HDFC Bank Ltd.
Snapshot View

1442.85 -6.25 ▼-0.4%

23 July 2021, 04:00:00 P.M.
Volume: 236,030

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Private Compare with Industry peers
Website http://www.hdfcbank.com
Financial Indicators
Market Cap 797,422.67 Cr.
Earnings per share (EPS) 59.40 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) 24.29 Trailing Twelve Months Ending 2021-06
Industry PE 28.00 Trailing Twelve Months Ending 2021-06
Book Value / Share 395.84 Trailing Twelve Months Ending 2021-06
Price to Book Value 3.65 Calculated using Price: 1,442.85
Dividend Yield 0.45 Period Ending 2021-03
No. of Shares Subscribed 552.67 Cr. 5,526,719,098 Shares
FaceValue 1
Company Profile

HDFC Bank Ltd. is one of India’s leading private banks and was among the first to receive approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994.  HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995.

Business area of the Bank

HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional / branch banking on the retail side. The bank has three key business segments: Wholesale Banking, Treasury and Retail Banking.

Wholesale Banking-: The Bank's target market is primarily large, blue-chip manufacturing companies in the Indian corporate sector and to a lesser extent, small & mid-sized corporates and agri-based businesses. For these customers, the Bank provides a wide range of commercial and transactional banking services, including working capital finance, trade services, transactional services, cash management, etc. The bank is also a leading provider of structured solutions, which combine cash management services with vendor and distributor finance for facilitating superior supply chain management for its corporate customers. Based on its superior product delivery / service levels and strong customer orientation, the Bank has made significant inroads into the banking consortia of a number of leading Indian corporates including multinationals, companies from the domestic business houses and prime public sector companies. It is recognised as a leading provider of cash management and transactional banking solutions to corporate customers, mutual funds, stock exchange members and banks.

Treasury-: Within this business, the bank has three main product areas - Foreign Exchange and Derivatives, Local Currency Money Market & Debt Securities, and Equities. With the liberalisation of the financial markets in India, corporates need more sophisticated risk management information, advice and product structures. These and fine pricing on various treasury products are provided through the bank's Treasury team. To comply with statutory reserve requirements, the bank is required to hold 25% of its deposits in government securities. The Treasury business is responsible for managing the returns and market risk on this investment portfolio.

Retail Banking-: The objective of the Retail Bank is to provide its target market customers a full range of financial products and banking services, giving the customer a one-stop window for all his/her banking requirements. The products are backed by world-class service and delivered to customers through the growing branch network, as well as through alternative delivery channels like ATMs, Phone Banking, NetBanking and Mobile Banking. The HDFC Bank Preferred program for high net worth individuals, the HDFC Bank Plus and the Investment Advisory Services programs have been designed keeping in mind needs of customers who seek distinct financial solutions, information and advice on various investment avenues. The Bank also has a wide array of retail loan products including Auto Loans, Loans against marketable securities, Personal Loans and Loans for Two-wheelers. It is also a leading provider of Depository Participant (DP) services for retail customers, providing customers the facility to hold their investments in electronic form.

Achievements/ recognition

2007

  • Dun & Bradstreet - American Express Corporate Best Bank Award 2007 - 'Corporate Best Bank' Award
  • The Bombay Stock Exchange and Nasscom Foundation's Business for Social Responsibility Awards 2007 - 'Best Corporate Social Responsibility Practice' Award
  • Outlook Money & NDTV Profit - Best Bank Award in the Private sector category
  • The Asian Banker Excellence in Retail Financial Services Awards - Best Retail Bank in India
  • Asian Banker - Its Managing Director Aditya Puri wins the Leadership Achievement Award for India

