CreditAccess Grameen Ltd.

1467.90 -10.05 ▼-0.7%

26 April 2024, 04:02:40 PM
Volume: 66,371

Company Profile

Sector Finance Sector Icon Finance Compare with Sector peers
Industry Finance - NBFC Industry Icon Finance - NBFC Compare with Industry peers
Website http://www.creditaccessgrameen.in
Market Cap 23,402.91 Cr.
Enterprise Value(EV) Cr. -
Financial Indicators
Earnings per share (EPS) 84.42 Trailing Twelve Months Ending 2023-12
Price-Earning Ratio (PE) 17.39 Trailing Twelve Months Ending 2023-12
Industry PE 24.04 Trailing Twelve Months Ending 2023-12
Book Value / Share 385.96 Trailing Twelve Months Ending 2023-12
Price to Book Value 3.80 Calculated using Price: 1,468.40
Dividend Yield 0.00 Period Ending 2023-03
No. of Shares Subscribed 15.94 Cr. 159,376,967 Shares
FaceValue 10
About CreditAccess Grameen Ltd.
CreditAccess Grameen is a leading Indian micro-finance institution headquartered in Bangalore, focused on providing micro-loans to women customers predominantly in Rural Areas in India. Its wide range of lending products addresses the critical needs of its customers throughout their life cycle and includes income generation, family welfare, home improvement and emergency loans. It focuses predominantly on customers in Rural Areas in India, who largely lack access to the formal banking sector and present a latent opportunity for offering micro-loans. Its products are built on a deep understanding of the requirements of its customers (especially customers from Rural Areas) and the flexibility of products (in terms of ticket sizes, end-uses and repayment options) and the manner of their delivery differentiates it from its competitors and generates customer loyalty.

CreditAccess Grameen Ltd. Delivery

Delivered Qty
Traded Qty

CreditAccess Grameen Ltd. Performance

1 Day
-0.68%
1 Week
+2.96%
1 Month
+6.27%
3 Month
-7.76%
6 Month
-1.71%
1 Year
+50.51%
2 Year
+51.17%
5 Year
+192.06%
10 Year

CreditAccess Grameen Ltd. Fundamental Ratios

5 years 2019-03 2020-03 2021-03 2022-03 2023-03
Return on Equity (%) 13.66 13.2 4.1 9.01 17.87
Return on Capital Employed (%) 12.65 10.7 8.28 9.26 12.06
Return on Assets (%) 4.22 3.25 0.92 2.11 4.08

CreditAccess Grameen Ltd. Balance Sheet

Particulars 6 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-09* Rs. Cr.
Shh. Funds 2,365 2,734 3,692 4,167 5,107 5,798
Non Curr. Liab. 5,143 9,964 11,334 13,203 16,735 17,582
Curr. Liab. 121 201 390 596 691 482
Minority Int. 109 105
Equity & Liab. 7,629 13,008 15,520 17,965 22,533 23,862
Non Curr. Assets 6,960 12,221 12,816 15,904 20,673 22,147
Curr. Assets 670 787 2,704 2,062 1,861 1,714
Misc. Exp. not W/O
Total Assets 7,629 13,008 15,520 17,965 22,533 23,862

CreditAccess Grameen Ltd. Profit and Loss

Particulars 6 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr. 2023-12 Rs. Cr. TTM
Net Sales 1,282 1,704 2,461 2,743 3,545 4,775
Other Income 1 1 5 7 6 5
Total Income 1,283 1,705 2,466 2,750 3,551 4,780
Total Expenditure -361 -641 -1,308 -1,235 -1,179 -1,327
PBIDT 923 1,064 1,158 1,515 2,371 3,453
Interest -417 -582 -933 -987 -1,216 -1,596
Depreciation -8 -20 -44 -47 -50 -50
Taxation -176 -126 -49 -128 -279 -462
Exceptional Items
PAT 322 335 131 353 826 1,345
Minority Interest -2 3
Share Associate
Other Related Items
Consolidated Net Profit 322 334 134 353 826 1,345
Adjusted EPS 22 23 9 23 52 85

