Indiabulls Housing Finance Ltd.
Snapshot View

View in App

Prices View details

120.30 +4.05 ▲3.5%

20 May 2022, 04:01:00 PM
Volume: 465,545

Overview View Details

Sector Finance Compare with Sector peers
Industry Finance - Housing Compare with Industry peers
Website http://www.indiabullshomeloans.com
Market Cap 5,673.31 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 24.97 Trailing Twelve Months Ending 2022-03
Price-Earning Ratio (PE) 4.82 Trailing Twelve Months Ending 2022-03
Industry PE 19.68 Trailing Twelve Months Ending 2022-03
Book Value / Share 355.22 Trailing Twelve Months Ending 2022-03
Price to Book Value 0.34 Calculated using Price: 120.30
Dividend Yield 7.48 Period Ending 2021-03
No. of Shares Subscribed 47.16 Cr. 471,596,630 Shares
FaceValue 2
Company Profile

Indiabulls Housing Finance Ltd. (IBHFL) is one of largest housing finance company in the country. Customer delight is and has always been a priority for company. its competency to deliver to its customers quick solution and seamless experiences lies in the expertise of its employees operating out of its national wide  network of branches, its external channel partners and ahead-of-its-me digital platform that offer customized solutions  and round-the-clock service to its customers.

Business area of the economy

The Company is primarily engaged in the business to provide finance. It also undertakes lending and finance to any person or persons, co-operative society, association of persons, body of individuals, companies, institutions, firms, builders, developers, contractors, tenants and others either at interest or without and/or with or without any security for construction, erection, building, repair, remodeling, development, improvement, purchase of houses, apartments, flats, bungalows, rooms, huts, townships and/or other buildings and real estate. Its offerings include home loans for resident Indians, home loans for non-resident Indians (NRIs), loan against property and home loan balance transfer. The Company also offers home renovation loan, rural home loans and home extension loans.

Company’s offerings   

  • Home Loan
  • Home Loan Balance Transfer
  • MSMSE Loans & LAP
  • Home Loans for NRI's
  • Home Renovation Loan
  • Home Extension Loans
  • Rural Home Loans
  • Pradhan Mantri Awas Yojana
  • ECLGS

Awards and Accolades

2011

  • Award for ‘The Best Stall’.
  • Award for ‘The Best Customer Service’.
  • ‘People’s Choice Award for Most Preferred Brand in Housing Finance’.
  • Award for ‘Excellence in Home Loan Banking’.

2012

  • Award for ‘Best Employer Brand’.

2013

  • Award for ‘Best Housing Finance Company of the Year’.
  • Award for ‘Housing Finance Company of the Year’.

2014

  • Award for ‘Fastest Growing Housing Finance Company of the Year 2013-14’.

2015

  • Award for ‘Best Housing Finance Company’.
  • Award for ‘Best Affordable Housing Finance Company of the Year’.

2016

  • SKOCH Smart Technologies Sustainable Growth - Silver Award (e-Home Loans).
  • Certificate of Excellence at the BFSI Tech Maestro Awards 2016.
  • Housing Finance Company of the Year at the Navabharat Realty Business Achievers Awards 2016.
  • ‘BFSI Digital Innovators Award (Customer Experience)’.
  • ‘Most Promising Brand for Housing Finance of the Year.
  • Award for ‘Best Housing Finance Company in Punjab’.
  • Award for ‘Excellence in Home Loan Banking’.

2017

  • Award for ‘Gold Level - Arogya World Healthy Workplace’.
  • Award for 'Excellence in Cost Management'.
  • SKOCH Order-of-Merit Award (Housing Finance).
  • Award for ‘Most Innovative Citizen Engagement Through Technology’.
  • Award for ‘Best use of Digital Media - 100% Dad Campaign’.
  • Certificate for ‘Risk Management’ at the ‘Golden Peacock Awards’.
  • Award for ‘Excellence in Home Loan Banking’.

2018

  • Best Social Media Brand in the BFSI sector (Financial Services).
  • Awards for Annual Report, Brand Film and Table Calendar 2017-18.

2019

  • Ranked 20th among India’s Best Companies to Work For 2019.
  • India’s Best Workplaces in BFSI-2019.
  • India’s Best Workplaces in NBFC- 2019.

