Sector | Banking | Compare with Sector peers |
Industry | Bank - Private | Compare with Industry peers |
Website | http://www.cityunionbank.com | |
Market Cap | 11,424.86 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 13.22 | Trailing Twelve Months Ending 2023-12 |
Price-Earning Ratio (PE) | 11.67 | Trailing Twelve Months Ending 2023-12 |
Industry PE | 16.43 | Trailing Twelve Months Ending 2023-12 |
Book Value / Share | 109.96 | Trailing Twelve Months Ending 2023-12 |
Price to Book Value | 1.40 | Calculated using Price: 154.25 |
Dividend Yield | 0.65 | Period Ending 2023-03 |
No. of Shares Subscribed | 74.07 Cr. | 740,671,904 Shares |
FaceValue | 1 | |
About City Union Bank Ltd. | ||
City Union Bank Limited is an old premier private sector bank which was incorporated on October 31, 1904 with its Registered Office at Kumbakonam, Tamilnadu, India. The bank in the beginning preferred the role of a regional bank and slowly but steadily built for itself a place in the Delta District Thanjavur. The first Branch of the Bank was opened at Mannargudi on January 24, 1930. Thereafter, branches were opened at Nagapattinam, Sannanallur, Ayyampet, Tirukattupalli, Tiruvarur, Manapparai, Mayuram and Porayar within a span of twenty five years. |
1 Day |
|
-3.41% |
1 Week |
|
-2.86% |
1 Month |
|
-2.16% |
3 Month |
|
+16.18% |
6 Month |
|
+11.04% |
1 Year |
|
+13.37% |
2 Year |
|
+22.65% |
5 Year |
|
-21.57% |
10 Year |
|
+202.71% |
9 years | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 16.28 | 15.47 | 15.18 | 15.31 | 15.17 | 9.4 | 10.64 | 12.23 | 13.35 | |
Return on Assets (%) | 1.45 | 1.49 | 1.5 | 1.57 | 1.6 | 1 | 1.15 | 1.32 | 1.46 | |
Net Interest Margin | 3.06 | 3.21 | 3.55 | 3.73 | 3.72 | 3.51 | 3.57 | 3.23 | 3.38 | |
Interest Spread (%) | 7.22 | 6.93 | 6.87 | 6.51 | 5.99 | 6.47 | 6.41 | 6.04 | 6.48 | |
Yield on Advances (%) | 15.02 | 13.98 | 13.32 | 12.22 | 11.53 | 12.29 | 11.44 | 10.17 | 10.95 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09* Rs. Cr. |
Shh. Funds | 2,696 | 3,052 | 3,570 | 4,163 | 4,841 | 5,296 | 5,842 | 6,586 | 7,457 | 7,891 | |
Minority Int. | |||||||||||
Deposits | 24,075 | 27,158 | 30,116 | 32,853 | 38,448 | 40,832 | 44,537 | 47,690 | 52,398 | 52,714 | |
Borrowings | 169 | 665 | 531 | 1,736 | 481 | 2,032 | 1,346 | 5,312 | 4,688 | 4,514 | |
Other Liab. | 932 | 929 | 1,054 | 1,186 | 1,489 | 1,573 | 1,586 | 1,944 | 2,051 | 2,155 | |
Total Liab. | 27,871 | 31,804 | 35,271 | 39,937 | 45,259 | 49,734 | 53,312 | 61,531 | 66,595 | 67,274 | |
Fixed Assets | 210 | 218 | 215 | 223 | 250 | 245 | 233 | 215 | 239 | 243 | |
Investments | 5,871 | 6,826 | 7,031 | 7,879 | 7,712 | 9,117 | 9,436 | 12,221 | 14,333 | 15,688 | |
Advances | 17,966 | 21,057 | 23,833 | 27,853 | 32,673 | 33,927 | 36,158 | 40,358 | 43,053 | 42,652 | |
Cash & Bank | 2,537 | 2,650 | 2,879 | 2,636 | 2,963 | 4,722 | 5,615 | 6,687 | 6,649 | 6,128 | |
Other Assets | 1,288 | 1,053 | 1,313 | 1,346 | 1,660 | 1,722 | 1,870 | 2,050 | 2,320 | 2,563 | |
Total Assets | 27,871 | 31,804 | 35,271 | 39,937 | 45,259 | 49,734 | 53,312 | 61,531 | 66,595 | 67,274 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12 Rs. Cr. TTM |
Interest Earned | 2,699 | 2,944 | 3,174 | 3,402 | 3,767 | 4,169 | 4,135 | 4,105 | 4,714 | 5,125 | |
Other Income | 404 | 410 | 484 | 532 | 514 | 680 | 689 | 759 | 810 | 761 | |
Total Income | 3,103 | 3,354 | 3,658 | 3,935 | 4,282 | 4,849 | 4,823 | 4,864 | 5,525 | 5,886 | |
Operating Exp. | -519 | -558 | -689 | -755 | -886 | -1,014 | -1,051 | -1,080 | -1,155 | -1,271 | |
Provisions | -183 | -231 | -301 | -418 | -315 | -755 | -775 | -610 | -641 | -413 | |
PBIT | 2,402 | 2,566 | 2,668 | 2,762 | 3,081 | 3,080 | 2,998 | 3,173 | 3,729 | 4,202 | |
Interest | -1,891 | -1,963 | -1,975 | -1,972 | -2,156 | -2,493 | -2,305 | -2,188 | -2,552 | -3,033 | |
Tax | -126 | -158 | -190 | -198 | -242 | -110 | -100 | -225 | -240 | -190 | |
PAT | 384 | 445 | 503 | 592 | 683 | 476 | 593 | 760 | 937 | 979 | |
Adjusted EPS | 5 | 6 | 7 | 8 | 9 | 6 | 8 | 10 | 13 | 13 |
Particulars | 10 years | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | 412 | 131 | 248 | 284 | -183 | 419 | 1,836 | 922 | 1,166 | 100 | |
Cash Fr. Inv. | -79 | -64 | -60 | -50 | -61 | -87 | -60 | -38 | -63 | -72 | |
Cash Fr. Finan. | 76 | 291 | -75 | -4 | 1 | -5 | -18 | 10 | -31 | -66 | |
Net Change | 409 | 357 | 113 | 229 | -243 | 327 | 1,758 | 893 | 1,072 | -38 | |
Cash & Cash Eqvt | 2,180 | 2,537 | 2,650 | 2,879 | 2,636 | 2,963 | 4,722 | 5,615 | 6,687 | 6,649 |
Tue, 30 Apr 2024
Shareholders meeting City Union Bank Limited has submitted the Exchange a copy Srutinizers report of Postal Ballot. Further, the company has informed the Exchange regarding voting results along with copy of minutes. |
Tue, 30 Apr 2024
Loss/Duplicate-Share Certificate-XBRL CITY UNION BANK LIMITED has informed the Exchange about Issue of duplicate share certificates/Letter of Confirmation |
Tue, 30 Apr 2024
Loss/Duplicate-Share Certificate-XBRL CITY UNION BANK LIMITED has informed the Exchange about Loss of share certificates |
Tue, 07 May 2024 |
Closing Below Previous Low |
Close Within 52 Week High Zone |
Making Lower Lows for 2 Days |
High Increase in 3 Months |
CCI Bearish |