| Sector |
Banking
|
Compare with Sector peers |
| Industry |
Bank - Private
|
Compare with Industry peers |
| Website | http://www.suryodaybank.com | |
| Market Cap | 2,190.92 Cr. | |
| Enterprise Value(EV) | Cr. | - |
| Financial Indicators | ||
|---|---|---|
| Earnings per share (EPS) | 18.27 | Trailing Twelve Months Ending 2023-12 |
| Price-Earning Ratio (PE) | 11.29 | Trailing Twelve Months Ending 2023-12 |
| Industry PE | 16.83 | Trailing Twelve Months Ending 2023-12 |
| Book Value / Share | 164.13 | Trailing Twelve Months Ending 2023-12 |
| Price to Book Value | 1.26 | Calculated using Price: 206.30 |
| Dividend Yield | 0.00 | Period Ending 2023-03 |
| No. of Shares Subscribed | 10.62 Cr. | 106,200,698 Shares |
| FaceValue | 10 | |
| About Suryoday Small Finance Bank Ltd. | ||
| The bank was among the leading Small Finance Banks (SFBs) in India in terms of net interest margins, return on assets, yields and deposit growth. It has for over a decade been serving customers in the unbanked and underbanked segments in India and promoting financial inclusion. The bank commenced its microfinance operations in 2009 and has since expanded its operations across several states and union territories. Its delivery platform also includes partnering with business correspondents (BCs) for sourcing both asset and liability business and has expanded its network and presence through their reach to promote financial inclusion. It has arrangements with various payment banks in India and has been able to leverage its relationship with such payment banks to grow its deposit base. Its distribution network also comprises its ATMs, phone banking, mobile banking, tablet banking, unified payment interface, CSPs, and internet banking services. | ||
| 1 Day |
|
-0.70% |
| 1 Week |
|
+0.27% |
| 1 Month |
|
+25.08% |
| 3 Month |
|
+25.89% |
| 6 Month |
|
+39.18% |
| 1 Year |
|
+99.71% |
| 2 Year |
|
+46.29% |
| 5 Year |
|
|
| 10 Year |
|
| 9 years | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
| Return on Equity (%) | 15.42 | 16.73 | 4.34 | 1.95 | 12.26 | 11.47 | 0.9 | -6.04 | 5.06 | |
| Return on Assets (%) | 2.91 | 2.82 | 1.08 | 0.54 | 2.92 | 2.43 | 0.2 | -1.25 | 0.86 | |
| Net Interest Margin | 7.79 | 9 | 8.95 | 7.82 | 9.36 | 9.47 | 6.36 | 7.51 | 7.93 | |
| Interest Spread (%) | 1.84 | 10.32 | 19.91 | 9.82 | 12.74 | 14.99 | 12.06 | 14.24 | 14.17 | |
| Yield on Advances (%) | 20.34 | 20.23 | 30.95 | 18.22 | 19.78 | 21.71 | 19.49 | 19.82 | 19.68 |
| Particulars | 8 years | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12* Rs. Cr. |
| Shh. Funds | 198 | 501 | 540 | 1,066 | 1,597 | 1,505 | 1,585 | 1,743 | |
| Minority Int. | |||||||||
| Deposits | 22 | 750 | 2,849 | 3,256 | 3,854 | 5,167 | 6,484 | ||
| Borrowings | 956 | 1,022 | 718 | 1,265 | 1,667 | 2,551 | 2,765 | 2,563 | |
| Other Liab. | 39 | 60 | 156 | 185 | 193 | 270 | 344 | 332 | |
| Total Liab. | 1,193 | 1,604 | 2,164 | 5,365 | 6,712 | 8,180 | 9,861 | 11,122 | |
| Fixed Assets | 2 | 8 | 14 | 39 | 43 | 115 | 164 | 165 | |
| Investments | 0 | 594 | 311 | 808 | 1,874 | 2,058 | 2,570 | 2,854 | |
| Advances | 983 | 820 | 1,575 | 3,532 | 3,983 | 4,751 | 6,015 | 7,179 | |
| Cash & Bank | 173 | 134 | 207 | 838 | 597 | 978 | 833 | 588 | |
| Other Assets | 35 | 49 | 57 | 148 | 216 | 279 | 278 | 337 | |
| Total Assets | 1,193 | 1,604 | 2,164 | 5,365 | 6,712 | 8,180 | 9,861 | 11,122 |
| Particulars | 8 years | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12 Rs. Cr. TTM |
| Interest Earned | 199 | 254 | 287 | 767 | 776 | 942 | 1,184 | 1,473 | |
| Other Income | 1 | 1 | 38 | 87 | 76 | 94 | 97 | 189 | |
| Total Income | 200 | 255 | 325 | 854 | 853 | 1,035 | 1,281 | 1,662 | |
| Operating Exp. | -59 | -102 | -131 | -272 | -329 | -413 | -507 | -663 | |
| Provisions | -5 | -14 | -55 | -152 | -146 | -392 | -237 | -170 | |
| PBIT | 137 | 139 | 139 | 430 | 378 | 230 | 538 | 830 | |
| Interest | -95 | -115 | -123 | -276 | -366 | -357 | -437 | -572 | |
| Tax | -14 | -9 | -6 | -43 | 0 | 34 | -23 | -64 | |
| PAT | 27 | 15 | 10 | 111 | 12 | -93 | 78 | 194 | |
| Adjusted EPS | 7 | 2 | 2 | 13 | 1 | -9 | 7 | 18 |
| Particulars | 8 years | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
| Cash Fr. Operatn. | -350 | -231 | 458 | -548 | 526 | -876 | -347 | -98 | |
| Cash Fr. Inv. | -2 | -158 | -84 | -14 | -167 | -280 | -158 | -266 | |
| Cash Fr. Finan. | 399 | 350 | -285 | 658 | 210 | 915 | 885 | 213 | |
| Net Change | 47 | -39 | 88 | 97 | 569 | -241 | 381 | -150 | |
| Cash & Cash Eqvt | 173 | 134 | 169 | 265 | 835 | 593 | 974 | 824 |
|
Mon, 15 Apr 2024
Certificate under SEBI (Depositories and Participants) Regulations, 2018 Suryoday Small Finance Bank Limited has informed the Exchange about Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended March 31, 2024 |
|
Thu, 11 Apr 2024
Change in Directors/ Key Managerial Personnel/ Auditor/ Compliance Officer/ Share Transfer Agent SURYODAY SMALL FINANCE BANK LIMITED has informed the Exchange about Change in Directors/ Key Managerial Personnel/ Auditor/ Compliance Officer/ Share Transfer Agent |
|
Thu, 11 Apr 2024
Appointment Suryoday Small Finance Bank Limited has informed the Exchange regarding Appointment of Mr Deepak Kumar Sharma as Non- Executive Independent Director of the Bank w.e.f. April 11, 2024. |
| Thu, 25 Apr 2024 |
Close Within 52 Week High Zone
|
High Increase in 1 Month
|
High Increase in 3 Months
|
High Increase in 6 Months
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High Increase in 1 Year
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