UCO Bank
Snapshot View

13.76 -0.04 ▼-0.3%

02 August 2021, 04:00:00 P.M.
Volume: 462,297

Overview View Details

Sector Banking Compare with Sector peers
Industry Bank - Public Compare with Industry peers
Website http://www.ucobank.com
Financial Indicators
Market Cap 16,451.40 Cr.
Earnings per share (EPS) 0.21 Trailing Twelve Months Ending 2021-06
Price-Earning Ratio (PE) 66.50 Trailing Twelve Months Ending 2021-06
Industry PE 17.64 Trailing Twelve Months Ending 2021-06
Book Value / Share 16.76 Trailing Twelve Months Ending 2021-06
Price to Book Value 0.82 Calculated using Price: 13.76
Dividend Yield 0.00 Period Ending 2021-03
No. of Shares Subscribed 1,195.60 Cr. 11,955,958,176 Shares
FaceValue 10
Company Profile

UCO bank formerly known as United Commercial Bank, incorporated on 6th of January 1943. It was vision of Mr. G.D Birla to form a truly Indian Bank which came into reality after 'Quit India' movement. The bank has headquartered in Kolkata. 

It got nationalised in the year 1969 and 100% ownership was taken over by Government in the bank. After this lot of changes took over in banking activities such as it started its branch expansion in fast pace especially in rural areas and it also went through organisational restructuring. This resulted in functional specialisation and decentralization of administration.

In 1985 the name of bank was changed to UCO Bank. Presently it has a network of over 2000 branches, over 370 ATMs, and 35 regional offices across country as well as in Singapore and Hong Kong.

Products

  • Personal Banking- It provides several products and services in personal banking such as deposit, saving, personal loans, educational loans, car loans, RTGS, debit card, etc.
  • NRI banking- It also offers products and services to NRI Clients such as FCNR accounts, remittance services, etc.
  • It also provides working capital finance, term loans, loans against securities issued by government/RBI, short term loan for pensioners, etc. It also offers services to agricultural and SME sectors.

Recognition

It was honoured with “National Awards for Excellence in Lending to Micro Enterprises” for its excellent performance in lending to micro enterprises from Government of India and Ministry of Micro, Small & Medium Enterprises.

2013-14
• Ministry of MSME, Govt. of India awarded National Award to UCO Bank for implementation of PMEGP scheme in the North-East Zone for the year 2012-13.
• UCO Bank bagged 'MSME BANKING EXCELLENCE AWARDS-2013 from CIMSME under following categories.: Jury Award for New Initiative, and Best Branding Award
• UCO Bank received SKOCH RENAISSANCE AWARD 2013 for Development.
• Ministry of Rural Development, Govt. of India awarded UCO Bank as 3rd Best Bank for nurturing the RSETI movement in the country for the year 2012-13.
• UCO Bank received Global Sustainability Award from World CSR Congress under the category ''Outstanding Social Impact''.
2013-14
• Ministry of MSME, Govt. of India awarded National Award to UCO Bank for implementation of PMEGP scheme in the North-East Zone for the year 2012-13.
• UCO Bank bagged ''MSME BANKING EXCELLENCE AWARDS-2013 from CIMSME under following categories.: Jury Award for New Initiative, and Best Branding Award
• UCO Bank received SKOCH RENAISSANCE AWARD 2013 for Development.
• Ministry of Rural Development, Govt. of India awarded UCO Bank as 3rd Best Bank for nurturing the RSETI movement in the country for the year 2012-13.
• UCO Bank received Global Sustainability Award from World CSR Congress under the category ''Outstanding Social Impact''.
2014-15
• UCO Bank has been awarded 1st Prize in the category of Best Bank for operational performance for 2014. UCO BANK was also awarded the runners- up under the category of best Bank amongst large banks for the year ended 2014,iIn the function held by the Chamber of Indian Micro Small & Medium Enterprises in New Delhi on 10.01.2015, Hon'ble Minister of MSME, Mr. Kalraj Mishra gave the awards.
• UCO Bank has been awarded with Banking Excellency Award 2013-14 by State Forum of Bankers Club at Cochin on 13.12.2014. Bank was adjudged as the best banker at the national level for the year 2013-14. On behalf of the Bank, T S Mallikarjuna, General Manager & Circle Head, Chennai received the prestigious award from Justice Shri P Sadasivam, Retired Chief Justice of Supreme Court and Honorable Governor of Kerala. The function was presided over by Shri Abraham Tharyan, Executive Director of South Indian Bank who is also chairman of State forum of Bankers club. Shri Nirmal Chand, Regional Director, RBI was also present on the occasion.
• UCO Bank had been awarded First Prize for Highest average loan to SHGs in West Bengal State during the year 2013-14 under Commercial Bank category on the eve of celebration of NABARD Foundation Day on 12.07.14.
• UCO Bank received prestigious SKOCH AWARD for Excellence in Banking in Financial Inclusion and Deeping 2014
2016-17
• UCO BANK has been conferred with Special Award by National Payments Corporation of India, in the ‘National Payments Excellence Awards 2016’ function held on March 08, 2017 at Mumbai.
• The Special award recognises excellent performance of the Bank in in select parameters of various NPCI products
• On behalf of the Bank, General Manager (DIT, BPR & BTD) received the prestigious award.
• UCO BANK has been awarded the runners-up under the category of “Best Payments Initiatives” amongst mid-sized banks for the year ended 2016, in the function held by Indian Banks’ Association (IBA) in Banking Technology  Conference, Expo & Awards 2016 held on February 21, 2017 at Mumbai.
• The IBA Banking Technology Awards 2016 recognizes and rewards individuals, professionals and banks identifying themselves in the technology segment of Banking Industry – whose innovative ideas, initiative, risk leadership qualities, implementation of the various initiatives have kept their organizations ahead of their competitors by either Maintaining the competitive edge, Opening up new revenue streams or by Changing the competitive landscape
• On behalf of the Bank, General Manager (DIT, BPR & BTD) received the prestigious award.
•Skoch Order of Merit Award -2016
UCO Bank has been awarded Skoch Order of Merit Award -2016 for MIS Dashboard App on 16.12.2016.
UCO Bank has been awarded Skoch Order of Merit Award -2016 for HRMS Mobile App on 16.12.2016.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
-0.29%
1 Week
+1.55%
1 Month
-8.87%
3 Month
+24.86%
6 Month
+5.36%
1 Year
-2.20%
2 Year
-15.06%
5 Year
-67.93%
9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 9.08 16.83 10.08 -26.46 -20.01 -52.97 -45.68 -17.22 0.98
Return on Assets (%) 0.33 0.69 0.47 -1.14 -0.78 -1.98 -1.94 -1.04 0.07
Net Interest Margin 2.38 2.61 2.38 2.12 1.80 1.62 2.09 2.43 2.40
Yield on Advances (%) 13.06 12.19 13.14 14.74 13.64 13.05 14.43 14.96 12.97

