business houses and prime public sector companies. It is recognised as a leading provider of cash management and transactional banking solutions to corporate customers, mutual funds, stock exchange members and banks.
Treasury-: Within this business, the bank has three main product areas - Foreign Exchange and Derivatives, Local Currency Money Market & Debt Securities, and Equities. With the liberalisation of the financial markets in India, corporates need more sophisticated risk management information, advice and product structures. These and fine pricing on various treasury products are provided through the bank's Treasury team. To comply with statutory reserve requirements, the bank is required to hold 25% of its deposits in government securities. The Treasury business is responsible for managing the returns and market risk on this investment portfolio.
Retail Banking-: The objective of the Retail Bank is to provide its target market customers a full range of financial products and banking services, giving the customer a one-stop window for all his/her banking requirements. The products are backed by world-class service and delivered to customers through the growing branch network, as well as through alternative delivery channels like ATMs, Phone Banking, NetBanking and Mobile Banking. The HDFC Bank Preferred program for high net worth individuals, the HDFC Bank Plus and the Investment Advisory Services programs have been designed keeping in mind needs of customers who seek distinct financial solutions, information and advice on various investment avenues. The Bank also has a wide array of retail loan products including Auto Loans, Loans against marketable securities, Personal Loans and Loans for Two-wheelers. It is also a leading provider of Depository Participant (DP) services for retail customers, providing customers the facility to hold their investments in electronic form.
Achievements/ recognition
2007
2008
2009
2010
2011
2013
2014
2015
2016
2017
2019
2020
| 1 Day |
|
-0.43% |
| 1 Week |
|
-5.18% |
| 1 Month |
|
-2.85% |
| 3 Month |
|
+2.02% |
| 6 Month |
|
-0.06% |
| 1 Year |
|
+27.61% |
| 2 Year |
|
+27.46% |
| 5 Year |
|
+134.34% |
| 9 years | 2013-03 | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | |
| Return on Equity (%) | 20.64 | 21.69 | 19.94 | 18.65 | 18.41 | 18.43 | 17.05 | 16.54 | 16.50 | |
| Return on Assets (%) | 1.84 | 1.92 | 1.93 | 1.87 | 1.85 | 1.86 | 1.87 | 1.90 | 1.88 | |
| Net Interest Margin | 4.19 | 4.02 | 4.11 | 4.04 | 4.17 | 4.04 | 4.15 | 3.95 | 3.97 | |
| Yield on Advances (%) | 14.50 | 13.49 | 13.21 | 12.96 | 12.51 | 12.18 | 12.10 | 11.71 | 10.85 |
| Particulars | 9 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Shh. Funds | 36,643 | 44,167 | 63,154 | 74,304 | 91,794 | 109,599 | 153,673 | 176,359 | 209,810 | |
| Minority Int. | 221 | 152 | 162 | 181 | 291 | 356 | 502 | 577 | 633 | |
| Deposits | 296,092 | 367,080 | 450,284 | 545,873 | 643,134 | 788,375 | 922,503 | 1,146,207 | 1,333,721 | |
| Borrowings | 39,497 | 49,597 | 59,478 | 103,714 | 98,416 | 156,442 | 157,733 | 186,834 | 177,697 | |
| Other Liab. | 35,271 | 42,625 | 34,019 | 38,140 | 58,709 | 48,413 | 58,396 | 70,854 | 77,646 | |
| Total Liab. | 407,723 | 503,620 | 607,097 | 762,212 | 892,344 | 1,103,186 | 1,292,806 | 1,580,830 | 1,799,507 | |
| Fixed Assets | 2,773 | 3,026 | 3,225 | 3,480 | 3,815 | 3,811 | 4,220 | 4,627 | 5,100 | |
