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Website | http://www.suryodaybank.com | |
Market Cap | 1,163.50 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | -2.13 | Trailing Twelve Months Ending 2022-09 |
Price-Earning Ratio (PE) | - | Trailing Twelve Months Ending 2022-09 |
Industry PE | 18.06 | Trailing Twelve Months Ending 2022-09 |
Book Value / Share | 143.88 | Trailing Twelve Months Ending 2022-09 |
Price to Book Value | 0.76 | Calculated using Price: 109.60 |
Dividend Yield | 0.00 | Period Ending 2022-03 |
No. of Shares Subscribed | 10.62 Cr. | 106,158,749 Shares |
FaceValue | 10 | |
Company Profile | ||
The bank was among the leading Small Finance Banks (SFBs) in India in terms of net interest margins, return on assets, yields and deposit growth. It has for over a decade been serving customers in the unbanked and underbanked segments in India and promoting financial inclusion. The bank commenced its microfinance operations in 2009 and has since expanded its operations across several states and union territories. Its delivery platform also includes partnering with business correspondents (BCs) for sourcing both asset and liability business and has expanded its network and presence through their reach to promote financial inclusion. It has arrangements with various payment banks in India and has been able to leverage its relationship with such payment banks to grow its deposit base. Its distribution network also comprises its ATMs, phone banking, mobile banking, tablet banking, unified payment interface, CSPs, and internet banking services. |
1 Day |
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+2.81% |
1 Week |
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-1.88% |
1 Month |
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-10.38% |
3 Month |
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+15.31% |
6 Month |
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+19.85% |
1 Year |
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-21.99% |
2 Year |
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5 Year |
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10 Year |
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9 years | 2014-03 | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
Return on Equity (%) | 10.11 | 15.42 | 16.73 | 4.34 | 1.95 | 12.26 | 11.47 | 0.90 | -6.04 | |
Return on Assets (%) | 2.21 | 2.91 | 2.82 | 1.08 | 0.54 | 2.92 | 2.43 | 0.20 | -1.25 | |
Net Interest Margin | 7.68 | 7.79 | 9.00 | 8.95 | 7.82 | 9.36 | 9.47 | 6.36 | 7.51 | |
Interest Spread (%) | -6.40 | 1.84 | 10.32 | 19.91 | 9.82 | 12.74 | 14.99 | 12.06 | 14.24 | |
Yield on Advances (%) | 18.97 | 20.34 | 20.23 | 30.95 | 18.22 | 19.78 | 21.71 | 19.49 | 19.82 |
Particulars | 7 years | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-09* Rs. Cr. |
Shh. Funds | 198 | 501 | 540 | 1,066 | 1,597 | 1,505 | 1,527 | |
Minority Int. | ||||||||
Deposits | 22 | 750 | 2,849 | 3,256 | 3,850 | 4,207 | ||
Borrowings | 956 | 1,022 | 718 | 1,265 | 1,667 | 2,551 | 2,350 | |
Other Liab. | 39 | 60 | 156 | 185 | 193 | 274 | 301 | |
Total Liab. | 1,193 | 1,604 | 2,164 | 5,365 | 6,712 | 8,180 | 8,385 | |
Fixed Assets | 2 | 8 | 14 | 39 | 43 | 115 | 158 | |
Investments | 0 | 594 | 311 | 808 | 1,874 | 2,058 | 2,424 | |
Advances | 983 | 820 | 1,575 | 3,532 | 3,983 | 4,751 | 5,090 | |
Cash & Bank | 173 | 134 | 207 | 838 | 597 | 978 | 440 | |
Other Assets | 35 | 49 | 57 | 148 | 216 | 279 | 272 | |
Total Assets | 1,193 | 1,604 | 2,164 | 5,365 | 6,712 | 8,180 | 8,385 |
Particulars | 7 years | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-09 Rs. Cr. TTM |
Interest Earned | 199 | 254 | 287 | 767 | 776 | 942 | 1,054 | |
Other Income | 1 | 1 | 38 | 87 | 76 | 94 | 76 | |
Total Income | 200 | 255 | 325 | 854 | 853 | 1,035 | 1,130 | |
Operating Exp. | -59 | -102 | -131 | -272 | -329 | -413 | -441 | |
Provisions | -5 | -14 | -55 | -152 | -146 | -392 | -330 | |
PBIT | 137 | 139 | 139 | 430 | 378 | 230 | 359 | |
Interest | -95 | -115 | -123 | -276 | -366 | -357 | -387 | |
Tax | -14 | -9 | -6 | -43 | 0 | 34 | 6 | |
PAT | 27 | 15 | 10 | 111 | 12 | -93 | -23 | |
Adjusted EPS | 7 | 2 | 2 | 13 | 1 | -9 | -2 |
Particulars | 7 years | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
Cash Fr. Operatn. | -350 | -231 | 458 | -548 | 526 | -876 | -347 | |
Cash Fr. Inv. | -2 | -158 | -84 | -14 | -167 | -280 | -158 | |
Cash Fr. Finan. | 399 | 350 | -285 | 658 | 210 | 915 | 885 | |
Net Change | 47 | -39 | 88 | 97 | 569 | -241 | 381 | |
Cash & Cash Eqvt | 173 | 134 | 169 | 265 | 835 | 593 | 974 |
Tue, 24 Jan 2023
Board Meeting Intimation for Consideration And Approval Of The Unaudited Financial Results Of The Bank For The Quarter And Nine Months Ended December 31 2022 Suryoday Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 09/02/2023 inter alia to consider and approve the unaudited financial results of the Bank for the quarter and nine months ended December 31 2022 |
Thu, 05 Jan 2023
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 Please find attached herewith Compliance certificate under Regulation 74(5) of Securities and Exchange Board of India (Depositories and Participants) Regulations 2018 for the quarter ended December 31 2022. |
Thu, 05 Jan 2023
Disclosure Under Securities And Exchange Board Of India (Listing Obligations And Disclosure Requirements) Regulations 2015 Pursuant to Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations 2015 and Regulation 8 read with Schedule A of the SEBI (Prohibition of Insider Trading) Regulations 2015 please find attached herewith information as on December 31 2022. |
Thu, 02 Feb 2023 |
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