2008

  • Finance Asia Country Awards for Achievement 2008 - 'Best Bank and Best Cash Management Bank'
  • CNN-IBN - 'Indian of the Year (Business)'
  • Nasscom IT User Award 2008 - 'Best IT Adoption in the Banking Sector'
  • Business India - 'Best Bank 2008'
  • Forbes Asia - Fab 50 companies in Asia Pacific
  • Asian Banker Excellence in Retail Financial Services - Best Retail Bank 2008
  • Asiamoney - Best local Cash Management Bank Award voted by Corporates
  • Microsoft & Indian Express Group - Security Strategist Award 2008
  • World Trade Center Award of honour - For outstanding contribution to international trade services.
  • Business Today-Monitor Group survey - One of India's 'Most Innovative Companies'
  • Financial Express-Ernst & Young Award - Best Bank Award in the Private Sector category
  • Global HR Excellence Awards - Asia Pacific HRM Congress: - 'Employer Brand of the Year 2007 -2008' Award - First Runner up, & many more
  • Business Today - 'Best Bank' Award 

2009

  • Business Standard Best Banker Award - Mr. Aditya Puri, MD, HDFC Bank
  • Fe Best Bank Awards 2009 - Best Innovator of the year award for its MD Mr. Aditya Puri - Second Best Private Bank in India - Best in Strength and Soundness Award
  • Euromoney Awards 2009 - 'Best Bank in India'
  • Economic Times Brand Equity & Nielsen Research annual survey 2009 - Most Trusted Brand - Runner Up
  • Asia Money 2009 Awards - 'Best Domestic Bank in India'
  • IBA Banking Technology Awards 2009 - 'Best IT Governance Award - Runner up'
  • Global Finance Award - 'Best Trade Finance Bank in India for 2009
  • IDRBT Banking Technology Excellence Award 2008 - 'Best IT Governance and Value Delivery'
  • Asian Banker Excellence in Retail Financial Services - 'Asian Banker Best Retail Bank in India Award 2009'

2010

  • Outlook Money 2010 Awards - Best Bank
  • Businessworld Best Bank Awards 2010 - Best Bank (Large)
  • Teacher's Achievement Awards 2010 (Business) - Mr. Aditya Puri
  • The Banker and PWM 2010 Global Private Banking Awards - Best Private Bank in India
  • Economic Times Awards for Corporate Excellence 2010 - Business Leader of the Year - Mr. Aditya Puri
  • Forbes Asia - Fab 50 Companies - 5th year in a row
  • NDTV Business Leadership Awards 2010 - Best private sector bank
  • The Banker Magazine - World's Top 1,000 Banks
  • MIS Asia IT Excellence Award 2010 - BEST BOTTOM-LINE I.T. Category
  • Dun & Bradstreet Banking Awards 2010 - Overall best bank, Best private sector bank, Best private sector bank in SME Financing
  • Institutional Investor Magazine Poll - HDFC Bank MD, Mr. Aditya Puri among ‘Asian Captains of Finance 2010’
  • IDRBT Technology 2009 Awards - IT Infrastructure, Use of IT within the Bank and Runners-up - IT Governance (Large Banks)
  • ACI Excellence Awards 2010 - Highly Commended - Asia Pacific HDFC Bank
  • FE-EVI Green Business Leadership Award - Best performer in the banking category
  • Celent's 2010 Banking Innovation Award - Model bank Award
  • Avaya Global Connect 2010 - Customer Responsiveness Award - Banking & Financial Services category
  • Forbes Top 2000 Companies - HDFC Bank at 632nd position and among 130 global high performers
  • Financial Express - Ernst & Young Survey 2009-10 - Best new private sector bank, Best in growth and Best in strength
  • Asian Banker Excellence Awards 2010 - Best retail bank in India, Excellence in automobile lending, Best M&A integration and technology implementation
  • The Asset Triple A Awards - Best cash management bank in India
  • Euromoney Private Banking and Wealth Management Poll 2010 - Best local bank in India (second year in a row), Best private banking services overall (moved up from No. 2 last year)
  • Financial Insights Innovation Awards 2010 - Innovation in branch operations - server consolidation project
  • Global Finance Award - Best trade finance provider in India for 2010
  • 2 Banking Technology Awards 2009 - Best risk management initiative and Best use of business intelligence
  • SPJIMR Marketing Impact Awards (SMIA) 2010
  • Business Today Best Employer Survey - Listed in top 10 best employers in the country

