Sector |
|
Compare with Sector peers |
Industry |
|
Compare with Industry peers |
Website | http://www.ujjivansfb.in | |
Market Cap | 5,756.02 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 4.69 | Trailing Twelve Months Ending 2022-12 |
Price-Earning Ratio (PE) | 6.28 | Trailing Twelve Months Ending 2022-12 |
Industry PE | 18.38 | Trailing Twelve Months Ending 2022-12 |
Book Value / Share | 19.53 | Trailing Twelve Months Ending 2022-12 |
Price to Book Value | 1.51 | Calculated using Price: 29.45 |
Dividend Yield | 0.00 | Period Ending 2022-03 |
No. of Shares Subscribed | 195.45 Cr. | 1,954,504,681 Shares |
FaceValue | 10 | |
Company Profile | ||
Ujjivan Small Finance Bank (USFB) Ltd., is among the leading small finance banks in the country. The bank’s portfolio of products and services includes various asset and liability products and services. Its asset products comprise loans to micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. On the liability side, the bank offer savings accounts, current accounts and a variety of deposit accounts. |
1 Day |
|
-0.51% |
1 Week |
|
+7.09% |
1 Month |
|
-4.54% |
3 Month |
|
+11.55% |
6 Month |
|
+40.91% |
1 Year |
|
+51.80% |
2 Year |
|
-20.41% |
5 Year |
|
|
10 Year |
|
6 years | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | |
Return on Equity (%) | 0.00 | 0.48 | 12.99 | 15.26 | 0.28 | -14.98 | |
Return on Assets (%) | 0.14 | 1.72 | 2.18 | 0.04 | -1.89 | ||
Net Interest Margin | 1.33 | 9.46 | 8.40 | 9.19 | 8.82 | 7.84 | |
Interest Spread (%) | 2.02 | 12.00 | 11.08 | 11.99 | 12.78 | 12.07 | |
Yield on Advances (%) | 3.70 | 19.99 | 17.36 | 19.25 | 19.36 | 17.25 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-09* Rs. Cr. |
Shh. Funds | 1,647 | 1,820 | 3,188 | 3,219 | 2,803 | 3,769 | ||
Minority Int. | ||||||||
Deposits | 206 | 3,772 | 7,379 | 10,780 | 13,136 | 18,292 | 20,396 | |
Borrowings | 6,291 | 3,853 | 4,166 | 3,953 | 3,247 | 1,764 | 1,733 | |
Other Liab. | 298 | 201 | 377 | 490 | 779 | 746 | 886 | |
Total Liab. | 8,436 | 9,473 | 13,742 | 18,411 | 20,380 | 23,604 | 26,785 | |
Fixed Assets | 140 | 198 | 284 | 300 | 281 | 249 | 260 | |
Investments | 1,447 | 1,232 | 1,527 | 2,396 | 2,516 | 4,153 | 5,481 | |
Advances | 5,861 | 7,335 | 10,552 | 14,044 | 14,494 | 16,303 | 17,435 | |
Cash & Bank | 763 | 495 | 1,094 | 1,343 | 2,578 | 2,168 | 2,895 | |
Other Assets | 225 | 212 | 284 | 328 | 512 | 731 | 714 | |
Total Assets | 8,436 | 9,473 | 13,742 | 18,411 | 20,380 | 23,604 | 26,785 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2022-12 Rs. Cr. TTM |
Interest Earned | 217 | 1,467 | 1,832 | 2,704 | 2,806 | 2,813 | 3,798 | |
Other Income | 9 | 113 | 206 | 322 | 302 | 313 | 483 | |
Total Income | 226 | 1,579 | 2,038 | 3,026 | 3,108 | 3,126 | 4,282 | |
Operating Exp. | -111 | -650 | -1,003 | -1,319 | -1,230 | -1,496 | -1,725 | |
Provisions | -4 | -311 | -41 | -171 | -791 | -1,141 | -34 | |
PBIT | 110 | 618 | 994 | 1,536 | 1,088 | 489 | 2,523 | |
Interest | -109 | -609 | -725 | -1,070 | -1,078 | -1,039 | -1,295 | |
Tax | -1 | -2 | -69 | -116 | -2 | 136 | -311 | |
PAT | 0 | 7 | 199 | 350 | 8 | -415 | 917 | |
Adjusted EPS | 0 | 1 | 2 | 0 | -2 | 5 |
Particulars | 6 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. |
Cash Fr. Operatn. | -7,084 | 2,326 | 478 | 242 | 2,657 | 2,547 | |
Cash Fr. Inv. | -161 | -101 | -148 | -757 | -1,356 | -841 | |
Cash Fr. Finan. | 7,931 | -2,439 | 287 | 776 | -706 | -1,484 | |
Net Change | 687 | -213 | 617 | 261 | 595 | 222 | |
Cash & Cash Eqvt | 687 | 473 | 1,078 | 1,339 | 1,934 | 2,155 |
Fri, 03 Feb 2023
Announcement under Regulation 30 (LODR)-Newspaper Publication Copy of Newspaper Publication of the Financial Results for the quarter ended December 31 2022 |
Fri, 03 Feb 2023
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome Intimation of link of recording of the investor call held on February 03 2023 |
Thu, 02 Feb 2023
Financial Results For Quarter And Nine Months Ended December 31 2022 Financial Results for quarter and nine months ended December 31 2022 |
Fri, 03 Feb 2023 |
|
|
|
|
|