Balance Sheet View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Shh. Funds 9,682 11,226 12,549 12,522 12,753 14,957 17,391 19,210 22,606
Minority Int.
Deposits 173,431 199,534 214,337 207,118 201,285 181,849 197,907 193,203 205,919
Borrowings 9,492 20,718 10,253 17,240 9,535 12,449 8,324 15,695 15,383
Other Liab. 6,046 7,647 8,779 8,002 7,767 6,800 6,863 7,800 9,428
Total Liab. 198,651 239,125 245,917 244,883 231,340 216,056 230,484 235,908 253,336
Fixed Assets 890 1,062 1,114 2,885 2,849 2,875 2,822 2,840 3,218
Investments 52,245 67,452 64,223 83,974 74,019 70,962 82,232 90,999 93,783
Advances 128,283 149,584 147,351 125,905 119,724 107,470 99,314 101,174 111,355
Cash & Bank 12,344 15,012 22,169 18,559 18,100 14,748 24,432 17,806 23,600
Other Assets 4,890 6,015 11,060 13,559 16,647 20,001 21,684 23,089 21,380
Total Assets 198,651 239,125 245,917 244,883 231,340 216,056 230,484 235,908 253,336

Profit Loss View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Interest Earned 16,752 18,230 19,359 18,561 16,326 14,020 14,331 15,134 14,446
Other Income 952 1,321 2,004 1,596 2,114 1,121 1,514 2,871 3,720
Total Income 17,704 19,550 21,363 20,157 18,440 15,141 15,844 18,006 18,166
Operating Exp. -2,177 -2,439 -2,656 -2,841 -3,005 -2,911 -3,064 -3,128 -3,779
Provisions -2,710 -3,216 -3,328 -8,063 -5,616 -8,225 -9,825 -8,548 -5,496
PBIT 12,817 13,895 15,378 9,253 9,819 4,005 2,955 6,330 8,891
Interest -12,170 -12,171 -13,797 -13,713 -12,509 -10,895 -10,019 -10,042 -8,966
Tax -29 -214 -444 1,661 840 2,454 2,744 1,276 243
PAT 618 1,511 1,138 -2,799 -1,851 -4,436 -4,321 -2,437 167

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -2,090 3,574 7,861 -2,978 -3,852 -9,082 4,190 -10,658 2,422
Cash Fr. Inv. -95 -213 -160 -127 -125 -85 -14 -113 -155
Cash Fr. Finan. 880 -771 -553 -579 3,609 5,754 5,450 4,283 3,266
Net Change -1,305 2,590 7,148 -3,685 -367 -3,413 9,626 -6,489 5,533
Cash & Cash Eqvt 12,344 15,012 22,169 18,559 18,100 14,748 24,432 17,806 23,600

Shareholding Pattern View Details

9 Qtrs 2019-06 (%) 2019-09 (%) 2019-12 (%) 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%)
Promoter 92.52 92.52 93.61 94.44 94.44 94.44 94.44 94.44 95.39
Public 7.48 7.48 6.39 5.56 5.56 5.56 5.56 5.56 4.61
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Tue, 27 Jul 2021
Reviewed Financial Results For The First Quarter Ended 30.06.2021
Reviewed Financial Results for the first quarter ended 30.06.2021 is attached
Tue, 27 Jul 2021
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Please find the attachment
Tue, 20 Jul 2021
Board Meeting Intimation for Intimation Of Board Meeting To Consider Unaudited (Reviewed) Financial Results Of The Bank For The 1St Quarter Ended 30Th June 2021
UCO BANKhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 27/07/2021 inter alia to consider and approve Please find the attachment

Technical Scans View Details

Mon, 02 Aug 2021
Close Crossing Last Month Close from Above Close Crossing Last Month Close from Above
Fri, 30 Jul 2021
Opening at Low Opening at Low
Thu, 29 Jul 2021
Opening at High Opening at High
Tue, 27 Jul 2021
Higher Delivery Quantity Higher Delivery Quantity
Higher Trade Quantity Higher Trade Quantity

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