2011

  • CNBC TV18's Best Bank & Financial Institution Awards - Best Bank and Mr. Aditya Puri, for outstanding finance professional
  • Dun & Bradstreet Banking Awards 2011 - Best private sector bank - SME Financing
  • ISACA 2011 award for IT Governance - Best practices in IT Governance and IT Security
  • IBA Productivity Excellence Awards 2011 - New Channel Adopter (Private Sector)
  • DSCI (Data Security Council of India) Excellence Awards 2011 - Security in bank
  • FINANCE ASIA Country Awards 2011: India - Best bank, best cash management bank and best trade finance bank
  • Asian Banker - Strongest bank in Asia Pacific
  • Bloomberg UTV's Financial Leadership Awards 2011 - Best bank
  • IBA Banking Technology Awards 2010 - Technology bank of the year, best online bank, best customer initiative, best use of business intelligence, best risk management system and runners up - best financial inclusion
  • IDC FIIA Awards 2011 - Excellence in customer experience

2013

  • Best Internet Bank - Winner
  • Best Customer Management Initiative - Winner
  • Best use of Mobility Technology in Banking

2014

  • Business Today - KPMG Study 2014
  • Dun & Bradstreet - Polaris Financial Technology Banking Awards 2014
  • Forbes Asia

2015

  • Business Today Award
  • National Payments Excellence Awards 2015
  • Forbes Asia
  • AIMA Managing India Awards 2015
  • Finance Asia poll on Asia's Best Companies 2015
  • J. P Morgan Quality Recognition Award

2016

  • Institutional Investor All-Asia Executive Team ranking 2016
  • BrandZ Top 50 Most Valuable Indian Brands
  • Cisco-CNBC TV 18 Digitizing India Awards
  • IBA Awards
  • NABARD Award

2017

  • Business India 19th Best Bank survey
  • Forbes Asia's 13th Fab 50 Companies List
  • BrandZ Top 50 Most Valuable Indian Brands
  • The Asset Triple A Asia Infrastructure Awards 2017
  • Asiamoney India Banking Awards 2017

2019

  • UTI MF - CNBC TV18 Financial Advisor Awards 2018-19
  • Euromoney Awards for Excellence 2019
  • Business Today - Money Today Financial Awards 2019
  • Nasscom DSCI Excellence Awards 2019
  • Business Today - Money Today Financial Awards 2019

2020

  • Asiamoney Best Bank Award 2020
  • CNBC-TV18 India Business Leader Awards (IBLA) 2019-20


Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
-0.43%
1 Week
-5.18%
1 Month
-2.85%
3 Month
+2.02%
6 Month
-0.06%
1 Year
+27.61%
2 Year
+27.46%
5 Year
+134.34%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 20.64 21.69 19.94 18.65 18.41 18.43 17.05 16.54 16.50
Return on Assets (%) 1.84 1.92 1.93 1.87 1.85 1.86 1.87 1.90 1.88
Net Interest Margin 4.19 4.02 4.11 4.04 4.17 4.04 4.15 3.95 3.97
Yield on Advances (%) 14.50 13.49 13.21 12.96 12.51 12.18 12.10 11.71 10.85

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 36,643 44,167 63,154 74,304 91,794 109,599 153,673 176,359 209,810
Minority Int. 221 152 162 181 291 356 502 577 633
Deposits 296,092 367,080 450,284 545,873 643,134 788,375 922,503 1,146,207 1,333,721
Borrowings 39,497 49,597 59,478 103,714 98,416 156,442 157,733 186,834 177,697
Other Liab. 35,271 42,625 34,019 38,140 58,709 48,413 58,396 70,854 77,646
Total Liab. 407,723 503,620 607,097 762,212 892,344 1,103,186 1,292,806 1,580,830 1,799,507
Fixed Assets 2,773 3,026 3,225 3,480 3,815 3,811 4,220 4,627 5,100
Investments 110,960 119,571 149,454 193,634 210,777 238,461 289,446 389,305 438,823
Advances 247,245 315,419 383,408 487,290 585,481 700,034 869,223 1,043,671 1,185,284
Cash & Bank 27,531 39,913 36,526 39,069 49,311 123,062 81,818 87,940 121,273
Other Assets 19,213 25,690 34,483 38,739 42,960 37,819 48,100 55,288 49,028
Total Assets 407,723 503,620 607,097 762,212 892,344 1,103,186 1,292,806 1,580,830 1,799,507