Milestones

2013

  • IBFSL revenue merged into IBHFL.

2015

  • Rating upgraded to AAA.
  • Gross disbursement cross Rs 1,00,000 crore.

2016

  • Raised Rs. 4,000 crore through QIP.

2017

  • Included in NIFTY50 Index.
  • Balance sheet crosses Rs. 1.04 trillion.

2020

  • Indiabulls Housing Finance has launched its QIP (qualified institutional placement) and set the floor price at Rs 206.70 per equity share for the issue.
  • Indiabulls Housing Finance has sold a portion of its stake in OakNorth Holding -- the wholly owning parent company of OakNorth Bank to HighSage Ventures LLC for Rs 440 crore.

Delivery View Details

Delivered Qty
Traded Qty

Performance View Details

1 Day
+3.48%
1 Week
+2.08%
1 Month
-24.05%
3 Month
-34.83%
6 Month
-44.32%
1 Year
-42.52%
2 Year
-3.14%
5 Year
-88.45%
10 Year

Ratios View Details

9 years 2013-03 2014-03 2015-03 2016-03 2017-03 2018-03 2019-03 2020-03 2021-03
Return on Equity (%) 25.00 29.13 30.84 27.17 25.50 29.36 26.54 13.68 7.68
Return on Capital Employed (%) 11.67 13.55 13.46 12.87 12.04 11.57 12.38 10.18 9.44
Return on Assets (%) 3.16 3.69 3.68 3.45 3.16 3.25 3.10 1.86 1.23

Balance Sheet View Details

Particulars 10 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03* Rs. Cr.
Shh. Funds 5,181 5,706 6,632 10,694 12,122 14,358 16,482 15,538 16,134 16,674
Non Curr. Liab. 19,058 20,580 30,291 37,572 57,257 89,706 90,226 69,843 58,196 59,058
Curr. Liab. 15,705 18,545 21,621 29,533 37,104 28,076 23,282 17,104 18,239 5,685
Minority Int. 145 2 2
Equity & Liab. 40,089 44,832 58,546 77,799 106,484 132,141 129,990 102,484 92,568 81,418
Non Curr. Assets 28,356 32,217 41,707 55,937 77,592 113,573 95,639 77,784 69,075 68,630
Curr. Assets 11,734 12,616 16,839 21,862 28,892 18,568 34,350 24,700 23,493 12,787
Misc. Exp. not W/O
Total Assets 40,089 44,832 58,546 77,799 106,484 132,141 129,990 102,484 92,568 81,418

Profit Loss View Details

Particulars 10 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. TTM
Net Sales 4,526 5,450 6,509 8,365 10,493 14,951 17,050 13,216 9,927 9,017
Other Income 275 485 803 936 1,292 61 32 7 103 11
Total Income 4,801 5,935 7,312 9,300 11,785 15,012 17,082 13,224 10,030 9,028
Total Expenditure -537 -663 -876 -1,179 -1,579 -2,087 -1,710 -2,043 -1,432 -1,153
PBIDT 4,264 5,272 6,435 8,121 10,206 12,925 15,372 11,181 8,598 7,875
Interest -2,599 -3,282 -3,944 -4,971 -6,411 -8,010 -9,726 -8,512 -6,939 -6,242
Depreciation -9 -8 -19 -20 -23 -37 -43 -108 -97 -77
Taxation -389 -413 -571 -776 -863 -1,005 -1,546 -395 -360 -378
Exceptional Items
PAT 1,266 1,569 1,901 2,353 2,909 3,873 4,058 2,166 1,202 1,178
Minority Interest -8 -4 0 0
Share Associate -8 -2 22 33 34
Other Related Items
Consolidated Net Profit 1,258 1,564 1,901 2,345 2,906 3,895 4,091 2,200 1,202 1,178
Adjusted EPS 40 47 53 56 69 91 96 52 27 26

