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Website | http://www.ujjivansfb.in | |
Market Cap | 10,880.60 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
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Earnings per share (EPS) | 6.41 | Trailing Twelve Months Ending 2023-09 |
Price-Earning Ratio (PE) | 8.67 | Trailing Twelve Months Ending 2023-09 |
Industry PE | 18.84 | Trailing Twelve Months Ending 2023-09 |
Book Value / Share | 23.09 | Trailing Twelve Months Ending 2023-09 |
Price to Book Value | 2.41 | Calculated using Price: 55.62 |
Dividend Yield | 2.25 | Period Ending 2023-03 |
No. of Shares Subscribed | 195.62 Cr. | 1,956,239,611 Shares |
FaceValue | 10 | |
About Ujjivan Small Finance Bank Ltd. | ||
Ujjivan Small Finance Bank (USFB) Ltd., is among the leading small finance banks in the country. The bank’s portfolio of products and services includes various asset and liability products and services. Its asset products comprise loans to micro banking customers that include group loans and individual loans, agriculture and allied loans, MSE loans, affordable housing loans, financial institutions group loans, personal loans, and vehicle loans. On the liability side, the bank offer savings accounts, current accounts and a variety of deposit accounts. |
1 Day |
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+2.48% |
1 Week |
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+2.20% |
1 Month |
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+4.49% |
3 Month |
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+13.65% |
6 Month |
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+63.64% |
1 Year |
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+97.17% |
2 Year |
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+213.48% |
5 Year |
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10 Year |
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7 years | 2017-03 | 2018-03 | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 0.00 | 0.48 | 12.99 | 15.26 | 0.28 | -14.98 | 33.75 | |
Return on Assets (%) | 0.14 | 1.72 | 2.18 | 0.04 | -1.88 | 3.86 | ||
Net Interest Margin | 1.33 | 9.46 | 8.40 | 9.19 | 8.82 | 7.84 | 8.36 | |
Interest Spread (%) | 2.02 | 12.00 | 11.08 | 11.99 | 12.78 | 12.07 | 14.36 | |
Yield on Advances (%) | 3.70 | 19.99 | 17.36 | 19.25 | 19.36 | 17.25 | 19.56 |
Particulars | 8 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09* Rs. Cr. |
Shh. Funds | 1,647 | 1,820 | 3,188 | 3,219 | 2,803 | 4,209 | 4,771 | ||
Minority Int. | |||||||||
Deposits | 206 | 3,772 | 7,379 | 10,780 | 13,136 | 18,292 | 25,538 | 29,139 | |
Borrowings | 6,291 | 3,853 | 4,166 | 3,953 | 3,247 | 1,764 | 2,641 | 3,733 | |
Other Liab. | 298 | 201 | 377 | 490 | 779 | 754 | 929 | 1,038 | |
Total Liab. | 8,436 | 9,473 | 13,742 | 18,411 | 20,380 | 23,612 | 33,317 | 38,680 | |
Fixed Assets | 140 | 198 | 284 | 300 | 281 | 249 | 283 | 357 | |
Investments | 1,447 | 1,232 | 1,527 | 2,396 | 2,516 | 4,153 | 8,510 | 10,930 | |
Advances | 5,861 | 7,335 | 10,552 | 14,044 | 14,494 | 16,303 | 21,290 | 24,325 | |
Cash & Bank | 763 | 495 | 1,094 | 1,343 | 2,578 | 2,176 | 2,484 | 2,255 | |
Other Assets | 225 | 212 | 284 | 328 | 512 | 731 | 750 | 814 | |
Total Assets | 8,436 | 9,473 | 13,742 | 18,411 | 20,380 | 23,612 | 33,317 | 38,680 |
Particulars | 8 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09 Rs. Cr. TTM |
Interest Earned | 217 | 1,467 | 1,832 | 2,704 | 2,806 | 2,813 | 4,165 | 4,944 | |
Other Income | 9 | 113 | 206 | 322 | 302 | 360 | 589 | 684 | |
Total Income | 226 | 1,579 | 2,038 | 3,026 | 3,108 | 3,173 | 4,754 | 5,628 | |
Operating Exp. | -111 | -650 | -1,003 | -1,319 | -1,230 | -1,496 | -1,802 | -1,993 | |
Provisions | -4 | -311 | -41 | -171 | -791 | -1,187 | -18 | -71 | |
PBIT | 110 | 618 | 994 | 1,536 | 1,088 | 489 | 2,934 | 3,563 | |
Interest | -109 | -609 | -725 | -1,070 | -1,078 | -1,039 | -1,467 | -1,894 | |
Tax | -1 | -2 | -69 | -116 | -2 | 136 | -367 | -415 | |
PAT | 0 | 7 | 199 | 350 | 8 | -415 | 1,100 | 1,255 | |
Adjusted EPS | 0 | 1 | 2 | 0 | -2 | 6 | 6 |
Particulars | 7 years | 2017-03 Rs. Cr. | 2018-03 Rs. Cr. | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | -7,084 | 2,326 | 478 | 242 | 2,657 | 2,554 | 1,060 | |
Cash Fr. Inv. | -161 | -101 | -148 | -757 | -1,356 | -841 | -2,096 | |
Cash Fr. Finan. | 7,931 | -2,439 | 287 | 776 | -706 | -1,484 | 1,186 | |
Net Change | 687 | -213 | 617 | 261 | 595 | 230 | 151 | |
Cash & Cash Eqvt | 687 | 473 | 1,078 | 1,339 | 1,934 | 2,163 | 2,314 |
Tue, 21 Nov 2023
Analysts/Institutional Investor Meet/Con. Call Updates
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Mon, 20 Nov 2023
Analysts/Institutional Investor Meet/Con. Call Updates
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Fri, 17 Nov 2023
Alteration Of Capital and Fund Raising-XBRL
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Wed, 29 Nov 2023 |
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