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Interest Earned 35,861 42,555 50,666 63,162 73,271 85,288 105,161 122,189 128,552
Other Income 7,133 8,298 9,546 11,212 12,878 16,057 18,947 24,879 27,333
Total Income 42,994 50,853 60,212 74,373 86,149 101,344 124,108 147,068 155,885
Operating Exp. -11,552 -12,470 -14,578 -17,832 -20,751 -23,927 -27,695 -33,036 -35,001
Provisions -1,742 -1,726 -2,266 -2,961 -3,991 -6,572 -8,382 -13,700 -18,840
PBIT 29,700 36,657 43,369 53,581 61,407 70,845 88,031 100,332 102,044
Interest -19,695 -23,445 -27,288 -34,070 -38,042 -42,381 -53,713 -62,137 -59,248
Tax -3,104 -4,447 -5,380 -6,694 -8,078 -9,903 -11,873 -10,899 -10,939
PAT 6,900 8,765 10,700 12,817 15,287 18,561 22,446 27,296 31,857

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -5,847 4,211 -21,281 -34,435 17,282 17,214 -62,872 -16,869 42,476
Cash Fr. Inv. -906 -1,067 -811 -866 -1,148 -852 -1,598 -1,617 -1,681
Cash Fr. Finan. 13,105 9,270 18,694 37,815 -5,893 57,378 23,131 24,395 -7,321
Net Change 6,352 12,414 -3,398 2,514 10,241 73,740 -41,339 5,908 33,474
Cash & Cash Eqvt 27,531 39,913 36,526 39,069 49,311 123,062 81,818 87,940 121,273

Shareholding Pattern View Details

9 Qtrs 2019-03 (%) 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%)
Promoter 26.50 26.25 26.21 26.18 26.14 26.10 26.02 26.00 25.97
Public 73.50 73.75 73.79 73.82 73.86 73.90 73.98 74.00 74.03
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Tue, 20 Jul 2021
Disclosure of Voting results of AGM (Regulation 44(3) of SEBI (LODR) Regulations 2015)
HDFC Bank Ltd has informed BSE regarding the details of Voting results of AGM under Regulation 44(3) of SEBI (LODR) Regulations 2015. Kindly Click here
Mon, 19 Jul 2021
Proceedings / Outcome Of The 27Th Annual General Meeting Pursuant To Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015
Proceedings / Outcome of the 27th Annual General Meeting pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 attached herewith
Mon, 19 Jul 2021
Result Of The E-Voting At The 27Th Annual General Meeting (AGM) And Remote E-Voting On Resolutions Of HDFC Bank Ltd ('The Bank')
We attached herewith the results of the e-voting at the 27th AGM of the Bank held on July 17 2021 by Video Conference (VC) as well as the results of the remote e-voting conducted for all resolutions as specified in the Notice of the 27th AGM dated June 18 2021.

Technical Scans View Details

Fri, 23 Jul 2021
Stock Underperforming Benchmark Index in both 1 Week and 3 Month Stock Underperforming Benchmark Index in both 1 Week and 3 Month
Stock Underperforming Sectoral Index in both 1 Week and 3 Month Stock Underperforming Sectoral Index in both 1 Week and 3 Month
Close Within 2 Year High Zone Close Within 2 Year High Zone
Close Within 5 Year High Zone Close Within 5 Year High Zone
Both SRS And ARS Below Zero Both SRS And ARS Below Zero

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