CreditAccess Grameen Ltd.

1317.85 -11.85 ▼-0.9%

04 October 2023, 04:01:00 PM
Volume: 3,662

Company Profile

Sector Finance Compare with Sector peers
Industry Finance - NBFC Compare with Industry peers
Website http://www.creditaccessgrameen.in
Market Cap 20,913.85 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 64.68 Trailing Twelve Months Ending 2023-06
Price-Earning Ratio (PE) 20.37 Trailing Twelve Months Ending 2023-06
Industry PE 23.55 Trailing Twelve Months Ending 2023-06
Book Value / Share 341.66 Trailing Twelve Months Ending 2023-06
Price to Book Value 3.86 Calculated using Price: 1,317.85
Dividend Yield 0.00 Period Ending 2023-03
No. of Shares Subscribed 15.91 Cr. 159,113,268 Shares
FaceValue 10
About CreditAccess Grameen Ltd.
CreditAccess Grameen is a leading Indian micro-finance institution headquartered in Bangalore, focused on providing micro-loans to women customers predominantly in Rural Areas in India. Its wide range of lending products addresses the critical needs of its customers throughout their life cycle and includes income generation, family welfare, home improvement and emergency loans. It focuses predominantly on customers in Rural Areas in India, who largely lack access to the formal banking sector and present a latent opportunity for offering micro-loans. Its products are built on a deep understanding of the requirements of its customers (especially customers from Rural Areas) and the flexibility of products (in terms of ticket sizes, end-uses and repayment options) and the manner of their delivery differentiates it from its competitors and generates customer loyalty.

CreditAccess Grameen Ltd. Delivery

Delivered Qty
Traded Qty

CreditAccess Grameen Ltd. Performance

1 Day
-0.89%
1 Week
-0.97%
1 Month
-6.39%
3 Month
+4.43%
6 Month
+42.83%
1 Year
+32.59%
2 Year
+107.08%
5 Year
+355.14%
10 Year

CreditAccess Grameen Ltd. Fundamental Ratios

5 years 2019-03 2020-03 2021-03 2022-03 2023-03
Return on Equity (%) 13.66 13.20 4.10 9.01 17.87
Return on Capital Employed (%) 12.65 10.70 8.28 9.26 12.06
Return on Assets (%) 4.22 3.25 0.92 2.11 4.08

CreditAccess Grameen Ltd. Balance Sheet

Particulars 5 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Shh. Funds 2,365 2,734 3,692 4,167 5,107
Non Curr. Liab. 5,143 9,964 11,334 13,203 16,735
Curr. Liab. 121 201 390 596 691
Minority Int. 109 105
Equity & Liab. 7,629 13,008 15,520 17,965 22,533
Non Curr. Assets 6,960 12,221 12,816 15,904 20,673
Curr. Assets 670 787 2,704 2,062 1,861
Misc. Exp. not W/O
Total Assets 7,629 13,008 15,520 17,965 22,533

CreditAccess Grameen Ltd. Profit and Loss

Particulars 6 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-06 Rs. Cr. TTM
Net Sales 1,282 1,704 2,461 2,743 3,545 3,956
Other Income 1 1 5 7 6 5
Total Income 1,283 1,705 2,466 2,750 3,551 3,961
Total Expenditure -361 -641 -1,308 -1,235 -1,179 -1,209
PBIDT 923 1,064 1,158 1,515 2,371 2,752
Interest -417 -582 -933 -987 -1,216 -1,318
Depreciation -8 -20 -44 -47 -50 -50
Taxation -176 -126 -49 -128 -279 -346
Exceptional Items
PAT 322 335 131 353 826 1,038
Minority Interest -2 3 -9
Share Associate
Other Related Items
Consolidated Net Profit 322 334 134 353 826 1,029
Adjusted EPS 22 23 9 23 52 65

CreditAccess Grameen Ltd. Cash Flow

Particulars 5 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Cash Fr. Operatn. -1,378 -2,253 -455 -2,713 -3,290
Cash Fr. Inv. -7 -608 24 -33 -314
Cash Fr. Finan. 1,829 2,915 2,146 1,967 3,365
Net Change 444 54 1,715 -780 -239
Cash & Cash Eqvt 574 645 2,360 1,581 1,341