Cash Flow View Details

Particulars 9 years 2013-03 Rs. Cr. 2014-03 Rs. Cr. 2015-03 Rs. Cr. 2016-03 Rs. Cr. 2017-03 Rs. Cr. 2018-03 Rs. Cr. 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr.
Cash Fr. Operatn. -3,609 -2,452 -8,892 -11,643 -17,845 -25,024 21,206 19,331 7,089
Cash Fr. Inv. -62 -635 -2,093 -4,997 -2,107 368 -4,220 8,265 3,103
Cash Fr. Finan. 5,227 3,090 10,699 15,330 22,591 23,775 -7,335 -27,934 -10,632
Net Change 1,557 3 -286 -1,310 2,638 -881 9,650 -338 -440
Cash & Cash Eqvt 6,671 6,674 6,388 5,078 5,135 4,252 13,903 13,565 13,124

Shareholding Pattern View Details

9 Qtrs 2020-03 (%) 2020-06 (%) 2020-09 (%) 2020-12 (%) 2021-03 (%) 2021-06 (%) 2021-09 (%) 2021-12 (%) 2022-03 (%)
Promoter 23.09 23.66 21.70 21.70 21.70 21.69 21.69 9.72 9.66
Public 76.91 76.34 78.30 78.30 78.30 78.31 78.31 90.28 90.34
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Announcements View Details

Fri, 20 May 2022
Board Meeting Outcome for Outcome Of Board Meeting Held On May 20 2022
We wish to inform you that the Board of Directors (the Board) of Indiabulls Housing Finance Limited (the Company) at its meeting held today i.e. May 20 2022 (which was commenced at 5:30 P.M. and concluded at 7:35 P.M.) has approved the following:-(a) Audited Standalone and Consolidated Financial Results of the Company for the quarter and financial year ended March 31 2022(b) Issuance and allotment Secured Non-Convertible Debentures and Unsecured Redeemable Non-Convertible Subordinate Debt in the nature of Debentures (NCDs)(c) Appointment of Chief Risk Officer(CRO) of the Company(d) Shifting of one of the Corporate Offices of the Company
Fri, 20 May 2022
Earnings Update For The Quarter And Financial Year Ended March 31 2022
Please find enclosed an Earnings Update of Indiabulls Housing Finance Limited for the quarter and financial year ended March 31 2022 for your information and record.
Thu, 19 May 2022
Disclosure In Terms Of Regulations 32(1) & 52(7) Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (Listing Regulations) - Statement Of Deviation Or Variation Of Indiabulls Housing Finance Limited
In terms of Regulations 32(1) & 52(7) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 the statements of deviation for the quarter ended March 31 2022 on the utilization of proceeds of Equity Shares and Non-Convertible Debentures issued by the Company are attached in the format specified vide SEBI Circular CIR/CFD/CMD1/162/ 2019 dated December 24 2019 and Circular No. SEBI/HO/DDHS/08/2020 dated January 17 2020.The above referred statement of deviations for the quarter ended March 31 2022 were placed before the Audit Committee of the Company at its meeting held today i.e. May 19 2022 wherein the Committee has noted the same and approved for submission with the Stock Exchanges without any comment thereon.

Technical Scans View Details

Fri, 20 May 2022
Closing Above Previous High Closing Above Previous High
Close Within 52 Week Low Zone Close Within 52 Week Low Zone
Increasing Relative Strength - Sectoral Index Increasing Relative Strength - Sectoral Index
High Decrease 1 Month High Decrease 1 Month
High Decrease 3 Months High Decrease 3 Months

