Ujjivan Small Finance Bank Ltd.

54.05 -0.45 ▼-0.8%

06 May 2024, 04:04:36 PM
Volume: 6,351,547

Company Profile

Sector Banking Sector Icon Banking Compare with Sector peers
Industry Bank - Private Industry Icon Bank - Private Compare with Industry peers
Website http://www.ujjivansfb.in
Market Cap 18,103.37 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 3.74 Trailing Twelve Months Ending 2023-12
Price-Earning Ratio (PE) 14.35 Trailing Twelve Months Ending 2023-12
Industry PE 16.61 Trailing Twelve Months Ending 2023-12
Book Value / Share 18.48 Trailing Twelve Months Ending 2023-12
Price to Book Value 2.90 Calculated using Price: 53.69
Dividend Yield 2.33 Period Ending 2023-03
No. of Shares Subscribed 337.18 Cr. 3,371,831,917 Shares
FaceValue 10
About Ujjivan Small Finance Bank Ltd.
Ujjivan Small Finance Bank (USFB) Ltd., is among the leading small finance banks in the country. The bank’s portfolio of products and services includes various asset and liability products and services. Its asset products comprise loans to micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. On the liability side, the bank offer savings accounts, current accounts and a variety of deposit accounts.

Ujjivan Small Finance Bank Ltd. Delivery

Delivered Qty
Traded Qty

Ujjivan Small Finance Bank Ltd. Performance

1 Day
-0.83%
1 Week
+1.69%
1 Month
+5.77%
3 Month
-2.96%
6 Month
+0.37%
1 Year
+94.77%
2 Year
+217.01%
5 Year
10 Year

Ujjivan Small Finance Bank Ltd. Fundamental Ratios

7 years 2017-03 2018-03 2019-03 2020-03 2021-03 2022-03 2023-03
Return on Equity (%) 0 0.48 12.99 15.26 0.28 -14.98 33.75
Return on Assets (%) 0.14 1.72 2.18 0.04 -1.88 3.86
Net Interest Margin 1.33 9.46 8.4 9.19 8.82 7.84 8.36
Interest Spread (%) 2.02 12 11.08 11.99 12.78 12.07 14.36
Yield on Advances (%) 3.7 19.99 17.36 19.25 19.36 17.25 19.56

Ujjivan Small Finance Bank Ltd. Balance Sheet

Particulars 8 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-09* Rs. Cr.
Shh. Funds 1,647 1,820 3,188 3,219 2,803 4,209 4,771
Minority Int.
Deposits 206 3,772 7,379 10,780 13,136 18,292 25,538 29,139
Borrowings 6,291 3,853 4,166 3,953 3,247 1,764 2,641 3,733
Other Liab. 298 201 377 490 779 754 929 1,038
Total Liab. 8,436 9,473 13,742 18,411 20,380 23,612 33,317 38,680
Fixed Assets 140 198 284 300 281 249 283 357
Investments 1,447 1,232 1,527 2,396 2,516 4,153 8,510 10,930
Advances 5,861 7,335 10,552 14,044 14,494 16,303 21,290 24,325
Cash & Bank 763 495 1,094 1,343 2,578 2,176 2,484 2,255
Other Assets 225 212 284 328 512 731 750 814
Total Assets 8,436 9,473 13,742 18,411 20,380 23,612 33,317 38,680

Ujjivan Small Finance Bank Ltd. Profit and Loss

Particulars 8 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-12 Rs. Cr. TTM
Interest Earned 217 1,467 1,832 2,704 2,806 2,813 4,165 5,333
Other Income 9 113 206 322 302 360 589 730
Total Income 226 1,579 2,038 3,026 3,108 3,173 4,754 6,063
Operating Exp. -111 -650 -1,003 -1,319 -1,230 -1,496 -1,802 -2,134
Provisions -4 -311 -41 -171 -791 -1,187 -18 -134
PBIT 110 618 994 1,536 1,088 489 2,934 3,795
Interest -109 -609 -725 -1,070 -1,078 -1,039 -1,467 -2,120
Tax -1 -2 -69 -116 -2 136 -367 -414
PAT 0 7 199 350 8 -415 1,100 1,261
Adjusted EPS 0 1 2 0 -2 6 6

Ujjivan Small Finance Bank Ltd. Cash Flow

Particulars 7 years 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Cash Fr. Operatn. -7,084 2,326 478 242 2,657 2,554 1,060
Cash Fr. Inv. -161 -101 -148 -757 -1,356 -841 -2,096
Cash Fr. Finan. 7,931 -2,439 287 776 -706 -1,484 1,186
Net Change 687 -213 617 261 595 230 151
Cash & Cash Eqvt 687 473 1,078 1,339 1,934 2,163 2,314

Ujjivan Small Finance Bank Ltd. Shareholding Pattern

9 Qtrs 2022-03 (%) 2022-06 (%) 2022-09 (%) 2022-12 (%) 2023-03 (%) 2023-06 (%) 2023-09 (%) 2023-12 (%) 2024-03 (%)
Promoter 83.32 83.32 73.68 73.68 73.67 73.67 73.66 73.60 73.52
Public 16.68 16.68 26.32 26.32 26.33 26.33 26.34 26.40 26.48
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
No. of Shareholders (in Lacs)

Ujjivan Small Finance Bank Ltd. Announcements

Mon, 06 May 2024
Analysts/Institutional Investor Meet/Con. Call Updates
Ujjivan Small Finance Bank Limited has informed the Exchange about Schedule of meet
Mon, 06 May 2024
Board Meeting Intimation
UJJIVAN SMALL FINANCE BANK LIMITED has informed the Exchange about Board Meeting to be held on 18-May-2024 to consider and approve the Yearly Audited Financial results of the Company for the period ended March 2024 and Dividend.
Mon, 06 May 2024
Allotment of Securities
Ujjivan Small Finance Bank Limited has informed the Exchange regarding allotment of 1412702033 securities pursuant to Scheme of Arrangement/Amalgamation at its meeting held on May 06, 2024

Ujjivan Small Finance Bank Ltd. Technical Scans

Fri, 03 May 2024
Close Within 52 Week High Zone Close Within 52 Week High Zone
Making Higher Highs for 2 Days Making Higher Highs for 2 Days
High Increase in 1 Month High Increase in 1 Month
High Increase in 1 Year High Increase in 1 Year
High Increase in 2 Years High Increase in 2 Years

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Punjab National Bank Consolidated 2023-03 3,069.34 127.10 -6.4%
Bank Of Baroda Consolidated 2023-03 14,687.88 265.70 -3.6%

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