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Website | http://www.equitasbank.com | |
Market Cap | 10,733.60 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | 6.64 | Trailing Twelve Months Ending 2023-09 |
Price-Earning Ratio (PE) | 14.32 | Trailing Twelve Months Ending 2023-09 |
Industry PE | 18.92 | Trailing Twelve Months Ending 2023-09 |
Book Value / Share | 48.61 | Trailing Twelve Months Ending 2023-09 |
Price to Book Value | 1.96 | Calculated using Price: 95.11 |
Dividend Yield | 1.05 | Period Ending 2023-03 |
No. of Shares Subscribed | 112.85 Cr. | 1,128,546,148 Shares |
FaceValue | 10 | |
About Equitas Small Finance Bank Ltd. | ||
The bank offers a range of banking products and services to customers with a focus on serving the financially unserved and underserved customer segments in India.The bank’s focus customer segments include individuals with limited access to formal financing channels on account of their informal, variable and cash-based income profile. The bank offers a range of financial products and services that address the specific requirements of these customer segments by taking into account their income profile, nature of business and type of security available. The bank’s asset products are suited to a range of customers with varying profiles. These include provision of small business loans comprising LAPs, housing loans, and agriculture loans to micro-entrepreneurs, microfinance to JLGs predominantly comprising women, used and new commercial vehicle loans to drivers and micro-entrepreneurs typically engaged in logistics, MSE loans to proprietorships, and corporate loans. On the liability side, its target customers comprise mass and mass-affluent individuals to whom it offers current accounts, salary accounts, savings accounts, and a variety of deposit accounts. In addition, the bank also provides non-credit offerings comprising ATM-cum-debit cards, third party insurance, mutual fund products, and issuance of FASTags. |
1 Day |
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+1.23% |
1 Week |
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-0.05% |
1 Month |
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+3.94% |
3 Month |
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+9.60% |
6 Month |
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+8.08% |
1 Year |
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+66.37% |
2 Year |
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+59.53% |
5 Year |
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10 Year |
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9 years | 2015-03 | 2016-03 | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 7.46 | 11.97 | 7.65 | 1.57 | 9.80 | 9.75 | 12.51 | 7.35 | 12.21 | |
Return on Assets (%) | 2.34 | 3.53 | 1.79 | 0.28 | 1.45 | 1.39 | 1.75 | 1.09 | 1.85 | |
Net Interest Margin | 10.87 | 6.13 | 6.74 | 7.58 | 8.04 | 7.51 | 7.85 | 7.55 | ||
Interest Spread (%) | 8.85 | 10.53 | 13.69 | 10.82 | 12.05 | 12.17 | 11.27 | 10.43 | ||
Yield on Advances (%) | 18.33 | 17.21 | 20.02 | 18.21 | 19.27 | 18.96 | 17.86 | 16.13 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09* Rs. Cr. |
Shh. Funds | 626 | 711 | 2,012 | 2,044 | 2,254 | 2,744 | 3,396 | 4,246 | 5,158 | 5,479 | |
Minority Int. | |||||||||||
Deposits | 1,921 | 5,604 | 9,007 | 10,788 | 16,392 | 18,951 | 25,381 | 30,839 | |||
Borrowings | 1,638 | 4,779 | 5,177 | 3,973 | 5,135 | 4,165 | 2,616 | 2,974 | 2,481 | ||
Other Liab. | 65 | 533 | 485 | 529 | 628 | 755 | 1,134 | 1,446 | 1,330 | ||
Total Liab. | 1,344 | 2,414 | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,948 | 34,958 | 40,129 | |
Fixed Assets | 8 | 11 | 288 | 281 | 237 | 213 | 185 | 200 | 379 | 560 | |
Investments | 39 | 1,891 | 3,857 | 2,344 | 2,343 | 3,705 | 4,450 | 6,665 | 8,551 | ||
Advances | 2,227 | 5,702 | 7,707 | 11,595 | 13,728 | 16,848 | 19,374 | 25,799 | 28,768 | ||
Cash & Bank | 101 | 1,114 | 1,211 | 1,261 | 2,537 | 3,379 | 2,133 | 1,244 | 1,323 | ||
Other Assets | 75 | 251 | 254 | 325 | 475 | 591 | 791 | 872 | 928 | ||
Total Assets | 1,344 | 2,414 | 9,245 | 13,310 | 15,763 | 19,296 | 24,708 | 26,948 | 34,958 | 40,129 |
Particulars | 10 years | 2015-03 Rs. Cr. | 2016-03 Rs. Cr. | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09 Rs. Cr. TTM |
Interest Earned | 408 | 981 | 1,543 | 2,112 | 2,645 | 3,194 | 3,460 | 4,162 | 4,832 | ||
Other Income | 0 | 71 | 233 | 241 | 283 | 282 | 418 | 538 | 670 | 744 | |
Total Income | 297 | 479 | 1,214 | 1,784 | 2,395 | 2,928 | 3,612 | 3,997 | 4,831 | 5,576 | |
Operating Exp. | -184 | -509 | -881 | -1,008 | -1,180 | -1,329 | -1,704 | -2,038 | -2,299 | ||
Provisions | -10 | -96 | -172 | -102 | -247 | -375 | -494 | -407 | -299 | ||
PBIT | 297 | 286 | 609 | 731 | 1,284 | 1,501 | 1,908 | 1,799 | 2,386 | 2,978 | |
Interest | -104 | -155 | -447 | -682 | -960 | -1,150 | -1,396 | -1,421 | -1,617 | -1,969 | |
Tax | -46 | -57 | -17 | -113 | -107 | -127 | -97 | -195 | -260 | ||
PAT | 34 | 85 | 104 | 32 | 211 | 244 | 384 | 281 | 574 | 750 | |
Adjusted EPS | 2 | 1 | 0 | 2 | 2 | 3 | 2 | 5 | 7 |
Particulars | 8 years | 2013-03 Rs. Cr. | 2014-03 Rs. Cr. | 2015-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | -215 | -513 | -779 | 1,799 | 440 | 2,044 | 159 | -998 | |
Cash Fr. Inv. | 1 | -3 | -11 | -7 | -72 | -43 | -89 | -261 | |
Cash Fr. Finan. | 253 | 502 | 1,032 | -1,706 | 908 | -1,154 | -1,317 | 60 | |
Net Change | 39 | -15 | 242 | 86 | 1,276 | 847 | -1,246 | -1,199 | |
Cash & Cash Eqvt | 43 | 29 | 271 | 1,255 | 2,531 | 3,379 | 2,133 | 1,244 |
Fri, 01 Dec 2023
Intimation To Holders Of Physical Securities-SEBI Circular No. SEBI/HO/MIRSD/POD-1/P/CIR/2023/158 Dated September 26 2023 Intimation to holders of physical securities- Extension of last date to December 31 2023 for submission of details as per SEBI Circular No. SEBI/HO/MIRSD/POD-1/P/CIR/2023/158 dated September 26 2023 |
Thu, 23 Nov 2023
Disclosures under Reg. 29(1) of SEBI (SAST) Regulations 2011 The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations 2011 for HDFC Mutual Fund |
Thu, 23 Nov 2023
Re-Filing Of Related Party Transactions Under Regulation 23(9) Of The SEBI (LODR) Regulations 2015 For The Half Year Ended September 30 2023. Equitas Small Finance Bank Limited has informed the exchanges regarding the re-filing of Related Party Transactions under Regulation 23(9) of the SEBI (LODR) Regulations 2015 for the half-year ended September 30 2023 |
Fri, 01 Dec 2023 |
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