Indian Overseas Bank
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Prices View details

24.90 -0.85 ▼-3.3%

26 July 2021, 04:02:11 P.M.
Volume: 7,855,559

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Public Compare with Industry peers
Website http://www.iob.com
Financial Indicators
Market Cap 47,161.52 Cr.
Earnings per share (EPS) 0.44 Trailing Twelve Months Ending 2021-03
Price-Earning Ratio (PE) 56.72 Trailing Twelve Months Ending 2021-03
Industry PE 18.28 Trailing Twelve Months Ending 2021-03
Book Value / Share 9.96 Trailing Twelve Months Ending 2021-03
Price to Book Value 2.51 Calculated using Price: 24.95
Dividend Yield 0.00 Period Ending 2021-03
No. of Shares Subscribed 1,890.24 Cr. 18,902,412,256 Shares
FaceValue 10
Company Profile

Indian Overseas Bank (IOB) was founded on February 10, 1937 by Shri. M.Ct.M. Chidambaram Chettyar, a pioneer in many fields. The Bank was founded by him with the main objective of specializing in foreign exchange business in banking to take the Bank across the globe. IOB was one of the major banks that were nationalized in 1969.

Business area of the Bank

Indian Overseas Bank is a pioneer in many fields - Banking, Insurance and Industry with the twin objectives of specialising in foreign exchange business and overseas banking.

Product and services offered by the bank

  • Personal Banking
  • Digital Banking
  • NRI
  • Agri/Rural
  • Retail
  • MSME
  • Corporate/Forex

Awards and Accolades

FY2017-18

  • Runner Up Award for Best Payment Initiatives amongst Medium Banks from IBA.
  • Bank's quarterly Hindi Magazine ‘VANI’ has received prize in Bronze category from Association of Business Communicators, Mumbai.
  • 2nd Prize for in-house Hindi magazine VANI for 2016-17 received by our MD & CEO on the occasion of Hindi Diwas from Hon’ble President of India
  • Bank was chosen as one of the winners (out of 36 banks) of Intelligent Enterprise Award (CategoryEnterprise Apps) presented by Indian Express group for the year 2017 for the product IOB PAY which is an online integration.

FY2018-19

  • The Central Vigilance Commission has awarded to Bank with ‘Vigilance Innovation Award’ with an Excellent Grade for various initiatives taken in the Bank.

FY2019-20

  • IOB ranked 5th position as on March 2019 under EASE 1.0 (FY 2018-19) with 75% score among PSBs.
  • IOB been awarded ‘Winner-Reforms Excellence’ and ‘Winner Deepening Financial Inclusion and Digitalisation’ out of 8 awards category of EASE 1.0.
  • IOB got a special mention in ‘Examples of Best Practice among PSBs’ for its Standardized Public Grievance Redressal System (SPGRS).
  • IOB awarded for Outstanding Performance in POS deployment in Northeast for the FY2018-19 by Meity.
  • IOB shortlisted by Infosys under Client Innovation Award -2020, for inhouse customization of Finacle on ‘Simplified Loan Account Opening’.
  • IOB awarded ISO 27001 for Information Technology Department.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
-3.30%
1 Week
+1.01%
1 Month
+0.40%
3 Month
+56.11%
6 Month
+136.02%
1 Year
+132.71%
2 Year
+118.42%
5 Year
-8.96%

Ratios View Details

9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 4.91 4.51 -3.21 -21.31 -27.52 -55.38 -29.85 -61.57 5.83
Return on Assets (%) 0.24 0.23 -0.16 -1.03 -1.31 -2.54 -1.50 -3.34 0.31
Net Interest Margin 2.22 2.10 1.95 2.05 2.21 2.40 2.29 2.36 2.32
Yield on Advances (%) 12.89 12.90 13.94 14.62 14.04 13.52 13.30 14.35 13.28