CreditAccess Grameen Ltd. Shareholding Pattern

9 Qtrs 2021-06 (%) 2021-09 (%) 2021-12 (%) 2022-03 (%) 2022-06 (%) 2022-09 (%) 2022-12 (%) 2023-03 (%) 2023-06 (%)
Promoter 73.97 73.91 73.89 73.85 73.82 73.74 73.71 73.68 66.77
Public 26.03 26.09 26.11 26.15 26.18 26.26 26.29 26.32 33.23
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CreditAccess Grameen Ltd. Announcements

Wed, 04 Oct 2023
Board Meeting Intimation for Considering The Unaudited Financial Results For The Quarter And Half Year Ended September 30 2023.
Creditaccess Grameen Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 20/10/2023 inter alia to consider and approve the unaudited Financial Results for the Quarter and Half Year ended September 30 2023.
Tue, 03 Oct 2023
Intimation Under Regulation 30-Direct Assignment Transactions And Funds Raised During The Q2 Of FY24
We wish to inform that the Company has completed one Direct Assignment Transaction amounting to Rs.107.66 Crore during the quarter ended September 2023. During the quarter ended September 2023 the Company has raised total funds of Rs.3 313.68 Crore through Term Loans Public NCDs ECBs and Direct Assignment Transactions.
Fri, 29 Sep 2023
Closure of Trading Window
Intimation for closure of Trading window for second quarter and half year ending September 30 2023

CreditAccess Grameen Ltd. Technical Scans

Wed, 04 Oct 2023
Close Crossing Last Month Close from Above Close Crossing Last Month Close from Above
Opening at High Opening at High
Close Within 52 Week High Zone Close Within 52 Week High Zone
Making Higher Highs for 2 Days Making Higher Highs for 2 Days
High Decrease in 1 Month High Decrease in 1 Month

CreditAccess Grameen Ltd. Related Stocks

Stock Name Market Cap(Rs. Cr.) LTP Chg %
Bajaj Finance Ltd. 475,918.72 7,854.50 -1.4%
Life Insurance Corporation of India 403,155.35 637.40 -1.2%
Bajaj Finserv Ltd. 244,468.77 1,528.75 -2.0%
JIO Financial Services Ltd. 142,758.30 224.70 -2.9%
HDFC Life Insurance Company Ltd. 134,432.77 625.25 -1.3%
SBI Life Insurance Company Ltd. 127,238.58 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. 99,490.11 1,209.60 -3.5%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-06 38.54 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-06 8.57 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-06 34.59 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 0.00 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-06 94.43 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-06 69.20 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-06 35.37 1,209.60 -3.5%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-06 8.31 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-06 7.30 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-06 4.91 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 5.94 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-06 10.04 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-06 9.40 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-06 6.64 1,209.60 -3.5%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 4.03 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 0.00 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 4.60 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 0.01 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 0.07 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 0.00 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 6.83 1,209.60 -3.5%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 23.70 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 124.33 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 28.46 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 0.06 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 9.60 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 14.14 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 20.61 1,209.60 -3.5%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 23.70 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 124.33 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 28.46 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 0.06 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 9.60 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 14.14 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 20.61 1,209.60 -3.5%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 41,397.38 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 82,071.24 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 41.63 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 12,884.10 1,209.60 -3.5%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
Bajaj Finance Ltd. Consolidated 2023-03 11,507.69 7,854.50 -1.4%
Life Insurance Corporation of India Consolidated 2023-03 35,996.65 637.40 -1.2%
Bajaj Finserv Ltd. Consolidated 2023-03 12,209.54 1,528.75 -2.0%
JIO Financial Services Ltd. Standalone 2023-03 31.25 224.70 -2.9%
HDFC Life Insurance Company Ltd. Consolidated 2023-03 1,368.28 625.25 -1.3%
SBI Life Insurance Company Ltd. Standalone 2023-03 1,720.57 1,275.00 -1.4%
Cholamandalam Investment and Finance Company Ltd. Consolidated 2023-03 2,676.67 1,209.60 -3.5%

CreditAccess Grameen Ltd. FAQ's

What is CreditAccess Grameen share price?

Can I buy CreditAccess Grameen shares now?

What is the Market Cap of CreditAccess Grameen?

What are the key metrics to analyse CreditAccess Grameen?

What is the 52 Week High and Low of CreditAccess Grameen?

What is the trend of CreditAccess Grameen share price?