Sector | Banking | Compare with Sector peers |
Industry | Bank - Private | Compare with Industry peers |
Website | http://www.tmb.in | |
Market Cap | 7,725.18 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 67.70 | Trailing Twelve Months Ending 2024-03 |
Price-Earning Ratio (PE) | 7.21 | Trailing Twelve Months Ending 2024-03 |
Industry PE | 16.74 | Trailing Twelve Months Ending 2024-03 |
Book Value / Share | 500.23 | Trailing Twelve Months Ending 2024-03 |
Price to Book Value | 0.98 | Calculated using Price: 487.85 |
Dividend Yield | 2.05 | Period Ending 2023-03 |
No. of Shares Subscribed | 15.84 Cr. | 158,351,454 Shares |
FaceValue | 10 | |
About Tamilnad Mercantile Bank Ltd. | ||
The bank offers banking products and services to retail, MSME, agricultural and corporate customers. Its retail asset products include home loans, personal loans, auto loans, educational loans, business loans as well as security-backed loans of various types to its retail customers. Its MSME portfolio consists primarily of various loan products to its MSME customers such as manufacturing, traders and services sector. Its loans to the agricultural sector include loans to individual farmers, group of farmers, agriculture businesses and agriculture corporate. |
1 Day |
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-0.68% |
1 Week |
|
+1.20% |
1 Month |
|
+5.53% |
3 Month |
|
-2.85% |
6 Month |
|
-13.83% |
1 Year |
|
+14.25% |
2 Year |
|
|
5 Year |
|
|
10 Year |
|
9 years | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 15.6 | 14.53 | 10.27 | 6.7 | 7.36 | 10.73 | 14.1 | 16.58 | 16.78 | |
Return on Assets (%) | 1.35 | 1.24 | 0.88 | 0.59 | 0.66 | 0.98 | 1.34 | 1.64 | 1.86 | |
Net Interest Margin | 3.11 | 3.16 | 3.25 | 3.35 | 3.19 | 3.22 | 3.38 | 3.59 | 3.81 | |
Interest Spread (%) | 7.07 | 7.21 | 8.46 | 7.48 | 6.5 | 6.73 | 6.56 | 6.95 | 6.83 | |
Yield on Advances (%) | 14.66 | 14.4 | 15.39 | 13.68 | 12.17 | 12.51 | 11.62 | 11.45 | 10.94 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2024-03* Rs. Cr. |
Shh. Funds | 2,594 | 2,942 | 3,224 | 3,405 | 3,618 | 3,980 | 4,580 | 5,336 | 6,928 | 7,921 | |
Minority Int. | |||||||||||
Deposits | 25,650 | 30,369 | 32,190 | 32,428 | 35,136 | 36,825 | 40,970 | 44,933 | 47,766 | 49,515 | |
Borrowings | 40 | 333 | 513 | 324 | 525 | 1,301 | |||||
Other Liab. | 1,465 | 1,623 | 1,570 | 1,574 | 1,778 | 1,630 | 1,977 | 2,590 | 2,676 | 2,815 | |
Total Liab. | 29,749 | 35,266 | 36,984 | 37,920 | 40,533 | 42,759 | 47,527 | 52,858 | 57,895 | 61,552 | |
Fixed Assets | 127 | 156 | 154 | 140 | 138 | 128 | 137 | 211 | 246 | 271 | |
Investments | 7,671 | 8,865 | 11,504 | 10,364 | 9,107 | 9,467 | 11,703 | 13,242 | 14,156 | 15,263 | |
Advances | 19,336 | 22,578 | 21,972 | 23,769 | 26,488 | 27,716 | 31,070 | 33,492 | 37,290 | 39,734 | |
Cash & Bank | 1,435 | 1,599 | 1,946 | 2,004 | 2,920 | 3,737 | 2,705 | 3,852 | 3,582 | 3,568 | |
Other Assets | 1,180 | 2,069 | 1,407 | 1,644 | 1,880 | 1,711 | 1,912 | 2,062 | 2,622 | 2,717 | |
Total Assets | 29,749 | 35,266 | 36,984 | 37,920 | 40,533 | 42,759 | 47,527 | 52,858 | 57,895 | 61,552 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2024-03 Rs. Cr. TTM |
Interest Earned | 2,836 | 3,252 | 3,381 | 3,250 | 3,224 | 3,466 | 3,609 | 3,834 | 4,081 | 4,848 | |
Other Income | 292 | 319 | 431 | 506 | 414 | 526 | 644 | 812 | 629 | 645 | |
Total Income | 3,127 | 3,571 | 3,811 | 3,757 | 3,639 | 3,993 | 4,253 | 4,646 | 4,710 | 5,493 | |
Operating Exp. | -568 | -637 | -706 | -710 | -760 | -851 | -980 | -1,111 | -1,150 | -1,314 | |
Provisions | -65 | -177 | -383 | -696 | -488 | -410 | -404 | -392 | -179 | -88 | |
PBIT | 2,494 | 2,757 | 2,722 | 2,350 | 2,391 | 2,731 | 2,870 | 3,143 | 3,381 | 4,091 | |
Interest | -1,952 | -2,208 | -2,230 | -2,041 | -1,994 | -2,147 | -2,072 | -2,019 | -1,987 | -2,697 | |
Tax | -163 | -147 | -176 | -88 | -138 | -177 | -195 | -303 | -364 | -322 | |
PAT | 379 | 402 | 317 | 222 | 259 | 408 | 603 | 822 | 1,029 | 1,072 | |
Adjusted EPS | 27 | 28 | 22 | 16 | 18 | 29 | 42 | 58 | 65 | 68 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | 286 | 319 | -18 | 753 | -389 | 1,498 | 567 | -670 | 1,325 | -1,270 | |
Cash Fr. Inv. | -40 | -44 | -62 | -38 | -26 | -34 | -20 | -37 | -107 | -89 | |
Cash Fr. Finan. | -21 | -250 | 245 | -368 | 472 | -547 | 269 | -324 | -71 | 1,088 | |
Net Change | 225 | 24 | 164 | 347 | 58 | 917 | 816 | -1,031 | 1,147 | -270 | |
Cash & Cash Eqvt | 1,410 | 1,435 | 1,599 | 1,946 | 2,004 | 2,920 | 3,737 | 2,705 | 3,852 | 3,582 |
Thu, 25 Apr 2024
Loss of Share Certificates Tamilnad Mercantile Bank Limited has informed the Exchange about Loss of Share Certificates |
Thu, 25 Apr 2024
Loss/Duplicate-Share Certificate-XBRL TAMILNAD MERCANTILE BANK LIMITED has informed the Exchange about Issue of duplicate share certificates/Letter of Confirmation |
Thu, 25 Apr 2024
Loss of Share Certificates Tamilnad Mercantile Bank Limited has informed the Exchange about Issue of duplicate share certificates |
Fri, 26 Apr 2024 |
Opening at High |
High Increase in 1 Month |
CCI Trending Down |
William %R Trending Down |
Close Crossing 20 SMA From Above |