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Website | http://www.finobank.com | |
Market Cap | 2,582.14 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | 8.85 | Trailing Twelve Months Ending 2023-06 |
Price-Earning Ratio (PE) | 35.05 | Trailing Twelve Months Ending 2023-06 |
Industry PE | 20.05 | Trailing Twelve Months Ending 2023-06 |
Book Value / Share | 67.35 | Trailing Twelve Months Ending 2023-06 |
Price to Book Value | 4.61 | Calculated using Price: 310.30 |
Dividend Yield | 0.00 | Period Ending 2023-03 |
No. of Shares Subscribed | 8.32 Cr. | 83,214,302 Shares |
FaceValue | 10 | |
About Fino Payments Bank Ltd. | ||
Fino Payments Bank is a growing fintech company offering a diverse range of financial products and services that are primarily digital and have a payments focus. It offers such products and services to its target market via a pan-India distribution network and proprietary technologies. The bank's products and services include various current accounts and savings accounts (CASA), issuance of debit card and related transactions, facilitating domestic remittances, open banking functionality (via its Application Programming Interface (API)), withdrawing and depositing cash (via micro-ATM or Aadhaar Enabled Payment System AePS) and cash management services (CMS). Its merchants also leverage the customer relationships within their respective communities to facilitate it cross-selling other financial products and services such as third party gold loans, insurance, bill payments and recharges. It also manages a large BC network on behalf of other banks. |
1 Day |
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-1.60% |
1 Week |
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-2.37% |
1 Month |
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-12.65% |
3 Month |
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+21.74% |
6 Month |
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+50.47% |
1 Year |
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+41.36% |
2 Year |
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5 Year |
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10 Year |
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5 years | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | -38.48 | -21.93 | 14.59 | 13.63 | 12.78 | |
Return on Assets (%) | -9.12 | -4.90 | 2.51 | 3.18 | 3.14 | |
Net Interest Margin | 2.95 | 1.92 | 1.38 | 1.45 | 2.40 | |
Interest Spread (%) | ||||||
Yield on Advances (%) |
Particulars | 5 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Shh. Funds | 162 | 130 | 151 | 480 | 553 | |
Minority Int. | ||||||
Deposits | 48 | 118 | 243 | 503 | 917 | |
Borrowings | 83 | 111 | 181 | 250 | 434 | |
Other Liab. | 392 | 266 | 436 | 448 | 563 | |
Total Liab. | 684 | 624 | 1,010 | 1,680 | 2,466 | |
Fixed Assets | 42 | 49 | 64 | 93 | 145 | |
Investments | 73 | 128 | 504 | 631 | 1,146 | |
Advances | 0 | 0 | 0 | 0 | 0 | |
Cash & Bank | 388 | 302 | 271 | 766 | 834 | |
Other Assets | 180 | 144 | 172 | 189 | 341 | |
Total Assets | 684 | 624 | 1,010 | 1,680 | 2,466 |
Particulars | 6 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-06 Rs. Cr. TTM |
Interest Earned | 19 | 18 | 20 | 36 | 95 | 109 | |
Other Income | 352 | 673 | 771 | 973 | 1,135 | 1,180 | |
Total Income | 371 | 691 | 791 | 1,009 | 1,230 | 1,289 | |
Operating Exp. | -427 | -713 | -757 | -951 | -1,117 | -1,160 | |
Provisions | -1 | -1 | -4 | ||||
PBIT | -57 | -22 | 30 | 58 | 112 | 129 | |
Interest | -6 | -10 | -10 | -15 | -47 | -55 | |
Tax | |||||||
PAT | -62 | -32 | 20 | 43 | 65 | 74 | |
Adjusted EPS | -14 | -7 | 3 | 5 | 8 | 9 |
Particulars | 5 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | 29 | -84 | -32 | 207 | -20 | |
Cash Fr. Inv. | -14 | -31 | -69 | -64 | -97 | |
Cash Fr. Finan. | 35 | 28 | 70 | 352 | 184 | |
Net Change | 50 | -86 | -31 | 495 | 68 | |
Cash & Cash Eqvt | 388 | 302 | 271 | 766 | 834 |
Tue, 03 Oct 2023
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation We wish to inform that representatives of Fino Payments Bank Limited will be meeting with investors/analysts on one to one basis as per the details enclosed. |
Tue, 26 Sep 2023
Shareholders Meeting - Voting Results/Scrutinizer Report Results of E-voting of 7th Annual General Meeting of Fino Payments Bank Limited along with Scrutinizer report is enclosed. |
Tue, 26 Sep 2023
Closure of Trading Window This is to inform that pursuant to Securities Exchange Board of India(Prohibition of Insider Trading) Regulations 2015 as amended and in accordance with the Code of Conduct to Regulate Monitor and Report Insider Trading of Fino Payments Bank Limited the trading window for dealing in equity shares of the Bank by its designated persons and their immediate relatives shall remain closed from October 01 2023 till the expiry of 48 hours after declaration of audited financial results of the Bank for the quarter and half year ending September 30 2023. |
Wed, 04 Oct 2023 |
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