CreditAccess Grameen Ltd. Cash Flow

Particulars 5 years 2019-03 Rs. Cr. 2020-03 Rs. Cr. 2021-03 Rs. Cr. 2022-03 Rs. Cr. 2023-03 Rs. Cr.
Cash Fr. Operatn. -1,378 -2,253 -455 -2,713 -3,290
Cash Fr. Inv. -7 -608 24 -33 -314
Cash Fr. Finan. 1,829 2,915 2,146 1,967 3,365
Net Change 444 54 1,715 -780 -239
Cash & Cash Eqvt 574 645 2,360 1,581 1,341

CreditAccess Grameen Ltd. Shareholding Pattern

9 Qtrs 2022-03 (%) 2022-06 (%) 2022-09 (%) 2022-12 (%) 2023-03 (%) 2023-06 (%) 2023-09 (%) 2023-12 (%) 2024-03 (%)
Promoter 73.85 73.82 73.74 73.71 73.68 66.77 66.69 66.66 66.58
Public 26.15 26.18 26.26 26.29 26.32 33.23 33.31 33.34 33.42
Depository Receipts 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Promoter Holding Pledge (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
No. of Shareholders (in Lacs)

CreditAccess Grameen Ltd. Announcements

Mon, 22 Apr 2024
Board Meeting Intimation
CREDITACCESS GRAMEEN LIMITED has informed the Exchange about Board Meeting to be held on 07-May-2024 to inter-alia consider and approve the Audited Financial results of the Company for the Yearly ended March 2024 .
Mon, 15 Apr 2024
Certificate under SEBI (Depositories and Participants) Regulations, 2018
CREDITACCESS GRAMEEN LIMITED has informed the Exchange about Certificate under SEBI (Depositories and Participants) Regulations, 2018
Thu, 04 Apr 2024
Disclosure under SEBI Takeover Regulations
CreditAccess India BV has Submitted to the Exchange a copy of Disclosure under Regulation 31(4) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011.

CreditAccess Grameen Ltd. Technical Scans

Fri, 26 Apr 2024
Closing Below Previous Low Closing Below Previous Low
Closing Below Previous Low for 2 Days Closing Below Previous Low for 2 Days
Making Lower Lows for 2 Days Making Lower Lows for 2 Days
High Increase in 1 Year High Increase in 1 Year
High Increase in 5 Years High Increase in 5 Years