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 13,457 16,170 15,641 15,666 13,745 13,274 16,360 16,155 16,945
Minority Int.
Deposits 202,135 227,976 246,049 224,514 211,343 216,832 222,534 222,952 240,288
Borrowings 23,323 24,506 18,232 27,183 16,098 9,228 6,146 5,420 3,672
Other Liab. 5,740 6,247 5,715 7,073 5,983 8,634 4,968 16,200 13,106
Total Liab. 244,656 274,899 285,637 274,437 247,167 247,968 250,008 260,727 274,010
Fixed Assets 1,847 2,604 2,507 3,270 3,054 2,893 3,337 3,127 2,919
Investments 61,417 70,237 79,298 79,190 71,654 68,646 66,932 79,416 95,494
Advances 160,364 175,882 171,756 160,861 140,459 132,489 132,598 121,333 127,721
Cash & Bank 15,258 19,009 24,899 22,246 23,223 26,545 30,892 24,061 30,776
Other Assets 5,769 7,167 7,177 8,870 8,777 17,395 16,250 32,789 17,100
Total Assets 244,656 274,899 285,637 274,437 247,167 247,968 250,008 260,727 274,010

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Interest Earned 20,677 22,684 23,938 23,517 19,719 17,915 17,631 17,406 16,966
Other Income 1,973 2,169 2,139 2,528 3,373 3,746 4,206 3,360 5,559
Total Income 22,650 24,853 26,077 26,046 23,091 21,662 21,838 20,766 22,525
Operating Exp. -3,408 -3,749 -4,200 -5,026 -4,912 -5,585 -4,452 -5,129 -5,562
Provisions -3,070 -3,154 -3,211 -6,614 -7,031 -12,261 -10,994 -11,878 -5,056
PBIT 16,172 17,950 18,666 14,406 11,148 3,816 6,392 3,759 11,907
Interest -15,425 -17,107 -18,554 -18,135 -14,529 -12,448 -12,352 -12,103 -11,067
Tax -180 -241 -566 831 -36 2,332 2,223 -183 -8
PAT 567 602 -454 -2,897 -3,417 -6,299 -3,738 -8,527 831

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -607 3,278 5,941 -3,091 -505 -1,999 -786 -14,023 4,951
Cash Fr. Inv. -401 -227 -164 -254 -135 -110 -647 -85 -48
Cash Fr. Finan. 6 699 113 692 1,617 5,430 5,780 7,277 1,813
Net Change -1,003 3,750 5,890 -2,652 977 3,322 4,347 -6,831 6,716
Cash & Cash Eqvt 15,258 19,009 24,899 22,246 23,223 26,545 30,892 24,061 30,776

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 92.52 92.52 94.56 95.84 95.84 95.84 95.84 95.84 96.38
Public 7.48 7.48 5.44 4.16 4.16 4.16 4.16 4.16 3.62
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Tue, 20 Jul 2021
Book Closure
Indian Overseas Bank has informed the Exchange that Register of Members & Share Transfer Books of the Company will remain closed from 01-Aug-2021 to 07-Aug-2021 for the purpose of Meeting.
Tue, 20 Jul 2021
Loss of Share Certificates
Indian Overseas Bank has informed the Exchange about Loss of Share Certificates
Mon, 19 Jul 2021
Book Closure
Indian Overseas Bank has informed the Exchange that Register of Members & Share Transfer Books of the Company will remain closed from 01-Aug-2021 to 07-Aug-2021 for the purpose of Meeting.

Technical Scans View Details

Fri, 23 Jul 2021
Stock Outperforming Benchmark Index in both 1 Week and 3 Month Stock Outperforming Benchmark Index in both 1 Week and 3 Month
Stock Outperforming Sectoral Index in both 1 Week and 3 Month Stock Outperforming Sectoral Index in both 1 Week and 3 Month
Strongly Outperforming Benchmark Index Strongly Outperforming Benchmark Index
Increasing Relative Strength - Benchmark index Increasing Relative Strength - Benchmark index
Strongly Outperforming Sectoral Index Strongly Outperforming Sectoral Index

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