Sector | Banking | Compare with Sector peers |
Industry | Bank - Private | Compare with Industry peers |
Website | http://www.equitasbank.com | |
Market Cap | 10,719.26 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 7.04 | Trailing Twelve Months Ending 2024-03 |
Price-Earning Ratio (PE) | 13.42 | Trailing Twelve Months Ending 2024-03 |
Industry PE | 16.61 | Trailing Twelve Months Ending 2024-03 |
Book Value / Share | 52.58 | Trailing Twelve Months Ending 2024-03 |
Price to Book Value | 1.80 | Calculated using Price: 94.43 |
Dividend Yield | 1.06 | Period Ending 2023-03 |
No. of Shares Subscribed | 113.52 Cr. | 1,135,153,641 Shares |
FaceValue | 10 | |
About Equitas Small Finance Bank Ltd. | ||
The bank offers a range of banking products and services to customers with a focus on serving the financially unserved and underserved customer segments in India.The bank’s focus customer segments include individuals with limited access to formal financing channels on account of their informal, variable and cash-based income profile. The bank offers a range of financial products and services that address the specific requirements of these customer segments by taking into account their income profile, nature of business and type of security available. The bank’s asset products are suited to a range of customers with varying profiles. These include provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance to JLGs predominantly comprising women, used and new commercial vehicle loans to drivers and micro-entrepreneurs typically engaged in logistics, MSE loans to proprietorships, and corporate loans. On the liability side, its target customers comprise mass and mass-affluent individuals to whom it offers current accounts, salary accounts, savings accounts, and a variety of deposit accounts. In addition, the bank also provides non-credit offerings comprising ATM-cum-debit cards, third party insurance, mutual fund products, and issuance of FASTags. |
1 Day |
|
+0.03% |
1 Week |
|
-4.20% |
1 Month |
|
-0.81% |
3 Month |
|
-9.13% |
6 Month |
|
-2.82% |
1 Year |
|
+34.28% |
2 Year |
|
+77.57% |
5 Year |
|
|
10 Year |
|
9 years | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 7.46 | 11.97 | 7.65 | 1.57 | 9.8 | 9.75 | 12.51 | 7.35 | 12.21 | |
Return on Assets (%) | 2.34 | 3.53 | 1.79 | 0.28 | 1.45 | 1.39 | 1.75 | 1.09 | 1.85 | |
Net Interest Margin | 10.87 | 6.13 | 6.74 | 7.58 | 8.04 | 7.51 | 7.85 | 7.55 | ||
Interest Spread (%) | 8.85 | 10.53 | 13.69 | 10.82 | 12.05 | 12.17 | 11.27 | 10.43 | ||
Yield on Advances (%) | 18.33 | 17.21 | 20.02 | 18.21 | 19.27 | 18.96 | 17.86 | 16.13 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2024-03* Rs. Cr. |
Shh. Funds | 626 | 711 | 2,012 | 2,044 | 2,254 | 2,744 | 3,396 | 4,246 | 5,158 | 5,969 | |
Minority Int. | |||||||||||
Deposits | 1,921 | 5,604 | 9,007 | 10,788 | 16,392 | 18,951 | 25,381 | 36,129 | |||
Borrowings | 1,638 | 4,779 | 5,177 | 3,973 | 5,135 | 4,165 | 2,616 | 2,974 | 1,788 | ||
Other Liab. | 65 | 533 | 485 | 529 | 628 | 755 | 1,134 | 1,446 | 1,418 | ||
Total Liab. | 1,344 | 2,414 | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,948 | 34,958 | 45,304 | |
Fixed Assets | 8 | 11 | 288 | 281 | 237 | 213 | 185 | 200 | 379 | 605 | |
Investments | 39 | 1,891 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | 9,065 | ||
Advances | 2,227 | 5,702 | 7,707 | 11,595 | 13,728 | 16,848 | 19,374 | 25,799 | 30,964 | ||
Cash & Bank | 101 | 1,114 | 1,211 | 1,261 | 2,537 | 3,379 | 2,133 | 1,244 | 3,579 | ||
Other Assets | 75 | 251 | 254 | 325 | 475 | 591 | 791 | 872 | 1,091 | ||
Total Assets | 1,344 | 2,414 | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,948 | 34,958 | 45,304 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2024-03 Rs. Cr. TTM |
Interest Earned | 408 | 981 | 1,543 | 2,112 | 2,645 | 3,194 | 3,460 | 4,162 | 5,486 | ||
Other Income | 0 | 71 | 233 | 241 | 283 | 282 | 418 | 538 | 670 | 799 | |
Total Income | 297 | 479 | 1,214 | 1,784 | 2,395 | 2,928 | 3,612 | 3,997 | 4,831 | 6,285 | |
Operating Exp. | -184 | -509 | -881 | -1,008 | -1,180 | -1,329 | -1,704 | -2,038 | -2,501 | ||
Provisions | -10 | -96 | -172 | -102 | -247 | -375 | -494 | -407 | -314 | ||
PBIT | 297 | 286 | 609 | 731 | 1,284 | 1,501 | 1,908 | 1,799 | 2,386 | 3,470 | |
Interest | -104 | -155 | -447 | -682 | -960 | -1,150 | -1,396 | -1,421 | -1,617 | -2,407 | |
Tax | -46 | -57 | -17 | -113 | -107 | -127 | -97 | -195 | -264 | ||
PAT | 34 | 85 | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 799 | |
Adjusted EPS | 2 | 1 | 0 | 2 | 2 | 3 | 2 | 5 | 7 |
Particulars | 8 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | -215 | -513 | -779 | 1,799 | 440 | 2,044 | 159 | -998 | |
Cash Fr. Inv. | 1 | -3 | -11 | -7 | -72 | -43 | -89 | -261 | |
Cash Fr. Finan. | 253 | 502 | 1,032 | -1,706 | 908 | -1,154 | -1,317 | 60 | |
Net Change | 39 | -15 | 242 | 86 | 1,276 | 847 | -1,246 | -1,199 | |
Cash & Cash Eqvt | 43 | 29 | 271 | 1,255 | 2,531 | 3,379 | 2,133 | 1,244 |
Sat, 04 May 2024
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 Order on Scrutiny case under Section 61 of Chhattisgarh GST Act 2017 read with Section 73(9) of CGST Act 2017 |
Thu, 02 May 2024
Schedule Of Investors Meet Schedule of Investors meet to be attended by the representatives of the Bank |
Tue, 30 Apr 2024
Order-In-Original From The Office Of The Superintendent Central Goods And Services Tax & Central Excise Range-V Division-I Bhopal Madhya Pradesh Equitas Small Finance Bank Limited has informed about the Order-in-original from the office of the Superintendent Central Goods and Services Tax & Central Excise Range-V Division-I Bhopal Madhya Pradesh |
Fri, 03 May 2024 |
Higher Trade Quantity |
Closing Below Previous Low |
Closing Below Previous Low for 3 days |
Making Lower Lows for 3 days |
Closing Below Previous Low for 2 Days |