Sector | Finance | Compare with Sector peers |
Industry | Finance - NBFC | Compare with Industry peers |
Website | http://www.creditaccessgrameen.in | |
Market Cap | 23,402.91 Cr. | |
Enterprise Value(EV) | Cr. | - |
Financial Indicators | ||
---|---|---|
Earnings per share (EPS) | 84.42 | Trailing Twelve Months Ending 2023-12 |
Price-Earning Ratio (PE) | 17.39 | Trailing Twelve Months Ending 2023-12 |
Industry PE | 24.04 | Trailing Twelve Months Ending 2023-12 |
Book Value / Share | 385.96 | Trailing Twelve Months Ending 2023-12 |
Price to Book Value | 3.80 | Calculated using Price: 1,468.40 |
Dividend Yield | 0.00 | Period Ending 2023-03 |
No. of Shares Subscribed | 15.94 Cr. | 159,376,967 Shares |
FaceValue | 10 | |
About CreditAccess Grameen Ltd. | ||
CreditAccess Grameen is a leading Indian micro-finance institution headquartered in Bangalore, focused on providing micro-loans to women customers predominantly in Rural Areas in India. Its wide range of lending products addresses the critical needs of its customers throughout their life cycle and includes income generation, family welfare, home improvement and emergency loans. It focuses predominantly on customers in Rural Areas in India, who largely lack access to the formal banking sector and present a latent opportunity for offering micro-loans. Its products are built on a deep understanding of the requirements of its customers (especially customers from Rural Areas) and the flexibility of products (in terms of ticket sizes, end-uses and repayment options) and the manner of their delivery differentiates it from its competitors and generates customer loyalty. |
1 Day |
|
-0.68% |
1 Week |
|
+2.96% |
1 Month |
|
+6.27% |
3 Month |
|
-7.76% |
6 Month |
|
-1.71% |
1 Year |
|
+50.51% |
2 Year |
|
+51.17% |
5 Year |
|
+192.06% |
10 Year |
|
5 years | 2019-03 | 2020-03 | 2021-03 | 2022-03 | 2023-03 | |
Return on Equity (%) | 13.66 | 13.2 | 4.1 | 9.01 | 17.87 | |
Return on Capital Employed (%) | 12.65 | 10.7 | 8.28 | 9.26 | 12.06 | |
Return on Assets (%) | 4.22 | 3.25 | 0.92 | 2.11 | 4.08 |
Particulars | 6 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-09* Rs. Cr. |
Shh. Funds | 2,365 | 2,734 | 3,692 | 4,167 | 5,107 | 5,798 | |
Non Curr. Liab. | 5,143 | 9,964 | 11,334 | 13,203 | 16,735 | 17,582 | |
Curr. Liab. | 121 | 201 | 390 | 596 | 691 | 482 | |
Minority Int. | 109 | 105 | |||||
Equity & Liab. | 7,629 | 13,008 | 15,520 | 17,965 | 22,533 | 23,862 | |
Non Curr. Assets | 6,960 | 12,221 | 12,816 | 15,904 | 20,673 | 22,147 | |
Curr. Assets | 670 | 787 | 2,704 | 2,062 | 1,861 | 1,714 | |
Misc. Exp. not W/O | |||||||
Total Assets | 7,629 | 13,008 | 15,520 | 17,965 | 22,533 | 23,862 |
Particulars | 6 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. | 2023-12 Rs. Cr. TTM |
Net Sales | 1,282 | 1,704 | 2,461 | 2,743 | 3,545 | 4,775 | |
Other Income | 1 | 1 | 5 | 7 | 6 | 5 | |
Total Income | 1,283 | 1,705 | 2,466 | 2,750 | 3,551 | 4,780 | |
Total Expenditure | -361 | -641 | -1,308 | -1,235 | -1,179 | -1,327 | |
PBIDT | 923 | 1,064 | 1,158 | 1,515 | 2,371 | 3,453 | |
Interest | -417 | -582 | -933 | -987 | -1,216 | -1,596 | |
Depreciation | -8 | -20 | -44 | -47 | -50 | -50 | |
Taxation | -176 | -126 | -49 | -128 | -279 | -462 | |
Exceptional Items | |||||||
PAT | 322 | 335 | 131 | 353 | 826 | 1,345 | |
Minority Interest | -2 | 3 | |||||
Share Associate | |||||||
Other Related Items | |||||||
Consolidated Net Profit | 322 | 334 | 134 | 353 | 826 | 1,345 | |
Adjusted EPS | 22 | 23 | 9 | 23 | 52 | 85 |
Particulars | 5 years | 2019-03 Rs. Cr. | 2020-03 Rs. Cr. | 2021-03 Rs. Cr. | 2022-03 Rs. Cr. | 2023-03 Rs. Cr. |
Cash Fr. Operatn. | -1,378 | -2,253 | -455 | -2,713 | -3,290 | |
Cash Fr. Inv. | -7 | -608 | 24 | -33 | -314 | |
Cash Fr. Finan. | 1,829 | 2,915 | 2,146 | 1,967 | 3,365 | |
Net Change | 444 | 54 | 1,715 | -780 | -239 | |
Cash & Cash Eqvt | 574 | 645 | 2,360 | 1,581 | 1,341 |
Mon, 22 Apr 2024
Board Meeting Intimation CREDITACCESS GRAMEEN LIMITED has informed the Exchange about Board Meeting to be held on 07-May-2024 to inter-alia consider and approve the Audited Financial results of the Company for the Yearly ended March 2024 . |
Mon, 15 Apr 2024
Certificate under SEBI (Depositories and Participants) Regulations, 2018 CREDITACCESS GRAMEEN LIMITED has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018 |
Thu, 04 Apr 2024
Disclosure under SEBI Takeover Regulations CreditAccess India BV has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. |
Fri, 26 Apr 2024 |
Closing Below Previous Low |
Closing Below Previous Low for 2 Days |
Making Lower Lows for 2 Days |
High Increase in 1 Year |
High Increase in 5 Years |