Related Stocks View Details

Stock Name Market Cap(Rs. Cr.) LTP Chg %
Life Insurance Corporation of India 522,602.94 826.25 -1.7%
Housing Development Finance Corporation Ltd. 399,513.47 2,203.15 +3.1%
Bajaj Finance Ltd. 349,723.17 5,776.45 +1.2%
Bajaj Finserv Ltd. 199,910.84 12,562.15 +1.2%
HDFC Life Insurance Co Ltd. 115,088.55 544.65 +3.0%
SBI Life Insurance Company Ltd. 106,964.62 1,069.25 +1.2%
ICICI Prudential Life Insurance Company Ltd. 73,533.96 511.60 +2.6%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
Life Insurance Corporation of India Standalone 2021-03 180.17 826.25 -1.7%
Housing Development Finance Corporation Ltd. Consolidated 2022-03 17.68 2,203.15 +3.1%
Bajaj Finance Ltd. Consolidated 2022-03 49.76 5,776.45 +1.2%
Bajaj Finserv Ltd. Consolidated 2022-03 43.87 12,562.15 +1.2%
HDFC Life Insurance Co Ltd. Consolidated 2022-03 86.73 544.65 +3.0%
SBI Life Insurance Company Ltd. Standalone 2022-03 71.03 1,069.25 +1.2%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2022-03 96.86 511.60 +2.6%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
Life Insurance Corporation of India Standalone 2021-03 15.68 826.25 -1.7%
Housing Development Finance Corporation Ltd. Consolidated 2022-03 2.22 2,203.15 +3.1%
Bajaj Finance Ltd. Consolidated 2022-03 8.00 5,776.45 +1.2%
Bajaj Finserv Ltd. Consolidated 2022-03 4.97 12,562.15 +1.2%
HDFC Life Insurance Co Ltd. Consolidated 2022-03 7.41 544.65 +3.0%
SBI Life Insurance Company Ltd. Standalone 2022-03 9.37 1,069.25 +1.2%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2022-03 8.18 511.60 +2.6%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
Life Insurance Corporation of India Standalone 2021-03 0.00 826.25 -1.7%
Housing Development Finance Corporation Ltd. Consolidated 2021-03 2.88 2,203.15 +3.1%
Bajaj Finance Ltd. Consolidated 2021-03 3.60 5,776.45 +1.2%
Bajaj Finserv Ltd. Consolidated 2021-03 3.57 12,562.15 +1.2%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 0.07 544.65 +3.0%
SBI Life Insurance Company Ltd. Standalone 2021-03 0.00 1,069.25 +1.2%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 0.14 511.60 +2.6%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
Life Insurance Corporation of India Standalone 2021-03 74.46 826.25 -1.7%
Housing Development Finance Corporation Ltd. Consolidated 2021-03 9.67 2,203.15 +3.1%
Bajaj Finance Ltd. Consolidated 2021-03 12.86 5,776.45 +1.2%
Bajaj Finserv Ltd. Consolidated 2021-03 21.95 12,562.15 +1.2%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 17.65 544.65 +3.0%
SBI Life Insurance Company Ltd. Standalone 2021-03 15.34 1,069.25 +1.2%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 11.97 511.60 +2.6%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
Life Insurance Corporation of India Standalone 2021-03 74.46 826.25 -1.7%
Housing Development Finance Corporation Ltd. Consolidated 2021-03 9.67 2,203.15 +3.1%
Bajaj Finance Ltd. Consolidated 2021-03 12.86 5,776.45 +1.2%
Bajaj Finserv Ltd. Consolidated 2021-03 21.95 12,562.15 +1.2%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 17.65 544.65 +3.0%
SBI Life Insurance Company Ltd. Standalone 2021-03 15.34 1,069.25 +1.2%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 11.97 511.60 +2.6%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
Life Insurance Corporation of India Standalone 2021-03 826.25 -1.7%
Housing Development Finance Corporation Ltd. Consolidated 2021-03 139,039.23 2,203.15 +3.1%
Bajaj Finance Ltd. Consolidated 2021-03 26,689.57 5,776.45 +1.2%
Bajaj Finserv Ltd. Consolidated 2021-03 60,591.20 12,562.15 +1.2%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 544.65 +3.0%
SBI Life Insurance Company Ltd. Standalone 2021-03 1,069.25 +1.2%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 511.60 +2.6%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
Life Insurance Corporation of India Standalone 2021-03 2,974.14 826.25 -1.7%
Housing Development Finance Corporation Ltd. Consolidated 2021-03 13,566.08 2,203.15 +3.1%
Bajaj Finance Ltd. Consolidated 2021-03 4,419.82 5,776.45 +1.2%
Bajaj Finserv Ltd. Consolidated 2021-03 7,367.56 12,562.15 +1.2%
HDFC Life Insurance Co Ltd. Consolidated 2021-03 1,360.87 544.65 +3.0%
SBI Life Insurance Company Ltd. Standalone 2021-03 1,455.85 1,069.25 +1.2%
ICICI Prudential Life Insurance Company Ltd. Consolidated 2021-03 956.16 511.60 +2.6%