Shriram City Union Finance Ltd.
Snapshot View

1848.00 +37.80 ▲2.1%

05 August 2021, 12:04:00 P.M.
Volume: 2,699

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - NBFC Compare with Industry peers
Website http://www.shriramcity.in
Financial Indicators
Market Cap 11,948.23 Cr.
Earnings per share (EPS) 164.35 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) 11.01 Trailing Twelve Months Ending 2021-06
Industry PE 119.16 Trailing Twelve Months Ending 2021-06
Book Value / Share 1,301.05 Trailing Twelve Months Ending 2021-06
Price to Book Value 1.39 Calculated using Price: 1,810.20
Dividend Yield 1.82 Period Ending 2021-03
No. of Shares Subscribed 6.60 Cr. 66,005,022 Shares
FaceValue 10
Company Profile

Shriram City, incorporated in the year 1986, is prominent in the retail financing space, and among the largest financiers of MSMEs and Two Wheelers in the country. It also offers multiple loan products for acquiring assets such as commercial vehicles, passenger vehicles and home loans. In addition, it offers loan against gold ornaments and for personal consumption. A deposit-accepting NBFC, Shriram City is a part of Shriram Group which is in the forty-fifth year of its existence. The Company has an all-India presence with many branches. Shriram City Union Finance (the Company) is a public limited company domiciled in India and incorporated under the provisions of the Companies Act, 1956. Its shares are listed on Bombay Stock Exchange (BSE) & National Stock Exchange (NSE).

Business area of the company

The Company is primarily engaged in the business of financing small and medium enterprises, dispensing loans for acquiring two-wheelers (both new and pre-owned), pre-owned cars, commercial vehicles and loan against pledged jewels. It also provides personal loans. The Company is a Deposit Accepting Non- Banking Finance Company (NBFC) registered as a Loan Company with the Reserve Bank of India (RBI) and Ministry of Corporate Affairs.

Products

  • Two Wheeler Loan
  • Business Loan
  • Gold Loan
  • Fixed Deposit
  • Recurring Deposit
  • Home Loan

Milestones and achievements

  • 1986: Shriram City Incorporated
  • 2002: Begins small ticket retail financing foray
  • 2003: Listed on the Bombay Stock Exchange
  • 2005: Listed on the National Stock Exchange; expands loan products and geographies
  • 2006: Launches Small Enterprise Finance. 1st Preferential Allotment to Private Equity Investors at the rate of Rs 160 per share
  • 2007: Introduces Loan against Gold
  • 2008: 2nd Preferential Allotment to Private Equity Investors at Rs 400 per share
  • 2010: Net Worth reaches `1,000 Crores; launches Housing Finance subsidiary
  • 2011: Completes 25 years in business; launches a maiden debt public issue. Shriram Housing Finance Ltd. attracts Private Equity Investment
  • 2012: Successfully launches follow-on debt public issue. Shriram Housing commences lending operations. Shriram City is rated India’s largest Small Enterprise Finance Company in the Small Loans segment by Frost and Sullivan
  • 2013: Social Audit Report generated and released by the then Hon’ble Finance Minister of India. Report shows how the community of Shriram City’s customers have benefited by the Company’s manner of doing business.
  • 2015: CFO of the Company wins the ‘Best Performing CFO in the NBFC Sector’ award from the TV Channel CNBC TV18
  • 2016: Shriram City becomes the largest financier of two wheelers in the country, based on volume
  • 2016-17: Income from Operations grew by 15.6% to Rs 4432 crore from Rs 3835 crore in 2015-16
  • 2016-17: Assets under Management increased by 18.2% to Rs 23132 Crores from Rs 19576 crore in 2015-16
  • 2016-17: Net Owned Funds increased by 11.5% to Rs 5025 crore from Rs 4505 crore in 2015-16
  • 2018-19: Digitally enabled and well positioned to exploit multiple growth opportunities
  • 2018-19: Focus on credit quality and collections
  • 2018-19: Differentiated product offering with high entry barriers
  • 2019-20: Increased focus on secured business to fulfill the rising demand for collateral backed receivables
  • 2019-20: Allocated more funding to the two-wheeler segment
  • 2019-20: Opted for the lower corporate tax rate
  • 2019-20: Expanded reach across the country by leveraging existing branch network

