Sector | Banking | Compare with Sector peers |
Industry | Bank - Private | Compare with Industry peers |
Website | http://www.ujjivansfb.in | |
Market Cap | 10,414.73 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 6.44 | Trailing Twelve Months Ending 2023-12 |
Price-Earning Ratio (PE) | 8.26 | Trailing Twelve Months Ending 2023-12 |
Industry PE | 16.83 | Trailing Twelve Months Ending 2023-12 |
Book Value / Share | 24.60 | Trailing Twelve Months Ending 2023-12 |
Price to Book Value | 2.16 | Calculated using Price: 53.16 |
Dividend Yield | 2.35 | Period Ending 2023-03 |
No. of Shares Subscribed | 195.91 Cr. | 1,959,129,884 Shares |
FaceValue | 10 | |
About Ujjivan Small Finance Bank Ltd. | ||
Ujjivan Small Finance Bank (USFB) Ltd., is among the leading small finance banks in the country. The bank’s portfolio of products and services includes various asset and liability products and services. Its asset products comprise loans to micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. On the liability side, the bank offer savings accounts, current accounts and a variety of deposit accounts. |
1 Day |
|
|
1 Week |
|
+1.14% |
1 Month |
|
+15.29% |
3 Month |
|
-2.74% |
6 Month |
|
|
1 Year |
|
+91.88% |
2 Year |
|
+209.01% |
5 Year |
|
|
10 Year |
|
7 years | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 0 | 0.48 | 12.99 | 15.26 | 0.28 | -14.98 | 33.75 | |
Return on Assets (%) | 0.14 | 1.72 | 2.18 | 0.04 | -1.88 | 3.86 | ||
Net Interest Margin | 1.33 | 9.46 | 8.4 | 9.19 | 8.82 | 7.84 | 8.36 | |
Interest Spread (%) | 2.02 | 12 | 11.08 | 11.99 | 12.78 | 12.07 | 14.36 | |
Yield on Advances (%) | 3.7 | 19.99 | 17.36 | 19.25 | 19.36 | 17.25 | 19.56 |
Particulars | 8 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09* Rs. Cr. |
Shh. Funds | 1,647 | 1,820 | 3,188 | 3,219 | 2,803 | 4,209 | 4,771 | ||
Minority Int. | |||||||||
Deposits | 206 | 3,772 | 7,379 | 10,780 | 13,136 | 18,292 | 25,538 | 29,139 | |
Borrowings | 6,291 | 3,853 | 4,166 | 3,953 | 3,247 | 1,764 | 2,641 | 3,733 | |
Other Liab. | 298 | 201 | 377 | 490 | 779 | 754 | 929 | 1,038 | |
Total Liab. | 8,436 | 9,473 | 13,742 | 18,411 | 20,380 | 23,612 | 33,317 | 38,680 | |
Fixed Assets | 140 | 198 | 284 | 300 | 281 | 249 | 283 | 357 | |
Investments | 1,447 | 1,232 | 1,527 | 2,396 | 2,516 | 4,153 | 8,510 | 10,930 | |
Advances | 5,861 | 7,335 | 10,552 | 14,044 | 14,494 | 16,303 | 21,290 | 24,325 | |
Cash & Bank | 763 | 495 | 1,094 | 1,343 | 2,578 | 2,176 | 2,484 | 2,255 | |
Other Assets | 225 | 212 | 284 | 328 | 512 | 731 | 750 | 814 | |
Total Assets | 8,436 | 9,473 | 13,742 | 18,411 | 20,380 | 23,612 | 33,317 | 38,680 |
Particulars | 8 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12 Rs. Cr. TTM |
Interest Earned | 217 | 1,467 | 1,832 | 2,704 | 2,806 | 2,813 | 4,165 | 5,333 | |
Other Income | 9 | 113 | 206 | 322 | 302 | 360 | 589 | 730 | |
Total Income | 226 | 1,579 | 2,038 | 3,026 | 3,108 | 3,173 | 4,754 | 6,063 | |
Operating Exp. | -111 | -650 | -1,003 | -1,319 | -1,230 | -1,496 | -1,802 | -2,134 | |
Provisions | -4 | -311 | -41 | -171 | -791 | -1,187 | -18 | -134 | |
PBIT | 110 | 618 | 994 | 1,536 | 1,088 | 489 | 2,934 | 3,795 | |
Interest | -109 | -609 | -725 | -1,070 | -1,078 | -1,039 | -1,467 | -2,120 | |
Tax | -1 | -2 | -69 | -116 | -2 | 136 | -367 | -414 | |
PAT | 0 | 7 | 199 | 350 | 8 | -415 | 1,100 | 1,261 | |
Adjusted EPS | 0 | 1 | 2 | 0 | -2 | 6 | 6 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | -7,084 | 2,326 | 478 | 242 | 2,657 | 2,554 | 1,060 | |
Cash Fr. Inv. | -161 | -101 | -148 | -757 | -1,356 | -841 | -2,096 | |
Cash Fr. Finan. | 7,931 | -2,439 | 287 | 776 | -706 | -1,484 | 1,186 | |
Net Change | 687 | -213 | 617 | 261 | 595 | 230 | 151 | |
Cash & Cash Eqvt | 687 | 473 | 1,078 | 1,339 | 1,934 | 2,163 | 2,314 |
Thu, 25 Apr 2024
Updates Ujjivan Small Finance Bank Limited has informed the Exchange regarding 'Receipt of Certified Copy of the NCLT sanction on Scheme of Amalgamation'. |
Thu, 25 Apr 2024
Update-Acquisition/Scheme/Sale/Disposal-XBRL UJJIVAN SMALL FINANCE BANK LIMITED has informed the Exchange regarding Update-Acquisition/Scheme/Sale/Disposal-XBRL |
Sat, 20 Apr 2024
Record Date Ujjivan Small Finance Bank Limited has informed the Exchange that Record date for the purpose of Merger is 03-May-2024. |
Thu, 25 Apr 2024 |
Closing Below Previous Low |
High Increase in 1 Month |
High Increase in 1 Year |
High Increase in 2 Years |
20 SMA Crossing 50 SMA From Below |