| Investments | 110,960 | 119,571 | 149,454 | 193,634 | 210,777 | 238,461 | 289,446 | 389,305 | 438,823 | |
| Advances | 247,245 | 315,419 | 383,408 | 487,290 | 585,481 | 700,034 | 869,223 | 1,043,671 | 1,185,284 | |
| Cash & Bank | 27,531 | 39,913 | 36,526 | 39,069 | 49,311 | 123,062 | 81,818 | 87,940 | 121,273 | |
| Other Assets | 19,213 | 25,690 | 34,483 | 38,739 | 42,960 | 37,819 | 48,100 | 55,288 | 49,028 | |
| Total Assets | 407,723 | 503,620 | 607,097 | 762,212 | 892,344 | 1,103,186 | 1,292,806 | 1,580,830 | 1,799,507 |
| Particulars | 9 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Interest Earned | 35,861 | 42,555 | 50,666 | 63,162 | 73,271 | 85,288 | 105,161 | 122,189 | 128,552 | |
| Other Income | 7,133 | 8,298 | 9,546 | 11,212 | 12,878 | 16,057 | 18,947 | 24,879 | 27,333 | |
| Total Income | 42,994 | 50,853 | 60,212 | 74,373 | 86,149 | 101,344 | 124,108 | 147,068 | 155,885 | |
| Operating Exp. | -11,552 | -12,470 | -14,578 | -17,832 | -20,751 | -23,927 | -27,695 | -33,036 | -35,001 | |
| Provisions | -1,742 | -1,726 | -2,266 | -2,961 | -3,991 | -6,572 | -8,382 | -13,700 | -18,840 | |
| PBIT | 29,700 | 36,657 | 43,369 | 53,581 | 61,407 | 70,845 | 88,031 | 100,332 | 102,044 | |
| Interest | -19,695 | -23,445 | -27,288 | -34,070 | -38,042 | -42,381 | -53,713 | -62,137 | -59,248 | |
| Tax | -3,104 | -4,447 | -5,380 | -6,694 | -8,078 | -9,903 | -11,873 | -10,899 | -10,939 | |
| PAT | 6,900 | 8,765 | 10,700 | 12,817 | 15,287 | 18,561 | 22,446 | 27,296 | 31,857 |
| Particulars | 9 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. |
| Cash Fr. Operatn. | -5,847 | 4,211 | -21,281 | -34,435 | 17,282 | 17,214 | -62,872 | -16,869 | 42,476 | |
| Cash Fr. Inv. | -906 | -1,067 | -811 | -866 | -1,148 | -852 | -1,598 | -1,617 | -1,681 | |
| Cash Fr. Finan. | 13,105 | 9,270 | 18,694 | 37,815 | -5,893 | 57,378 | 23,131 | 24,395 | -7,321 | |
| Net Change | 6,352 | 12,414 | -3,398 | 2,514 | 10,241 | 73,740 | -41,339 | 5,908 | 33,474 | |
| Cash & Cash Eqvt | 27,531 | 39,913 | 36,526 | 39,069 | 49,311 | 123,062 | 81,818 | 87,940 | 121,273 |
|
Tue, 20 Jul 2021
Disclosure of Voting results of AGM (Regulation 44(3) of SEBI (LODR) Regulations 2015) HDFC Bank Ltd has informed BSE regarding the details of Voting results of AGM under Regulation 44(3) of SEBI (LODR) Regulations 2015. Kindly Click here |
|
Mon, 19 Jul 2021
Proceedings / Outcome Of The 27Th Annual General Meeting Pursuant To Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 Proceedings / Outcome of the 27th Annual General Meeting pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 attached herewith |
|
Mon, 19 Jul 2021
Result Of The E-Voting At The 27Th Annual General Meeting (AGM) And Remote E-Voting On Resolutions Of HDFC Bank Ltd ('The Bank') We attached herewith the results of the e-voting at the 27th AGM of the Bank held on July 17 2021 by Video Conference (VC) as well as the results of the remote e-voting conducted for all resolutions as specified in the Notice of the 27th AGM dated June 18 2021. |
| Fri, 23 Jul 2021 |
Stock Underperforming Benchmark Index in both 1 Week and 3 Month
|
Stock Underperforming Sectoral Index in both 1 Week and 3 Month
|
Close Within 2 Year High Zone
|
Close Within 5 Year High Zone
|
Both SRS And ARS Below Zero
|
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