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+2.09%
1 Week
+1.97%
1 Month
+9.51%
3 Month
+11.61%
6 Month
+31.09%
1 Year
+179.32%
2 Year
+31.53%
5 Year
-7.27%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 23.28 20.50 15.99 12.61 11.89 13.73 16.34 14.76 13.65
Return on Capital Employed (%) 15.76 14.30 13.80 12.44 11.74 11.25 12.34 11.76 11.02
Return on Assets (%) 3.09 3.25 3.27 2.75 2.42 2.60 3.06 2.92 2.76

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 2,289 3,000 4,216 4,649 5,188 5,734 6,584 7,424 8,388
Non Curr. Liab. 8,698 9,344 8,506 10,665 12,426 17,807 19,848 22,802 26,487
Curr. Liab. 5,409 4,127 5,821 6,631 8,541 7,770 7,733 6,162 6,465
Minority Int. 34 79 83 89 96 102 106 116 131
Equity & Liab. 16,431 16,549 18,625 22,034 26,251 31,413 34,271 36,504 41,471
Non Curr. Assets 3,823 4,763 6,377 7,897 12,108 28,127 29,393 29,288 31,417
Curr. Assets 12,599 11,771 12,248 14,134 14,143 3,284 4,873 7,216 10,054
Misc. Exp. not W/O 10 15 3 2 4
Total Assets 16,431 16,549 18,625 22,034 26,251 31,413 34,271 36,504 41,471

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Net Sales 3,081 3,226 3,562 3,998 4,704 5,437 6,048 6,234 6,154
Other Income 19 54 51 21 5 2 3 6 14
Total Income 3,100 3,280 3,613 4,020 4,709 5,439 6,051 6,240 6,168
Total Expenditure -998 -1,102 -1,360 -1,688 -2,119 -2,466 -2,347 -2,423 -2,245
PBIDT 2,102 2,178 2,253 2,332 2,590 2,973 3,704 3,817 3,923
Interest -1,411 -1,352 -1,343 -1,445 -1,657 -1,791 -2,125 -2,321 -2,358
Depreciation -25 -30 -44 -38 -36 -35 -34 -90 -87
Taxation -216 -260 -291 -291 -312 -397 -540 -373 -400
Exceptional Items
PAT 449 535 575 559 585 749 1,006 1,033 1,078

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -1,469 -147 -1,242 -1,587 -3,697 -3,373 -236 446 -1,951
Cash Fr. Inv. -184 -82 -208 -108 -63 -17 -352 259 72
Cash Fr. Finan. 2,463 -365 666 1,726 3,775 3,292 1,245 540 3,555
Net Change 809 -594 -784 32 15 -98 657 1,245 1,676
Cash & Cash Eqvt 1,769 1,175 391 423 437 340 996 2,241 3,916

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 33.74 33.90 33.92 33.92 33.92 34.56 34.63 34.63 34.63
Public 66.26 66.10 66.08 66.08 66.08 65.44 65.37 65.37 65.37
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Sun, 01 Aug 2021
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Pls find attached issue of duplicate share certificates as per attachment
Sat, 31 Jul 2021
Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
Please find the details of voting results and scrutinisers report as per attachment
Sat, 31 Jul 2021
Disclosure of Voting results of AGM (Regulation 44(3) of SEBI (LODR) Regulations 2015)
Shriram City Union Finance Ltd has informed BSE regarding the details of Voting results of AGM under Regulation 44(3) of SEBI (LODR) Regulations 2015. Kindly Click here

Technical Scans View Details

Wed, 04 Aug 2021
Closing Below Previous Low Closing Below Previous Low
Tue, 03 Aug 2021
CCI Bearish CCI Bearish
Mon, 02 Aug 2021
Close Crossing Last Month Close from Above Close Crossing Last Month Close from Above
Closing Below Previous Low Closing Below Previous Low
CCI Overbought Zone CCI Overbought Zone

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