CreditAccess Grameen Ltd. Related Stocks

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JIO Financial Services Ltd. 242,536.62 381.75 -0.1%
Indian Railway Finance Corporation Ltd. 206,547.74 158.05 +5.2%
SBI Life Insurance Company Ltd. 141,732.40 1,415.25 -2.0%
Power Finance Corporation Ltd. 134,066.63 406.15 -0.2%
Stock Name Statement TTM Ending Price Earning Ratio(TTM) LTP Chg %
Life Insurance Corporation of India Consolidated 2023-12 15.50 988.05 +0.4%
Bajaj Finance Ltd. Consolidated 2024-03 28.87 6,731.20 -7.7%
Bajaj Finserv Ltd. Consolidated 2024-03 31.27 1,597.35 -3.5%
JIO Financial Services Ltd. Consolidated 2024-03 151.16 381.75 -0.1%
Indian Railway Finance Corporation Ltd. Standalone 2023-12 34.21 158.05 +5.2%
SBI Life Insurance Company Ltd. Standalone 2024-03 74.84 1,415.25 -2.0%
Power Finance Corporation Ltd. Consolidated 2023-12 7.13 406.15 -0.2%
Stock Name Statement TTM Ending Price To Book Value(TTM) LTP Chg %
Life Insurance Corporation of India Consolidated 2023-12 8.91 988.05 +0.4%
Bajaj Finance Ltd. Consolidated 2024-03 5.44 6,731.20 -7.7%
Bajaj Finserv Ltd. Consolidated 2024-03 4.22 1,597.35 -3.5%
JIO Financial Services Ltd. Consolidated 2024-03 1.74 381.75 -0.1%
Indian Railway Finance Corporation Ltd. Standalone 2023-12 4.28 158.05 +5.2%
SBI Life Insurance Company Ltd. Standalone 2024-03 9.71 1,415.25 -2.0%
Power Finance Corporation Ltd. Consolidated 2023-12 1.35 406.15 -0.2%
Stock Name Statement Year Ending Debt Equity Ratio LTP Chg %
Life Insurance Corporation of India Consolidated 2023-03 0.00 988.05 +0.4%
Bajaj Finance Ltd. Consolidated 2023-03 4.03 6,731.20 -7.7%
Bajaj Finserv Ltd. Consolidated 2023-03 4.60 1,597.35 -3.5%
JIO Financial Services Ltd. Consolidated 2023-03 0.01 381.75 -0.1%
Indian Railway Finance Corporation Ltd. Standalone 2023-03 9.21 158.05 +5.2%
SBI Life Insurance Company Ltd. Standalone 2023-03 0.00 1,415.25 -2.0%
Power Finance Corporation Ltd. Consolidated 2023-03 8.75 406.15 -0.2%
Stock Name Statement Year Ending Return On Equity(%) LTP Chg %
Life Insurance Corporation of India Consolidated 2023-03 124.33 988.05 +0.4%
Bajaj Finance Ltd. Consolidated 2023-03 23.70 6,731.20 -7.7%
Bajaj Finserv Ltd. Consolidated 2023-03 28.46 1,597.35 -3.5%
JIO Financial Services Ltd. Consolidated 2023-03 0.06 381.75 -0.1%
Indian Railway Finance Corporation Ltd. Standalone 2023-03 14.66 158.05 +5.2%
SBI Life Insurance Company Ltd. Standalone 2023-03 14.14 1,415.25 -2.0%
Power Finance Corporation Ltd. Consolidated 2023-03 27.18 406.15 -0.2%
Stock Name Statement Year Ending Return On Capital Employed(%) LTP Chg %
Life Insurance Corporation of India Consolidated 2023-03 124.33 988.05 +0.4%
Bajaj Finance Ltd. Consolidated 2023-03 23.70 6,731.20 -7.7%
Bajaj Finserv Ltd. Consolidated 2023-03 28.46 1,597.35 -3.5%
JIO Financial Services Ltd. Consolidated 2023-03 0.06 381.75 -0.1%
Indian Railway Finance Corporation Ltd. Standalone 2023-03 14.66 158.05 +5.2%
SBI Life Insurance Company Ltd. Standalone 2023-03 14.14 1,415.25 -2.0%
Power Finance Corporation Ltd. Consolidated 2023-03 27.18 406.15 -0.2%
Stock Name Statement Year Ending Net Sales(Rs. Cr.) LTP Chg %
Life Insurance Corporation of India Consolidated 2023-03 988.05 +0.4%
Bajaj Finance Ltd. Consolidated 2023-03 41,397.38 6,731.20 -7.7%
Bajaj Finserv Ltd. Consolidated 2023-03 82,071.24 1,597.35 -3.5%
JIO Financial Services Ltd. Consolidated 2023-03 41.63 381.75 -0.1%
Indian Railway Finance Corporation Ltd. Standalone 2023-03 23,891.83 158.05 +5.2%
SBI Life Insurance Company Ltd. Standalone 2023-03 1,415.25 -2.0%
Power Finance Corporation Ltd. Consolidated 2023-03 77,568.30 406.15 -0.2%
Stock Name Statement Year Ending Profit After Tax(Rs. Cr.) LTP Chg %
Life Insurance Corporation of India Consolidated 2023-03 35,996.65 988.05 +0.4%
Bajaj Finance Ltd. Consolidated 2023-03 11,507.69 6,731.20 -7.7%
Bajaj Finserv Ltd. Consolidated 2023-03 12,209.54 1,597.35 -3.5%
JIO Financial Services Ltd. Consolidated 2023-03 31.25 381.75 -0.1%
Indian Railway Finance Corporation Ltd. Standalone 2023-03 6,337.01 158.05 +5.2%
SBI Life Insurance Company Ltd. Standalone 2023-03 1,720.57 1,415.25 -2.0%
Power Finance Corporation Ltd. Consolidated 2023-03 21,178.59 406.15 -0.2%

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